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RebeccaG1 (Washington)
Posts: 9
Posted:
Our HOA has absolutely no authority to enforce any of the covenants, most of the covenants still refer to 25 years ago before the land was developed and have no bearing on now, and although 18 out of the 21 houses park their trucks in the driveway, the bylaws specifically prohit it. I personally think the association really serves no purpose at this point, but if it is going to stay it needs to be updated. They agree it needs updated but they do not want the members to know that the current covenants have no authority and no provisions to enforce, do we have a duty to advise the members or just sneak it in on them as was suggested in the board meeting? It has been run by the same 3 people for years and none of them have any idea what the laws are or even follow the new laws that come up everyday.
RebeccaG1 (Washington)
Posts: 9
Posted:
Oops, not the bylaw, but the covenants forbid trucks of any kind, including SUV's and so on.
MicheleD (Kentucky)
Posts: 4,491
Posted:
By what basis do you make the determination that the HOA has "absolutely no authority to enforce any of the covenants"?

And who is "they" who agree "it needs updated"?
RebeccaG1 (Washington)
Posts: 9
Posted:
Sorry I should have provided a bit more information. I recently moved into the community and because of my legal background the president of the assoc asked for my assistance. I agreed to assist where I could. The original writer of the CCR's and Bylaws did not add any remedies or enforcement clauses into the bylaws or CCR's at all. In fact the ability to collect assesments is a bit ambiguous. It just gives the rules but no way to enforce them. When I first read them I actually thought some of it was missing and requested a second copy.

I suggested that we do a short survey to find out which CCR's are the most important to the majority of homeowners, I don't have a problem helping the board to rewrite them but I do have a moral dilema of doing it by ambush, which is what I feel will take place if the owners do not know the real and actual reason for wanted to amend the whole CCR's. I guess my question is, is there an actual duty to inform the homeowners as to why the CCR's need updating?
TimB4 (Tennessee)
Posts: 21,059
Posted:
Quote:
Posted By RebeccaG1 on 06/02/2010 8:48 PM
I guess my question is, is there an actual duty to inform the homeowners as to why the CCR's need updating?

Rebecca,

I suppose that this would be based on the character of the Board. Since you are in the legal profession, would you be under the obligation to advise opposing council of a loop hole in the law that would seal his case against your client or are you under the obligation to serve your client and let opposing council discover the loop hole on their own? I would expect, as I am not a lawyer, that your duty would be to your client and not opposing council. You may wish you could tell them or even want to tell them but your duty would prevent you from doing this.

Since you volunteered your services, I suspect you are in even more of a difficult decision. I would expect that it would depend on under what premise you volunteered. Was it as a concerned homeowner or was it for your legal expertise? If it was for your legal expertise, I believe you have a duty to the perceived client which would be the Association and not individual homeowners. You would be free to argue to disclose this information to the Board and let them make the decision, but you shouldn't be free to say this to the membership on your own. However, as a homeowner who figured this out because of your expertise in reading legal documents, you would have the right to explain this to the membership however you see fir.

My advise is that you need to make this decision early and disclose it to the Board. If you strongly believe that the membership should be informed of this prior to the vote, I would recommend that you remove yourself from the committee or at least disclose to the Board that you should be considered serving on this committee as a homeowner and not as a lawyer. Explain that as a homeowner, you will be free to discuss the topic openly with all other members and without prior permission of the Board. Then let the Board make the decision to keep you on the committee or not.

Although I'm not a lawyer, I have had to make decision that required me to also make a choice between personal choice and duty. As long as your decision allows yourself to be comfortable looking at the image in the mirror, you should consider it the right decision.

Hope this helps,

Tim
MicheleD (Kentucky)
Posts: 4,491
Posted:
I would like a little more clarification, please, on what you mean when you state that you have a legal background.
RebeccaG1 (Washington)
Posts: 9
Posted:
Thank you for your response. It was a bit disturbing at best. I did not look at the board as being advesarial to the members of the association, instead I believed they were there to serve and protect the members and uphold the CCR's. Under your scenario clearly the board is not there to serve all of the members of the association, but rather to control them as would be done in a communist regime.

I am of a mind that the membership, homeowners, should be privy to all matters concerning their homes and the strength or weakness of their association. As a community they should be part of the decision making process, I believe it is their right as owners. An association is not a communist society, or is it?

Perhaps it is best that I remove myself as I would really not want anything to do with removing a homeowners right of making decisions for themselves and coming together as a community to protect their investment.

Again, I thank you for your insightful response.

P.S. I am not a lawyer, I am a Paralegal with over 20 years exerience.

RebeccaG1 (Washington)
Posts: 9
Posted:
I volunteered as a concerned homeowner who has access to legal research and the ability to read legal documents.
JohnB26 (South Carolina)
Posts: 1,569
Posted:
Is the HOA in question incorporated? Most are.
Check with your Secretary of State ... the Articles of Incorporation should be on file. Then y'all are covered by the corporate laws of Wahington state.
GlenL (Ohio)
Posts: 5,491
Posted:
Quote:
Posted By RebeccaG1 on 06/03/2010 5:56 AM
Thank you for your response. It was a bit disturbing at best. I did not look at the board as being advesarial to the members of the association, instead I believed they were there to serve and protect the members and uphold the CCR's. Under your scenario clearly the board is not there to serve all of the members of the association, but rather to control them as would be done in a communist regime.

I am of a mind that the membership, homeowners, should be privy to all matters concerning their homes and the strength or weakness of their association. As a community they should be part of the decision making process, I believe it is their right as owners. An association is not a communist society, or is it?


Perhaps it is best that I remove myself as I would really not want anything to do with removing a homeowners right of making decisions for themselves and coming together as a community to protect their investment.

Again, I thank you for your insightful response.

P.S. I am not a lawyer, I am a Paralegal with over 20 years exerience.


What a load of Bravo Sierra. Ms. Paralegal IMHO the BOD already has the power to enforce the CC&R's under RCW 64.38.020 Association powers as long as they don't specifically prohibit enforcement.

Unless otherwise provided in the governing documents, an association may:

(1) Adopt and amend bylaws, rules, and regulations;

(2) Adopt and amend budgets for revenues, expenditures, and reserves, and impose and collect assessments for common expenses from owners;

(3) Hire and discharge or contract with managing agents and other employees, agents, and independent contractors;

(4) Institute, defend, or intervene in litigation or administrative proceedings in its own name on behalf of itself or two or more owners on matters affecting the homeowners' association, but not on behalf of owners involved in disputes that are not the responsibility of the association;

(5) Make contracts and incur liabilities;

(6) Regulate the use, maintenance, repair, replacement, and modification of common areas;

(7) Cause additional improvements to be made as a part of the common areas;

(8) Acquire, hold, encumber, and convey in its own name any right, title, or interest to real or personal property;

(9) Grant easements, leases, licenses, and concessions through or over the common areas and petition for or consent to the vacation of streets and alleys;

(10) Impose and collect any payments, fees, or charges for the use, rental, or operation of the common areas;

(11) Impose and collect charges for late payments of assessments and, after notice and an opportunity to be heard by the board of directors or by the representative designated by the board of directors and in accordance with the procedures as provided in the bylaws or rules and regulations adopted by the board of directors, levy reasonable fines in accordance with a previously established schedule adopted by the board of directors and furnished to the owners for violation of the bylaws, rules, and regulations of the association;

(12) Exercise any other powers conferred by the bylaws;

(13) Exercise all other powers that may be exercised in this state by the same type of corporation as the association; and

(14) Exercise any other powers necessary and proper for the governance and operation of the association.


Studies show that 5 out of 4 people have problems with fractions
MaryA1 (Arizona)
Posts: 7,043
Posted:
Rebecca,

I doubt the BOD has a "duty" to inform the members of their reason for wanting to amend the CCRs. They could just say the CCRs are terribly outdated and need to be brought current with state law, which is the truth. There would be no "sneaking" the amendment on the members anyhow as the members would have to vote on it.

A good plan would be for the BOD to draft the amendment then send it to the members for their comments. It would be good to know what covenants the members are in favor of keeping and which ones they would like to eliminate. As for the parking restriction, IMO, I doubt it would be enforced in a court of law if it has not been enforced during the better part of 25 years. As a paralegal, I'm sure you are aware of this.
MicheleD (Kentucky)
Posts: 4,491
Posted:
Quote:
Posted By RebeccaG1 on 06/03/2010 5:56 AM
Thank you for your response. It was a bit disturbing at best. I did not look at the board as being advesarial to the members of the association, instead I believed they were there to serve and protect the members and uphold the CCR's. Under your scenario clearly the board is not there to serve all of the members of the association, but rather to control them as would be done in a communist regime.

You are also poorly informed as to the reason, function, and structure of HOAs.

The board is not there to "serve and protect" the members.

Who told you that? Whomever did sorely misinformed you.

They are there to enforce the covenants and handle other required administrative functions of the association.

Remember, they are "members" themselves and have obviously invested some time and energy into the association/neighborhood by virtue of volunteering to be members of the board.

It does seem to me that you may have some bias chiseled into that chip on your shoulder, though, I will give you that.

By the way, is a non-profit corporation equivalent to a "communist regime"?

Is a FOR-profit corporation equivalent to a "communist regime"?

Why or why not?

You do realize that an HOA is simply a corporation, right?

As Mary said, restrictions that have not been enforced for 25 years may (or may not) still be enforceable.

That can only be tested if it gets to a court of law.

However, as my brother-in-law discovered in his neighborhood, it turns out they can be. He has lived in his home for over 20 years. He discovered quite by accident when he was researching something else that the lots in his subdivision have deed restrictions associated with them. In his entire 20 years at that home, he has never been assessed an association fee, nor has he ever been aware of a board of directors, nor was he aware that they had deed restrictions.

Still, though, he was entitled to enforce the covenants, and he took one of his neighbors to court over them (a parking restriction, and I don't have all the details regarding what the restriction was) -- it turns out he won.

Since then he and several other of his neighbors have enforced a few other covenants and lo and behold, their neighborhood, which was on the decline, is now looking much better and everyone is much happier. Will it translate into higher property values over time? Maybe. Who knows.

But for right now it's a much more attractive neighborhood.
MaryA1 (Arizona)
Posts: 7,043
Posted:
Michele,

There are many, many neighborhoods all across the country that have deed restrictions on the properties but there is no HOA to enforce them. When this happens each property owner has the right to enforce in a court of law, usually small claims/justice court. I'm glad to hear your brother won his case. As we all know, winning or losing a court case oftentimes depends more on the judge hearing the case than the lawyers arguing it!

The first neighborhood we lived in after moving to AZ had deed restrictions on the properties but I was not aware of this until we had lived in our home about 5 years. We lived there for about 10 years and I never saw the CCRs! I'm sure this is the case with many non-HOA neighborhoods. Over the years, we have owned 4 homes and 2 unimproved "lots" -- all had CCRs but only 2 had an HOA.
TimB4 (Tennessee)
Posts: 21,059
Posted:
Everyone,

Give the Rebecca a break. I suspect that most, if not all, of us have had the pleasure of dealing with an HOA where we thought all or part of it was a dictatorship. As we have gotten involved and understood the issues, and where to find relevant laws and discussed the issues openly with others this perception changed. I also believe that most, if not all, of us agree with Rebecca's vision of whatan HOA should be like:

"that the membership, homeowners, should be privy to all matters concerning their homes and the strength or weakness of their association. As a community they should be part of the decision making process, I believe it is their right as owners."

Many of us have written about the apathy of memberships who, if they became involved or at least attended meetings, would be "privy" to all the matters dealing with an Association. Unfortunatly, most members chose not to be involved.

Rebecca,

No, an HOA is not a communist society. An Association is only as good as the members who volunteer to run it. Your question was one of duty. The Board of Directors have a duty to the Corporation. The Corporation normally has the duty to maintain the common areas and enforce the covenants equally and fairly.

This forum is mainly made up of, and designed for volunteers who are currently serving, or have served, in the running of the Association. Many, including myself, strive for the exact thing you expect your Association to be. This is why there were so many reactions to your last post. Call it a knee jerk reaction as we are only human. I also hope that this reaction didn't scare you away as we truly will try to help where we can.

As I said, I believe that there should be full disclosure. However, that is not always possible. Additionally, depending on governing documents and/or State laws, it is usually not required. Some Associations may require open meetings and most require that minutes be made available to the membership if requested. However, the sad truth is most homeowners don't bother to ask or even attend meetings. They figure that if the streets are plowed in the winter, the grass mowed in the spring and the leaves raked in the fall all is right with the world and they don't bother to look any further until the Association knocks at the door about a late payment or rule infraction. You are one of the good ones who stepped up and volunteered. Thank you for that! Please don't let our reaction keep you from volunteering in your own Association.

As Glen pointed out, there are State corporate and property laws that apply even if the governing documents don't mention them. Personally, I believe that the your membership and your Association would be better if you stayed on the committee. Now that you are aware of this, your expertise would allow the updated governing documents to better reflect this. Additionally, you would be able to suggest including language that requires the openness you and others expect from the Association.

The choice is of course yours. As I said in my previous post, any decision that makes you ok with the image in the mirror was probably the right decision.

Tim

RebeccaG1 (Washington)
Posts: 9
Posted:
Tim, thank you for your words. And I am very much aware of what the RCW's in the State of Washington state, I understand that the RCW's give them the authority to enforce the CCR's and bylaws, my point was that both are silent as to any remedy whatsoever. The CCR's are also silent as to yearly dues or any remedy if they are not paid. We have a very small patch of land where the sign is, that is the only portion that needs maintained by the HOA, it is a nice sign and I would like to see it stay so I am not opposed to contributing towards that end. I am not sure that anybody can fathom that there literally is no remedies in the entire document. I also own a town home, the CCR's are very specific as to what happens if a covenant is not complied with, they have the authority to enforce their remedies per the RCW's which gives them that power. At that association,if you park on the street, the remedy is you will be towed at your own expense, my boyfriend never did that again!

Anyway, I hope i never become so jaded that I attack people in the manner that I was recieved here.
MicheleD (Kentucky)
Posts: 4,491
Posted:
Quote:
Posted By RebeccaG1 on 06/03/2010 5:20 PM

Anyway, I hope i never become so jaded that I attack people in the manner that I was recieved here.

And yet, Rebecca, that is exactly what you just did to your new "association."

Or have you not realized that yet?

Tim, if you will recall, she mentioned that she just "recently" moved into the development. By her own statements the relationship, as such that may or may not already exist, with the board is also fairly new, and yet she immediately characterizes it as equivalent to a communist society -- when the board is apparently, also by her own statements, apparently trying to pull it back into some sort of order.

TimB4 (Tennessee)
Posts: 21,059
Posted:
Michelle,

I didn't get that she was calling her association a communist society. I took her statement to imply that because the posts (well mine) prior to that didn't completely support a board having the duty to disclose everything to the membership that she believed that action made it a communist society. Her phrasing of her response is also what had many of us perceive that she was calling those who served on boards and committees (i.e. most of the members of this forum) communistic. Hence the tone of the replies (which I fully understand as I almost took the same tone).

At least that's my take from trying to look at it from both sides. Perhaps I could have explained it, or presented it better as I was just trying to answer her question about duty (real or implied).

It goes to perception. Rebecca perceived that she was attacked by the replies posted here. Members of this forum perceived that they were being attack by having it implied that, by serving in an HOA, they were fostering a communistic society. Just as I apparently provided the perception that the a BOD is adversarial.

I learned awhile ago that I don't always phrase things the best way and it has unintentional consequences (usually right back at me). Therefore, I have learned to try and give the benefit of the doubt when possible as I appreciate it when it's given to me.

MicheleD (Kentucky)
Posts: 4,491
Posted:
Tim, with all due respect, please go back and read the thread.

There were no posts other than yours before she jumped into the accusations of communist proportions. While you note that it may have been your response that triggered her equating HOAs with communism, I don't really think it took that much of a nudge from you for her to go there. I think her mind was already set about the board and their agenda (as she perceives it) and your comments may just have validated that for her.

I say that because I get the strong sense that right out of the box she also has a very mistaken understanding of the purpose of an HOA as well as an HOA board's role, presuming they are there to "serve" the members, which is no doubt why she perceived your post as describing some sort of communist society.

She has yet to address that particular detail, and it's no small detail. If she is already presuming that HOAs are there to serve the members rather than to administer the corporation and the responsibilities of the corporation, she's already behind the curve.

And you are correct. Yes I did, and generally always do, take exception when people try to equate a non-profit corporate entity such as a Homeowners Association with some sort of quasi- or pseudo-governmental body.

And in the process of doing so color HOAs - and the people who volunteer their time and talent to serve on the board - as something they are not.

Further, I don't know that there's any "duty" to explain to the membership why the CC&Rs need to be re-written or updated.

The fact that the documents are 25 years old is probably reason enough to update them. The fact is that the current board likely did not write them, so they have no dog in the fight as to why things were left out or why they were worded poorly or ambiguously.

But that they want to update them, make them more responsive to the membership, and make it easier to understand them, including ensuring that everyone understands how, when and why enforcement can occur, I think that's great.

We didn't write our CC&Rs either, but we get nailed all the time for having created such poorly written documents. Never mind that we inherited them from the developer, who cobbled them together from boilerplates from a variety of developments he produced. The board still always gets hung with the fact that they are hard to understand and even harder to enforce.

It is a rare HOA that has well written, simple, and easily followed governing documents.

I say more power to the board if they want to tackle that monster. I would also guess that a huge portion of the membership really couldn't give a rat's ass as long as they don't have to do the work and as long as they don't get nailed with any violation.

RebeccaG1 (Washington)
Posts: 9
Posted:
She has yet to address that particular detail, and it's no small detail. If she is already presuming that HOAs are there to serve the members rather than to administer the corporation and the responsibilities of the corporation, she's already behind the curve.

And you are correct. Yes I did, and generally always do, take exception when people try to equate a non-profit corporate entity such as a Homeowners Association with some sort of quasi- or pseudo-governmental body.

And in the process of doing so color HOAs - and the people who volunteer their time and talent to serve on the board - as something they are not.

Further, I don't know that there's any "duty" to explain to the membership why the CC&Rs need to be re-written or updated.

Michelle, obviously you have way to much time on your hands. With that being said, when a person is forced, presumably by the board, to clean up their yard, it serves the benefit of the association and its members. By your definition, it comes across as purely a self serving action. I prefer to believe it is for the benefit of the community.

Michelle, your responses remove any doubt why people tend to color HOA's in a poor light, you are a bit terse and clearly love the control you have been handed, and as you don't believe your actions benefit your community I can only assume it is narssism that compels you. Which would also explain why you respond, argumentivly to almost each and every post. Love to hear yourself talk? Have an over inflated opinon of your own opinions?

You should take a moment and really look at Tim's responses, try to aspire to learn to have the patience and kindness that he has exhibited, obviously he thinks with a clear and level head.

Just as an aside, I am the one that advised the officers (who are also the entire board) that the CCR's are out of date and unenforceable, and that they needed updating. I am also the one that volunteered my time to actually do it because our whole big reserve consists of $500.00 so there is no money to hire a professional. This association has been ran by the same 3 people for 20 years, alternating officer positions and always as board members. They do not want to give up that control, which is why they do not advise the homeowners of the meetings, which is a requirement, they vote without a quorum because they do not either have any concept what it means or they simply don't care. Of course, when asked, none of them have ever actually read the whole 6 page document that encompasses the entire Definitions, CCR's and Bylaws.

So, Michelle, it is you that has a chip on their shoulder. You would get a lot further and make your point if you tempered it with kindness.

Yes, I believe in full disclosure "honesty" is a great policy. People don't need to be treated as children that do not know what is good for them "you will do it because I told you so" attitude should be reserved only for those that are incompetent or very young.

RebeccaG1 (Washington)
Posts: 9
Posted:
I would like to apologize for my response, I tried very hard only to respond to the person I felt was actually trying to be helpful. I let me anger over ride my better sense.
RichardP13 (California)
Posts: 1,767
Posted:
Rebecca

You go girl!!
RichardP13 (California)
Posts: 1,767
Posted:
Michele

"The board is not there to "serve and protect" the members".

Yes they are. If they don't have the common area maintained, the pool clean, the basketball courts maintained, the streets properly surfaced, the gates functioning properly, we will get someone that will. They are OUR elected officials. That is one reason we pay dues, to maintain a life that we perceive couldn't be lived in a non-Hoa area.
TimB4 (Tennessee)
Posts: 21,059
Posted:
Quote:
Posted By RebeccaG1 on 06/03/2010 9:17 PM

Michelle, obviously you have way to much time on your hands.

Rebbeca,

With all due respect, this statement was uncalled for. Yes you followed this post by apologizing to the rest of us but I truly think you should also apologize to Michele.

Everyone on this site volunteers their time and energy to answer various questions. There are many different reasons why this is done. For me, I was helped by this forum on an issue I had and wanted to pay back the kindness others had shown by taking their time and energy in helping me. I suspect that this is true of others as well.

If time were taken to see both sides as I suggested we all should do (and I believe you echoed) you would see that Michele raised some valid points. Just as you did when you replied to my first posting on this thread. Even though I was insulted by that posting (you might not have intended to insult me but that is the phrasing presented itself as evidenced by others replies to that postig), I took my time to look at what points you raised and took the position that I must not have explained something poorly to have gotten such a reaction [I honestly don't know what that was. If you could take the time to explain it I would appreciate it so I don't repeat the same mistake].

You posted a question on this forum effectively asking people to take their personal time and energy to offer you advise. Everyone here gladly did that. If you are not already aware of it, this advise is based on the information contained within your posting, individual experiences and time spent researching additional information (like State and Federal laws). I also like to think that we apply some common sense to the advise as well. This advise may or may not change as additional facts are known. This advise is also based on looking at the issue from different directions and individual strengths. Often times members offering advice disagree with each other. I see this as a benefit because difference of opinion can be a great learning opportunity even if all you can do is agree to disagree.

The bottom line is, individuals chose to take that time to try and assist someone asking for someone to take the time and assist. When we are told by that same person that we were wasting out time, we are all human and the initial response is defensive. If this is said too often, people just quit offering the advise because it appears that it isn't appreciated.

Quote:
Posted By RebeccaG1 on 06/03/2010 9:17 PM

You should take a moment and really look at Tim's responses, try to aspire to learn to have the patience and kindness that he has exhibited, obviously he thinks with a clear and level head.

I certainly appreciate the kind words. However I don't always have a clear and level head (especially when I get defensive).

Rebecca,

I truly believe that you posted on this forum seeking advise on your issue. I, and others, have taken their time to do some research and offer you this advise freely. We are willing to further explain that advise if you had questions. You were free to accept or reject the advise offered.

Although you may or may not have intended it, this advise, which you sought, was responded to with insults, name calling, belittling and telling effectively saying that our time was wasted. As you said,

Quote:
Posted By RebeccaG1 on 06/03/2010 9:17 PM

You would get a lot further and make your point if you tempered it with kindness.

Rebecca, This is advise is great. I would encourage you to follow it as well.

Tim

RebeccaG1 (Washington)
Posts: 9
Posted:
Tim - I already apologized for my lapse in judgment. And as I noted I tried only to respond directly to those I felt was trying to help. You can only poke a bees hive so many times before the bees come out. From her first post to her last post, she was in no way trying to be helpful. She was trying to provoke a response or assert her superiority, either way it was offensive. I responded, that I agree I should not have done.

I will probably not seek any advice from this post again as the majority seem very bitter and very defensive. I did not think that Glens opening remark in his post was called for either, but had I already not known the laws, providing the RCW may have been helpful. I did respond simply by stating I am aware of the laws of my State, I did not respond to his opening statement.

I have been on several discussion boards but the hostilitiy and automatic defensiveness that runs through this one is very obvious. Perhaps as people who work on a board they recieve a great deal hostility from the membership of their association and they have to be like this to assert their authority, I don't know. It is not for me to surmise.

I thanked you for your assistance, I agree I need to remove myself from the situation as my views of community, openess and honesty appear to be in direct conflict the the duties that the board has undertaken. Instead I have decided to alert each homeowner and perhaps that will invoke their interest in their own association and how it should be run. The risk there is that they will simply get rid of the association.

Again, Tim, and those who were actually trying to help, I thank you for your time.

MaryA1 (Arizona)
Posts: 7,043
Posted:
Richard,

Sorry, but Michele is right. The BOD has a fidicuary duty to do what is in the best interests of the "association", not the individual members. You may say the members are the assn and that is right; but that does not mean the board serves the members per se, they serve the assn. By doing all the things you state must be done equates to managing the assn, not serving the members. If the members decide to remove a board member, or all the board members, it should be because they have failed in their fiduciary duty, which is to the assn.
TimB4 (Tennessee)
Posts: 21,059
Posted:
In an effort to tie this thread up and so as not to scare anyone away who may be looking for assistance, I would like to post the following:

I have found the people on this site more then willing to help (they certainly did assist me with my issue). However, those giving the advise don't know what you know. Additionally, what the poster thinks is common knowledge tends not to be included in the first post/question. Trust me, it's not common knowledge. No one here has access to your governing documents or know what was in the emails that were sent between the parties. Sometimes knowing this specific information can completely change the advise offered and may nullify any advise already given. Please help us help you by providing some of this "common knowledge"

In this specific thread, the original poster, Rebecca, said that the existing governing documents didn't have any enforcement clauses. Actually in the very first post it was stated that the HOA had absolutely no authority to enforce. Since the actual wording was not provided, it was pointed out that State law provided the authority for the HOA to enforce. It was also pointed out, perhaps not well enough, that sometimes what is legally required to be done may fall short of what is morally considered to be the right thing to be done. This was interpreted by the Rebecca as being an adversarial process.

In general, most Associations are established as a corporation so that they can be seen as a separate entity under the law. Being a corporation adds some level of protection to it's individual members (the homeowners). Those elected to serve on the Board of Directors, usually unpaid volunteers, have an obligation/duty to this corporation above the individual homeowner. This duty is often interpreted as being unfair and can sometimes be seen as adversarial. It's not.

As an example: My Association recently had a tree fall, due to storm damage, in the common area and damage a homeowners fence. Since the act of the tree falling was caused by storm damage and not an act of negligence the homeowner was responsible for the removal of the tree from their lot and the repairs to the fence. The Association was only responsible for removal of that portion of the fallen tree which was on the common area (your State may be different but that is how it works in VA). Although members of the Board truly felt sorry for the homeowner, they had a duty to the Association to follow the law as it applied to this situation. If the BOD chose to help the homeowner, it could set up a president and next time the Association might have to pay to repair someones home. This of course means you woould be paying to repair your neighbors home (or your share of the cost split amongst all members).

As you can see in the above example, when an Association must enforce an infraction of the rules, the rules of law or collect on an assessment it does become an adversarial process to the parties involved, in general the structure of HOAs are not set up to be adversarial. Unfortunately, this concept was not expressed well and, due to the words used and how they were expressed, feathers were ruffled both on the poster and on those offering advise. This led to the decline in the tone of the posting and the quality of the actual advise given.

For everyone who normally posts on this site, For my part in the decline of this thread, I am sorry. No thread should go this far unless it is in a joking manner that is easily determined as a joke.

To Rebecca, the original poster, I did misread your earlier post where you apologized and thought you were not including everyone. This had be lash out with emotions rather than logic. I am sorry for that and hope you return to actually read this.

To any new posters who might be reading this thread. Please do not judge the whole forum by this one thread. Everyone is here to help if they can. If they were able to help me, I am sure that they can help you. Even if you only agree to disagree with the advise given, it is given freely in an effort to help.

Tim
DeborahB6 (New York)
Posts: 34
Posted:
Very well said, Tim! Thank you for restoring my faith in this site!

Deborah
MicheleD (Kentucky)
Posts: 4,491
Posted:
Quote:
Posted By RichardP13 on 06/03/2010 11:16 PM
Michele

"The board is not there to "serve and protect" the members".

Yes they are. If they don't have the common area maintained, the pool clean, the basketball courts maintained, the streets properly surfaced, the gates functioning properly, we will get someone that will. They are OUR elected officials. That is one reason we pay dues, to maintain a life that we perceive couldn't be lived in a non-Hoa area.

Ah, Richard, here we go again.

No, they are not elected "officials" -- they are administrators, plain and simple.

They are not there to serve you and they do not receive any pay or compensation for their administrative activities.

Once again you are attempting to fit the square peg into the round hole and it just doesn't belong there.
MicheleD (Kentucky)
Posts: 4,491
Posted:
Quote:
Posted By RebeccaG1 on 06/03/2010 9:17 PM

Michelle, obviously you have way to much time on your hands.


Thanks, "Mom." So glad to have you watching out for my time management. What would I do without your guidance. . .

Quote:
Posted By RebeccaG1 on 06/03/2010 9:17 PM
With that being said, when a person is forced, presumably by the board, to clean up their yard, it serves the benefit of the association and its members. By your definition, it comes across as purely a self serving action. I prefer to believe it is for the benefit of the community.


First of all, the controlling documents (deed restrictions/covenants) are what "force" the homeowner to keep her yard clean. The "board" simply engages in the administrative act of seeing that the governing documents are adhered to.

You know, those restrictions to which you agreed to comply when you took title to your home?

Quote:
Posted By RebeccaG1 on 06/03/2010 9:17 PM

Michelle, your responses remove any doubt why people tend to color HOA's in a poor light, you are a bit terse and clearly love the control you have been handed, and as you don't believe your actions benefit your community I can only assume it is narssism that compels you.


And your bias is again showing. For someone who claims to have experience reading and interpreting legal documents, you can't even do a very good job of reading and interpreting straightforward posts on a website, can you?

I find your powers of ESP especially compelling, since you can somehow determine that I not only love the "control" that I have been "handed," but that I'm narcissistic, too.

Couple points: I have not been "handed" any "control." I am an administrator of the documents that control. The deed restrictions are what control and/or govern. (Am I getting through at all?)

And here is another place where your interpretive skills are lacking: try to comprehend the difference: Board members do not serve the membership!! Board members administrate the documents.

The documents are (theoretically) written to allow for the homeowners to maintain the investment in their properties. Period.

Generally nothing more and nothing less. While some governing documents may get into the social aspect of a development (that term "community"), very few do.

It's a business arrangement, plain and simple, between people owing property within a specific legal set of boundaries. An owner doesn't even need to actually live in the "community" to be bound by the business contract created by the deed restrictions.

In order to assist in the maintenance of the value of the lots which the owner has purchased, you and every other homeowner agrees to conform to a set of covenants that were designed to minimize property decline and hopefully maximize the investment.

The HOA is not responsible for the "community" -- though many times an HOA can and does do social/community-minded events, it's not the main charge and is not generally directed as something for the association to engage in through the governing documents.

Now, of course you would have no way of knowing that my husband and I and various residents in the development also serve on an ad hoc, unofficial neighborhood social committee (meaning not supported or funded by the formal association).

We organize a festival every other year, and a community yard sale in the off years. We also have rotating "block parties" in the summer and fall.

The HOA has no direction to do this and it would not be in keeping with the mission of the governing documents.

However, as members of the "community," we love to get together with our neighbors and grow the sense of community.

On the other hand, those residents (like myself and others) who serve on the board of the non-profit corporation that is "The Association" understand that we are nothing more than administrators of the day-to-day functions of the HOA, which includes not only mundane things like hiring vendors to keep the common areas maintained and paying bills, but also ensuring that the restrictions are followed.

How is it that you cannot see the fundamental difference between those two things?

Non-profit corporation with specific mission/function vs. community social group, separate from the association/corporation.

Quote:
Posted By RebeccaG1 on 06/03/2010 9:17 PM

Which would also explain why you respond, argumentivly to almost each and every post. Love to hear yourself talk? Have an over inflated opinon of your own opinions?


My dear, once again you are speaking to a mirror. Please review your own responses and you will find most of what you are posting directed to me is actually self-projection.

Quote:
Posted By RebeccaG1 on 06/03/2010 9:17 PM

You should take a moment and really look at Tim's responses, try to aspire to learn to have the patience and kindness that he has exhibited, obviously he thinks with a clear and level head.


My head is clear, and it is level. In fact, it is that clarity that apparently has unnerved you, as I have been clear enough to point out your own anti-HOA bias and you just didn't care to be called out for it.

Quote:
Posted By RebeccaG1 on 06/03/2010 9:17 PM

Just as an aside, I am the one that advised the officers (who are also the entire board) that the CCR's are out of date and unenforceable, and that they needed updating. I am also the one that volunteered my time to actually do it because our whole big reserve consists of $500.00 so there is no money to hire a professional. This association has been ran by the same 3 people for 20 years, alternating officer positions and always as board members. They do not want to give up that control, which is why they do not advise the homeowners of the meetings, which is a requirement, they vote without a quorum because they do not either have any concept what it means or they simply don't care. Of course, when asked, none of them have ever actually read the whole 6 page document that encompasses the entire Definitions, CCR's and Bylaws.


Please describe to me what "control" benefit these people are gaining from their service on the board.

Quote:
Posted By RebeccaG1 on 06/03/2010 9:17 PM

So, Michelle, it is you that has a chip on their shoulder. You would get a lot further and make your point if you tempered it with kindness.


Is this where we compare the relative sizes of our . . . "chips" ?

Again, you need to follow your own advice. Coming on to a forum full of HOA board members or leaders and calling them communists certainly makes for an awkward first impression, don't you think?

Quote:
Posted By RebeccaG1 on 06/03/2010 9:17 PM

Yes, I believe in full disclosure "honesty" is a great policy. People don't need to be treated as children that do not know what is good for them "you will do it because I told you so" attitude should be reserved only for those that are incompetent or very young.


Nice "strawman" argument, don't you think? You seem to be fairly good at building "strawmen" as well.

MicheleD (Kentucky)
Posts: 4,491
Posted:
Opps.

We can't edit posts, so I can't go back and fix the underlining command.

Sorry!
TerryS (Virginia)
Posts: 22
Posted:
I have been reading posts on this site for some time, and all I can say is that Michele and Tim have always been nothing but informative, helpful, and honest. Maybe not everyone likes Michele's communication style (and maybe as another straight-forward talking female, I can relate to her approach more than some) but she is really knowledgeable, and like Tim - (and others, e,g, Glen, Mary, etc.) they are taking their time to try and help other's (like me) to become better at their BOD (or whatever POA/HOA) responsibilities. All I can say is thanks - and keep on doing your thing.
RichardP13 (California)
Posts: 1,767
Posted:
Michele

You are wrong on this!!!

The BOD are elected directors "officials".

They are the Executive and Legislative bodies of the Association. The PM is the administrator, and as such, handles the day to day (administrative) duties of the Association.

While you mention that the "documents" control the Association, remember that a BOD has the ability, through the power of the CCRs to create the Rules and Regulations. Generally, none of the Rules or Regulations are in the CCRs, but only the ability for the BOD to create a set of rules that are "reasonable" and not fully described in the CC&Rs. These rules and regulations are "enforced" or "administrated" by the PM as condition of their day to day operation as set force in their contract.

Our little "gated community" can be considered a "mini government" as each of its resident must abide by the governing docs they think they agreed to when they moved in. Are streets and sewers are private, services either we provide or contract out for. We have the same tools that local governments have; collect taxes (assessments), build roads, borrow money, make and enforce rules, spend money for the general welfare, establish courts (IDR, ADR). Not all HOA's are the same. I wouldn't consider a 4 unit Condo built on a public street to be in the same class as ours.
GlenL (Ohio)
Posts: 5,491
Posted:
Richard you have just described the powers of any corporation in America over their property and business. Does that make them all mini-governments?

Studies show that 5 out of 4 people have problems with fractions
MicheleD (Kentucky)
Posts: 4,491
Posted:
No, Richard, yet again it is you who is in the wrong.

A private corporation is a private corporation is a private corporation.

The controlling documents in the corporation and any state/local/federal laws that cover private corporations are what "govern" the corporation, NOT the board and NOT the residents.

You can stick your fingers in your ears and utter "lallalalalaalala I'm not going to listen to you" all you want, but it doesn't change reality.

You can personally call it anything you want, but that does not make your version of reality the legitimate one.

Homeowners associations are corporations, businesses, not "governments," quasi-, pseudo-, mini- or otherwise.

RichardP13 (California)
Posts: 1,767
Posted:
Glen

No, what I described are some of the powers of a government: http://www.infoplease.com/ipa/A0877699.html.

From Wikipedia:

Powers
Like a city, associations provide services, regulate activities, levy assessments, and may impose fines. Unlike a municipal government, homeowner association governance is not subject to the constitutional constraints that public government must abide by.[6] Some of the tasks which HOAs carry out would otherwise be performed by local governments. A homeowners' association can enforce its actions through the threat and levying of fines, and private legal action under civil law.

Association boards appoint corporate officers, and may create subcommittees, such as "architectural control committees," pool committees and neighborhood watch committees. Association boards are composed of homeowners elected at the annual meeting to maintain the common areas and enforce the governing documents.

Board misconduct
The New Jersey Department of Community Affairs reported[21] these observations of Association Board conduct:

“It is obvious from the complaints [to DCA] that that [home]owners did not realize the extent association rules could govern their lives.”

"Curiously, with rare exceptions, when the State has notified boards of minimal association legal obligation to owners, they dispute compliance. In a disturbing number of instances, those owners with board positions use their influence to punish other owners with whom they disagree. The complete absence of even minimally required standards, training or even orientations for those sitting on boards and the lack of independent oversight is readily apparent in the way boards exercise control"

Overwhelmingly ... the frustrations posed by the duplicative complainants or by the complainants’ misunderstandings are dwarfed by the pictures they reveal of the undemocratic life faced by owners in many associations. Letters routinely express a frustration and outrage easily explainable by the inability to secure the attention of boards or property managers, to acknowledge no less address their complaints. Perhaps most alarming is the revelation that boards, or board presidents desirous of acting contrary to law, their governing documents or to fundamental democratic principles, are unstoppable without extreme owner effort and often costly litigation.

Again, not all HOA's are the same, but you can't say all HOA's should be treated the same. I believe, as others do, that there is an excessive number of HOA's in the country. Well over 300,000 and counting, there needs to be stricter guidelines on who is allowed to form HOA's and if there are Statues and State laws regulating these HOA's there needs to be an enforcement arm to handle abuse within an Association.

While I believe there are many well run Association, history shows that there are many more that are not. Too many Associations are allowed the ability to enforce rules to documents they don't understand, and worse, too lazy to educate themselves.

For example, I just found out that at the end of 2008 we had a operating surplus of over $300K, carried over to 2009. For 2009, the Association (BOD) spent in excess of $220K over the 2009 Budget. Why, because we had the money. Sounds like the State of California. This came with no votes in General Session, no mention of expenditures in the minutes and when one person questions this they are chastised.
RichardP13 (California)
Posts: 1,767
Posted:
Michele

The controlling documents in the corporation and any state/local/federal laws that cover private corporations are what "govern" the corporation, NOT the board and NOT the residents.

The Board in fact are the body that creates the Rules and Regulation that govern the Association. We are a "city with a city" and with few exceptions, do not rely on outside help to govern.

Your opinions are "again" your opinions and are not, thankfully, spared by everyone.
MicheleD (Kentucky)
Posts: 4,491
Posted:
WikiPEDIA?!?!

Mwahahahahahahahahaha!

Richard, Richard, Richard, you are not seriously trying to use Wikipedia to bolster your errant position, are you!?

Mwahahahahahahahahaaha!

I can't even begin to list the fallacies inherent in that attempt!

Fail, Richard, major fail.

Homeowners associations are C-O-R-P-O-R-A-T-I-O-N-S!

NOT "gubbmints."

Spend your time trying to make your CORPORATION run better instead of trying to fit a square peg into a round hole.

And I'm guessing you have no clue how much you just embarrassed yourself.
RichardP13 (California)
Posts: 1,767
Posted:
Quote:
Posted By MicheleD on 06/10/2010 3:27 PM
WikiPEDIA?!?!

Mwahahahahahahahahaha!

Richard, Richard, Richard, you are not seriously trying to use Wikipedia to bolster your errant position, are you!?

Mwahahahahahahahahaaha!

I can't even begin to list the fallacies inherent in that attempt!

Fail, Richard, major fail.

Homeowners associations are C-O-R-P-O-R-A-T-I-O-N-S!

NOT "gubbmints."

Spend your time trying to make your CORPORATION run better instead of trying to fit a square peg into a round hole.

And I'm guessing you have no clue how much you just embarrassed yourself.

I would put more credence in them than you, anyday!!
MicheleD (Kentucky)
Posts: 4,491
Posted:
Rules and regulations that a board may "create" are NOT "created" without being in accordance WITH THE COVENANTS.

They don't "govern" with them, they administrate the controlling documents.

Govern in this case is a VERB NOT a NOUN.

Please stop embarrassing yourself.

Mine is not an "opinion," it is a fact.

HOAs are NOT governments of any sort.

Period.

Deal with it. By trying to make them something they are not you are only causing yourself indigestion!

(although you are providing me with a great deal of much needed humor! )
JonD1
Posts: 2,350
Posted:
"While I believe there are many well run Association, history shows that there are many more that are not."

Daniel:

Could you please explain what history you might have used to formulate this opinion? Have you determined the number of poorly run associations yourself? And if so under what standards?

So please let me know out of the 300,000 estimate you made how many are run well?

So for this reason in your mind we now need to control the formation of new HOAs?

Sounds to me like you have a real negative feeling towards all homeowners associations based on YOUR version "history".

And to debate endlessly with Michelle in an attempt to prove some point which doesn't matter indicates the importance of everyone seeing the world your way.

Using quotes from New Jersey to support your belief that there exists widespread mismanagement of HOAs IMO doesn't prove much.

Simpler and using less effort if you had just posted your dislike for HOAs as a form of property ownership.

RichardP13 (California)
Posts: 1,767
Posted:
Daniel

You are such a bad boy!!
JonD1
Posts: 2,350
Posted:
Sorry for my confusion with the names. But hopefully RichardP13 was able to determine my comments were directed at him.

"While I believe there are many well run Association, history shows that there are many more that are not."

RichardP13:

Could you please explain what history you might have used to formulate this opinion? Have you determined the number of poorly run associations yourself? And if so under what standards?

So please let me know out of the 300,000 estimate you made how many are run well?

So for this reason in your mind we now need to control the formation of new HOAs?

Sounds to me like you have a real negative feeling towards all homeowners associations based on YOUR version "history".

And to debate endlessly with Michelle in an attempt to prove some point which doesn't matter indicates the importance of everyone seeing the world your way.

Using quotes from New Jersey to support your belief that there exists widespread mismanagement of HOAs IMO doesn't prove much.

Simpler and using less effort if you had just posted your dislike for HOAs as a form of property ownership.

MaryA1 (Arizona)
Posts: 7,043
Posted:
It's human nature to complain when you find something wrong about something. It's rare that a person takes the time to congratulate on a job well done. Of course I'm speaking in generalities, but I think most of you will agree with me. On these HOA forums we only get the complaining side. I don't recall ever seeing an OP that commended a board for a job well-done. However, that doesn't mean there aren't well-run assn's out there. CAI has published results of polls taken stating most h/o's are satisfied with their HOA. Some people, of course, have disputed these polls. I don't believe anyone, or any org, can honestly say whether the majority of HOAs are run well or that the majority of h/o's are happy with their HOA. However, I don't believe it's fair to make a judgment based solely on how your own assn is managed nor on how the majority of the members of your assn feel about HOAs. And I cetainly don't believe it's fair to make any assumptions based upon anything that's posted on most HOA forums. For the most part, a good many of them are populated by anti-HOA people, the majority of whom have tunnel-vision and only give one-sided opinions.
RichardP13 (California)
Posts: 1,767
Posted:
Jon,

I knew who you were referring to, but was having a little fun with poor Daniel.

I'll try to answer your questions in order. For your information, I have an extensive background in real estate, mortgage banking and finance, so I have a pretty good idea of what I am talking about.

1 and 2. Being on the very conservative side, I would guess only 50% are run poorly or run well, take your pick. Over 50 million people or 1/6 of the total population live in some form of HOA, with the number continuing to climb.

3. If you look at the demographics of the posters here, some are as small as 4 units. There has to be a different threshold in forming an HOA and rules should be generated by our State's Department of Real Estate.

4. Since 2000 when the recent real estate started, most new homes built were located in some form of HOA. Why, so developers could sell more homes by making deals with local governments to have homeowners buying into their HOA to pay for some opr many of the services that a local government normally would provide, while homeowners were paying a normal property tax for services they never received, kinda of double billing.

As far as having a negative feeling towards HOA's, I did. I can speak from personal experience. Mary mentioned that surveys have been done showing most people approve of their HOA. Until last November, I might have been one of those people saying yes. But then I ran for a Board position and everything changed. Through a combination of the Board and the MC, the election was mishandled (being nice), meetings being conducted improperly (secret), monies spent WELL over budget, threaten legal action, the list goes on. I spent the last 8 months researching HOA laws and specifically how they are applied in California.

A few of our Homeowners got together to start making changes. The first thing we have done is rewrite the Bylaws to eliminate all references to declarant and merchant builder, eliminate quorum requirements for Member Meetings, eliminating the use of proxies, eliminating cumulative voting, setting qualifications to be a Board member and more important that new statues from the Davis-Stirling Act were updated or inserted. After the Bylaws are approved by the membership, we will go about finally electing a Board that will commit to making sure that the actions of the Association they represent are completely transparent. Maybe , if we do it right, others will pattern themselves after us.

5. As far as Michele is concerned, she is "an angry old lady" who takes offense when someone doesn't share her opinion. There are two posters here that I respect, Mary and Tim, neither one will personally attack and abuse another poster in the matter Michele does. But Michele is free to run her Association the way she deems right, but in California, we have higher standards to govern by.

As far as the government thing, we may have Articles of Incorporation and Wikipedia may define an HOA as a business of a corporation, based on my personal experience, it is far from a corporation. Many Board members spend other peoples money like politicians, recklessly, and when they need more tax or levy additional assessments on their homeowners. If Walmart raises the price of milk, I can choose to go elsewhere. If MasterCard raises their interest rate, I can choose to pay off the balance and close the account and use another card. If my HOA decides to increase or levy a special assessment, I do have a choice, but selling my house and moving is not a viable option. The first two can be done with a snap of the fingers while the third is more complicated, especially in a economy where home values are upside down. The same option applies when your local city government (in my case Los Angeles) mismanaged money they go back and tax or raise fees.

While some HOA's are similar, no two are alike. Yet, we are governed by boilerplate or one size fits all CCR's and Bylaws. How many HOA take the time to update their governing docs and eliminating declarant reference once the HOA is turned over.

There have been references made to homeowners who should have known what they were getting into once they signed their documents. I beg to differ. While there is many articles relating to HOA, there importance and their implications, has anything ever seen television devoted to educating homeowners. While some states required that the closing agents be attorneys, who might exp[lain the obligations of the homeowners as it relates to living in an HOA, I can tell you that doesn't happen in California. Here the closing agents are either a title or escrow company, depending which part of the state you live. You will never see an attorney present for the average person. The loan officer is not going to explain it because HOA dues are not impounded monthly as part of the mortgage. From personal experience, my wife and I never received the governing docs prior to moving in. Neither the closing agent nor ourselves knew who the management company. Only when we received a late notice three months later did we find out. Nice welcome to your neighborhood.

Because of the mortgage meltdown and rise in foreclosures, I spoke to the President of our local community college about teaching a class on Homeownership and the Responsibilities that go with it and was told that it was not an important enough to worry about. I guess how to bake cookies was (gotta eat. I even went to our local City Council member and was given the same response.

When I worked for the City of Los Angeles, I research voting patterns of people in different types of elections. 75% vote for President, 50% vote for a Governor, 35% vote for a new Mayor, 16% vote for an incumbent and 16% vote for a City Council member. Guess the numbers for a Board election. I work from home. How my gated community and city are run are more important than what happens at the state level and much more than the federal level.

Bottomline, people tend to place more importance on things they can't control, then things they can.
GlenL (Ohio)
Posts: 5,491
Posted:
Richard, I have to disagree with you on the numbers of good vs. bad, I think the number of good or adequate far out number the bad and most posts complaining about “bad” HOA that I’ve seen generally are from H/O’s that do something that is clearly against the CC&R’s and get caught at it. The HOA then becomes the “bad guy” for enforcing the covenants the H/O agreed to be bound by when they bought. I too do not understand some of these small unit HOA’s, the whole idea to my way of thinking is to have a lot of people paying a little to maintain rather than the reverse.

Most builders I know would rather not deal with forming an HOA even for the moderate benefits they get from cities for doing it. In most cases the city forces the HOA on the builder because they simply can’t afford to maintain the infrastructure of a new development. At least locally the majority of the property taxes goes to the schools and dedicated items, the real profit for cities is from business properties. So they require builders to form HOA’s which is why IMO it is so hard to disband an HOA.

I would LOVE to see every State enact legislation such as Florida has requiring every seller to provide to a buyer about the HOA or the buyer could void the deal but the realtors have a strong lobby. This is something I would like to see CAI get involved with.

DISCLOSURE SUMMARY FOR (NAME OF COMMUNITY)

1. AS A PURCHASER OF PROPERTY IN THIS COMMUNITY, YOU WILL BE OBLIGATED TO BE A MEMBER OF A HOMEOWNERS' ASSOCIATION.

2. THERE HAVE BEEN OR WILL BE RECORDED RESTRICTIVE COVENANTS GOVERNING THE USE AND OCCUPANCY OF PROPERTIES IN THIS COMMUNITY.

3. YOU WILL BE OBLIGATED TO PAY ASSESSMENTS TO THE ASSOCIATION. ASSESSMENTS MAY BE SUBJECT TO PERIODIC CHANGE. IF APPLICABLE, THE CURRENT AMOUNT IS $_____ PER _____. YOU WILL ALSO BE OBLIGATED TO PAY ANY SPECIAL ASSESSMENTS IMPOSED BY THE ASSOCIATION. SUCH SPECIAL ASSESSMENTS MAY BE SUBJECT TO CHANGE. IF APPLICABLE, THE CURRENT AMOUNT IS $_____ PER _____.

4. YOU MAY BE OBLIGATED TO PAY SPECIAL ASSESSMENTS TO THE RESPECTIVE MUNICIPALITY, COUNTY, OR SPECIAL DISTRICT. ALL ASSESSMENTS ARE SUBJECT TO PERIODIC CHANGE.

5. YOUR FAILURE TO PAY SPECIAL ASSESSMENTS OR ASSESSMENTS LEVIED BY A MANDATORY HOMEOWNERS' ASSOCIATION COULD RESULT IN A LIEN ON YOUR PROPERTY.

6. THERE MAY BE AN OBLIGATION TO PAY RENT OR LAND USE FEES FOR RECREATIONAL OR OTHER COMMONLY USED FACILITIES AS AN OBLIGATION OF MEMBERSHIP IN THE HOMEOWNERS' ASSOCIATION. IF APPLICABLE, THE CURRENT AMOUNT IS $_____ PER _____.

7. THE DEVELOPER MAY HAVE THE RIGHT TO AMEND THE RESTRICTIVE COVENANTS WITHOUT THE APPROVAL OF THE ASSOCIATION MEMBERSHIP OR THE APPROVAL OF THE PARCEL OWNERS.

8. THE STATEMENTS CONTAINED IN THIS DISCLOSURE FORM ARE ONLY SUMMARY IN NATURE, AND, AS A PROSPECTIVE PURCHASER, YOU SHOULD REFER TO THE COVENANTS AND THE ASSOCIATION GOVERNING DOCUMENTS BEFORE PURCHASING PROPERTY.

9. THESE DOCUMENTS ARE EITHER MATTERS OF PUBLIC RECORD AND CAN BE OBTAINED FROM THE RECORD OFFICE IN THE COUNTY WHERE THE PROPERTY IS LOCATED, OR ARE NOT RECORDED AND CAN BE OBTAINED FROM THE DEVELOPER.

DATE:

PURCHASER:

PURCHASER:

The disclosure must be supplied by the developer, or by the parcel owner if the sale is by an owner that is not the developer. Any contract or agreement for sale shall refer to and incorporate the disclosure summary and shall include, in prominent language, a statement that the potential buyer should not execute the contract or agreement until they have received and read the disclosure summary required by this section.

(b) Each contract entered into for the sale of property governed by covenants subject to disclosure required by this section must contain in conspicuous type a clause that states:

IF THE DISCLOSURE SUMMARY REQUIRED BY SECTION 720.401, FLORIDA STATUTES, HAS NOT BEEN PROVIDED TO THE PROSPECTIVE PURCHASER BEFORE EXECUTING THIS CONTRACT FOR SALE, THIS CONTRACT IS VOIDABLE BY BUYER BY DELIVERING TO SELLER OR SELLER'S AGENT OR REPRESENTATIVE WRITTEN NOTICE OF THE BUYER'S INTENTION TO CANCEL WITHIN 3 DAYS AFTER RECEIPT OF THE DISCLOSURE SUMMARY OR PRIOR TO CLOSING, WHICHEVER OCCURS FIRST. ANY PURPORTED WAIVER OF THIS VOIDABILITY RIGHT HAS NO EFFECT. BUYER'S RIGHT TO VOID THIS CONTRACT SHALL TERMINATE AT CLOSING.

(c) If the disclosure summary is not provided to a prospective purchaser before the purchaser executes a contract for the sale of property governed by covenants that are subject to disclosure pursuant to this section, the purchaser may void the contract by delivering to the seller or the seller's agent or representative written notice canceling the contract within 3 days after receipt of the disclosure summary or prior to closing, whichever occurs first. This right may not be waived by the purchaser but terminates at closing.

Studies show that 5 out of 4 people have problems with fractions
RichardP13 (California)
Posts: 1,767
Posted:
Glen

No matter what the real number is, the point is there is way too many. Listen, for 8 years people didn't understand the loans they were getting. Did governments do anything, no they were too busy making money.

My problem is that you have a group of people enforcing some governing docs that one, don't understand, but worse don't worry about following the statues and codes that regulate the Associations. Who watching the henhouse.

As I said before, I would have been one of those individuals that said everything was fine with my HOA. The gates opened, the streets sweep, the water running, the pool heated, the park grass mowed. Then you look into the inner workings and low and behold, not all things are right in Stepford. One big example was at the end of 2008 our Association had a operating surplus of over $300K. At the end of 2009, the unaudited financials show the Board spent $221K over budget, with you accountability at all. Sound like our politicians to me. Our Annual Report which was due by April 30th is still missing. I questioned the Board and MC about it and am waiting for another letter from their attorney.

From my experience, I don't see any help coming in the form of educating homeowners about responsibilities of homeownership. A few will get involved, but for the most part, people will just pay their dues and hope somebody else fixes it for them.
JonD1
Posts: 2,350
Posted:
Richard:

Thank you for taking the time to provide such a detailed response.

Just to provide you some of my background. I have lived on my property for 25 years. Serving on the Board for 24 of them. Now as President for the last 7 years. For 30+ years I worked in the construction field in NYC, building things.
One of the last projects I ran included a work force of 120 men with a weekly payroll of $250,000 on a project valued at $75 million dollars. As a result of income from some real estate holdings along with some other investments I was able to retire from full-time employment at the age of 47.

So I too have some idea of what I am talking about.

With all due respect your estimate of well run HOAs versus poorly run HOAs is as YOU suggest nothing more than a guess. I would not even attempt to make such a judgement as having any real knowledge of the operations of these properties would be impossible. Your 50/50 split really is of no real value.
And as you are now guessing, I would assume your previous suggestion that somehow history tells us so would have changed. IMO what occurs around my state or around the nation is of little concern to me as I have enough to deal with on this one property where I reside.

Your suggestion to now involve the state government in determining the feasibility of forming an HOA or not does not concern me. I have seen first hand how the government works at improving things and I do not think they would be the answer in this case either. Nor do I have any real interest in involving yet another level of governemnt in any part of my life.

As to why the HOA has increased in popularity I agree with most of your comments. With the addition that many buyers were looking for something affordable (when the price of single family homes were to high) and many buyers were looking for a property without the need for their effort in maintanance. The builders were building and the demand was there.

As to your negative thoughts about HOAs. I bought here 25 years ago. I wandered down to the Board meeting just out of curiosity, there was an opening I was brought on. To be brief. The MC was raping our property. The Board President and VP were in on it. The rest of the Board members were all there to nod their heads up and down in agreement. Over the next 14 YEARS, YES that was YEARS, I worked to bring people on the Board who would help change things.

We ended up firing the MC. And the President and VP were voted out in an election after both had served more than 20+ years. Quite a feat when most people blindly supported the same old group year after year.

To be quick. We went from total assets of $28,000 to today when we now hold more than $200,000 in assets. During this same time we have completed projects on the property in excess of $400,000 to maintain and improve the property. ( this is where my construction background came in handy.)

So from 1982 when the property was formed the reserve account, which was set up by the builder in the amount of $15,000 was increased over the next 21 YEARS up to a grand total of $28,000. Or +$13,000.

Now in the 7 years I have served as President we have increased our assets by almost $175,000 and perfromed more than $400,000 worth of work that has been paid for in FULL.

Hopefully, this might place us on the well run properties list.

So I have some idea that there are in fact some poorly run properties and I know what needs to be done and what effort is required to fix them. I didn't read about it in a book, I didn't hear a story, I did it.

I do not share any of your opinions about Michelle. And to be honest some of YOUR comments are less than those of a gentleman. Whether you live in California or New York my rule is you ALWAYS respect others especially when, as you believe, they might be perhaps a little older. I would guess both Michelle and I have you by a few years not only in age but also in time living in an HOA/Condo property and serving on your Board. Here's a thought for you, lets wait to see after 24 years of service how YOUR attitude and opinions might change from today. I'd love to hear your response in 2034 after serving on your Board and hear the lessons you may have learned during your time on the Board.

I will repeat my opinion, without folks like Michelle this site would be worthless. I'd rather find someone who has used a wheel and can tell me how to build one rather than try to figure it out all on my own.

Many people arrive with ideals and should be's galore. And with no disrespect I hear that in some of your comments. This should be this way and this should be so and all of America should follow your plan. IF you are successful on your property that has no effect on the other properties in CA. or throughout the US. Just perhaps you should limit you goals to helping improve your property and save the world's salvation to some higher power.

Speaking for myself, on this Board, I have read many posts from those with little time on the property, no less the Board screaming to high heaven how things should be. And in your case suggesting anyone who doesn't do it your way has lower standards. I would be willing to give you the excuse of youthful exuberance if I may and you care to take it.

Just maybe some of the people on this site have seen more than you. Just maybe 24 years trumps 9 months when it comes to knowledge regarding HOAs.
Not that we might be smarter just perhaps we've been around the block a few more times. And in my case patience begins to wear thin when you hear the same old line "I know how to do it better than anyone else even though I've only been doing this for less than a year." Or words to that affect.

As to your view about the HOA being a form of government. You are wrong. I have been to court, discussed this with attornies, and have an understanding under the law as to what form of orgainzation an HOA is. In NY as I would suspect is the case in most states we are seen under the law as corporations. Period. Hence, in NY the sunshine laws which do apply to local government operations well they DO NOT apply to HOAs as they are not regulated as government agencies. You can stand on your head and spit quarters but you are wrong. Unless of course the legal system has now been determined to be in error.

As to your comments about being made aware of the existence of the HOA during your purchase process. The failure in your case to inform you does NOT lie with the HOA more with YOUR attorney who should have made you aware of the process and conditions. He was YOUR paid advocate and failed to make you and your wife aware of the conditions of ownership. Here in NY when a unit is sold we have no idea of the new owners name or contact information until the closing packet is returned. (sometime AFTER ownership has changed hands) It would be impossible for us to inform the new owner as to the conditions of their ownership NOR are we required to do so by law. Again, seems to me your anger and disgust with the HOA is misplaced.

Local community colleges hold classes on the basis of demand. Not an individual's determination they are needed. How many people would attend?
About the same number that would attend your monthly or annual meetings.
How many is that????

Now that number would be MY indication as to the real interest level among your neighbors and co-owners.

There is a point there Richard if you bother to look. You may decide to take up the role of savior for your property. You may after many years succeed. And the property will benefit and everyone might chant your name. My question is What will be in it for you? After 24 years I know the answer.

I have some knowledge about human nature as it applies to HOAs. Many folks don't want to be involved. They don't want to hear about the rights and wrongs of what is going on. They could care less. When you give them what they want they ignore you. When you give them something they don't like they hate you and call for your replacement.

As someone else mentioned, you never see a post here about how well the HOA is doing and thanks for your effort.

I applaud your interest in your property. I support your taking a role in its improvement. MY concern is that somewhere down the road you might learn a few very hard lessons and with time might come the understanding that in some cases this is a one man (person) mission with little reward and even less appreciation. People will always pat you on the back but when the effort is required most will suddenly not have the time.

As you have shown by your comments the HOA is at fault for even those things it has nothing to do with. And in the future, as with this site, those who have complaints will be coming to YOU! For all the answers even the ones you can't provide them.

As to your role on this site. My suggestion would be to listen more than you say. As judge Judy would say ( and she is from NY I might add) you don't have your listening ears on. If this site or for that matter any source of information can be of value you need to be willing to hear not take opinions as personal attacks. Disagreement is not ALWAYS an attack.

And just maybe when the person offering advice has been doing this perhaps longer than you have been alive, perhaps then you should understand just a little frustration on their part when suddenly you have all the answers.

This is just a life law lost on young folks sometimes. I took years to figure it out that some older folks and those who have done something for a real long time actually might know more than I knew because I knew everything.

Good luck to you and I hope this long winded response proves to be of some benefit to you. If so it was then worth my effort.

RichardP13 (California)
Posts: 1,767
Posted:
Jon

I appreciate the response.

I spent almost 10 years with Countrywide/Bank of America in various positions. New York was part of my territory for 3 years. As a corporation, we either originated or purchased over $1.5B of loans each day. I reviewed on average a minimum of 100 loans each day in one form or the other. We also were a company with almost 65,000 employees. At age 57, I've been around the block a few times. Besides working in the financial sector, I have worked in the government sector.

While I believe some HOA's are mini forms of government, that is not what I would like to see. As you, I detest the intrusion of government into my life. My point was that it should be run as a business. We have a budget of over $500K and reserves are fully funded at over $1.5M. Yet we are wasting over $100K each year. We have a similar situation you encountered with a MC and Board members. Rest assured, this won't take 14 years to correct, it will be don't in 6 months.

Whether I can improve my Association is not the point. I have the qualifications and the background. What's important is that I am willing to try. You ask what's in it for me, just satisfaction.

In New York as many other states, attorneys are used as closing agents. In California and in other states, attorneys are not present at the closing table unless you're buying a multi-million property in Beverly Hills.

Jon, I applaud you for the 24 years you put in. I have no plans to serve that long. I want to get things turned around and pass the torch to other well meaning homeowners.
JonD1
Posts: 2,350
Posted:
Richard:

I don't want to rain on your parade but one lesson I have learned in 24 years is the end there just might not be anyone to pass things off to.

Long time ago I thought that seemed like a good plan too.

But you need someone else willing to take on the job and that is where you will find the problem. Those who you would like to have help won't and those who will help you wouldn't want.

That's a possibility and the reality I have come to.

Good night.

SteveM9 (Massachusetts)
Posts: 3,699
Posted:
Quote:
Those who you would like to have help won't and those who will help you wouldn't want.


Yeah, thats pretty much the reason why I'm an officer. I don't even want an officer's position, but as long as I live here, I don't want to see it screwed up either. People keep re-electing me for the same reason.

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