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DwightT (Idaho)
Posts: 664
Posted:
Ok, those of you in Florida and possibly Kirk in Texas probably won't be able to relate to this.

We have a few homes in the neighborhood that have been empty all summer due to bankruptcies and the HOA has been paying a neighborhood kid to turn the water on/off and mow the grass so that the properties don't make the rest of the neighborhood look bad. It's now the time of year when everyone else is having their sprinkler systems blown out so that they don't freeze over the winter. Should we arrange for the lines to be blown out at these bankruptcy properties or just let them go and hope that there is somebody new by the time the water gets turned on next year?
AnnaD2 (Florida)
Posts: 960
Posted:
Yes, Dwight, I'm one of those people down here in Florida that has NO IDEA how to answer you. We have alligators in the sewer systems; but no ice in the water pipes. Yet I look forward to hearing the answers from all the "cold country" responders.
DonnaS (Tennessee)
Posts: 5,671
Posted:

Dwight,
I am from Wisconsin so I know the answer. IF you don't blow the empty house systems out, be prepaired to repair or replace them in April. It sure doesn't cost that much to have them done.
BrianB (California)
Posts: 2,820
Posted:
boy, i wish my HOA would have done home maintenance that I didn't want to do, for free. I wouldn't have even bothered to try!

That's a darn nice neighborhood!
DanaB1 (Connecticut)
Posts: 319
Posted:
Is the bank holding the note not reponsible for any maintenance of the unit?

Dana
DwightT (Idaho)
Posts: 664
Posted:
Donna - I understand the consequences of not blowing them out, but the question is, is it the HOA's responsibility? My initial thought is no, let the banks / bankruptcy attorneys take care of protecting their property. But if the properties have not sold by next summer and the irrigation water for those properties can't be turned on because of the burst lines, we could wind up with a bunch of brown lawns scattered around the neighborhood (which is what we were trying to avoid when we had the neighborhood kid mowing the lawns).
DwightT (Idaho)
Posts: 664
Posted:
Brian - who said anything about free? This would be charged back to the property, just like we did for the kid that took care of mowing the lawn. These houses have been abandoned, and rather than let the properties go to seed and make the rest of the neighborhood look bad, we decided to do basic landscape maintenance: we had the lawns mowed once a week.
DwightT (Idaho)
Posts: 664
Posted:
Dana - the one where the bank has actually taken possession probably will get the lines taken care of if we contact them. The real problem is the ones where the owner has filed for bankruptcy (several homes owned by the same person). Then bank hasn't taken title yet, so technically this person is responsible for maintenance. But he isn't going to do anything. In fact, when we tried to get him to take care of the landscaping, his attorney threatened us with violating the bankruptcy court order. That was probably just a bunch of bluff and bluster, but it was easier (and probably cheaper) for us to just take care of it.
DonnaS (Tennessee)
Posts: 5,671
Posted:

Dwight,
I think that I answered your question with--" IF you don't blow the empty house systems out, be prepaired to repair or replace them in April. It sure doesn't cost that much to have them done."

These properties are under forclosure and empty. Bill the lein holder. Surely the bank or lending institution knows that there are ongoing expenses for the properties.
KirkW1 (Texas)
Posts: 1,665
Posted:
I would blow out the lines if it were me.

You were correct about me not relating because both:
  1. We don't have to blow out our lines.

  2. While we have some empty houses, the banks have done a reasonable job of keeping them up. It probably helps that our code enforcement officer goes after banks to maintain properties quite aggressively.


Now I am wondering, are your lines equipped with an air nipple? Occasionally we do experience a hard freeze that actually damages sprinkler systems. If it was as simple as hooking up compressed air to the system to blow the lines I am thinking this might be worth setting up on my lines. Then if a hard freeze is expected I go blow them out. (And hey it could justify a new compressor. )
BrianB (California)
Posts: 2,820
Posted:
i did not know you could charge to property. How do you get the property to pay? does it go to the next owner? If so, is that a likely selling point to the next owner? hey, the price is good on the house, but you owe $1200 to the HOA for mowing the lawn last year when you weren't here, and for shovelling the snow in the winter when you weren't here, etc... does that really work?

as for bankruptcy, remember: once a person files, all previous debts are on hold, pending the courts decision. However, all NEW debts are not covered, and nicely, pretty safe for 7 years... cause you can't declare again and get out of them. (that's why company's are more than happy to give (a little) credit to recent bankrupt filers.. they know that this time, they can't get out of it!)

So, nail the guy from the first day after he files... it's all tortable, i believe.
MicheleD (Kentucky)
Posts: 4,491
Posted:
Quote:
Posted By BrianB on 10/22/2008 7:24 PM
i did not know you could charge to property. How do you get the property to pay? does it go to the next owner? If so, is that a likely selling point to the next owner? hey, the price is good on the house, but you owe $1200 to the HOA for mowing the lawn last year when you weren't here, and for shovelling the snow in the winter when you weren't here, etc... does that really work?

as for bankruptcy, remember: once a person files, all previous debts are on hold, pending the courts decision. However, all NEW debts are not covered, and nicely, pretty safe for 7 years... cause you can't declare again and get out of them. (that's why company's are more than happy to give (a little) credit to recent bankrupt filers.. they know that this time, they can't get out of it!)

So, nail the guy from the first day after he files... it's all tortable, i believe.

Unless he means "foreclosed upon" or "heading into foreclosure" instead of "bankruptcy."

SusanW1 (Michigan)
Posts: 5,202
Posted:
Dwight - see http://www.greentouchirrigation.com/Winterize_your_Sprinkler_System.html

It talks about other methods of winterizing sprinkler lines.
KirkW1 (Texas)
Posts: 1,665
Posted:
Brian,

Actually, you nail the current owner. At least in my HOA, once the bank owns the property they are on the hook for all new fees from the HOA. When the bank sells, they will need to get a transfer certificate from the HOA. They pay for the certificate just like any other organization. And if money is owed, then there you go. If nothing else, you file another lien for the money accumulated after foreclosure.
DwightT (Idaho)
Posts: 664
Posted:
Quote:
Posted By DonnaS on 10/22/2008 3:47 PM

Dwight,
I think that I answered your question with--" IF you don't blow the empty house systems out, be prepaired to repair or replace them in April. It sure doesn't cost that much to have them done."

Donna - hope I didn't come off as argumentative. That wasn't my intention. Had a long day yesterday.

I started this thread because yesterday we were contacted by a guy who was offering to blow out the lines at all of the abandoned properties for a discounted price if the HOA would pay for them all at once. As I mentioned, my initial thought was no, not our problem. But again, if the properties have not sold by next summer, we still won't want to have dead lawns scattered around the neighborhood, so it might be worth it so that we can keep the grass green. As Donna mentioned, it isn't that expensive.

This isn't about free maintenance for somebody. Regardless of whether or not we ever collect on these charges (and yes we are working on that) my question was more on the lines of how much effort do we want to put in to just keeping the grass green.
DonnaS (Tennessee)
Posts: 5,671
Posted:

Dwight,
Absolutely NOT did you come off as argumentivie. No need to explain, as it is sometimes hard to get the sense or tone of a discussion on email etc. I'm kinda tough sskinned anyhow, up to a point and you did not ruffle anything.

Bankrupcies, leins or whatever reason a unit may be empty, my feeling is that the Board or association has the urgent duty to do important maintenances which would affect the status and well being of any working system that the entire community functions on. These water connections, while they may seem non essential to some, they are in place, therefore they need to be maintained and it is so much more sensible to blow them out that to replace them. No brainer to me.
BrianB (California)
Posts: 2,820
Posted:
dwight

does the HOA have legal permission to enter these properties? Is the HOA setting itself up in any way for potential liability? Rock from the lawnmower hits a window, or damages a car. the mower trips while mowing and injures himself?

Would hate to see a lawsuit or criminal case for trespassing destroy the good intentions of the HOA.
KirkW1 (Texas)
Posts: 1,665
Posted:
Brian,

In regards to the mowing, I suspect that over 90% of the HOAs in the country have the right to correct violations of the protective covenants through self help. They can then bill that back to the owners.

That does raise a question about the blowing out of sprinkler lines though. Mowing the lawn on occasion seems to be an obvious correction of a violation (or keeping one from occurring). Blowing out the sprinkler line would seem to be more of a protective thing. Quite honestly, I think the owner would be stupid to do anything but thank them. But who ever said that the owners will use sense??

As I think of this, I would be inclined to try and contact the owners and let them know you can arrange this for them. If they chose not to do it, the system will likely be damaged requiring more expensive repair.
DwightT (Idaho)
Posts: 664
Posted:
Our CC&Rs do explicitly state "The Association will have the right to maintain the yard and landscaping if it is not maintained. Costs incurred by the Association in connection with such maintenance will become a Limited Assessment."

Normally if the home was occupied I still wouldn't try to enter the property for that purpose without a court order and probably a police escort. But since these properties have been abandoned since last April, I don't think we will need to worry about any residents getting upset.

As for the "potential liability", that's what we have insurance for. I've discussed this with our agent and he said that we would be covered for any actual damages (the rock from the lawnmower) and any potential claims from the owner.

I doubt if we will ever hear anything from this owner though. He has over $69 Million in debt and lots of contractors who are very angry with him. As for contacting the owner and offering to take care of it, when we tried to contact him to let him know that we would start mowing the lawn if he didn't, his attorney sent us the bluff-and-bluster letter threatening us with legal action for violating the bankruptcy order.
BrianB (California)
Posts: 2,820
Posted:
Kirk/Dwight:
I learn things every day. My FHOA had no such rule to allow property entry, and I can guarantee my current one doesn't (too many armed survivalist types). I wish MFHOA had a rule like that, we wouldn't have had such a problem cutting the lawn and dead storm branches from two of our owners yards.

I guess with that rule, and if your insurance is behind you, you are good to go. we could never get away with it, good to know that others can.
MicheleD (Kentucky)
Posts: 4,491
Posted:
Guys, our CC&Rs have that wording, too.

However, both our insurance company AND several attorneys over the years have STRONGLY (emphasis on STRONGLY) recommended we NOT enter ANY private property for ANY CC&R correction or "maintenance" issues unless 1) we have a court order, or 2) we have written permission from the homeowner, or 3) there is an emergency situation where personal injury is imminent.

We did have a court order in one case, and were able to enter a property with a sheriff and animal control officer in tow.

We have a situation now where some trees have fallen in a yard where the residents have moved to Texas. Some residents are getting all irate because it's an "eyesore," however, again, BOTH our insurance company AND our attorney does not recommend we enter the property to remove it without going through a process of due diligence in trying to get written permission from the resident.

The LAST thing we need is for there to be some vandalism of some sort to the home (or even some unknown damage from the storms) and the resident come back on the HOA and hold us responsible for the damage.

At any rate, as usual, your mileage may vary. If your attorney and insurance company say no big deal, go for. We sure wouldn't do it without exhausting all sorts of due diligence in obtaining permission, or obtaining a court order in lieu of that permission.

It's the same reason we don't just tow cars in violation of our parking restrictions, even though our CC&Rs say we can. We get a court order first.
KirkW1 (Texas)
Posts: 1,665
Posted:
Our property management company told us they recomend that if we decide to take action for a yard, we hire it out. Our landscape company will do it for a somewhat reasonable rate. Then their insurance deals with the "something got broke" issue.

I would use some amount of discretion here. If you are talking about mowing a lawn or removing a downed tree, that is one thing. If you are using self help to remove an unauthorized building, that is a whole new dimension.

Personally, I don't think the courts should be burdened with stuff as petty as cutting the lawn, or dealing with a tree that is down.

Without a doubt you should pay attention to how courts have dealt with such issues in the area. If they seem slow to enforce covenants and show a strong preference to owners in cases then you need to be more careful. It would also help to document what you do with before and after pictures.

I simply would not accept that vandalism might be blamed on the HOA. Then it would come down to a "prove your case."
DonnaS (Tennessee)
Posts: 5,671
Posted:

The one nagging issue here is that all of the sprinklers are connected to the main one which is HOA owned. Therefore the HOA maintains and replaces them on any area where they are connected which would mean that failure to blow out an individual line could result in the main system failing. I believe that the HOA has the right to ensure that all lines are taken care of--with or without owner approval. Just because a common line is on an individual lot, does not allow said owner to prohibit maintenance. In the case of an empty unit, the HOA now has to enter the lot without permission for maintenance to a common element.
DwightT (Idaho)
Posts: 664
Posted:
Donna - not quite. There is a valve for each owner's property. Typically each property owner will close that valve and then blow out their own lines. If the lines on one property don't get blown out, it doesn't have any direct impact on the rest of the system. Next year when we turn the water on again if we discover that there is a leak at any property because they didn't blow out their lines, we can just turn off the supply for that one property until they get it repaired.
KirkW1 (Texas)
Posts: 1,665
Posted:
Got clobbered with the can't relate again. In our neighborhood (and all in the area as far as I know) the water main is owned by the city. The thought of trusting the HOA to deal properly with streets, and water mains, and sewer is just beyond what I think I could do. I am certain I would not consider such without the neighborhood having been self controlled for a couple years or more.
DwightT (Idaho)
Posts: 664
Posted:
I guess I forgot to mention that we have pressurized irrigation. The domestic water lines (and the sewer lines) are owned and managed by the city. The HOA only has to deal with the pumps and pipes for the irrigation. And for the most part our pipes run along the fence lines, so if we ever do have any issues we shouldn't have to worry about digging up any streets.

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