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RickO (West Virginia)
Posts: 21
Posted:
Our previous HOA board caused a ruckus the past two years over several homeowners that used temporary above ground pools. The board stated that they were "against the bylaws" and the "bylaws" didn't permit pools. Of course the bylaws would not state anything about pools since the bylaws state how the HOA and board are to be run. Two "bylaw" votes on the issues were held in 2008, and the majority of homeowners agreed to allow the temp. pools with timeframe restrictions. However the board stated that 66% of votes did not come in, so the "bylaw" change didn't pass.

Our CC&Rs do not mention *anything* about pools. I have pointed this out and this will be addressed later this month at the semi-annual HOA meeting. The only document stating the "Above ground pools are not permitted" are the architectural guidelines drafted in 2000, the year the development was built. These are all private homes with at least 1 acre of property.

If the CC&Rs do not state pools are not allowed, and of course the bylaws do not state this, then I would tend to think that the pools are allowed.

Opinions? We have wasted so much time and money on this issue that I'd like it to be put to rest already.

Thanks,

Rick
MicheleD (Kentucky)
Posts: 4,491
Posted:
Quote:
Posted By RickO on 04/16/2009 11:02 AM
Our previous HOA board caused a ruckus the past two years over several homeowners that used temporary above ground pools. The board stated that they were "against the bylaws" and the "bylaws" didn't permit pools. Of course the bylaws would not state anything about pools since the bylaws state how the HOA and board are to be run. Two "bylaw" votes on the issues were held in 2008, and the majority of homeowners agreed to allow the temp. pools with timeframe restrictions. However the board stated that 66% of votes did not come in, so the "bylaw" change didn't pass.

Our CC&Rs do not mention *anything* about pools. I have pointed this out and this will be addressed later this month at the semi-annual HOA meeting. The only document stating the "Above ground pools are not permitted" are the architectural guidelines drafted in 2000, the year the development was built. These are all private homes with at least 1 acre of property.

If the CC&Rs do not state pools are not allowed, and of course the bylaws do not state this, then I would tend to think that the pools are allowed.

Opinions? We have wasted so much time and money on this issue that I'd like it to be put to rest already.

Thanks,

Rick

It depends.

What authority does your CC&Rs give your Architectural Committee regarding the establishment of guidelines? It's possible it might have broad authority to establish guidelines like that.

JaniceM1 (Georgia)
Posts: 27
Posted:
You are correct in mentioning By Laws outline the Board's role.
It sounds as if they (the past Board) were not very clear, didn't understand how to explain the situation.
Most CCRs will have a section, especially when it comes to the ARC/ ACC, that will state something like "Guideline must be followed...". Usually the Guidelines are not recorded, so they can be easily changed.
It makes it harder for residents who purchase homes later in the community (when the builder is gone) to know what these are or even that they exist.
Getting back to the CCRs, most have a "catch all" section. I would guess it might be under Architecture and Landscaping. Does your community require approval before any modification (improvements, removals, additions) is made to any part of the Unit? If so, there you have it. The above ground pools would be denied because it is in the Architectural Guidelines that they are prohibited- even if they are from 2000 (makes sure they say "not allowed" or "prohibited", not restricted- restricted means they could be allowed with restrictions, additional landscape...)
ARC Guidelines can be changed easy if they are not recorded. The Board can make changes by passing a Resolution. If your Guidelines are recorded, they will have to be voted on by the members and the percentage should be outlined in your CCRs.
GeorgerwilliamsW (Indiana)
Posts: 975
Posted:
You might want to review the covenants to determine if it has a generalized authority for the board to enact rules and regulations. It may be worded somewhat along these lines:
    The Board may adopt, and may amend, modify, rescind and cancel, such other rules and regulations from time to time governing she use and enjoyment of the Property, including the Common Area, as the Board in its sole discretion deems appropriate or necessary.
RickO (West Virginia)
Posts: 21
Posted:
I've pasted the CC&Rs of our HOA below. Doesn't appear to be any "catch-all" statement, and certainly no mention of an ARC. In fact, this CC&Rs do mention swimming pools (#10) when stating that privacy fences are permitted around pools. Does not specify above ground or built in pools. So to me, that would appear to give permission for swimming pools of any sort.

Thoughts and opinions?

Thanks,

Rick

1. No lot shall be split, subdivided by sale, resale, gift, devise, transfer, or otherwise.

2. No house trailer or mobile home or similar item shall be stored in the open on any lot.

3. No building of a temporary nature, or trailer, or mobile home, or tent, except a child’s
tent, shall be erected or placed on the property.

4. No temporary building, trailer, basement, tent, shack, garage, barn, outbuilding, or other
building in the course of construction shall be used temporarily or permanently as a
residence on any lot.

5. No more than one dwelling may be erected on any one lot. No dwelling using modular
components shall be permitted, and none shall be of log or block construction, nor shall
roofs be permitted to be white or light grey or have pitches less than 5/12.

6. No dwelling or other structure shall be erected until the plans, specifications, including
exterior color design, have been submitted to and approved in writing by the Developer,
its successors or assigns, or their authorized agents. Approval of plans and specifications
shall not be arbitrarily or unreasonably withheld. Further, any building commenced on
property shall be completed within one year of the commencement date.

7. Dwellings must be completed before being occupied and all dwellings must be finished
on exterior so as not to detract from the value of the property owners. Dwellings shall
not be left with exposed cinder blocks or any type of temporary siding of sheathing. (In
no instance shall any exterior be left unfinished more than 180 days from the beginning
of construction.) If poured concrete walls are used, then they must be painted the
matching color of the exterior siding: if brick or stone is used as the dwelling face, then
the brick or stone must extend to grade level.

8. Dwellings must have a minimum of 1,900 square feet of living space, excluding
basement and garage space. Further, the developer or his assigns reserves the right to
selectively increase the minimum square foot requirement.

9. Outbuildings erected on each lot are to be limited to those uses related to single-family
dwellings and no structure shall be of unfaced concrete block or unfinished material.
Grantor or his agent shall review all such structures to determine that it shall not detract
from the appearance of any home.

10. No fence shall be permitted within the subdivision except fences constructed of board,
stone, hedge, wooden picket, or split rail, and provided said fences be placed along the
back property line, along the side property lines to points not to exceed the rear building
line, and across the lot from said points to the rear corners of the building (dwelling).
Privacy fences may be erected around the perimeter of swimming pools and tennis courts.
The design of all private fencing must be approved by the developer, his successors or
assigns prior to construction.

11. No outhouses shall be permitted on any part of the property. All toilet facilities shall be
contained within the dwelling house and be emptied into an individual septic tank and
drainage field, sewage disposal system, or public sewage system. All toilet waste
facilities shall be built and maintained in accordance with the requirements of the West
Virginia State Department of Health.

12. When any dwelling structure shall be constructed on any lot, the owner thereof shall
cause that portion of such lot owned by him and not improved by said dwelling structure,
other building, appurtenance, or driveway to be properly graded, seeded and suitable
planted with grass, trees, or shrubbery.

13. Each homeowner shall keep all lots owned by him and all improvements therein or
thereon, in good order and repair, including but not limited to the seeding, watering, and
mowing of all lawns, the pruning and cutting of all trees and shrubbery and the painting
(or other appropriate external care) of all buildings and other improvements, all in a
manner and with such frequency as is consistent with good property management.

14. No manufacturing or commercial establishment of any kind shall be erected on said
property, and no building erected thereon shall be used for commercial purposes, nor
shall said property in any way be used for other than strictly residential purposes, but
nothing herein contained shall be construed to prevent a bona fide lease of any dwelling
erected upon said lot, for residential purposes.

15. No signs, billboards, or advertising devices of any kind except those used in any
subsequent sale of the property, shall be placed or otherwise installed on any lot or
building within the subdivision, except that the Developer may use signs to promote the
sale or improved or unimproved lots in the subdivision.

16. Domesticated house pets shall be allowed within the subdivision, provided such pets are
contained within a fenced-in area, or secured by a leash, chain, or rope. No animals shall
be allowed to roam freely within the subdivision. No livestock, including but not limited
to cattle, hogs, horses, ponies, chickens, goats, or fowl of any kind shall be permitted on
the premises. Dogs, cats, and other household pets may be kept provided they are not
kept, bred, or maintained for any commercial purpose.

17. No lumber, metals, bulk materials, refuse, or trash shall be kept, stored, or allowed to
accumulate on any lot, except building materials during the course of construction of any
dwelling. All trash or other refuse must be kept or stored in covered metal or plastic
containers. If trash or other refuse is to be disposed of by being picked up and carried
away on a regular and recurring basis, containers may be placed in the open, on any day
that a pick-up is made, at such place on the lot so as to provide access to persons making
such pick-ups. At all other times such containers shall be stored in such a manner, so
they cannot be seen from adjacent and surrounding property. No noxious or offensive
activity shall be permitted on any lot, nor anything done thereon which may become a
nuisance to the neighborhood.

18. No open fires, other than cooking grills, shall be permitted on any part of the property.
Outdoor fireplaces, and all chimneys shall be provided with fire screens.

19. No unregistered automobiles, trucks, motorcycles, motorbikes, or other vehicles, whether
motorized or self-propelled, shall be parked or placed anywhere within the subdivision;
nor shall the same be driven or ridden upon any streets, roadways, alleys, or sidewalks
within the subdivision, nor upon any lot, open area or trail within the subdivision. No onstreet
parking shall be permitted of any vehicles, nor shall unlicensed or unused vehicles
or commercial vehicles be parked or abandoned on lot.

20. No motorbikes, trail bikes, motor scooters, or the like, nor any snowmobile shall be
driven or ridden anywhere within the subdivision.

21. Driveways to house sites on all lots shall be constructed by the Grantee at his cost with a
culvert (metal drain) across the front of said driveway. Specification for each culvert
must be approved by the Developer or his authorized agent.

22. The Developer reserves unto itself, its successors, and assigns, a utility and/or drainage
easement ten (10) feet in width along the front, sides, and rear of each lot.

23. All public utility services shall be buried below ground on all subdivision lots.

24. No television, radio, or other type antenna or satellite dish shall be erected on any portion
of a lot except behind the rear building line of the residence.

25. No private or public hunting shall be permitted anywhere within the developed or
undeveloped lands of the subdivision. No rifle or revolver shooting shall be permitted
within the boundaries of land controlled by Meadowbrook Farm.

26. No lot shall have access to any road other than those of Meadowbrook Farm.

27. No churches or houses of worship shall be permitted within the boundaries of
Meadowbrook Farm.

28. Homeowners Association. For the purpose of maintaining roads, traffic control, general
planting within the roadway areas, and all common community services of every kind
and nature required and desired within the said subdivision for the general use and benefit
of all lot owners, each and every lot owner, in accepting a deed for any lot in said
subdivision, agrees to and shall be a member of and shall be subject to the obligations
and duly enacted by-laws and rules of the Meadowbrook Farm Improvement Association,
a non-profit association. It is also understood that each lot owner in said subdivision
shall be obligated to pay Ninety Dollars ($90.00) for a Road Maintenance Fee on the first
day of each year to the Meadowbrook Farm Improvement Association. Future fees and
assessments shall be established by the Meadowbrook Farm Improvement Association.
However, the annual average common expense liability of each residential lot unit,
exclusive of any optional user fee or any insurance premiums as established by said
association, may not exceed $100.00 as adjusted pursuant to §36-B-1-114 and §36B-1-
203(2) of the West Virginia Code Annotated. The developers, their successors, or
assigns, shall be exempt from the maintenance fee on the original subdivision of lots until
such time as all the lots have been conveyed by Meadowbrook Farm to a third party.
Developer shall be under no obligation to maintain the roads in said subdivision and shall
convey Meadowbrook Farm to the Homeowners Association after 75% of the lots are
sold.

29. Duration. These covenants, conditions, restrictions, and easements are to run with the
land and shall be binding on all parties and persons claiming under them for a period of
twenty-five (25) years from the date of recording of these covenants. After such time, the
said covenants, conditions, restrictions, and easements shall be automatically extended
for such successive periods of ten (10) years, unless an instrument signed by a majority of
the then owners of the lots within the said subdivision has been recorded, agreeing to
change said covenants in whole or in part.

30. Enforcement. Enforcement shall be by proceeding at law or in equity against any person
or persons violating or attempting to violate any covenant, either to restrain violations or
to recover damages, and furthermore, the person or persons in violation shall pay all costs
of any such suits to enforce compliance with these covenants.

31. Severability. Invalidation of any of these covenants, conditions, and restrictions by
judgment or by court order shall in no way effect any of the other provisions, which shall
remain in full force and effect.
MicheleD (Kentucky)
Posts: 4,491
Posted:
This: ". . . in accepting a deed for any lot in said subdivision, agrees to and shall be a member of and shall be subject to the obligations and duly enacted by-laws and rules of the XXXXXXXXXX Farm Improvement Association, a non-profit association."

I edited out the name of the association.
RickO (West Virginia)
Posts: 21
Posted:
Thanks for the 2nd set of eyes Michelle. Now for a follow up question. What exactly does "duly enacted" mean? The architectural guidelines which states "no above ground pools allowed" was written by the 1st HOA president in 2000 prior to the completion of the development, with no vote or input from the community. This document is even signed by him and no one else. Plus, plus we had two community votes in 2008 on allowing temp. above ground pools which passed with a large majority in favor of the pools.

Thanks again,

Rick
MicheleD (Kentucky)
Posts: 4,491
Posted:
Rules and Regulations don't necessarily have to be approved or voted on my residents.

I guess the next thing might be to review the by-laws?

But if you post them, please try to xxx out identifying names and places.

CharlesH9 (Michigan)
Posts: 123
Posted:
What about section #29? We have a similar clause in our HOA. Does it mean there can't be a vote for 20/25 years to ammend this document. I know, my usual question!!
RickO (West Virginia)
Posts: 21
Posted:
I think that the prior board's misunderstanding of the bylaws and thinking that pools were restricted in the bylaws is going to bite them in the butt now. They thought they could get away with having a community vote with their logic of even if the majority voted, that we wouldn't have the 66% to pass. The voting in both instances were about 5 votes shy of that percentage, but still, we know have two majority votes where homeowners are fine with the pools under the guidelines we laid out.

Going to be real difficult for the vocal minority to rail against the pools now. Will let you all know how it turns out at the end of the month. Apparently the HOA attorney will be present to discuss the pool issue.
MicheleD (Kentucky)
Posts: 4,491
Posted:
Quote:
Posted By CharlesH9 on 04/16/2009 8:58 PM
What about section #29? We have a similar clause in our HOA. Does it mean there can't be a vote for 20/25 years to ammend this document. I know, my usual question!!

It doesn't appear that they can't be amended during that time.

But really, I think we'd need to see the by-laws to see if process for amending might not be mentioned in there.
MicheleD (Kentucky)
Posts: 4,491
Posted:
Also, I think this is a good time to point out and reconfirm that any input or advice received by any members on here is really not legal or professional advice.

What you will receive is each member's interpretation and should not be relied upon in any actionable way.

See General Legal Notice below.

CharlesH9 (Michigan)
Posts: 123
Posted:
I totally understand this is each person's interpretation. I just feel the amendment provisions for the by-laws are seperate from the amendment provisions for the declaration. Obviously the by-laws have a different purpose than the decleration. So it was interesting to see another one similar to the one we have in our HOA.
MicheleD (Kentucky)
Posts: 4,491
Posted:
Sometimes, Charles, as is the case in our own by-laws and CC&Rs, the bylaws DO specify the amendment process, if any, for both or either documents.

I was mostly reiterating the disclaimer for Rick's benefit, since he is relatively new here.
CharlesH9 (Michigan)
Posts: 123
Posted:
It seems on this forum that most documents are like yours. It's crazy how different each state is!!
JaniceM1 (Georgia)
Posts: 27
Posted:
Rick-

Sorry for the late response. I looked over your CCRs and I did see something:

6. No dwelling or other structure shall be erected until the plans, specifications, including
exterior color design, have been submitted to and approved in writing by the Developer,
its successors or assigns, or their authorized agents. Approval of plans and specifications
shall not be arbitrarily or unreasonably withheld. Further, any building commenced on
property shall be completed within one year of the commencement date.

The fist line in item #6 "No dwelling or other structure shall be erected.... until approved in writing be the Developer & its successors..."

This is your "CATCH ALL" phrase I was speaking of in my last post. The term "other structure" can be used to cover anything; play sets, statues, gardens, storage buildings, courts, goals, bird houses...and yes, pools.
This is where your Guidelines pick up. Residents have to first ask for approval before any modification can happen and the Developer or after them the ARC/ ACC or BOD will pull the Guidelines to determine what is allowed.

I am sorry. In my opinion (and I have had a lot of experience with CCRs), it looks like they CAN stand behind the rule of no above ground pools.

Janice

JoeM6 (Pennsylvania)
Posts: 17
Posted:
HI, THIS DOESN'T HAVE TO DO WITH YOUR QUESTION, BUT I DON'T KNOW HOW ELSE TO ASK.
how do we go about getting some type of information on our hoa?? we paid fee's, called the number for the fee's, and were told they do not send out any info packets. i've been reading this site for hours now, and it seems there should be some type of information packet. please help, we are new, and paid dues, but no info provided. excuse the no knowledge!!

thanks, and any help would be appreciated..
GlenL (Ohio)
Posts: 5,491
Posted:
Quote:
Posted By JoeM6 on 02/12/2010 12:42 AM
HI, THIS DOESN'T HAVE TO DO WITH YOUR QUESTION, BUT I DON'T KNOW HOW ELSE TO ASK.
how do we go about getting some type of information on our hoa?? we paid fee's, called the number for the fee's, and were told they do not send out any info packets. i've been reading this site for hours now, and it seems there should be some type of information packet. please help, we are new, and paid dues, but no info provided. excuse the no knowledge!!

thanks, and any help would be appreciated..

Joe, it is the seller’s responsibility to pass the CC&R's (Covenants, Conditions & Restrictions) to the buyer but it is very common for them not to. I would start with the County Recorder’s website the documents should be available there, just put the name of your HOA or your street address in the search box.

Studies show that 5 out of 4 people have problems with fractions
HB (Oregon)
Posts: 143
Posted:
Quote:
Posted By JoeM6 on 02/12/2010 12:42 AM
HI, THIS DOESN'T HAVE TO DO WITH YOUR QUESTION, BUT I DON'T KNOW HOW ELSE TO ASK.
how do we go about getting some type of information on our hoa?? we paid fee's, called the number for the fee's, and were told they do not send out any info packets. i've been reading this site for hours now, and it seems there should be some type of information packet. please help, we are new, and paid dues, but no info provided. excuse the no knowledge!!

thanks, and any help would be appreciated..

Hi Joe,
You can certainly request them from the title company, etc. but my favorite is knocking on neighbors doors and asking a few questions:

1) who is on the Board
2) do you have our HOA docs I could borrow to make copies of
3) when was the last meeting and do you know when the next one will be

It's a great way to get to know your neighbors and is totally free!!
JoeM6 (Pennsylvania)
Posts: 17
Posted:
thank you so much for writing. here is our story, & i'll try n make it short. we purchased a cabin in july09. we had to pay hoa fee's for 09 & 08(as the previous owner did not pay). told by our realtor to call the hoa number. we did, and they said they don't send out bills, nor have any info on it, it's basically road maintenance, upkeep of bathhouse, pond,and area around that. the man in charge is 89 years old! he gave up his position on dec. 31. very nice man, and just his age is getting up there. one of the cabin owners has decided to take on being president. i guess he was chosen, as it was discused at our first meeting in jan. the meeting was total disaster, with the exception that they did pick president, vice, secretary,& not sure who else. the next meeting is scheduled on feb 20, which we plan on attending. problem is, not everyone pays their dues.we found this out at the meeting.there are at least 135 properties. maybe more, don't know.some have not paid dues for past 5 yrs! so we received a paper in the mail,about the meeting coming up, and to have our dues with us, & deeds. No problem for us but:
1)we would like information on paper on it, 2)if we, and many others pay, & others dont, then what happens, 3)the previous owner was unable to get dues out of others, and said court costs would be to costly for the amt.of people not paying, so the previous owner was paying out of his pocket for electricty,and some insureance. 4)one of our neighbors was saying that they were not paying there dues b/c of others not paying, and b/c the roads are in terrible shape(many of us do not live there, just bought cabins, and at least 15 families live there) and many of the hoa dues go to electric for the bathhouse(which many do not use)and there are families hooked up to two wells that run the bathhouse. all the elctric is on one bill, and some feel they should not be paying for the electric for others using the wells. real messed up situation. the previous owner was not fixing roads due to not everyone paying there dues, and he only had enough money to cover some of the elctric, and insureance, and none left for roads, and he has proof that he had to add his own money to pay those bills! you mentioned asking neighbors. all our neighbors are out of state people. they have no hoa paper. it was mentioned at first meeting that "out of state people should pay more hoa dues, by some couple who only lived there 2 yrs". many of us were quite hurt, as we all paid for our property, just like they did. other problem is that the president, who lives there is good friends with all the residents hooked up to the well.he seems to be siding with them.we are keeping somewhat quiet since we are new, but we also know we pay more hoa dues, and is that right???? we were at our cabin 4 weeks ago, and our road to our cabin was a mud hole. i mean mud ditches from tires that were foot or more deep! we barely made it up the hill in 4x4.our neighbor said it gets worse in the spring!! we are willing to fix our own road up, as there are about 6 of us on it, and could get enough $ together to fix our road, which we will prob.end up doing.one more question, one of the residents up our way, who many are not fond of, is having wood hauled out. there are big trucks, and loads, and it is making road even worse. should they have to pay for damage to the road?? the company hauling out wood????? i know this is alot on you, so if you could just answer a few questions at a time, we would appreciate it, and then we wouldn't look so dumb at the meeting when we are asking for information!! any help would be greatly appreciated. ps.we did call previous owner, he was helpful, and did say hoa rules should be on our deed, but there not on one we have at home, and he said if they don't get there act together by end of feb. then the hoa would be abolished. is that bad???? thank you so much for your time. i chose you, as it said you were from wv. we will be in a few years! love your beautiful state!!!
JoeM6 (Pennsylvania)
Posts: 17
Posted:
the county recorders website?? we have went to hampshire county and where deeds are listed, but didn't see anything for hoa.
GlenL (Ohio)
Posts: 5,491
Posted:
Wow, OK first off there are two types of HOA’s, mandatory – you must belong and voluntary – you can join or not or even change from year to year so the first thing would be to determine which you are part of which is part of the deed restrictions. I would seriously suggest you find an attorney in the county where the cabin is located who specializes in real estate law and ask them your questions, s/he will know where to find the information you seek. Not that we don’t want to help you but as a minimum you will need the deed restrictions to answer your questions.

Studies show that 5 out of 4 people have problems with fractions
JoeM6 (Pennsylvania)
Posts: 17
Posted:
I know that was alot to absorb, and I thank you for taking the time to read it.

I believe I understand some now. so, we do have a deed, but it is not like the originial one at the courthouse, that many tell us has our deed restrictions on it. so , do we go to the court house to get it?? will they give us a copy of our own?? thanks so much. we will start with getting our deed, and then asking the hoa people for a copy of the hoa rules, regulations. Sound good??
many of us believe we would be better off on our own, as it seems the main objective for the hoa is for the bathhouse, & people using that well water. were not willing to pay for them using the water, & electric for it! as we just had our own well done in august. we always brought our own water, and lots of it! kinda miss that now! thank you so much for your time. appreciate it.
MaryA1 (Arizona)
Posts: 7,043
Posted:
Joe,

I cannot imagine there being 2 deeds to your property; however, the deed that is recorded at the Co. Recorders office would be the official deed and that would be the one I would want to have. I would be surprised that all the deed restrictions are recorded on the deed, normally the deed only states there are deed restrictions. But,of course they may do things differently in PA (BTW, my home state!). While you're at the Co Recorder's office you may want to check on getting a copy of the CCRs (the declaration) by looking up the name of the HOA. This document is required to be recorded and will contain all the deed restrictions and a lot of other very important info regarding the operation of the HOA and the rights and obligations of the members and the BOD.

If there are enough property owners who share in your belief that you would be better off to operate on your own rather than with an HOA, steps can be taken to abolish the HOA. Normally a rather large % of votes is required to accomplish this -- perhaps as high as 75%; I've heard of some that require 100%. This will be spelled out in the CCRs under "amendments, termination". If this is undertaken, arrangements would have to be made to sell the common areas and any amenities (boathouse, wells, etc) that are owned by the HOA. This oftentimes provides the stumbling block that prevents termination.
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Joe,
When at the court house, go to the Planning Office and ask to see the Master Plat for the developement. It could be that they are confusing the Master Deed with the Master Plat or some such, but somewhere there is a Master Plan or Plat.
JoeM6 (Pennsylvania)
Posts: 17
Posted:
hi again.

wondering- if you do join the hoa, can they raise your fees ? do they need everyone's approval??
does everyone pay the same???

as we are finding out that not everyone pays the same, so we are not willing to pay ours until we see it in writing.

what a messed up situation!

thanks for your help, glen
JoeM6 (Pennsylvania)
Posts: 17
Posted:
bear with me.

is a master platt differant from a deed??

we received what they called a plat, but it only shows all properties, and the dimensions of them. just one big picture, that's all.

so if we ask for a master platt, that would be different, correct??

thanks so much......
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Joe,
You are going to have have to tell the whole story Joe, why not tell us what is happening.
You say: We (who is we)received what they (who is they) called a plat, but it only showed properties(that is what it is supposed to show).

The point here is to read what you write and see if you can supply information.

The Master platt shows all properties, now you know your entire property is platted and registered.............right? Who knows, you won't tell us. If I recall the plan was to try and find your deed at the court house, if you did, then you can see your property on the Master platt.

What I don't understand is why didn't you ask all theese questions of who ever gave you the platt. They will know the answers and should direct you to a all the offices that would be of interest. Go to the horses mouth to find the answers you need, they also should be in the court house.
MaryA1 (Arizona)
Posts: 7,043
Posted:
Joe,

A plat is a map of the s/d showing all the parcels; it is not the same as a deed. The deed states who the property owners are and if there are deed restrictions on the property it will be stated therein. If you don't have a copy of your deed you can obtain one from the Co. Recorder's Officer. There may be a small fee to pay but it would be well worth it as, IMO, this is a document you really should have. If your Co. Recorder has a website you may be able to pull up a copy of your deed from there and print it out instead of paying for a copy.

If the HOA is mandatory you do not need to join; you are automatically a member as soon as you close on your property. As a member you are required to pay your assessment. In most HOAs all members pay the same assessment; however there are some assn's (mostly condos) where the member pays according to the sq ft of his unit. Your CCRs should state how the assessments are assessed. Don't withhold paying your assessment because you think you might be assessed the wrong amount. Instead pay whatever you are assessed and ask for proof that the amount is correct. If you withhold paying your assessment the BOD will consider you delinquent and you will be subject to the collection policy which could lead to foreclosure of your property.

Generally speaking, most CCRs give the BOD the authority to set the amount of the assessment. Oftentimes there will be a cap on the amount it can be raised w/o a member vote, but if the cap is not reached the members do not have to vote.

If your HOA is voluntary only then do you have the right to determine if you want to join or not. If you decide NOT to join you are not subject to any of the rules of the HOA and do not have to pay assessments. However, you will still be obligated to abide by the deed restrictions.
JoeM6 (Pennsylvania)
Posts: 17
Posted:
we : means my wife and I. I asked about the plat & deed, as we only have deed sent to us, and told there is master at court house, that has the hoa regulations.
we did go straight to the horse, but the horse is out to pasture! he is 89 years old, and wants relieved of his failed duty, due to his health, and hoaa members taking advantage of his good nature. he gave us the platt, and just told us about the properties. the realtor gave us a platt, and didn't know anything about the hoa ! just gave us a number to call, and it was for the elderly man.

this hoa is so old, were told we don't get bills, nor papers on it. we have asked and asked. that is why it is so confusing, not to mention our lack of knowledge.
the person taking over has never done this before. he only volunteered b/c he has lived there for so long, and no one else wanted to take over, and he doesn't want to lose the hoa. mainly b/c of the bathhouse, and wells people use for free.

we plan on going to the courthouse next week when we go to our cabin. i have all the info wrote that you kind people suggested we ask for. hopefully we won't look so dumb. it's in wv, and we have gone to the site for county recorder, but we are not in it. whether they don't have it updaated, i don't know.we have tried and tried, and even used previous owners name, but not listed. so we have tried. just haven't gotten to the courthouse yet, as it is 2 1/2 hours away from us.it's in west virginia. it's a beautiful place, but just a mess right now, with roads, ect. its not a big hoa, yes, there are alot of properties, over 130 or so, but the hoa is not up to date, nor has 0 money in it. some nice people, some not so nice. we have tried, but no one seems to have the answers. so court house best have something. thanks & hope I cleared this up some. thanks.
JoeM6 (Pennsylvania)
Posts: 17
Posted:
thanks mary. that was helpful. we don't see anything in our deed that mentions restrictions. nothing. i have to ask this again. does it say on your deed that there is a hoa?? b/c it does not on ours. that's why we thought there was some type of other deed.

we are for it, but want to see some type of proof about there budget, and fee's. b/c many say they have paid, and the roads are still quite bad, and money just goes to there bathhouse, and wells, & electric.(people are hooked up to wells, have been for over 20 yrs. or more, and they use it only, and pay no extra). some property owners use the bathhouse, and we suggested that they put a separate meter box on the bathhouse. that way, the home owners using the wells, get a separate bill. we don't see that happening right now!! we don't use it, so we feel we should only be paying for maintenance.

i say this all again, b/c when the man went around with his papers for new hoa, his primary concern was for the people using those wells! not for the roads, ect. his friends using the wells.

i do thank you for all your help, and will try not to bother with my questions, as we don't know much about any hoa, and especially this one, with no papers or anything to go on! we do however feel bad for the elderly man who did so many good deeds thruout his life for these people, then they fail to pay over 5 years, and he has paid everything himself, and he is still allowing the water to be hooked up until end of january! he is going to deed the bathhouse, wells, pond ect to whomever, if a hoa is formed. just sad, and he is a old timer, with old values. the kind that we no longer have.
wish us luck digging out our cabin! our neighbor called us to tell us there is 4-5 feet of snow there, and he made us a lil path to walk, but no driveway path! so we'll be trugging thru waist snow this weekend! but it'sll be worth it to get to our cabin! thanks again for everything.
JoeM6 (Pennsylvania)
Posts: 17
Posted:
i meant to write, end of february!! i should of read what i wrote first!
GlenL (Ohio)
Posts: 5,491
Posted:
Joe somewhere on the deed you have should be language similar to this:

Subject to easements and restrictions of record, including, but not limited to those easements, covenants, conditions, and restrictions set forth on the Record Plat of Happy Dreams Subdivision, Section One, as aforesaid, and the Declaration of Covenants, Conditions and Restrictions and Reservation of Easements recorded in Official Record Volume 0000, Page 0000, as amended and supplemented.

What you need are the Declaration of Covenants, Conditions and Restrictions which should be on file at the County Recorders office. The CC&R’s will say whether or not the HOA exists, the type of HOA and the restrictions in place. Before you go there I would call the Recorders office and ask if the information is available online; due to the age of the HOA it may not be. The HOA should also be registered with the WV Secretary of State’s office but from your description I’m betting it isn’t.

Now this is just a WAG (wild a**ed guess) but it sounds like the ā€œold manā€ just divided up his property and sold off lots since you state he’s planning on turning over the deeds to the bathhouse and wells if an HOA is formed. Be very, very careful and get an attorney to look the whole mess over for you.

Studies show that 5 out of 4 people have problems with fractions
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Joe,
You will find good advise on this site, it is not cast in stone but a lot of it is right on the money.

Joe, you have to realize you have got a mess on your hands. But, from my point of view in SC, you signed the papers. That is not here nor there but it shows very plain that you are not going to get this straightened out on a week end or a week or a month or a year. Your reference to the fact some people use water they don't pay for is unfair, with your limited knowledge of how the HOA works. Give it some time, get a couple other owners interested, don't discount the old timer, you can pick up a lot of information just talking to him. Just put your head down and start digging and don't start barking till you have found some bones. You seem like a nice man so don't let this whole thing be bigger than it is, it can all, or most, be resolved and changes made, if your learn the right stuff with time.
MaryA1 (Arizona)
Posts: 7,043
Posted:
Joe,

I'm thinking Glen may have hit the nail on the head. When the "old man" started dividing up his land I wouldn't be afraid to bet he never did write up the CCRs and/or form an HOA. IF CCRs are not recorded at the Co Recorders office it's a good possibility they don't exist. If the Sec of State has no record of the HOA, it's a good possibility it was never formed.

Check the copy of your deed again, if it doesn't make any mention of deed restrictions, perhaps there aren't any recorded. The "old man" may have goof in that dept. also! The deed would not state what the restriction are, just that they exist. And, it would not state whether or not an HOA exists, that info would be in the CCRs (declaration of covenants, etc.)

Have fun trudging through the snow this weekend. My brother (Pgh area) had about 21" the first snowfall -- I don't know what he got with this last one. If you're up in the mountains you probably got a lot more.

BTW, don't hesitate to ask more questions -- that's what we're all here for. CCRs and HOAs can be very confusing and I can certainly understand what you must be going through.
JoeM6 (Pennsylvania)
Posts: 17
Posted:
this is what it says in our deed.

aforesaid property is subject to any and all easements,rights-of-way,conditions,covenants & restrictions of record or in existence. The sale of the foregoing real property will be made subject to any and all unpaid taxes as recorded against said property,and to any further matters announced at said sale. the property is sold subject to an accurate survey at purchasers expense.

we already paid the taxes that were past due, and the hoa that were past due. so what does the beginning of the statement mean???

thanks.....alot !!!!!!!!
JoeM6 (Pennsylvania)
Posts: 17
Posted:
I understand that robert. I didn't mean to sound harsh. I do agree with you about checking things out, and waiting awhile. Im a bad one at barking, ask my wife!

we are asking for suggestions, as our meeting is this saturday,& we are to decide if we want a hoa or not. we are also to have monies in hand, for dues. just uncertain what to do, and uncertain as to what to pay, since many pay something different. this is the first step, and i don't wanna pay, but my wife says we should, & wait it out.
JoeM6 (Pennsylvania)
Posts: 17
Posted:
here's the other paragraph.

lot numbers 1,2,3,4 of elk subdivision, as more particularly shown & described by metes and bounds description according to that plat of said subdivision recorded in the offices of the clerk of the county commission of hampshire county, wv in map book 1 at page 75, reference being made to the aforesaid metes and bounds description and play of survey of the real estate herein conveyed, and the same is incorporated herein and made a part hereof as if it appeared textually verbatim herein.

subject to all existing reservations, restrictions, and easements created in prior deeds in the chain of title to the property hereby conveyed and subject further to the lien of the 2009 real estate taxes which shall be prorated between the parties hereto, the said party of the first part covenants to and with the said parties of the second part, that property herein conveyed is free and clear of all liens and encumbrances.

i think i am all deed out, and hoa out now!!!

thanks for your input robert, and we appreciate all that everyone has said. honest.
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Joe,
You must have thought your wife have pretty good instincts when she married you, so, listen to her. How much money are you anguishing over? I doubt if anyone is picking on you or trying to scam you so they can get free water. You all are going to be the new kid on the block for a while, Get to know your neighbors, enjoy the new place, and nothing is worth much if you don't work for it, in some fashion. This post is impossible to answer other than saying, it appears someone is claiming that the property is free and clear.
However, I would be suspect about the elk subdivision. If you find any elk in WVA, let us know. I know about where you are referrencing in WVa, since I am from western maryland. Seriously Joe, just keep peeling back the layers, I suspect you will never get all clear answers, but, it will all work out, time and patience fits the bill.
MaryA1 (Arizona)
Posts: 7,043
Posted:
Joe,

This sentence in you deed: "aforesaid property is subject to any and all easements,rights-of-way,conditions,covenants & restrictions of record or in existence." means there are deed restrictions on your property. There should be recorded CCRs somewhere which will outline all the restrictions (things you cannot do with your property!) and also contain other info about the operation of the HOA and what the members and board members can and cannot do. THis is a very important document which every property owner should have. If you don't have it please go to the Co. Recorder's office, give them the name of your HOA and obtain a copy. Many of your questions will be answered by reading this document. BTW, CCRs means: "Covenants, conditions, restrictions, assessments, charges, servitudes, liens, reservations and easements" -- sometimes referred to as the declaration.
JoeM6 (Pennsylvania)
Posts: 17
Posted:
Robert,

yea, my wife does have good intentions, but I don't let her know that to often.
You'll laugh at what I am anguishing over, 430.00. but as i said, we paid for 09 & 08. My wife says, " We're just going to pay it, who cares if they get free water, & we pay for some of it, we don't know who they are, or what kind of home they come from, or if there elderly, sick, or jobless, were new, and we'll just pay it this time, and see what happens, and we'll ask for the declaration, and go from there". she is more sensible than me. I am the tightwad, as she says! thanks alot for your help robert. and by the way, we cannot find our deed at the county recorder site on line. and then there is another county site, which they charge almost 100 just for one month use, so, we'll head to court house. have a great week, oh, my wife found some platts, just lined out, with no names, ect. and one of the maps was dated 1959 & then 1973, so possible it may of been started then, don't know. The owner apparently has 3 subdivisions, and one big lot"elkhorn", he did tell us that he bought the whole side of a mountain, when he got out of the service, and he & his wife built a cabin. he is a great guy, who was taken advantage of. it's near short mountain. we have a neighbor who is from maryland,baltimore area. he is good guy too. okay, take care, & thanks...
JoeM6 (Pennsylvania)
Posts: 17
Posted:
thanks alot. was wondering, whould the guy that is trying to start the hoa again, have it?? as he was talking back & forth with the owner, and everything. thanks.

alot of good info from everyone, and i thank you for it, and putting up with my questions!

thanks......
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Joe,

Joe, this is for your wife, I think she might bestow this new name on you as your Mountain Name

Short Mountain's name is derived from its original name of Short Arse Mountain.

Wikopedia says this. I bet you know where Frostburg, Cumberland, and maybe even Hackers Creek is in WVa.

JoeM6 (Pennsylvania)
Posts: 17
Posted:
really?? never heard of that! she would love that name for me !!

yea, were located in Augusta. It's btw capon bridge & romney.

my wife actually asked the owner if there are elk there!! cos its called elkhorn. i believe i forgot the horn in previous posts. he just laughed! he's a real nice guy,89 yrs. old, who is almost blind, but he sure took a liking to my wife! he always remembers her, but not me!! we plan on stopping to see him also. last time we went by, he still had his christmas tree up! my wife said it was sad, maybe he wants it up, cos he may not see another. tree up & lit in february. His wife passed about 8 yrs. ago, & many say he went downhill after that. yea, i know where frostburg is, we actually settled for our cabin in cumberland,maryland.

thanks robert!! your a big help !! learn alot from you & others, & my wife (which i don't admit to often!)

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