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CharlesN2 (Florida)
Posts: 11
Posted:
Looking to obtain the proper forms to file liens for non payment of Scheduled Assessments. As our funds have been depleated over the past few months, wish to avoid the expense of our attorney. Understand, we (Association) can do this on our own with a filing fee. Have been getting just a little run around from the County who I would think could provide one with the proper form to file. However, said we could obtain them at OD or Staples. All I found were contractor forms. Time is of essence as we have one going into forclosure, and two who just want to be a pain in the rear as they have since they purchased property in our small community of twelve. Clearly did read the docs they were signing at their closing. In addition, can't locate any documention as where they (Homeowners) can just resign their membership from the Association. Any info appreciated.
MicheleD (Kentucky)
Posts: 4,491
Posted:
I can't help you with any "forms."

I do have one question: It's my understanding that a homeowner cannot simply "resign" from a mandatory association. Do you mean how one would resign from a voluntary association?
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Welcome Charles,
I will leave this Florida question up to Donna or one of the Florida experts, they will set you straight.

However with 12 members, I have to wonder what benefit you devive from being an HOA. I really would suggest you expand your question on this site to encompass the value of being an HOA. Are you in the city, how old are you (not you, the HOA), when did you get control, are your documents complete and registered at the courthouse? Do you have a BOD, how many, what common elements do you have?
In general if you go to the court house and ask for a form or ask for advise and it is not forthcoming and they refuse to help you, I would start doing the step dance, just keep going up the boss ladder until you get the answers you need. No reason a court house can not direct you to the right office and give you the correct Form# and provide you with a copy. I would strongly suspect you want a Mechanics lien form, but don't quote me. This would put you in the priority list for payment (maybe) when the property changes hands. The other thing you could do is see if you can work out a payment schedule for the owners to agree to that would allow them to stay in the property. Probably, this will not work as your fees is not going to be the cause of their problems.
Good luck
CharlesN2 (Florida)
Posts: 11
Posted:
Thanks for your reply. As for your question, as I have reviewed the docs. When one purchased property in these platted lots filed with the County, membership was required and one was to abide buy the docs filed. Clearly I am no attorney, but the deeds do refer to any restrictions, etc. and etc. For myself when I purchased, I was under the impression (As ststed in the docs I was given before agreement to purchase) that membership in the Association and all that applied, mainly the upkeep (Association dues/services) of properties were mandatory. Sorry, not fimiliar with a "voluntary association". I am aware that if 100% of the Homeowners voted to dissolve the Association, that could be done. Not sure that would happen as several residents live out of state or Europe and purchased based on the fact that their properties would be maintained in their absence. Some of which spend only a few weeks per year here. So, thinking they were under the same impression that I was as I reside here full time.
MicheleD (Kentucky)
Posts: 4,491
Posted:
Well, if it's mandatory, a homeowner can't opt out.

That's why the governing documents are attached to the DEED.

RobertR1 (South Carolina)
Posts: 5,164
Posted:
Charles,
You answer with a lot of "I have reviewed", "doc filed", "refer to instructions", "I was under the impression", "all that applied",, then conclude with "some" of the owners live out of country and out of state, and are there a few weeks a year, and you think they are under the same impression you are, and you live there full time. In your previous posts you said you were running out of money because of some late payers and maybe a foreclosure.

All this because you can't get some forms from the court house. Charley, seriously, you are in between a rock and a hard place if this is all the information you have.

But I don't mean to pry, as I suggested any forms you need to file at courthouse should be explained at courthouse, just go up the line.
If you don't want that hassle, and you are not sure what you want to do, stop in to any HOA around you and ask them what you need, big or little HOA's they will be the same. If you are looking for general information you might try clicking on CAN on left of this page, and search their data Library. Or you can go to search feature top of this page and search liens, or lien forms or some such.
I feel you got trouble coming down the line, and if for no other reason, living there full time , by default, the spotlight will be on you to keep the ducks in order. It would be helpful if you knew more about what is going on. But first, check your state business filing, see if you are registered by the state as a corporation and go to that same court house and prove you are also registered there.
Check what your documents say against courthouse documents, see they match. If you can ascertain all this, check your own records for instruction on how to place a lien. Most documents have a clause entitled "Assessments, Failure to pay assessments, foreclosures" of something.
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Charles,
I just noticed, there is an active thread submitted by RobertS17. Go to discussion page and click his thread. Donna just posted there and her information may help you.
CharlesN2 (Florida)
Posts: 11
Posted:
Thanks for your input. Donna was right on, however I have all that info. Just need to get the lien(s) filed properly without the attorney expense.

As you ask, long story short. I was President of the Association for the last five or six years. Resigned a year ago feeling I had served my time. I did agree with the new President/BOD to continue for a small fee the accounting. Clearly, people do not adapt to change and their have been a few conflicts. I continue to work in the background to support the new President as we have always been on the same page. Not to mention, look out for my own investment.

Small as we are, you would think it would be quite simple. However, you always have those who delight in causing problems. Wish they would get a life. From my perspective, time wasters where the BOD/Association could put their time to more constructive use.

Thanks again.
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Charles,
Now it becomes apparent why you kept qualifing or hedging on the information you posted.

You have 12 units, you have a strong absentee and a no participating fraction. There is you, the president, and I assume a couple other board members and you are running out of money, and they pay you, the ex-president by agreement with the new president (no mention of Board approval), you remain a consult to the new president, and your request was how can you get forms to help you from paying the cost of protecting your association from foreclosures.

This is my opinion only and it is only an opinion and not endorsed by this site. I would get your house in order. What you are doing and how you come to do it is not the image you want to project. I also offer this as a warning to other associations, this foreclosure business may well get much worse and there are and will be more associations effected to the point of being unable to continue operations because they are not receiving enough money. Some will end up in court because they will be sued by owners that may or may not understand all the ramifications, or more likely they will need to go to court to restructure their association. Woe to the association, that in the judges eyes, have suspect organizations.
MicheleD (Kentucky)
Posts: 4,491
Posted:
With all due respect to you, Robert, I think this original poster's house is in fairly good order, in terms of where he wants to go and how he wants to try to up the ante for collections. I don't see it impacting his image at all, at least not in the negative. What makes it rough is that there are new owners now, and it appears some of them don't want to pay their assessments.

He sounds like someone who is just trying to get things done, and is probably already burnt out from the previous years work as president.

I can see every reason to be prudent with the funds and, if at all possible, file the liens themselves.

I know in some states or localities that's not an option. In some places, liens can only be filed by attorneys.

I know that in our area, we can file them ourselves. That is the difference between $150 to file a lien and $19 (plus mileage or stamps, depending on if we drive it in or mail it in).

Charles, you may want to double-check the "contractor" forms.

Here in our area, when an HOA files a lien for non-payment of assessments, we fill out a form/template document for a lien and it's classified the same way as something called a "mechanics" lien. Those are generally for contractors who do work for someone and that someone doesn't pay. But that is how they are filed in our County Records - as a mechanic's lien.

GlenL (Ohio)
Posts: 5,491
Posted:
Charles as much as the employees at the court house may wish to help, as a general rule they are prohibited with offering anything that may be construed as legal advice. You can search the net for free legal advice or if you have a nearby law school, they may have a free service that can help you. But I would advise you to find an attorney to file them. We use an attorney that specializes in collections and he charges us nothing to file the liens. He adds all the fees and his costs to the lien and he gets paid when the lien is paid. While it can be done without an attorney, just as home dentistry can be done, I wouldn't do it.


Studies show that 5 out of 4 people have problems with fractions
RobertR1 (South Carolina)
Posts: 5,164
Posted:
Michele,
I suggest you read the entire thread. From my first post I suggested he wanted a Mechanic Lien. There are 12 units in his association. Doesn't it seem there is a lot of troubloe for 12 units? Why is it when I suggest the posted gets his complex in order, someone wants to jump up and defend the poster. I am not casting blame at him, they have to figure out where blame lies, if any, not me. Why would you Michele ignore the fact that this owner is taking a fee to do a 12 unit books? I am not saying it is wrong, I am saying it is an hint of maybe this is a problem. I know it would be for me if I were an owner. No way in the world would you, me, or any other regular move into this situation, as it is being described, and not have a problem with it.
Glen even suggests that another problem with the court house is that he is asking for legal advice. I didn't get this and see no reason the court house would not a good place to go to get advice on forms.
On that subject, this is a past president that you say has burn out from managing a 12 unit regime, complete with a Board, a paid employee now, folks living overseas and absentee owners and now you are saying there are also problems with folks just buying into the complex. Everywhere you look there is a problem and when he agreed Donnas advise and consul was right on,when I suggested he check out another thread, he said he already had that information.
MicheleD (Kentucky)
Posts: 4,491
Posted:
Quote:
Posted By RobertR1 on 12/31/2008 3:33 AM
Michele,
There are 12 units in his association. Doesn't it seem there is a lot of troubloe for 12 units?

I don't think so at all. 12 units, 120 units, if a certain percentage don't pay, the HOA still needs to do everything it can to collect, up to and including liens.

The only reason it's a "lot of trouble" is because they've obviously never had to take that next step before, and he doesn't quite know how to do it. Doesn't mean the association is in any way screwed up. Just means he has a learning curve.

Quote:
Posted By RobertR1 on 12/31/2008 3:33 AM
Why is it when I suggest the posted gets his complex in order, someone wants to jump up and defend the poster. I am not casting blame at him, they have to figure out where blame lies, if any, not me.

Please don't misunderstand, I'm not necessarily defending the poster. On the other hand I think you might be a little to hasty in your assessment that their "house" is out of order, that's all I'm saying. I'm not jumping on you, just pointing out. . . "just sayin'"

Quote:
Posted By RobertR1 on 12/31/2008 3:33 AM
Why would you Michele ignore the fact that this owner is taking a fee to do a 12 unit books? I am not saying it is wrong, I am saying it is an hint of maybe this is a problem. I know it would be for me if I were an owner. No way in the world would you, me, or any other regular move into this situation, as it is being described, and not have a problem with it.

I'm not ignoring that he is being paid to do the books, I just don't think that fact alone tells us anything untoward is going on, or even hints of any problem.

I don't know that there is any "situation" that is being described that is untenable. I don't have a problem with him being paid a fee for doing the books. He's not on the board. So what's the problem? If they would pay a bookkeeper to do it. . . the point is, we have no idea the details regarding that. He didn't go into the long story of the association, and I seriously doubt that it's relevant to the search for forms or a format to use to file liens themselves. What I can read from it is that they are trying to cut corners/costs and do some things themselves, filing liens, collections, taking care of the books, rather than pay someone else the full rate to do it.

Quote:
Posted By RobertR1 on 12/31/2008 3:33 AM
Glen even suggests that another problem with the court house is that he is asking for legal advice. I didn't get this and see no reason the court house would not a good place to go to get advice on forms.

And Glen is absolutely correct. In our County Recording office, depending on which clerk is on the desk on any given day will depend on how much assistance and advice one would get from one here, too. Some do consider even providing forms a form of "legal advice." It sounds simple enough, but that's often what gets people into trouble. If teh clerk misunderstood and provided the wrong form, well, you get the idea.

In fact, if I'm not mistaken, Florida had a huge ordeal a few years ago with legal aid companies providing forms, templates, etc., to people and some of that activity was restricted. The courts considered it practicing law without a license since the people providing the forms were not lawyers.

Quote:
Posted By RobertR1 on 12/31/2008 3:33 AM
On that subject, this is a past president that you say has burn out from managing a 12 unit regime, complete with a Board, a paid employee now, folks living overseas and absentee owners and now you are saying there are also problems with folks just buying into the complex. Everywhere you look there is a problem and when he agreed Donnas advise and consul was right on,when I suggested he check out another thread, he said he already had that information.

Were I to make a guess on what the problems with this association is, I would imagine they would point to the most common culprit: owner apathy.

I don't see a mess here, but I do see an association that has slipped into complacency, with only a small handful of resident owners caring to keep it going.

I see a resident (past president) who probably had high expectations for a decent return on his homeownership investment, not to mention having a decent place to live during the home's appreciation period, slipping away due to many shifts in recent years: new, less involved owners, falling home prices, rocky economy. . . etc.

The bills of the association still need to be paid; I can feel his frustration in finding ways to pull the blood out of the turnips.

Filing liens would just be a start, to be honest, but it is a start. It just shouldn't have to cost them more than their budget can handle to get to that point.

RobertR1 (South Carolina)
Posts: 5,164
Posted:
Michele,
You out worded me, I surrender, I give up. Are you a Lawyer, or a politician? And I am not serious. I am serious when I say, that's enough for me on this post.........have fun.
MicheleD (Kentucky)
Posts: 4,491
Posted:
**chuckling**

Sorry! Didn't mean to!

Wouldn't it be so much easier if we could, like, do real-time voice chat for this thing?

CharlesN2 (Florida)
Posts: 11
Posted:
Thanks for posting and info. I think we are on the right track here. Yes, we are trying to do this without the expense of our attorney. Charles
GlenL (Ohio)
Posts: 5,491
Posted:
Charles, one more thing you might try is going on-line to your County Recorder's Office if you have the names of other HOA's in your area. You can view copies of liens that they have filed to give you an idea of the form they use and the information required. Make sure you add the filing fee to the amounts owed and when the H/O pays to have the lien released, don't forget to add the fee to release the lien to the amount you collect.

Studies show that 5 out of 4 people have problems with fractions
MicheleD (Kentucky)
Posts: 4,491
Posted:
Actually, Glen, it's probably better to add the lien filing AND release fee to the payoff amount BEFORE it's released.

In other words, we take a lien for $275 (annual assessment plus late fees and penalties).

We then add to it $57 ($14 for a notary twice ($7 each time), $20 for lien filing and $20 for lien release).

The total payoff then is $275 + $57, or $332.

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