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JacquelineF (Michigan)
Posts: 3
Posted:
My first question on this site and would like opinion after our recent meeting. In Michigan we are required to have a Disclosure Statement which is filed w/ Master Deed/Bylaws. Our condos our on a golf course, exterior of building is general commons area and are the associations responsibitly, except windows (if break). In the disclosure statement a section reads as follows:

" All persons acquiring an interest in one or more units in the Condominium acknowledge and agree that neithe the Develper no the Association shall have any for liability personal injury or damage to property caused by or resulting from the proximity of the Condominium to the Golf Course, including injury or property damage caused by errant golf balls dropping within or near the condominium."

Is the Association responsible if a golf ball damages the exterior of building? Ex: the wood, brick, garage door?

We have one on the board stating this statement in the disclosure statement is referring to personal property (ex: your car, lawn,furniture, ect. Other Board member is saying this disclosure statement is referring to the any property including exterior of the building even if it is a general commons area and covered by association under most other circumstances. I say most because you could have damage caused by homeowner which makes the homeowner responsible in our by laws.

I realize you can hold golfer responsible if you can find them or prove it.

Thanks.
JacquelineF (Michigan)
Posts: 3
Posted:
Please forgive grammar and spelling, I have a recent broken wrist my cast kept hitting keys, but figured you would get the idea? If not, I can retype.
DanielH1 (California)
Posts: 482
Posted:
The Association does have a responsibility to repair and maintain the Common Areas. So, if the exterior is a Common Area, the Association must repair it.

I suspect that the clause is unenforceable and useless, anyway. If a visitor gets hit by a golf ball, he wasn't part of the agreement and, even if he was, negligence or creating an unsafe environment can't be waived. Both the golf course and the Association deserve to be sued if they knew that there was a danger but did nothing about it.

The first Board Member is closer to correct, I think: the Association might not pay for personal property. But, like I said, if somebody objected and sued, I suspect that they'd win, anyway.

The Association might be able to distance itself if the unit was located right on the edge of the complex and the golf course was NOT owned by the Association.
RichardP13 (California)
Posts: 1,767
Posted:
I am a golfer and have played at many course in the Palm Springs area where this is a constant problem. One course in Cathedral City installed protective fences on the holes that were in the direct path of a possible errant shot that would cause the most damage. The golfer who hit the shot is responsible for any damage caused, if you can catch them. Most course out there were cooperative in trying to prevent damage, but I know I hit a few roofs in my day.
RichardP13 (California)
Posts: 1,767
Posted:
What I was trying to say was that unless the Association owes the golf course, responsibility of damage lays with the golf course and the golfer themselves.
JacquelineF (Michigan)
Posts: 3
Posted:
Thanks all. I am looking for an answer as to whether the statement in the disclosure above, relieves the association from fixing or not? We are aware the golfer is responsible, but we have yet to find or have one golfer come volunteer to pay for damages. As far as the golf course paying,that is not going to happen and not even going to work as a claim on their insurance, we've tried that.

Now we are in a situation with one home getting about 40=60 hits a season and we are trying to decided if the homeowner pays for damages or the association, based on the disclosure statement relieving the association of an liability. The real question that is the disagreement relates to whether or not the disclosure statement is refering to personal property or all property. thanks
JohnB26 (South Carolina)
Posts: 1,569
Posted:
consult a professional:

ATTORNEY AT LAW
MaryA1 (Arizona)
Posts: 7,043
Posted:
Jacqueline,

I think the disclosure statement is quite clear. "Property" means just that -- your condo is legally referred to as your "property". No where does it say "personal property" which would mean your car, lawn furniture, etc. This clause may have been put into the disclosure statement because it could get very costly for the assn if they were resp. for repairing all the damage (not to mention liability for bodily injury) that could result because of errant golf balls. Of course if the board cannot agree on this then they should consult the advice of an attorney.
DanielH1 (California)
Posts: 482
Posted:
Since you seem to be a condo, I'd say that the Association pays, despite the statement/disclosure.

Most likely, since it is a condo, the Association owns the exterior of the units, not the unit owners. If you don't own something, you don't have to pay to repair it. If the exterior isn't somebody's personal property, the statement/disclosure doesn't apply. Since the unit owner doesn't own the exterior, including windows, the unit owner doesn't have to pay for it.

So, if the golf ball breaks a window, the Association pays. If the golf ball subsequently hits the Ming vase sitting on the dining room table, the unit owner pays. (Unless the unit owner sues and claims that the Association knew the risk and ignored it, at which point the judge ignores all the evidence and disclosures and feels sorry for the unit owner and, thus, rules in his favor, despite all the evidence to the contrary.)

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