Quote:
Posted By CathyA3 on 09/14/2024 12:07 PM
Frankly, light bulbs are chump change. Condo associations can and do pass charges on to homeowners. Our bylaws (yes, bylaws) give us discretion over whether or not to include utilities such as trash collection in our assessments. The previous board decided that too few owners were recycling (*), so they passed those charges to the owners in order to save a few bucks.
(* Incorrectly, as it turns out, but that's another discussion.)
And if that frosts your berries, consider this. Many condo boards are discussing raising the deductible on our master insurance policy in order to deal with the problems in the insurance market. This helps keep premiums down. It also discourages filing many small claims, which can result in an insurer dumping the association altogether. But here's the thing: unit owners' HO6 policies are written so that there are no gaps or overlaps when put together with the master policy. If the association raises the deductible, the owners' HO6 policy has to pick that up (because owners pay the association deductible if their is a claim). That's a few more bucks than some light bulbs, and the board has complete discretion over whether or not to do this.
If someone who's looking for reasons to gripe about their board, that's something to get charged up about. Won't do any good because that's how insurance works, but that's never stopped anyone.
Cathy,
The board has a duty and is required to follow the declaration, if the board isn’t going to follow rules, why should the homeowners?
Too many boards have what I call cost creep. They set an imaginary / dishonest budgets and then start passing HOA expenses directly to the owners. $40 to change a light bulb on a 100 unit complex is a $4,000 expense the board lied to the homeowners about and in the end the homeowners are paying it anyway.