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TammyL3 (North Carolina)
Posts: 13
Posted:
I bought my home less than 1 year ago...my first home in an HOA community. I was told the HOA was only there to make sure people didn't have junk piles all over and to be sure no one painted their houses crazy colors. I recently found out that of all the homes in this community, about 1/3 of them are NOT part of the HOA. They were part of "Phase 2" and apparently the builder dropped the ball. Needless to say, those homeowners don't have to follow the HOA rules. The current board of directors of the HOA in our community has proposed amendments to the CC&Rs. Many of them are quite subjective and open to interpretation. The board is trying to make the rules even more restrictive and even going so far as to trying to control what we do IN our homes. There are so many issues and several of us don't know what to do. The management company is no help. They just say the board tells them what to do. What recourse do we have? The president of the HOA is violating a few CC&Rs. The vice president of the HOA is one of the homeowners that isn't even in the HOA. She is also violating one of the CC&Rs but she can because she's not part of the HOA/doesn't pay dues. I find it a conflict of interest that she's even on the board, telling people what they can and cannot do, but she is blatantly violating one of the rules. There are so many issues in this neighborhood. I thought I found my forever home but they make me regret buying this home daily. When I said "target" in the subject line, I assure you...that's exactly what is happening. Does anyone have any advice??
CathyA3 (Ohio)
Posts: 6,299
Posted:
Do your CC&Rs give owners the right to enforce the covenants themselves? (This is pretty common.)

But be careful. If you're not on the board, you have no way of knowing what is being enforced and what is being ignored. A violation that has not been enforced will look exactly like one that the board is pursuing and the owner is ignoring.

In your shoes, I'd want to verify this as well as your other assertions.

You said that about 1/3 of the homes aren't part of the HOA. Phase 2 of communities under construction generally are part of the HOA - the HOA exists as a legal entity before the first lot is sold. If it truly isn't in this case - for example, the original developer sold off this section and a new developer has created something new - then the board in your community would have no say in what these folks are doing (and neither would homeowners in your section). In addition, HOAs typically require board members to be a member of the HOA. This suggests that Phase 2 is part of your HOA. Finally, if the developer is still in the picture, then he may still be in control of the HOA, and the homeowner/board members won't be able to tell him what to do.

Buying property in a community that's under development is risky. Things don't always go according to plan, and there usually isn't anything the existing owners can do about it. Be thankful that Phase 2 wasn't re-zoned commercial - that also can happen, and having an unplanned strip mall next to your area can lower property values fast.
WendyM5 (North Carolina)
Posts: 1,522
Posted:
in short the only thing you can do is sue or try to get on the board. if you wish to get on the board, you must cause any problems otherwise they will try to block you from getting elected.
R&R have to be offcially voted on and approved in HOA minutes. NC legal book below addresses this:

§ 4.09. Resolutions of Board of Directors
A corporate resolution is a legally binding decision of the association made by the board
of directors. Resolutions are filed with the minutes of board meetings. Boards often pass rules
and regulations through resolutions. Both the PCA and Condominium Act allow associations to
“adopt and amend bylaws and rules and regulations” for their respective communities.
Generally,
rules and regulations may be adopted by the board unilaterally in the form of a resolution. Any
such resolutions must not be inconsistent with the express terms of the PCA, Condominium Act,
declaration, bylaws or articles of incorporation for the association.
A resolution may not effectively amend a recorded declaration or bylaws of the association
without following the amendment provisions of the declaration or bylaws, as applicable. In other
words, the association cannot circumvent the amendment procedures by adopting a resolution that
addresses an issue that is already covered in a legal document of the association that requires a
vote from a certain percentage of the membership to change. The question of whether a resolution
“clarifies” or amends a provision in another legal document (which requires a more formal
amendment with a full vote or signatures of the membership) is a difficult one courts outside
North Carolina have had to wrestle with to decide cases.
If the recorded covenant would benefit
from a common sense elaboration in the form of a resolution, the resolution would be enforceable
if made in good faith. A prime example of this would be the case of Southeastern Jurisdictional

vis ta vie
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Listen to Cathy advice .

Former HOA President
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By TammyL3 on 01/19/2024 7:28 PM
The current board of directors of the HOA in our community has proposed amendments to the CC&Rs. Many of them are quite subjective and open to interpretation.
Your Declaration likely requires that a supermajority of owners approve proposed amendments before the proposed amendments can be recorded with the county and become legally effective. Lobby your fellow owners to reject the amendments.

Quote:
Posted By TammyL3 on 01/19/2024 7:28 PM
The board is trying to make the rules even more restrictive
A little HOA law:

There are covenants, which are considered contractual terms. There are also board-created rules, which the board can make only if the Declaration permits the board to do so, and usually, only on certain topics. The board-created rules must not violate a covenant.

Which of these is your board trying to change: The covenants? Or certain rules?

HOAs typically have a lot of legal authority to regulate the exterior of homes. They typically have a lot less authority to regulate the interior of homes.

As for enforcement, see CathyA3's post.
KerryL1 (California)
Posts: 14,550
Posted:
Do note Wendy's fine citation, Tammy.

I'm really curious too about the amendments that the Board wants to add to the CC&Rs? Can you show the exact wording of a couple of them that are troubling you & other ? Plus the wording about items in your Home? (I assume these are detached homes?) What is the % of owners that is needed to approve amendments to the CC&Rs/
TammyL3 (North Carolina)
Posts: 13
Posted:
I have read the replies and to be honest, I have a LOT of reading to do. This is the first time I have had to deal with an HOA. I'm still learning the terminology. As for the 1/3 of the houses that are not part of the HOA, that is, in fact, the case. The Board said that those folks don't pay dues, therefore, they aren't part of the HOA even though they are in the same community/subdivision. They said they can't enforce any rules on those homes. I went to a meeting in November. It was the first meeting that was held since I moved here in February. They have since not sent out minutes, nor have they posted them anywhere for anyone that couldn't make the meeting to read. I have requested a copy of them, so I am waiting to see if they comply with my request. The meeting was held on November 13th...the meeting agenda was just posted online on January 10th. I wish I could answer all of the questions that were asked of me on here, but I honestly don't know what a lot of it even means. I'm not ignoring any of your replies. I'm reading them all. I just have to figure out the differences between CC&Rs, Bylaws, and whatever other terms are used. It's all so frustrating and I hate that I feel like I can't enjoy my new home. They make me regret ever buying this house. I'm not the only one that feels that way, either. I know several of my immediate neighbors are sick of it all.
TammyL3 (North Carolina)
Posts: 13
Posted:
I have read the replies and to be honest, I have a LOT of reading to do. This is the first time I have had to deal with an HOA. I'm still learning the terminology. As for the 1/3 of the houses that are not part of the HOA, that is, in fact, the case. The Board said that those folks don't pay dues, therefore, they aren't part of the HOA even though they are in the same community/subdivision. They said they can't enforce any rules on those homes. I went to a meeting in November. It was the first meeting that was held since I moved here in February. They have since not sent out minutes, nor have they posted them anywhere for anyone that couldn't make the meeting to read. I have requested a copy of them, so I am waiting to see if they comply with my request. The meeting was held on November 13th...the meeting agenda was just posted online on January 10th. I wish I could answer all of the questions that were asked of me on here, but I honestly don't know what a lot of it even means. I'm not ignoring any of your replies. I'm reading them all. I just have to figure out the differences between CC&Rs, Bylaws, and whatever other terms are used. It's all so frustrating and I hate that I feel like I can't enjoy my new home. They make me regret ever buying this house. I'm not the only one that feels that way, either. I know several of my immediate neighbors are sick of it all.
TammyL3 (North Carolina)
Posts: 13
Posted:
Hi Kerry...I will try to answer your questions tomorrow. Yes, these are detached homes. I need to look up the % needed. I'm also too tired right now to type up all the wording on the proposed amendments.
DeanJ
Posts: 1,786
Posted:
Quote:
Posted By TammyL3 on 01/19/2024 7:28 PM
I bought my home less than 1 year ago...my first home in an HOA community. I was told the HOA was only there to make sure people didn't have junk piles all over and to be sure no one painted their houses crazy colors. I recently found out that of all the homes in this community, about 1/3 of them are NOT part of the HOA. They were part of "Phase 2" and apparently the builder dropped the ball. Needless to say, those homeowners don't have to follow the HOA rules. The current board of directors of the HOA in our community has proposed amendments to the CC&Rs. Many of them are quite subjective and open to interpretation. The board is trying to make the rules even more restrictive and even going so far as to trying to control what we do IN our homes. There are so many issues and several of us don't know what to do. The management company is no help. They just say the board tells them what to do. What recourse do we have? The president of the HOA is violating a few CC&Rs. The vice president of the HOA is one of the homeowners that isn't even in the HOA. She is also violating one of the CC&Rs but she can because she's not part of the HOA/doesn't pay dues. I find it a conflict of interest that she's even on the board, telling people what they can and cannot do, but she is blatantly violating one of the rules. There are so many issues in this neighborhood. I thought I found my forever home but they make me regret buying this home daily. When I said "target" in the subject line, I assure you...that's exactly what is happening. Does anyone have any advice??

1. Before you purchased your home, it was your responsibility to determine if the declaration and HOA rules were acceptable to you.
2. It was also your responsibility to determine what homes were or were not part of the HOA. You are correct. An HOA can only restrict those members.
3. Yes, the Board can adopt regulations on what you do with your house beyond paint color and junk in your yard.
4. The management company works at the direction of the Board.
5. All the Board members must at least own property in the HOA. Your declaration may provide officers and committee members do not need to be members of the HOA. An officer who is not an owner may not vote on HOA matters.
6. A lot of times new homeowners uninformed about HOAs become unhappy when they figure out they can do what ever they want with “MY HOME THAT I MAKE THE PAYMENTS AND PAY THE TAXES” and consider themselves targets. Board members don’t sit in meeting trying to determine who they are going to make a target this month.
7. You have 3 choices, sell, obey the rules, or politically get other members to vote the bums out.
WendyM5 (North Carolina)
Posts: 1,522
Posted:
Quote:
Posted By TammyL3 on 01/20/2024 7:16 PM
I have read the replies and to be honest, I have a LOT of reading to do. This is the first time I have had to deal with an HOA. I'm still learning the terminology. As for the 1/3 of the houses that are not part of the HOA, that is, in fact, the case. The Board said that those folks don't pay dues, therefore, they aren't part of the HOA even though they are in the same community/subdivision. They said they can't enforce any rules on those homes. I went to a meeting in November. It was the first meeting that was held since I moved here in February. They have since not sent out minutes, nor have they posted them anywhere for anyone that couldn't make the meeting to read. I have requested a copy of them, so I am waiting to see if they comply with my request. The meeting was held on November 13th...the meeting agenda was just posted online on January 10th. I wish I could answer all of the questions that were asked of me on here, but I honestly don't know what a lot of it even means. I'm not ignoring any of your replies. I'm reading them all. I just have to figure out the differences between CC&Rs, Bylaws, and whatever other terms are used. It's all so frustrating and I hate that I feel like I can't enjoy my new home. They make me regret ever buying this house. I'm not the only one that feels that way, either. I know several of my immediate neighbors are sick of it all.

just copy a link to your governing docs here.

vis ta vie
WendyM5 (North Carolina)
Posts: 1,522
Posted:
Many years ago my HOA sent me a letter saying my house had to look better than the rest of the neighborhood because it was near the entrance. It was for yard maintenance, grass cutting I think.
I waited 2 years to sue them in small claims court over selective enforcement. Judge didnt' let me get a word in, Just listed to the HOA lawyer who had proof they sent me warning letters. Judge just berrated me for waiting so long and only wanted to know if I got the letters, never even got to the part of selective enforcement. I lost the case.

It is very difficult to win in court even if you think you had a slam dunk case like I thought. I mean I literally had a letter from the HOA saying they were treating me differnet.

vis ta vie
CathyA3 (Ohio)
Posts: 6,299
Posted:
Quote:
Posted By TammyL3 on 01/20/2024 7:16 PM
I have read the replies and to be honest, I have a LOT of reading to do. This is the first time I have had to deal with an HOA. I'm still learning the terminology. As for the 1/3 of the houses that are not part of the HOA, that is, in fact, the case. The Board said that those folks don't pay dues, therefore, they aren't part of the HOA even though they are in the same community/subdivision. They said they can't enforce any rules on those homes. I went to a meeting in November. It was the first meeting that was held since I moved here in February. They have since not sent out minutes, nor have they posted them anywhere for anyone that couldn't make the meeting to read. I have requested a copy of them, so I am waiting to see if they comply with my request. The meeting was held on November 13th...the meeting agenda was just posted online on January 10th. I wish I could answer all of the questions that were asked of me on here, but I honestly don't know what a lot of it even means. I'm not ignoring any of your replies. I'm reading them all. I just have to figure out the differences between CC&Rs, Bylaws, and whatever other terms are used. It's all so frustrating and I hate that I feel like I can't enjoy my new home. They make me regret ever buying this house. I'm not the only one that feels that way, either. I know several of my immediate neighbors are sick of it all.

b>Community Associations in a Nutshell

Many new owners are unprepared for the reality of living in an HOA. HOAs are nearly always organized as non-profit corporations that are governed by an elected board of directors. They're not democracies or social clubs. They're also regulated by state law as well as some federal laws such as the Fair Housing Act and the Telecommunications Act.

CC&Rs = Covenants, Conditions and Restrictions. These are the contractual terms attached to the deed of your home, and they tell you what you can and can't do with your property. A new HOA is formed when the CC&Rs are recorded with the county. These CC&Rs "run with the land", meaning that the same terms apply to future buyers of your home.

Bylaws describe how the HOA corporation is to operate. They generally talk about how many directors are on your board, how long their terms are, who the officers are, when meetings are held (both board meetings and annual meetings of the membership), what sorts of committees you may have, etc.

Generally all of these laws, covenants, rules, etc. are consistent. But if they're not on occasion, federal law supersedes state law which supersedes local municipality law which supersedes CC&Rs which supersede bylaws which supersede any other rules or guidelines enacted by the board. Whew...

A regular topic of discussion on this website is the incompetence of boards. As noted, many buyers have no idea what they're getting themselves into, and this is the uninformed pool from which board members are elected. There is a LOT to know and a lot of skills to be developed, since the board is governing a (usually) multi-million dollar corporation that's regulated by law. A few states require board members to participate in training sessions, and some HOA attorneys provide training to their clients. (We had one such law firm on retainer, and the free training and free 15-minute phone calls for general questions fully justified every penny of that fairly modest retainer.) Many of the regulars here have spent years either as board members or community managers, and we continue to learn new things through these discussions. In short, it's not surprising that many boards get things wrong. I'm often surprised that things work as well as they do, given how unprepared many board members are.

Many communities hire a manager to handle the day-to-day work of managing a community. Managers may handle the money, help prepare budgets, manage hired vendors such as lawn care companies, deal with questions from homeowners, and the like. The board oversees the manager's work since the board is the ultimate authority on what happens.

There are resources available on the web that can help new owners learn about HOAs, and I recommend using them. Don't feel bad that you feel like you're in over your head. The new home builder and realtor professions do a poor job of teaching their clients what they need to know about what is often the client's single largest purchase in their life.
KerryL1 (California)
Posts: 14,550
Posted:
Tammy, do note Cathy's wonderful explanation about HOAs. What she termed "CC&Rs" also are sometime called covenants, the declaration deed restrictions. It's usually a fairly long document, but your'll learn a lot if you'll read it.

Wendy can correct me if I'm wrong. In NC, I think board meetings only must be open to owners occasionally.-- I guess a Board could only open the meeting to owners once a year if they prefer. But, many boards will open all their meetings to owners to build trust via transparency and for other good reasons. If your board doesn't meet very often, it's possible that have not even approved the minutes for the Nov. meeting.
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By TammyL3 on 01/20/2024 7:16 PM
I just have to figure out the differences between CC&Rs, Bylaws, and whatever other terms are used.
Reading this is so refreshing.

Yes, it takes a lot of time to get a handle on (1) the vocabulary of HOA law and (2) the fundamentals of what boards can lawfully do and what owners can lawfully do.

Ask questions early and often.
TammyL3 (North Carolina)
Posts: 13
Posted:
I had sold my house in another state and was house hunting in the new state I was moving to. I had come down on a weekend and spent the time looking at well over a dozen houses, many of which were not a good fit for me. I found one and put an offer in ($20k over the asking price), but they did not take my offer. I had to go back home without having found a house. My realtor called me the day after I got home and said she found a house for me. She told me the only thing it had that was on my list of "don't want" was the HOA. I told her I had never dealt with one but I've never heard anything good about them. She told me that it's a small community and the HOA fees are so low because the only thing they do is make sure the neighborhood isn't full of trash and houses aren't painted crazy colors. She told me that they wouldn't bother anyone around here because there are no amenities to be concerned with. Just keep the area clean, don't paint anything crazy colors, and don't have crazy parties disrupting the neighborhood. The rules were provided to me as I was signing papers to buy the house. I didn't know I could request them before signing the contract to buy the house. The realtor certainly didn't tell me. I was stuck because I had already sold my house and needed somewhere to move to. I had no idea that if I didn't like the rules of the HOA, I didn't have to buy the house. I still don't know if that's possible...I'm just guessing.

As for it being my responsibility to determine what homes were or were not part of the HOA, I didn't know that was even a possibility. I thought if the homes were all in the same community, they were all in the HOA. The Board refuses to tell anyone exactly which homes are not in the HOA/don't pay dues. I found out through neighbors about the mess with houses not being included somehow.

You're saying the Board can tell me what I can do IN my home?? They say people can work from home but can't run businesses from their homes. They say there can be no extra traffic to or from homes. How are they going to tell me who can or can't come to my home? Also, at least 3 of the Board members run businesses from their homes. They advertise on social media. "Do as I say and not as I do" seems to be the motto around here.

Yes. I make the payments and pay my taxes. I make sure my lawn is mowed. I keep my area clean. I know a few of my immediate neighbors. They are all fed up with the nonsense, too.

The only "common areas" in this community include the small strip along the main road at the entrance, a small grassy area in the middle of the roundabout near the entrance that really can't be used for anything, and a few other areas that can't be accessed without going through people's properties. There isn't even an area for the neighborhood kids to play...they play in the streets or run up and down the sidewalks in the summer. This place has nothing for an HOA to manage. They need to just stick to making sure there's no trash and home colors stay bland and leave people alone.

As for them not sitting in meetings trying to determine who they're going to make a target...don't be so sure. One of my neighbors was kicked off the board because she was asking questions and letting them know some of the things they were doing were wrong. Like I said, the president is blatantly violating rules, but let's go back to "Do as I say, not as I do."

If I could sell right now, I sure would. I'm a single mother and I worked hard to be able to buy this house. It makes me so angry that people like that can make so many others so miserable...and seem to enjoy it.
TammyL3 (North Carolina)
Posts: 13
Posted:
Hi Kerry...I was reading what Cathy wrote and it was very helpful. As for "transparency", that honestly doesn't exist with this board.
JohnC46 (South Carolina)
Posts: 14,265
Posted:
In my association, the Declarant had a procedure of having a buyer sign for a copy of the Covenants and Bylaws when putting a deposit down. Our issues arise from not the originals buyers as they signed for both prior to buying, but from 2nd and 3rd buyers who "paid attention" to what sellers and/or real estate agents "told" them versus the docs.
TammyL3 (North Carolina)
Posts: 13
Posted:
Thank you for the information, Cathy. I have been trying to research things online. That's how I stumbled upon this group! I most definitely feel like I was misled and lied to, even though I specifically told them I had never had to deal with an HOA before.
JohnC46 (South Carolina)
Posts: 14,265
Posted:
Quote:
Posted By TammyL3 on 01/21/2024 7:33 PM
Thank you for the information, Cathy. I have been trying to research things online. That's how I stumbled upon this group! I most definitely feel like I was misled and lied to, even though I specifically told them I had never had to deal with an HOA before.

Who do you feel misleads/lied to you?
TammyL3 (North Carolina)
Posts: 13
Posted:
The realtor. I was very clear that I had never dealt with an HOA before and I had very strong reservations about buying a home with one. She assured me that it was just a way to keep people from having junk yards on their property, mowed lawns, and neutral house colors. I was under the impression that once I put in an offer and it was accepted, I was then locked in to buy the house. I read the documents and brought up concerns to the realtor. She downplayed everything I was concerned about. She convinced me that since it's such a low annual fee (it's only $240/yr), there would be little to no interaction with the HOA as long as I didn't have a messy property. I absolutely do not have a messy property. It's all just very disappointing. She knew I had to find a house and she pushed me into this one, regardless of my reservations and concerns. I was having to do all of this out of state. I only ever saw this house via Facetime...Didn't step foot in it until I moved into it. The previous owner asked me how things were going here and I told her that the HOA seemed out of control. She said they were definitely "a trip". (Her words.) So, these women have been an issue before I even bought this house.
WendyM5 (North Carolina)
Posts: 1,522
Posted:
Quote:
Posted By TammyL3 on 01/21/2024 8:01 PM
The realtor. I was very clear that I had never dealt with an HOA before and I had very strong reservations about buying a home with one. She assured me that it was just a way to keep people from having junk yards on their property, mowed lawns, and neutral house colors. I was under the impression that once I put in an offer and it was accepted, I was then locked in to buy the house. I read the documents and brought up concerns to the realtor. She downplayed everything I was concerned about. She convinced me that since it's such a low annual fee (it's only $240/yr), there would be little to no interaction with the HOA as long as I didn't have a messy property. I absolutely do not have a messy property. It's all just very disappointing. She knew I had to find a house and she pushed me into this one, regardless of my reservations and concerns. I was having to do all of this out of state. I only ever saw this house via Facetime...Didn't step foot in it until I moved into it. The previous owner asked me how things were going here and I told her that the HOA seemed out of control. She said they were definitely "a trip". (Her words.) So, these women have been an issue before I even bought this house.

it's common my dumb closing attourney told me not to worry about the HOA when I asked what HOA papers were missing at closing 24 years ago. I should of sued him for missing paperwork and dumb advice.

vis ta vie
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Yeah him not giving you public documents is all his and everyone's fault.

Former HOA President
TerriS6 (California)
Posts: 3,284
Posted:
Quote:
Posted By TammyL3 on 01/21/2024 8:01 PM
The realtor. I was very clear that I had never dealt with an HOA before and I had very strong reservations about buying a home with one. She assured me that it was just a way to keep people from having junk yards on their property, mowed lawns, and neutral house colors. I was under the impression that once I put in an offer and it was accepted, I was then locked in to buy the house. I read the documents and brought up concerns to the realtor. She downplayed everything I was concerned about. She convinced me that since it's such a low annual fee (it's only $240/yr), there would be little to no interaction with the HOA as long as I didn't have a messy property. I absolutely do not have a messy property. It's all just very disappointing. She knew I had to find a house and she pushed me into this one, regardless of my reservations and concerns. I was having to do all of this out of state. I only ever saw this house via Facetime...Didn't step foot in it until I moved into it. The previous owner asked me how things were going here and I told her that the HOA seemed out of control. She said they were definitely "a trip". (Her words.) So, these women have been an issue before I even bought this house.

Don't give up enjoying your house. It has taken us a while but we have changed the way the board conducts business without changing the board. You have to know the board's limits and hold their feet to the fire when they try to overstep their authority. Don't know about NC but in CA, if an association is a corporation, it has to file Articles of Incorporation. These articles can limit the powers of the association. For example, if the association's powers are limited to regulating common areas, and the homes/separate interests don't have any common components, the board can't tell you what color to paint your house. It is very common for boards to act outside their realm of authority. Just educate yourself and don't let them spoil your new home.
TammyL3 (North Carolina)
Posts: 13
Posted:
Melissa,

As per my other posts, I have never dealt with an HOA before. I had no idea that was public information. I expressed my concerns to the realtor and was told there was nothing to be concerned about. At no point did anyone feel compelled to inform me that I could have access to that information ahead of putting an offer in and/or buying the house. I was always told that once you place an offer on a house, if it's accepted, that's a binding contract. I'm not a real estate expert. I have genuine concerns and feel I was misled. I was looking for websites to get information and become better informed. Your sarcasm is noted and so, so helpful. I'm quite sure you were a "great" HOA president. Thank you so very much for your input.
TammyL3 (North Carolina)
Posts: 13
Posted:
Thank you, Terri. I don't even care about the color of the house part. I understand that. It baffles me that there are homes that don't pay HOA dues and are not bound by the HOA rules. I'm not kidding when I say there are absolutely no amenities here. The only "common" areas are either very small, not in an area to be able to do anything in, or they are not accessible. There are so many homes that have fences that extend well beyond what the rules say. The rules make it seem like they are trying to have some kind of uniformity...but this isn't military housing. One of the proposed amendments says that the board can come on your property and remove anything they deem "unsightly". That's subjective. If I decide I want to plant flowers or create a decorative area in my front yard and someone doesn't like it, they can remove it? If everyone liked the same things, this world would be so boring! It just doesn't make sense.
TerriS6 (California)
Posts: 3,284
Posted:
That is probably trespassing. Your best friend right now is probably doing a lot of research. If there are so few amenities, the board's powers are probably very limited.
DavidG45 (Delaware)
Posts: 994
Posted:
Tammy

You do need to do some reading. If you have trouble finding your governing documents, they should be on file at your county office. But you do need to find and read them carefully - because some of what you have stated is almost certainly not true.

* Your Board of Directors can only include members of the HOA. Theoretically there could be an officer, such as treasurer, who is not a homeowner. But they would not be on the BOD and would have no vote.

* You mentioned a Board member being "kicked off" the board. Again, this is almost certainly not possible. Homeowners elect the BOD and only homeowners can remove them.

* The idea that 1/3 of your community is not in an HOA, while possible, also seems suspect. Especially given that one of the board members supposedly is among that group. There is a very good chance that the rumor mill has spread misinformation. Reading the documents could clear all of this up.

Also, as others have mentioned the board may "consider" updating the CC&Rs all they want, but only the homeowners - and almost certainly a super majority - can approve any changes to the CC&Rs. The board can make changes to "rules" but those rules have to be consistent with the CCRs.

Another recommendation: I completely sympathize that you had no idea what you were getting into. Don't let people get under your skin when they tell you it was your responsibility to find these things out. 99% of people who buy into an HOA don't know any of these things - because they aren't real estate experts and have no idea what to ask for. You don't know what you don't know! Unless this is your forever home, this is a learning experience. Don't dwell on what happened because the people who let you down (and they did let you down) are pretty well protected from recourse. The past is done, focus on moving forward.

I would also advise you not to get too wound-up emotionally with all of this. A lot of the mischief by board members is petty nonsense, and does not directly affect you. With no amenities to deal with, unless they are forbidding you from doing something to your property that you really want done - and are doing so in violation of your governing documents - the other stuff does not materially affect you, so don't let it emotionally affect you.

JohnC46 (South Carolina)
Posts: 14,265
Posted:
Quote:
Posted By DavidG45 on 01/22/2024 7:37 AM
Tammy

You do need to do some reading. If you have trouble finding your governing documents, they should be on file at your county office. But you do need to find and read them carefully - because some of what you have stated is almost certainly not true.

* Your Board of Directors can only include members of the HOA. Theoretically there could be an officer, such as treasurer, who is not a homeowner. But they would not be on the BOD and would have no vote.

* You mentioned a Board member being "kicked off" the board. Again, this is almost certainly not possible. Homeowners elect the BOD and only homeowners can remove them.

* The idea that 1/3 of your community is not in an HOA, while possible, also seems suspect. Especially given that one of the board members supposedly is among that group. There is a very good chance that the rumor mill has spread misinformation. Reading the documents could clear all of this up.

Also, as others have mentioned the board may "consider" updating the CC&Rs all they want, but only the homeowners - and almost certainly a super majority - can approve any changes to the CC&Rs. The board can make changes to "rules" but those rules have to be consistent with the CCRs.

Another recommendation: I completely sympathize that you had no idea what you were getting into. Don't let people get under your skin when they tell you it was your responsibility to find these things out. 99% of people who buy into an HOA don't know any of these things - because they aren't real estate experts and have no idea what to ask for. You don't know what you don't know! Unless this is your forever home, this is a learning experience. Don't dwell on what happened because the people who let you down (and they did let you down) are pretty well protected from recourse. The past is done, focus on moving forward.

I would also advise you not to get too wound-up emotionally with all of this. A lot of the mischief by board members is petty nonsense, and does not directly affect you. With no amenities to deal with, unless they are forbidding you from doing something to your property that you really want done - and are doing so in violation of your governing documents - the other stuff does not materially affect you, so don't let it emotionally affect you.


Sound advice.
ElleN (Idaho)
Posts: 4,420
Posted:
TammyL3, maybe it would be helpful to know that the newer a house and subdivision are, the higher the probability that a HOA is in place. If you sought a relatively new home, then chances are there were few non-HOA choices. Why? Because nationwide state law and/or city ordinances typically require a HOA. It saves the taxpayer money, shifting certain maintenance responsibilities to the HOA.
TammyL3 (North Carolina)
Posts: 13
Posted:
Thank you, David. I appreciate your advice and thank you for your kind words.

* The vice-president is one of the people that does not pay dues and is not part of the HOA. This is a fact that the management company representative has confirmed.

* The one board member was, in fact, "kicked off". She was the "member at large" (or whatever that title is). She asked them some questions about why they were doing certain things and the president told her that she was to just sit there and shut up. (This is coming directly from that former board member.) She also told me that she was berated, talked down to, and sent nasty emails telling her to keep quiet, etc. They then told her she had to step down and they removed her. She's quite intimidated by them.

* The second phase of the community was honestly never included as part of the HOA. I wish it was just rumor mill misinformation. The board admitted at the meeting I went to that it was true and it was something the builder messed up. Those homeowners were asked if they wanted to join the HOA, but only a few did. The rest refused and can't be held to the rules.

* The meeting I went to was certainly eye-opening for me. I honestly didn't know who any of the board members were or what they even looked like. I never had anyone say a word to me when I moved here. During the meeting, several of the board members were rude and seemed angry anytime someone asked a question.

* I truly wanted for this to be my forever home. I love my house and I love the area I live in. This HOA is a nightmare, though. There is just so much that seems wrong. That's why I'm trying to find out what's actually normal/correct. I truly appreciate your comments, though!

TammyL3 (North Carolina)
Posts: 13
Posted:
That's something I wish I had known a year ago!! Where I moved from, there were plenty of homes that didn't have HOAs. I didn't actually seek a newer home. It was one of the only homes in this area that was available in my price range (at the time) that wasn't falling apart and/or in a bad neighborhood. As for HOA maintenance responsibilities, what might that include?
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By TammyL3 on 01/22/2024 8:48 AM
That's something I wish I had known a year ago!! Where I moved from, there were plenty of homes that didn't have HOAs. I didn't actually seek a newer home. It was one of the only homes in this area that was available in my price range (at the time) that wasn't falling apart and/or in a bad neighborhood. As for HOA maintenance responsibilities, what might that include?
For example: Roads, sidewalks, drainage from common areas such as retention ponds (drainage is a big deal, subject to much regulation), parks easily accessible to the public. In some subdivisions, the city might be responsible for some or all of these things. In other subdivisions, when the land was first being developed, city ordinances often require a HOA to maintain this infrastructure.
CathyA3 (Ohio)
Posts: 6,299
Posted:
Quote:
Posted By DavidG45 on 01/22/2024 7:37 AM
... snip ...

* The idea that 1/3 of your community is not in an HOA, while possible, also seems suspect. Especially given that one of the board members supposedly is among that group. There is a very good chance that the rumor mill has spread misinformation. Reading the documents could clear all of this up.

...

The only ways I'm aware of where a portion of the community is not part of the HOA are either a voluntary HOA or one where a different section is entirely under a different set of CC&Rs. What I have seen happen is a large community where all sections are under the same master association but some sections amy have a second set of CC&Rs in addition to the master set. Example: a large community with detached single family homes with a small section of attached homes (condos or townhomes) whose owners pay a second assessment for services such as lawn care. These are definitely all one HOA, though. I've also seen large communities where multiple builders are working, and these may or may not be a single HOA. (My employer actually is building in a number of such communities, and now I'm curious so I should do some digging.)

As David noted, I also suspect there is a lot of misinformation floating around the community. The angriest homeowners are often ones who don't understand how HOAs work and who see normal practices as nefarious deeds. I don't know how to fix the problem of uninformed owners without forcing buyers to pass a course in "HOAs, condos, and how they work" (which will take a lot longer than one three-hour lecture). And that will never happen. Builders and realtors may do a good job of preparing someone to buy a house. But if that house is in an HOA, the person is also buying membership in a corporation which is a whole 'nother kettle of fish. In some ways HOA membership is like owning shares of individual stock or being a small business owner, which the average person probably hasn't done and wouldn't know where to start. And I've criticized realtors before because they often gloss over the details of living in HOAs - but they often don't know the details themselves.

It's a bit of a mess and I don't know how to fix it without some draconian measures which will never fly.

A well-managed HOA can provide real benefits to the folks living in it. But holy cow, do you have to know a lot and have the right skills and temperament to do the managing.
KerryL1 (California)
Posts: 14,550
Posted:
Tammy, this thread has become really long. For me and possibly others, there's too much to read.

I think I & others a may be able to offer more advice if you'd make three simply-worded lists. One would list the rules or items in the declaration that bother you now .Make sure you tell us if the time is a Rule in your rules and Regs. OR if it's something in your long document called a declaration (AKA, CC&Rs) Example:

1. Our declaration says we cannot have a business in our home if it involves car traffic, e.g., chid care customers.

Next a list of proposed amendments to your declaration. make sure you're specifying your declaration on which owners must vote thier approval, OR a rule that usually the Board can make.
A. No persons can play in the streets.

Next a list of Board member behavior that bothers you. You say that directors violate your declaration or Rules & regs. What are these violations??
A. A director has garage sales in her front yard every weekend.

Some review of good replies you've received. Often boards have officers who aren't required to be directors (who're elected by owners), these non-HOA member directors have no vote at Board meetings.

Change to your declaration must be approved by a huge majority of owners. Perhaps 66% or 75%. somewhere in your declaration, you'll see what that % is.

Rules against certain kinds of businesses in homes are very common in HOAs.

Keep in mind David's sound & kind advice to resist letting some board member's disgusting behavior live rent-free in your head.

Do meet with other neighbors for fun. Become a part of your community. This truly is best for you and your child or children. My single mom of two, who rc'd no child support, worked extremely hard full-time and kept going to night classes to improve her skills. BUT, she never was able to afford her own home till we kids were gone. We sure popped the champagne in her modest little home when she did become an owner! You've done great to purchase your own home. It could be you've accidentally fallen in with some owners who're whiners & complain about everything. You don't need them in your life.

* do not include that 1/3 of the neighbors are not HOA members. But see Cathy's ideas about that
TammyL3 (North Carolina)
Posts: 13
Posted:
Thank you, Kerry. I will work on that.
DavidG45 (Delaware)
Posts: 994
Posted:
Quote:
Posted By TammyL3 on 01/22/2024 8:38 AM
Thank you, David. I appreciate your advice and thank you for your kind words.

* The vice-president is one of the people that does not pay dues and is not part of the HOA. This is a fact that the management company representative has confirmed.

* The one board member was, in fact, "kicked off". She was the "member at large" (or whatever that title is). She asked them some questions about why they were doing certain things and the president told her that she was to just sit there and shut up. (This is coming directly from that former board member.) She also told me that she was berated, talked down to, and sent nasty emails telling her to keep quiet, etc. They then told her she had to step down and they removed her. She's quite intimidated by them.


Tammy - I understand people have definitively told you these things. I am saying it is very likely they are wrong. If you read your bylaws relating to who is eligible for the Board of Directors, and how members of the Board of Directors can be removed, I am 99% sure you will discover that what you have been told is not possible. One board member can certainly tell another board member "I'm kicking you off." But that is meaningless if it is not supported in your bylaws.

This is why everyone is telling you that your intention to read all of your governing documents is a very good idea. That is the first step in uncovering the truth of your situation.
KerryL1 (California)
Posts: 14,550
Posted:
To add to David's insights. It's possible that the woman who thought that "the Board" voted her off the board was mistaken. She may have misunderstood. Oh, they certainly might have bullied her into thinking she was off the Board. To learn what happened, rad the minutes of the meeting when this was said to have occurred. It might be illuminating.

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