Quote:
...The owner renting the units has to assume responsibility and has no right to let that responsibility fall on the full time residents or some other owner that just happens to be around. ...
This is done through an indemnity agreement. And surely the owner should include something that details the conditions of the rental.
the thing is that 911 service (or the lack thereof) is a consumer issue. And I seriously wonder where you draw the line. You require the phone. Do you require a first aid kit? Do you require a fire extinguisher? Do you require some sort of non-slip treatment in the tubs? These are all more likely to be needed then the 911 call.
If your reasoning is valid, then you have invited a lawsuit from an owner who didn't think of one of these (or some other thing that might have helped protect from a suit). By the way, has any thought ever been given to actually looking HOA liability in these cases anyway? I just don't see how the HOA is responsible for what an owner does or doesn't provide (until you injected yourself into the business at which point I think you become liable for any failure to protect the owner).