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SarahM9 (Massachusetts)
Posts: 3
Posted:
Hi folks - I could use some help. I have a condo that's part of an 11-unit HOA. My specific condo is part a "triple decker" in Boston. I own the top two floors.

Last year, I noticed some water damage in my ceilings. I filed an insurance claim, but it was denied for various reasons. However, the cause of the damage was deemed to be improperly installed rubber roofing in a couple of locations.

This is also affecting the unit below us. Our deck sits on top of a bedroom in the unit below us. Their roof is leaking significantly, and in order to fix their portion of the roof, our deck would need to be removed.

The HOA has taken no steps to address this, and I'm afraid that there could be further damage to the interior of our units if we don't fix this soon. I also want to make repairs to our deck (parts of the railings are giving away), but I don't want to invest in deck repairs if the whole thing is going to need to be removed.

My HOA leadership changed last year, and the current board of trustees is very apathetic. It is like pulling teeth to get a response from my emails. I can't remember the last time we had an HOA meeting.

Can anybody please advise on what I can do? Who I should talk to?

Thanks!
Sarah
ElleN (Idaho)
Posts: 1,334
Posted:
Are your association's covenants clear that the HOA is responsible for maintenance of the roofs?

According to the covenants, who is responsible for maintenance of the deck?

Do you know for certain whether the Mass. Condominium statute applies to your association?
DeanJ
Posts: 1,786
Posted:
There are 11 units, 2 are affected - 20% of the units.. The apathy is possibly a result of the association not having adequate reserve funding to address the issue and a board not wanting to pass a special assessment, which may require passage by the majority of the owners.

At this point, it is important t to document the damage you have now with photographs and send the photos with another letter to the board. If they do not respond in 30 days, your next step is to get legal advice. It appears your state may have both a mediation and binding arbitration procedures in place for home owners.

JohnC46 (South Carolina)
Posts: 14,265
Posted:
Sarah

Closely read your Covenants to find out who is responsible for the roofs. Is it the HOA or those in the building? If the HOA and they have done nothing then I suggest you have an attorney send a "threating" letter.
SarahM9 (Massachusetts)
Posts: 3
Posted:
Thanks folks - appreciate the feedback.

I combed through my condo docs this afternoon and verified that the HOA does cover the roof (I included relevant snippets below). I also found a copy of our financials from last year, and we had barely enough to cover operating expenses (snow removal, lawn care, etc.). I imagine we have nothing in reserves to cover the cost of the roof repair.

What would be Step #1 to force action on this? Write a letter? Request a meeting? I'm at a loss. The previous HOA managers were very much on top of things and we never had to aggressively push to get things done

From the deed:

"The common areas and facilities of the Condominium (the "Common Elements") consist of the entire Condominium, including al parts of the Building other than the Units, and include, without limitation, the following:
....

(b) The foundation, basement, structural columns, girders, beams, supports, exterior walls, roof, entrances and exits of the Buildings, and common walls within the Buildings.
"

From the HOA by-laws:

"The Board of Trustees shall have the powers and duties necessary for the administration of the affairs of the Condominium and may do al such acts and things except as by law or by the Master Ded or yb this Trust may not eb delegatedot hte board of Trustees by hte Unit Owners. Such powers and duties of the Board of Trustees shal include; but shall not be limited to, the following:

(a) Operation, care, upkeep and maintenance of the Common Elements."

TimB4 (Tennessee)
Posts: 21,059
Posted:
Might need to get their attention by having an attorney write a letter on your behalf.
KerryL1 (California)
Posts: 14,550
Posted:
Do you know if your HOA has a reserves account? If so, request it and see if roofs are being funded by your reserves. Also see iii decks are funded by reserves. While decks aren't specifically named, the passage does say " without limitation," items unnamed must be HOA responsibility too.

How often do your Bylaws says the Board must meet. Must Baord meetings be open for owners to attend in Maryland?

With others, I, too, suspect, the Board has not been funding your reserves correctly so there aren't enough funds to make repairs.

With Tim, Dean & JohnC, I'm feeling like you may need to consult with an HOA attorney.
ElleN (Idaho)
Posts: 1,334
Posted:
If you state whether your condo association is subject to the Mass Condominium Act, I could say a lot more. And it would likely be helpful.

For now:

Write the board a just-the-facts, emotion free letter like the following:

Dear Board of Directors,

The roof above my unit is leaking. The association deed states inter alia:

"The common areas and facilities of the Condominium (the "Common Elements") consist of the entire Condominium, including al parts of the Building other than the Units, and include, without limitation, the following:
....

(b) The foundation, basement, structural columns, girders, beams, supports, exterior walls, roof, entrances and exits of the Buildings, and common walls within the Buildings."

Pursuant to Bylaw ___, the Board of Trustees has a duty to maintain the common areas.

Please let me know by January 31 when the association will repair the roof above my unit.

Thank you,

name
address
phone number
email addie


Add to the above as needed to include the deck.

After February 1 passes, report back here.

DavidJ21 (Arizona)
Posts: 22
Posted:
Quote:
Posted By SarahM9 on 01/17/2025 6:27 AM
Hi folks - I could use some help. I have a condo that's part of an 11-unit HOA. My specific condo is part a "triple decker" in Boston. I own the top two floors.

Last year, I noticed some water damage in my ceilings. I filed an insurance claim, but it was denied for various reasons. However, the cause of the damage was deemed to be improperly installed rubber roofing in a couple of locations.

This is also affecting the unit below us. Our deck sits on top of a bedroom in the unit below us. Their roof is leaking significantly, and in order to fix their portion of the roof, our deck would need to be removed.

The HOA has taken no steps to address this, and I'm afraid that there could be further damage to the interior of our units if we don't fix this soon. I also want to make repairs to our deck (parts of the railings are giving away), but I don't want to invest in deck repairs if the whole thing is going to need to be removed.

My HOA leadership changed last year, and the current board of trustees is very apathetic. It is like pulling teeth to get a response from my emails. I can't remember the last time we had an HOA meeting.

Can anybody please advise on what I can do? Who I should talk to?

Thanks!
Sarah



Have you thought at all about joining the board?
DeanJ
Posts: 1,786
Posted:
Quote:
Posted By JohnC46 on 01/17/2025 1:21 PM
Sarah

Closely read your Covenants to find out who is responsible for the roofs. Is it the HOA or those in the building? If the HOA and they have done nothing then I suggest you have an attorney send a "threating" letter.

Now that’s a new one,

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