Quote:
Posted By WilliamK9 on 05/22/2024 10:06 AM
If an unlicensed driver is given access to a gated community and there is a serious accident, can the HOA be held responsible?
I'm not a lawyer. But my non-lawyer opinion is that if the lawyers get involved in some kind of personal injury suit, they will do the "big pockets" thing and go after anyone and everyone they think they can make a claim against. My (again, non-lawyer) understanding is that it is not uncommon for such claims to be settled because it is more cost-effective than fighting it out in court. But ... did I mention I'm not a lawyer?
(just speculating: there are a number of possible 'targets' in the scenario you give: the HOA, the unlicensed driver (UD), the unlicensed driver's employer (if the UD was on a job), the guard (if they exist), the guard's employer (assuming the guard exists and is employed by a security contractor), other persons involved in the accident (I could be wrong but I don't think being a UD automatically makes one at fault for an accident). Also, the facts and circumstances will almost certainly matter: was the UD actually *given access*, or did they sneak onto the property? Is the UD a minor? Could the gated community be considered an attractive nuisance for some reason?)
Bill (IANAL)
HOA Board ex-President
Austin, Texas USA
“You can’t put too much water in a nuclear reactor”