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ReneeD (Illinois)
Posts: 201
Posted:
I needed to start a separate thread on this subject and maybe easy to resolve?

Our association is over 20 years old and BOD decided (contracts already signed and work just beginning) to having siding along with gutters and any wood trim replaced with vinyl. My question is specifically on siding. Has anyone had this done and did your association or homeowner have to pick up the tab on insulation?

According to our Decs, it says exterior maintenance is the association's responsibility.
BonnieE (Illinois)
Posts: 338
Posted:
Hi Renee,

This would depend on what you are (condo, single family home...) and what your governing docs state.

We are an IL HOA (townhouse style condos) and covered by the IL Condo Act.

Link:
http://www.ksnlaw.com/?p=1720

In our case, under the Condo Act, the HO basically owns from paint in and HOA out (this is generalized and there are exceptions as per the Condo Act).

We have replaced sections of siding due to wind damage. In these areas, we did not have any Tyvek covering (is this what you meant by insulation?). It is my understanding that such Tyvek wrap is now part of our Village building code (wasn’t required when we were built). We added the Tyvek wrap covering in those sections where siding has been replaced. This has been done at HOA expense, not the HO’s.

We will be looking at siding replacement within the next few years (we are ~15 years old) and would include the Tyvek wrap, paid by the HOA, not the HO.

Hope this helps,
Bonnie
ReneeD (Illinois)
Posts: 201
Posted:
Hi, Bonnie. I was hoping to hear from you ;)....

We are an attached, single-family townhome style community. The only reference I found in our governing docs is:

"...the Association shall be responsible for the maintenance, repair, and replacement of the Dwelling Unit Exteriors, including, without limitation, the following: maintenance, repair, and replacement of the roof, outer surface of exterior walls, foundations, steps, footings, driveways, walkways, but excluding snow removal from driveways, window washing, the replacement of broken glass, and the repair of damage to garage doors."

Gathering from your comments, I can only assume (1)replacement of any materials, Tyvek or other brand used, that it meets bare minimum requirements per Village Ordinance and (2) homeowners would bear the cost of this added type of insulation.

Another reason I had to ask is just yesterday we received our June statement along with a flyer from a contractor suggesting added (cavity) insulation with insulating sheathing to our homes. By doing so homeowners would realize energy tax credits upwards to 30%. Whether this flyer was an afterthought or due to poor timing I'll never know and BOD/PM won't admit but it certainly proves once again how poorly our association is being run. Either way, I and other homeowners would've appreciated more advance notice to coordinate the added insulation work. It just so happens that a homeowner who lives in an end unit to this building suffered fire damage where the garage and upstairs bedroom were gutted; obviously their insurance has replaced damages; in the process of rehabbing, fiberglass was installed on all exterior walls before plyboards and tyvek sheathing. Go figure.

BonnieE (Illinois)
Posts: 338
Posted:
Hi Renee,

OK, now I think I understand what you are asking. You are referring to added insulation (cavity insulation) into the dead space between the interior drywall and exterior plywood.

Who is responsible for the drywall itself? Our docs are very clear that the drywall is the responsibility of the HOA. The cavity insulation in our exterior walls that was placed there by the builder would then be the responsibility of the HOA (assuming we have such insulation). :-)

I do know that our attached garages and the attics above the garages are not insulated as their interiors are not finished. We have had homeowners finish their attics and garages and they have added cavity insulation. The homeowners paid for it as it was not there originally by the builder.

In your situation, am I to understand that you do not have builder installed cavity insulation? If not, then based on what your docs state, the homeowner is likely responsible for the cost of the added cavity insulation (IMHO), should they choose to add it.

Although, were I on the Board, I would have recommended that the cavity insulation be included with the siding replacement project and therefore a HOA expense.

Bonnie
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Bonnie,
Does your documents include a Chapter called "Description of Units". or words to that effect? We are talking condos. Does this chapter include a detailed description of each different type of unit?
If not I would see if such a Chapter ever existed.

I would also Google the name Goldberg, I think it is Jeffery. A Lawyer concern near Chicago that has a great website about condo descriptions in Illinois. You will be interested in reading his summation about what a condo is.

I will try and find time to look it up and paste a site here.
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Check this site out for Jeffery Goldberg.

He writes some good stuff.

http://condolawyers.com/
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Also this: http://www.barnettlawfirmltd.com/

I can't find the specfic article Goldberg wrote about what a Condo is, but it should be on this site somewhere.
Maybe just send them an e-mail asking for it.

It is the best I have read. In capsule: He says in a condo the only thing the Owner owns is the right to live in a specific air space and what ever apportioned share of the total complex he owns.

Now all this must be buffered by your documents, but documents must not usurp Sate Law.

I would think you can find all all kinds of free stuff on these sites.

State Condo law for Illinois is also available Free on this site.
BonnieE (Illinois)
Posts: 338
Posted:
Hi Robert,

Thank you for the link to condo lawers and the (local) law firm. It will be useful to have another IL source of info.

Yes, we are legally defined as condos (although we look like townhouses, 4-6 units per building).

I am familiar with another firm (Kovitz Shifrin Nesbit), whose links I have posted many times for their articles, links to IL laws, etc. They amended our Declaration & By-Laws following developer turnover and have prepared a maintenance responsibility chart which the Board distributed to the owners. Our gov docs have generally used the language taken from the IL Condo Act defining common elements, limited common elements, exclusive use limited common elements, dwelling unit, etc., and, defining who is responsible for what (maintenance, repair and replacement).

Our gov docs are paper version and I do not have a scanner to send a copy, but reference to the IL Condo Act below will provide basically the same language.

http://www.ksnlaw.com/E02E82/assets/files/Documents/IllinoisCondominiumPropertyActJune2008.pdf

Sec. 4.1. CONSTRUCTION, INTERPRETATION, AND VALIDITY OF
CONDOMINIUM INSTRUMENTS.

(a) Except to the extent otherwise provided by the declaration or other condominium
instruments:

(1) The terms defined in Section 2 of this Act shall be deemed to have the meaning
specified therein unless the context otherwise requires.

(2) To the extent that perimeter and partition walls, floors or ceilings are designated
as the boundaries of the units or of any specified units, all decorating, wall and floor coverings,
paneling, molding, tiles, wallpaper, paint, finished flooring and any other materials constituting any part of the finished surfaces thereof, shall be deemed a part of such units, while all other portions of such walls, floors or ceilings and all portions of perimeter doors and all portions of windows in perimeter walls shall be deemed part of the common elements.

(3) If any chutes, flues, ducts, conduits, wires, bearing walls, bearing columns, or any
other apparatus lies partially within and partially outside of the designated boundaries of a unit, any portions thereof serving only that unit shall be deemed a part of that unit, while any portions thereof serving more than one unit or any portion of the common elements shall be deemed a part of the common elements.

(4) Subject to the provisions of paragraph (3) of subsection (a), all space and other
fixtures and improvements within the boundaries of a unit shall be deemed a part of that unit.

(5) Any shutters, awnings, window boxes, doorsteps, porches, balconies, patios,
perimeter doors, windows in perimeter walls, and any other apparatus designed to serve a single unit shall be deemed a limited common element appertaining to that unit exclusively.

(6) All provisions of the declaration, bylaws and other condominium instruments are
severable.

(b) Except to the extent otherwise provided by the declaration or by other condominium
instruments recorded prior to the effective date of this amendatory Act of 1984, in the event of a conflict between the provisions of the declaration and the bylaws or other condominium instruments, the declaration prevails except to the extent the declaration is inconsistent with this Act.

(c) A provision in the initial declaration limiting ownership, rental or occupancy of a
condominium unit to a person 55 years of age or older shall be valid and deemed not to be in violation of Article 3 of the Illinois Human Rights Act provided that the person or the immediate family of a person owning, renting or lawfully occupying such unit prior to the recording of the initial declaration shall not be deemed to be in violation of such age restriction so long as they continue to own or reside in such unit.

From condo lawers web site you provided, I found this from one of their articles – may be what you are referring to: “What is the difference between a condominium, homeowners’ association, and a residential co-operative?”

http://condolawyers.com/articles/differences.htm

“A condominium is a relatively new form of property ownership created by statute which allows persons to buy and sell apartments within a building. This form of ownership can take almost any architectural form. The declaration of condominium sets forth the boundaries of a number of units and of the common elements of the association. Typically, a unit consists of the air space bounded by the surfaces of the walls, floor, and ceiling. The property other than the units is the common elements, which typically includes the actual real estate, the buildings themselves, all structural components, the grounds, and exterior areas. In addition to owning the air space that consists of a unit, each unit owner also owns a percentage of the common elements (as tenants in common with all other unit owners) according to the percentages set forth in the declaration. …..”

Hopefully this info will also be useful to Renee!

Thank you,
Bonnie
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Bonnie,
All this info is valid and helpful.
I have e-mailed Goldberg's office in re to the specific article. I think it was a speech he gave at a seminar several years back.

I'll post it here if he gets back to me, or continue looking for it. I probably have it filed somewhere it this black box under my desk.

As you can see from the information you posted, there as gray areas that may have to be addressed. This reference to an owner responsibility for load bearing walls would never fly in my condos as we are multi-storied, so all load bearing walls are Regime responsibility, as are any supporting structures. I am sure there is enough legalese in all this stuff that the lawyers get to lawyer (contest) damn near anything, at huge cost to owners.

BonnieE (Illinois)
Posts: 338
Posted:

Robert,

you said:

“As you can see from the information you posted, there as gray areas that may have to be addressed. This reference to an owner responsibility for load bearing walls would never fly in my condos as we are multi-storied, so all load bearing walls are Regime responsibility, as are any supporting structures. I am sure there is enough legalese in all this stuff that the lawyers get to lawyer (contest) damn near anything, at huge cost to owners.”

My understanding of the IL Condo law and our gov docs is that load bearing walls are the responsibility of the Association.

According to our maintenance responsibility chart, the structural components & columns of the building & property whether located within or outside of the (dwelling) unit are the Association’s responsibility (references article 1.11 of our docs).

Our Declaration, Article 1.11 (definition of dwelling unit) states in part that the dwelling unit does not include any structural components.

Although, I am unable to find a definition of “structural components”.

I should add a note that some of our end units are actually ranch style units, meaning one sits above the other (although most are 2-story style).

I agree there are gray areas with regard to who is responsible. That was the purpose of having the attorney develop the maintenance responsibility chart. But, even so, I can still come up with questions as to who is responsible.

Bonnie
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Bonnie,
(3) If any chutes, flues, ducts, conduits, wires, bearing walls, bearing columns, or any
other apparatus lies partially within and partially outside of the designated boundaries of a unit, any portions thereof serving only that unit shall be deemed a part of that unit, while any portions thereof serving more than one unit or any portion of the common elements shall be deemed a part of the common elements.

Bonnie,
I concluded Load bearing walls because of above. It certainly is possible to have a load bearing wall inside the unit.

However, simply a matter of discussion for you and I, not germane to much. You do seem to enjoy or at least want to get things right and in this business, that is important. You have an inquiring and active mind........good for you.

How would you, from your documents, analyze a water leak from a roof air conditioner that destroyed a section of drywall in that unit, and supposed the water came from another air conditioning unit. Would it be the regimes responsibility to replace the drywall and who would pay to have it installed, same for spackling, skimming, sanding, clean up and repainting. Now suppose the damage was caused by blown rain in through the designed louvers on the exterior of the building?
Bonnie, this is just curiosity on my part, so don't feel you have to answer any of this, I don't want to intrude on your time, and if you continue to post (and I hope you do), you may get mad at me some time and rake me over the coals for imposing on your time.

I still will keep looking for that Goldberg article.

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