Quote:
Posted By KerryL1 on 08/19/2024 10:09 AM
In all ignorance, I asked above: Why wouldn't an ownrs' simple HO policy that covers injury to guests cover HOA members at a meeting? Or folks attending a Tupperware party? Or. wedding shower?? Or? Or?
Even though your homeowner's policy would cover the liability of people being injured on your property, would you want to accept that liability every time there is meeting?
I'm assuming if you're having a party, it's your friends that will be attending. If you're friends trips on your floor pat and breaks his wrist, it's a lot less likely that he's going to come after your homeowner's policy or try to sue you. An HOA of neighbors, some you may not know well, and maybe a couple that are hostile to the Board would be a different story.