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TerriL2 (California)
Posts: 12
Posted:
Condo documents state nothing hung or displayed from any building. New owner is stating he is protected by federal law to fly a flag from his unit. Has anyone dealt with this before and ideas to address?
ElleN (Idaho)
Posts: 1,338
Posted:
If this is an American flag, then with caveats, the new owner is correct.

See https://www.davis-stirling.com/HOME/D/Displaying-Flags
TerriL2 (California)
Posts: 12
Posted:
Quote:
Posted By ElleN on 04/18/2026, 6:13 PM

If this is an American flag, then with caveats, the new owner is correct.

See https://www.davis-stirling.com/HOME/D/Displaying-Flags

I'm asking about the caveats - can you suggest some things other boards have done so the flag does not unnecessarily impact the other condo owners who choose not to fly a flag on their unit? Unfortunately this particular situation also comes with an angry and mentally unstable person and the flag is the latest example of acting out.
ElleN (Idaho)
Posts: 1,338
Posted:
TerriL2, did you take a look at the web site I linked above?

What kind of impact is this guy's flag having on other units?

For the mentally ill, focus on the conduct. Be mindful of the Fair Housing Act's protections for the disabled.

Some actual HOA/COA policies and/or verbiage on the display of American flags:
https://mysilvercreekhoa.com/wp-content/uploads/2015/04/SLVC-Guidelines-for-Flags-Banners-and-Signs.pdf
https://sacowoods.com/pdf/RulesAndProceduresFinalMay2025.pdf (see section starting with "one American flag is allowed per unit... ")
https://www.elegantislandproperties.com/pdf/SPC-Updated%20ARC%20Guidelines.pdf
https://amicondos.com/wp-content/uploads/2023/09/SH-General-Seasonal-Policy-Reminders.pdf
https://whiteoakvillage.org/pdf/05082025%20WOV%202025%20Rules%20and%20Regulations.pdf
https://srghoa.com/wp-content/uploads/2020/11/MS-Condominiums-Rules-and-Regulations-Jan-2022-1.pdf
https://camdenvillas.net/wp-content/uploads/2024/06/CV_Rules_and_Regulations_2024-05-06.pdf
https://www.thevillagesatcypresscreek.net/docs/fairway-palms-common-area-rules.pdf
https://onlineatanthem.com/DocumentCenter/View/316/VACCC-Residential-Design-Guidelines-Rules-and-Regulations-and-BOD-Resolution-October-2004-PDF
https://www.springrun.com/Files/Library/STRRRULESANDREGS.PDF
https://www.viphomesmi.com/wp-content/uploads/2018/04/Rules-and-Regulation-12.16.2016.pdf (page 5)
https://www.rjcmgt.com/uploads/9/1/4/6/91465106/7_sca_rules_and_regulations__searchable_.pdf

Keyword search any of the above for "flag" or "American."
TerriL2 (California)
Posts: 12
Posted:
Quote:
Posted By ElleN on 04/18/2026, 7:33 PM

TerriL2, did you take a look at the web site I linked above?

What kind of impact is this guy's flag having on other units?

For the mentally ill, focus on the conduct. Be mindful of the Fair Housing Act's protections for the disabled.

Some actual HOA/COA policies and/or verbiage on the display of American flags:
https://mysilvercreekhoa.com/wp-content/uploads/2015/04/SLVC-Guidelines-for-Flags-Banners-and-Signs.pdf
https://sacowoods.com/pdf/RulesAndProceduresFinalMay2025.pdf (see section starting with "one American flag is allowed per unit... ")
https://www.elegantislandproperties.com/pdf/SPC-Updated%20ARC%20Guidelines.pdf
https://amicondos.com/wp-content/uploads/2023/09/SH-General-Seasonal-Policy-Reminders.pdf
https://whiteoakvillage.org/pdf/05082025%20WOV%202025%20Rules%20and%20Regulations.pdf
https://srghoa.com/wp-content/uploads/2020/11/MS-Condominiums-Rules-and-Regulations-Jan-2022-1.pdf
https://camdenvillas.net/wp-content/uploads/2024/06/CV_Rules_and_Regulations_2024-05-06.pdf
https://www.thevillagesatcypresscreek.net/docs/fairway-palms-common-area-rules.pdf
https://onlineatanthem.com/DocumentCenter/View/316/VACCC-Residential-Design-Guidelines-Rules-and-Regulations-and-BOD-Resolution-October-2004-PDF
https://www.springrun.com/Files/Library/STRRRULESANDREGS.PDF
https://www.viphomesmi.com/wp-content/uploads/2018/04/Rules-and-Regulation-12.16.2016.pdf (page 5)
https://www.rjcmgt.com/uploads/9/1/4/6/91465106/7_sca_rules_and_regulations__searchable_.pdf

Keyword search any of the above for "flag" or "American."

Thanks for links. This new owner (rented from his mother before she put his name in the trust) has caused lots of grief for the board and some other owners, because of his mental instability and anger acting out. No one else in the complex has a large flag on the front of the building, and other owners are not excited about how this changes the look of the complex. His flag could be displayed inside the patio, for example, and not be an issue for other owners. I'm not aware that Fair Housing concerns itself with someone acting out because of mental instability.
ElleN (Idaho)
Posts: 1,338
Posted:
Quote:
Posted By TerriL2 on 04/18/2026, 9:04 PM

No one else in the complex has a large flag on the front of the building, and other owners are not excited about how this changes the look of the complex.

In HOA/COA world, the above is a valid concern. The concern has to be balanced against the right of this owner to 'display the flag.'

I think the largeness, for one, can in fact be curtailed (and should be curtailed IMO) without violating federal law. Read through the examples I linked above.

Legally in my experience nothing in this man's disability stops you all from reasonably regulating the flag size or location of display. On this issue, address strictly the conduct and do not speak of the disability in meetings.
SheliaH (Indiana)
Posts: 6,964
Posted:
Questions about flag flying in HOAs comes up from time to time on this website (I think someone else posted something a few weeks ago). I usually suggest boards start with the US Flag code, which discusses how the flag should be displayed. It's true this man has a right to display the flag, but you're also correct that the HOA can enact reasonable rules regarding this. I understand the concern about the man's mental disability (judgement and impulse control are issues - sometimes more, depending on the diagnosis, how it's being treated, if the man's even complying with the treatment, etc.) However, that doesn't give him the right to do whatever he wants and use his illness as a fallback.

In addition to those links ElleN suggested - here's one on the US Flag code: https://www.legion.org/advocacy/flag-advocacy/flag-code. You can review this against your documents and community rules to see what works. In my community, we've adopted the code as our community rules, which helps shut down most conflicts.

As for balancing HOA rules against the rights of the mentally disabled, here's what Google AI has to say, but don't stop there. Talk to local mental health organizations in your community about things you can do going forward, not just for this man (you have to deal with these issues on a case by case basis). Some of these suggestions could also be useful if someone has a physical disability. Good luck!

"Balancing the rights of residents with mental disabilities and Homeowners Association (HOA) rules requires engaging in an "interactive process" to provide reasonable accommodations or modifications under the Fair Housing Act (FHA). HOAs must allow necessary changes—such as approving emotional support animals, relaxing noise rules, or modifying structures—if they are directly related to the disability and do not impose undue financial or administrative burdens

Key Strategies for Balancing Rights and Rules

The Interactive Process: When a request is made, the HOA must communicate directly with the resident to understand their needs, rather than issuing blanket denials.

Reasonable Accommodation (Rules): HOAs may need to modify rules, such as pet restrictions for emotional support animals or parking policies for closer access.

Reasonable Modification (Physical): HOAs must allow residents to make physical changes, such as installing grab bars, at their own expense.

Documentation: HOAs can request documentation from a healthcare professional confirming the disability and the need for the requested accommodation.

Privacy Protection: All discussions regarding a resident's disability must be kept strictly confidential by the board and property manager

Steps for HOAs and Residents

Submit Written Requests: Residents should submit accommodation requests in writing to ensure there is a clear record.

Avoid "Premature" Lawsuits: Courts often encourage both sides to fully explore administrative remedies (like formal meetings) before filing suit. (This is where I suggest talking with local mental health organizations. You don't have to use names - simply describe the situation and go from there).

Engage Mediation: If disputes arise, using a neutral third-party mediator can resolve conflicts without costly litigation. Remember that the FHA prohibits discrimination, and failure to provide reasonable accommodations can result in significant legal liability for the HOA

If it is not right do not do it; if it is not true do not say it. Marcus Aurelius

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