POA

Considering POA or HOA's are NOT allowed to have one's social security number, it makes it harder to report to the credit bureaus. Plus that is why one uses Liens or foreclosures to force paying dues when not paid.

It should also be noted that in many POA's or HOA's, an undeveloped lot does not pay dues until it is developed. You may want to find out if the lot has to be developed before it has to pay dues on it. It's not necessarily a situation where one size fits all for the answer. Just suing for the dues is NOT the way to go. Bad idea.

Credit collection laws. Plus you be stupid to give a group of complete strangers your social security number without a need for it.

Deb

I say a POA or any other type of a homeowners association cannot report directly to a credit bureau. That said, if the associations hires a debt collection attorney it can be reported to a credit bureau but only unpaid dues not fines.

Deb,

Per the following article, an HOA/COA/POA may report delinquencies to the credit bureau.

HOWEVER, there are some rules that must be followed or the Association can find themselves in trouble.

see: Property Owners' Associations from the TX law library (scroll down to credit reports).

I will add what a business owner told me in my last Association:

They added "failure to pay may be reported to credit bureaus" to their billing.
They had zero plans to actually report anything to credit bureaus.
Adding that sentence to the bottom of their invoices had a 50% decrease in their delinquent account.

You may simply want to add a similar statement to your late notices.

Having a lien for unpaid dues does effect ones credit more strongly
It has to be reported. Just reporting may knock ones credit level down some points.

Need to look at Texas Property Code 209 or TPC 81 and 82. Depends which one you are run under.