BillD16 (Texas)
Posts: 971
Posts: 971
Posted:
I’ve been feeding the last few years of my HOA’s financial reports and budgets into an AI system, and then asking questions about the finances. It has been highly entertaining. I’m getting stuff like:
Long-Term Utility Under-Budgeting Risk (GL xxxx)
• Historical Run-Rate: The association spent $49,197.65 in 2024 and $47,572.20 in 2025 on water/sewer/irrigation services.
• 2026 Budget Level: Approved at only $39,000.00.
• Analysis: While Q1 actual bills appear low at $4,022.58 due to seasonal winter usage patterns, this category is structurally under-budgeted by roughly $8,000.00 to $10,000.00 relative to historical summer consumption rates.
… and lots of other fun stuff, like “why wasn’t [capital expense] charged against the reserves?” and “did you know your PMC raised its rates by $120/month?”
It will compose letters to the Board. And if I ask nicely, it will compose the Board’s probable response (which is a typical “This matter is considered reviewed and closed by the Board. We look forward to seeing you at the regular meeting next week.” brush off). But it still won’t give up - it generated a counter-response that pointed out the weaknesses in their brush-off. It does, however, require a fair amount of checking to ensure that it hasn’t misread a column from a PDF. But that’s the nature of AI in general these days. “Trust, but verify”. Actually, that’s not right, it’s more like just “Verify”.
I haven’t been doing anything with the data. But I’m considering putting it anll together into a package with a script so that anyone in my neighborhood can upload it into [popular AI system] and ask their own questions.
Bill
Long-Term Utility Under-Budgeting Risk (GL xxxx)
• Historical Run-Rate: The association spent $49,197.65 in 2024 and $47,572.20 in 2025 on water/sewer/irrigation services.
• 2026 Budget Level: Approved at only $39,000.00.
• Analysis: While Q1 actual bills appear low at $4,022.58 due to seasonal winter usage patterns, this category is structurally under-budgeted by roughly $8,000.00 to $10,000.00 relative to historical summer consumption rates.
… and lots of other fun stuff, like “why wasn’t [capital expense] charged against the reserves?” and “did you know your PMC raised its rates by $120/month?”
It will compose letters to the Board. And if I ask nicely, it will compose the Board’s probable response (which is a typical “This matter is considered reviewed and closed by the Board. We look forward to seeing you at the regular meeting next week.” brush off). But it still won’t give up - it generated a counter-response that pointed out the weaknesses in their brush-off. It does, however, require a fair amount of checking to ensure that it hasn’t misread a column from a PDF. But that’s the nature of AI in general these days. “Trust, but verify”. Actually, that’s not right, it’s more like just “Verify”.
I haven’t been doing anything with the data. But I’m considering putting it anll together into a package with a script so that anyone in my neighborhood can upload it into [popular AI system] and ask their own questions.
Bill
HOA Board ex-President
Austin, Texas USA
“You can’t put too much water in a nuclear reactor”
Austin, Texas USA
“You can’t put too much water in a nuclear reactor”