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WilliamS1 (South Carolina)
Posts: 113
Posted:
South Carolina -

We have a medium sized HOA of just over a hundred homes.
I want to throw out some numbers and hopefully grab some comments.

-All fees and schedules are set up by HOA Board in compliance with governing documents.
-Homeowners that are current on HOA assesment fees are sent a statement only every six months.
-If a homeowner is not current on HOA fees, they receive a statement and $10 Open Balance Fee per month.
-If a homeowner is two months delinquent or associated dollar amount, the lien process begins
-There is a 30 day and a ten day written notice of intent to create a lien.
The lien is to prompt the homeowner and protect the HOA from losses due to changes in homeowner status.
-The management company files the lien with clerk/RMC, charging the homeowners account a fee for application and removal.
-These charges usually add about 25% to the delinquent amount owed.
-If the delinquencies continue to six months or associated dollar amount, the account is turned over to our lawyer.
-The lawyer goes through a series of steps to collect or enter into a forclosure proceeding.
-The lawyers varies but can add up to 50% to the deliquent amount.

We usually have 4% to 7% of homeowners in the process at any given time.

I am always interested in how others do things and are interested in your comments.

Thanks

RobertR1 (South Carolina)
Posts: 5,164
Posted:
WilliamS,
I think you all are doing a great job. Stick with and tweak it if needed. See my opther posts on SC. Your real problem will be continuity over the years and someone wanting to come in and want to make "Reasonable" changes as DonN talks abbout.

I do also like the tone and the presentation of your edicts.
No nonsense, step by step procedures and easy to follow. Good luck with your HOA, it is trying times for all associations and this foreclosure business can hurt in more ways than just creating an empty house or unit.
WilliamS1 (South Carolina)
Posts: 113
Posted:
Thanks - How do I get to your other posts?
GlenL (Ohio)
Posts: 5,491
Posted:
Just enter the posters name (in this case RobertR1) in the search block at the top of the topics page and hit enter.

Studies show that 5 out of 4 people have problems with fractions

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