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PatJ1 (North Carolina)
Posts: 15
Posted:
42 y/o condos, stacked 2 high, 144 units in 20 buildings.

CCR’s state: All doors, window frames, panes and screens are a part of
the respective Condominium Units and shall be maintained by the respective unit Owners.

About 30% of the units have replaced windows over the years at the owner's cost. Wood rot has been discovered under the siding trim between the downstairs and upstairs units. The board has decided that they are replacing all the original windows while doing repairs for the wood rot and there will be a community assessment to cover the expense.

Many don’t want or can’t afford new windows. The owners who have already replaced their windows will pay for everyone else's, after paying for their own.

This is how they announced how they decided to ignore the CCR’s:

Valid questions and concerns here. This is a decision the board made with the guidance of our management company and the best interest in all residents and owners in mind.

Just can't make this stuff up.
CathyA3 (Ohio)
Posts: 6,299
Posted:
I agree that according to your CC&Rs, the association can't use association funds to replace windows. In addition, I'm sure your reserve studies don't include the costs of these windows, so you're talking about a special assessment or loan.

On the other hand, the association has an interest in preventing wood rot underneath the siding, and upstairs owners who fail to maintain their windows are probably responsible for some portion of that rot. It isn't fair to require the entire membership to pay for some owners' negligence. But it's also impossible to figure out how much damage is due to negligence and how much is simple wear and tear or other causes.

If I were on the board, I'd suggest a talk with some vendors about how to prevent such things from happening, followed by regular inspections and repairs to the damaged wood as needed. You don't want to ignore the damage, especially since there is a good possibility of mold. I had mold in an exterior wall, oddly enough due in part because of a window with inadequate flashing, and it was not fun to deal with. Repairs went on for months, and a couple hotel stays happened (ever get a whiff of Kilz?). I'd have happily thrown any amount of money at the problem if I could have prevented it.

There is no solution in condos that is perfectly fair to everyone. The membership is going to end up subsidizing the irresponsible people one way or the other, and boards can drive themselves crazy trying to achieve the unachievable.
DeanJ
Posts: 1,786
Posted:
Quote:
Posted By PatJ1 on 10/15/2024 10:47 AM
42 y/o condos, stacked 2 high, 144 units in 20 buildings.

CCR’s state: All doors, window frames, panes and screens are a part of
the respective Condominium Units and shall be maintained by the respective unit Owners.

About 30% of the units have replaced windows over the years at the owner's cost. Wood rot has been discovered under the siding trim between the downstairs and upstairs units. The board has decided that they are replacing all the original windows while doing repairs for the wood rot and there will be a community assessment to cover the expense.

Many don’t want or can’t afford new windows. The owners who have already replaced their windows will pay for everyone else's, after paying for their own.

This is how they announced how they decided to ignore the CCR’s:

Valid questions and concerns here. This is a decision the board made with the guidance of our management company and the best interest in all residents and owners in mind.

Just can't make this stuff up.

A new construction grade window frame from 1982 had an average life of 15 years. The majority of window frames in your units are 42 years old. Even if these windows were the best money could buy in 1982, they have reached the end of their useful life.

“Shall be maintained by the respective unit Owners” assumes a replacement at some point in time. The Board sets the maintenance standards for owner and HOA maintained elements. If the board’s desire is to require replacement of 42 year old windows in a walls that are rotting from water infiltration and to charge the owners for that replacement, I don’t believe it violates your CC&Rs.

The fly in the ointment is the folk who did maintain their windows. It is likely cost prohibitive for a contractor to evaluate each unit with differing age and model of window to determine if they could be reused.

I believe your board has made a prudent decision with the facts you provided. As with most special assessments, it is always about owners not wanting to pay, claiming they can’t pay ect.

A replacement window is not a very expensive item. The labor to repair the damage and install the window is driving the cost.

WendyM5 (North Carolina)
Posts: 1,522
Posted:
In North Carolina condominium associations, assessments for maintenance or repairs can be a complex issue, especially when it involves individual unit components such as windows, which are often classified as limited common elements. According to North Carolina’s Condominium Act, any repairs or replacements associated with these elements are typically the financial responsibility of the specific unit owners who benefit from them, as stated in the declaration or CCRs.

In this case, the association’s decision to assess all owners equally for window replacements—despite the CCRs stating that unit owners are responsible for their windows—appears inconsistent with standard practices outlined in the Act. If a portion of a condominium’s governing documents designates certain expenses as the responsibility of individual unit owners, those costs usually should not be shifted to the community as a whole unless specifically allowed by a vote or amendment to the CCRs

Special assessments are often a way to cover unexpected expenses, like wood rot repairs, but these typically must follow certain procedures, including any voting requirements outlined in the CCRs. Moreover, the Act emphasizes that special assessments should align with the association's governing documents, ensuring that costs associated with limited common elements are allocated to benefiting units rather than spread across all units

In situations like these, affected owners who have already borne the cost of replacing their windows individually might argue that this new assessment effectively requires them to pay twice. If the board’s action is inconsistent with the CCRs, it may face challenges from owners who are unhappy with the additional financial burden

above answer from AI analysis of the best NC HOA law book out there:
https://cdn.fs.pathlms.com/BecEIVwOQndL7blcfxiw?cache=true
download it for free and keep for future reference.

vis ta vie
GregoryT1
Posts: 315
Posted:
Just a link that has pretty good info on windows.

https://www.windownation.com/blog/post/how-long-do-windows-last/#

One property I know there are windows that are 48 years old. They still work and there was some maintenance done on them. The quality of the windows for insulation will not match today's higher standards.

I think there is an issue of figuring out what caused the rot behind the siding. Was it the windows, flashing of the windows, the siding or the caulking of the windows or was it something else. I think that will drive who does what and who pays for what. However the window replacement by assn and there is nothing supporting it via the docs is a problem.

Others with more experience will respond but withholding payment on the special assessment should not be done. However fighting it can be done and maybe other folks can provide insight if they ran into this same issue.
DeanJ
Posts: 1,786
Posted:
Sure, 48 year old windows still work, but usually have air infiltration. Can can one remove the frame and reinstall it? Who is responsible if your neighbors windows could be reused and the contractor says your can’t. If the water leaking around the windows is because they were never re-chalked was the issue, who is responsible for that?

If the issue is NC law, a simple regulation stating all windows must be replaced at # years and specifying the window required for replacement solves that issue.
TerriS6 (California)
Posts: 3,284
Posted:
They should bill individual homeowners for the windows not the whole community. Homeowner who already paid would have to challenge the decision.
CathyA3 (Ohio)
Posts: 6,299
Posted:
It's probably in the owners' best interests to have the association do this work even if the cost is passed on to the owners. Associations can often get better pricing on bulk purchases than owners can get buying on their own. If I had crummy old windows, I'd say "yes, please".
PatJ1 (North Carolina)
Posts: 15
Posted:
I have since learned that everyone with original windows may not get new windows. If I don't get new windows, why should I have to pay an assessment that pays for another unit's windows?
CathyA3 (Ohio)
Posts: 6,299
Posted:
Off the top of my head:

* Are the original windows not having the same problems as the new ones? In other words, why do they want to treat them differently? (In my community, you can tell which buildings were built during and right after the Great Recession - because they're lower in quality than the buildings that were constructed prior to that, and they have more maintenance issues.)

* If the newer windows are causing problems, you will have to pay for the resulting repairs to the common elements even if your windows aren't the issue (eg. wood rot).

I don't know the history of your community, and I don't know what information your board was working with to come to the decisions that they did. I'm taking it on faith that the windows are defined as part of the unit and are homeowner responsibility. I'm also taking it on faith that previous boards have all operated consistently (questionable) and that your CC&Rs were not changed at some point. All of this is relevant. So I can't say whether this new decision is reasonable or not.
DeanJ
Posts: 1,786
Posted:
Quote:
Posted By PatJ1 on 10/19/2024 3:12 PM
I have since learned that everyone with original windows may not get new windows. If I don't get new windows, why should I have to pay an assessment that pays for another unit's windows?

If you lived in a building that didn’t require repair, should you have to pay? Like it or not, condo living is socialism where sometimes the many help pay for the needs of the few. Every decision can’t be economically fair to everybody. If this is unacceptable to you, you are not a candidate for condo ownership.

Three facts seem to be not in dispute in your account. The repairs are required, the HOA doesn’t have adequate reserves to pay for the repair and the HOA can’t complete the repair leaving a hole in the wall telling the owner windows are their responsibility under the CC&Rs.

Clearly your primary complaint is paying the assessment. Accept you are going to have to pay it. If believe there is fairer option the board should consider, present it to the board. But, it is very likely your board has looked at all the options and selected what they believe is the best option for the circumstances they have been presented. If enough owners support a different option, they may amend their decision.

KerryL1 (California)
Posts: 14,550
Posted:
If the owners are responsible for repairing & replacing the windows per the CC&Rs, why, Dean. should all owners pay for all windows?

It looks to me like the HOA pays for all the wood rot, etc., and owners pays for their windows..

I do agreee that one vendor should be hired by the HOA for cost savings and ability to monitor work as it's done .

Btw, my HOA is finishing a big project where many of of condo balconies needed rep[rir for water intrusion or safety reasons. Balconies are a reserve component in our reserves study. So all owners pay.

Pat ws on the Board for a long time and has. reported things about the new Board she feels are wrong. But, what if I agree with you Pat, what do you propose to do about it?/
DeanJ
Posts: 1,786
Posted:
Quote:
Posted By KerryL1 on 10/20/2024 11:54 AM
If the owners are responsible for repairing & replacing the windows per the CC&Rs, why, Dean. should all owners pay for all windows?

It looks to me like the HOA pays for all the wood rot, etc., and owners pays for their windows..

I do agreee that one vendor should be hired by the HOA for cost savings and ability to monitor work as it's done .

Btw, my HOA is finishing a big project where many of of condo balconies needed rep[rir for water intrusion or safety reasons. Balconies are a reserve component in our reserves study. So all owners pay.

Pat ws on the Board for a long time and has. reported things about the new Board she feels are wrong. But, what if I agree with you Pat, what do you propose to do about it?/

Because the cause of the damage to the walls was caused by failure to perform proper maintenance by the HOA.
JohnC46 (South Carolina)
Posts: 14,265
Posted:
Pat

You might consider accessing those that have never replaced their windows for wood rot repair and new windows. A lower assessment for those that replaced their windows meaning they are paying for wood rot repair only.
KerryL1 (California)
Posts: 14,550
Posted:
Your reply, Dean, makes no sense. You seem too be saying the the HOA was negligent, and to th extent thier wood rot damed the windows???? So the HOA would pay for all window replacement. But, unless true negligence, owners pay to prplace windows/frames per the CC&Rs.
DeanJ
Posts: 1,786
Posted:
Quote:
Posted By KerryL1 on 10/21/2024 12:42 PM
Your reply, Dean, makes no sense. You seem too be saying the the HOA was negligent, and to th extent thier wood rot damed the windows???? So the HOA would pay for all window replacement. But, unless true negligence, owners pay to prplace windows/frames per the CC&Rs.

Who was responsible for maintaining the chalking around the windows? In a 42 yo building with water damage in the walls the issue may very likely be failure to maintain chalking around the window frames. The structure around the windows is rotted and reusing the existing windows in morph a prudent decision.
KerryL1 (California)
Posts: 14,550
Posted:
Look, Dean, my HOA is responsible for the repair /replacements of the high rise caulking of our "window systems." This is a. reserves component.

Our CC&Rs, state owners are responsible for the windows: "(c) Windows enclosing an Owner's Unit, frames and tracks, hardware, interior
caulking and other interior waterproofing and exterior screens of glass doors and windows, if any...."

Do refer again to Wendy's citation & Cathy's remarks, Dean.
PatJ1 (North Carolina)
Posts: 15
Posted:
Kerry,

I am very happy to report that I have followed the "live with it, move, or volunteer" advise from this forum. I am closing on a house on Monday and will sell my condo. Had to move over an hour away to find something affordable, but a small house in the country with no HOA fits my retirement plans nicely. Also provides me with new adventures as I'm moving closer to the mountains.

In the meantime, I am continuing to try and educate the owners. Sadly, for as much talk as there is, no one is stepping forward and banding together to do anything about it.

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