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MichaelD9 (Florida)
Posts: 14
Posted:
Our condo is small 2 story 10 unit. We recently enclosed our patio's and put in hurricane windows. As part of it we had to install a railing upstairs in order to meet code. Some owners, including officers, after inspection have removed the railings. I too am an officer. I was told by an attorney that if there was an accident and someone fell out of that window and got injured or worse and an officer of the board new of the code violation, that officer could be personally sued as Directors insurance won't cover negligence. Also if there were an accident, our master homeowner policy could be voided because of the code violation. We could also have our homeowners insurance dropped if they were to find out. I
don't believe there will be an accident, but I don't want my fate in other peoples hands. I may have to resign from the board.
RogerB (Colorado)
Posts: 5,067
Posted:
Michael, if railings are required to meet code why were they removed? It seems to me if railings are required to meet code then the people who removed railings should be required to reinstall them at their cost.
DonnaS (Tennessee)
Posts: 5,671
Posted:

Michael,
Only in Florida!! What are they thinking to remove those safety railings. Someone loses their balance and thru the glass, down 2 stories they fall. Call the building inspector anonimously and report them. It sounds mean but this was just plain stupidity.
MichaelD9 (Florida)
Posts: 14
Posted:
I think they removed them to get a better view. They did it without doing any homework. Some people even threw the railings away that everyone paid for. As it stands now I have 5 people that are blaming me for their own mistake and this include the president of the association and the treasurer. Also at a meeting with our 3 member board I addressed my concerns and told them I wanted to seek council to make sure everything was legal. It was approved only to be squashed a few days later when the president called me and angrily denied that the association will pay for it to try and discourage me from seeking council.
DonnaS (Tennessee)
Posts: 5,671
Posted:

Michael,
An after thought. The reason that they were removed (I'll bet good money) is that the railing obstructed the view. What is the structure framed with? The railings if they are wood, would be kind of unsightly but if they are powder coat aluminum, then that is about as unobstructive as you can get. Follow thru on this as it can really become a huge liability for the HOA. I am assuming that the porches and enclosure is HOA responsibility to maintain and replace.
DonnaS (Tennessee)
Posts: 5,671
Posted:

Michael,
We posted over the top of each other. Anthow, why are they blaming you for their"own mistakes"?
MichaelD9 (Florida)
Posts: 14
Posted:
The railings are powder coat aluminum, and its framed in cement with $100,000 worth of steel tie rods. Overall, I would guesstimate it obstructs less than 5% of their view and not at all when standing up. I have expressed my concerns but people think I'm over reacting. The president of the association does not believe me when I tell him its an code violation and he is in violation of his fiduciary responsibility. With only 3 board members I am outnumbered. I don't want to call code enforcement yet as I want to give them the opportunity to put them back up however some people did throw them away.
MichaelD9 (Florida)
Posts: 14
Posted:
Ignorance
SusanW1 (Michigan)
Posts: 5,202
Posted:
Now THIS is a time for the Board to seek legal counsel - and abide by the WRITTEN opinion of their lawyer.

Motion at the next meeting for a written response from your HOA lawyer on this issue.

The letter will be in the file, for future reference.

Then, you are out of the frey.
MaryA1 (Arizona)
Posts: 7,043
Posted:
Michael,

I'm at a loss as to why the board or the board Pres. could be held liable if there were an accident. Are these railings on the property of the unit owner or a common area and the resp. of the assn? If the assn is not resp for these railings I can't understand why the Pres would be liable if there were an accident.

Did the Pres or BOD inform the members that the railings MUST be removed?
DonnaS (Tennessee)
Posts: 5,671
Posted:

MAry,
They glassed in the patios and the UPPER windows are required to have a safety rail about 36 inches high. It prevents people from trying to walk thru the glass and end up below with a big thud. It is code there as well as up here in Tennessee, and probably in Arizona as well.

This is association owned and cared for property, therefore a missing rail would be association responsibility.
MichaelD9 (Florida)
Posts: 14
Posted:
I was told by an attorney that if an accident happens like someone falls out of a window and gets injured or killed. When they do an investigation and find out that the safety rail was removed and the president knew of this violation and failed to act, that is negligence and Directors insurance will not cover you. The railing is actually inside 5 unit owners condos 2 of which are officers , however it was purchased by all 10 owners for the purpose of bringing our building up to code. I spoke to countless professionals including the engineer of record that installed the railing and agreed it's against code and it's risky to remove it, however some still do. Our engineer when asked what he would do said he would leave the railing up. I'm going to another attorney tomorrow.
MaryA1 (Arizona)
Posts: 7,043
Posted:
Michael,

Well, since this is a code violation and the assn is resp. for the railings, I would think the BOD should send letters to those members who have taken down the railings informing them they are to be reinstalled. If the member fails to do so, they should be fined. The assn should then reinstall the railings and bill the member for the cost of doing so. If the railings are assn property, the members do not have a right to take them down. If the two board members who are in violation of this do not comply, then they should be removed from the board. Otherwise they would be violating their fiduciary duty to the assn. by willingly placing themselves in a position to be sued for negligence. As a board member who does not agree with the actions of these 2 board members, I would certainly make certain my feelings are known and made a part of the record. I would prepare a memo stating the date each attorney was contacted and their stated opinions; present the memo to the board and have it placed into the record. If you have the attorneys' opinion in writing attach that to the memo.
DonnaS (Tennessee)
Posts: 5,671
Posted:

Michael,

I second what Mary posted. What happened was against your covenants and city code. Not a good thing if someone gets hurt.
MichaelD9 (Florida)
Posts: 14
Posted:
Thank you all for your opinion, it's greatly appreciated. My job is to get the 5 unit owners to realize that they are in the minority as well as breaking the law. Due to the fact that the other unit owners that agree with me aren't physically on property they have currently only heard from me. In the real world I have the state, the city, the Engineer of record, insurance companies, countless property management professionals, Senior project managers and most importantly the law on my side. The real kicker is the President of our association who completely disagrees with me is a professional property manager, go figure(as I shake my head).
DonnaS (Tennessee)
Posts: 5,671
Posted:

Michael,
This is not a situation where any one should be taking sides. This is the law or codes, whatever you want to call it. I still think that a call to the building and code department would generate a simple letter or even a call to the insurance carrier and tell them that you need a letter from them on liability for the removed railings. This is a DUH! moment for those who have removed them.
MichaelD9 (Florida)
Posts: 14
Posted:
Eventually I will have to call the code enforcement however the bigger problem is that 4 of the unit owners threw their railings away. I have not yet found out what they cost but our overall expenditure including hurricane windows was 396,000 or about 40,000 each and none of us are wealthy people. I personally had to finance a portion of my payment so I am still paying for the railings that are no longer there. I am waiting to find out a line item cost but it has to be at least 10k if not more. In addition most of these people are my friends who I have had a great personal relationship with for over 15 years, so I really would like to try and educate them and give them the benefit of the doubt first.
MaryA1 (Arizona)
Posts: 7,043
Posted:
Michael,

In all fairness to ALL the members of the assn, those members who threw away the railings should be made to pay for the new ones. I find it absolutely irresponsible to just throw away an item that everyone had a special assessment to pay for. Are these adults we're talking about????
SusanW1 (Michigan)
Posts: 5,202
Posted:
Michail, you need to distance yourself from this issue and make sure the powers that be (the HOA lawyer and the city code department) take over.

You have done all you can. Make sure the minutes of the HOA meetings reflect your motions for LETTERS from both the lawyer AND any code officers to be in the official record. Get responside from people more powerful than you are. apparently, you are being discounted in this controvers

Like someone said, "You Can't Cure Stupid."

Than you have done all you can. Sit back and have a Mojito on the patio.

MichaelD9 (Florida)
Posts: 14
Posted:
Went to another attorney, Was told it is illegal, negligence with intent however he thinks an officer being sued
because of an accident is a long shot. He did also agree that their is some risk to insurance he did not think it was a large risk. I agree the risk is low but I would prefer the risk was zero. I would at least like to get the upstairs people to sign something to release the downstairs people of liability in case of an accident, a sale, they get caught or insurance company finds out. However in order to do this I would need the officers to agree with me which they won't. Basically I don't want to call code enforcement as I have been told it will open up to many other cans of worms. I am resigning from the board because I don't agree with their decision making, which normally would not be an issue however when they are breaking the law, its a little different. So it is true you can't cure stupid unfortunately I am governed by it.
KevinK7 (Florida)
Posts: 1,343
Posted:
I really think a good shot of medicine for stupid would be to call code enforcement... if they are in some sort of violation, it should be corrected, and if they are unwilling to conform to government requirements, then the BOD members as well as the homeowners should submit to the consequences.

And if it were to open many other cans of worms, then maybe its time to make all necessary corrections. Considering the other board member's actions, I would hate to consider what else their stupidity has done.
JohnK3 (Pennsylvania)
Posts: 967
Posted:
The risk of occurence might be minimal, but the possible damages from a fall from a 2nd floor could be huge, and as the railings are code-required, a plaintiff's lawyer would have a slam dunk verdict.
DonnaS (Tennessee)
Posts: 5,671
Posted:

John,
Michael keeps enabling the situation by using the excuses that the President and others use. This is not an arguable violation and there are no excuses to not act on this. As you said, a "Slam Dunk" for the plaintiffs. Oops, forgot Michael that you have just resigned from the Board. I hope that your railing is in place.
MichaelD9 (Florida)
Posts: 14
Posted:
I have not resigned yet, I am going to do it at our annual meeting so that why I am resigning will be in the minutes. Believe me I know what I should do but I can't bring my self to do it as my wife does not want to deal with everyone in the building hating us, which I have already experienced to some extent. And yes I know it is not right but it is really a moral dilemma as these people are my friends if you can believe it. I am also going to print this forum to share with the other unit owners.
MaryA1 (Arizona)
Posts: 7,043
Posted:
Michael,

I agree with Kevin 100%!!! I can understand your not wanting to be the one to call code enforcement -- it's really a tough decision. However, by waiting until the annual meeting to announce your resignation and telling the reason why might give you an out. Most cities keep confidential the names of those calling to report code violations. By waiting until after the annual meeting -- and after EVERYONE knows about the violation, the BOD will not be able to ascertain who called, right? Bottom line: this is an issue that needs to be resolved -- not the way the BOD wants to by sweeping it under the rug, but the right way. Those railings need to be replaced ASAP. Whether fines are going to be imposed and whether those who threw theirs away will be obligated to pay for new ones is not as important as getting them replaced.
JohnK3 (Pennsylvania)
Posts: 967
Posted:
Michael,

You gotta do what works for you. Volunteering is just that.

As you're planning on printing out our comments for distribution...

NOTE TO: the BOD and HOs from JohnK3:

Be aware that you may someday have your proverbial teets in the proverbial wringers if you choose, for whatever reasons, to ignore codes and common sense.
Make sure you have considerable assets and/or insurance that covers your arses in the event you have to answer for possible damages resulting from your actions.

MaryA1 (Arizona)
Posts: 7,043
Posted:
Way to go John! I couldn't have said it better. But, alas, you can lead a horse to water, but you can't make him drink. Lets hope these board members aren't like that proverbial horse!

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