liability insurance

One of our board members is a family law attorney ~~ and as such would normally carry liability insurance for his practice.,

He has our HOA pay his premium for liability insurance to the tune of $909.00 annually ~~ He tells us it's necessary for him to carry this heavy insurance since he want's to protect himself as a board member, therefore our association pays the bill ~ I think this is wrong as he is protecting himself personally and his practice as well.

Normally every board member is protected with D&O insurance ~ for one million dollars ~ each member through the association. He claims he needs more insurance. Is this a nprmal practice.

NancyM2

He is acting as a board member only, his paratice is seprate from his duties as a board member.

He feels it is necessary to carry additional personal coverage since he is a board member. So we pay the $909.00 annually

NancyM2

I agree ... did he disclose this supposed requirement when he was nominated and elected ... I would surly think twice before nominating a candidate that would cost the HOA an added grand.

...and he darn well better recuse himself during the discussion (as in, leave the room) and subsequent vote when the Board takes up the matter.

If he feels that it's absolutely necessary for him to carry the extra insurance if he's a board member anywhere, then he needs to suck it up and pay the cost of doing business, just like everyone else.

The board doesn't have to pay his costs of doing business simply to be graced with the courtesy of his board involvement.

The board needs to stop being intimidated by him.

If it is too risky for him to be on a board of directors while engaging in his chosen career as an attorney, then he needs to step down.