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ChristineS7 (Minnesota)
Posts: 58
Posted:
Hello, I am on the board of director of a 96 unit complex in Minnesota. Since 1982 the HOA has increased the dues by 0% to 5% annually, averaging 2.5% over the past 40 years. Many updates and repairs have been neglected because the dues go toward the operating budget and the Reserves has never topped $200,000. Now, with a new board, we need a $500,000 rubber roof. We have approved an assessment of $3,700 per unit to $6,000 per unit, dependent on the unit size per our governing documents. Traditionally the board meetings are attended by the board and 6-10 home owners. After the announcement of the assessment we had about 40 homeowners at the December meeting. We have received threats of vandalism from one owner (I'll rip out all the flowers in the garden and spray water all over the garage.) Another owner refuses to abide by meeting protocol, raises her voice, interrupts others who are talking, and is overall obnoxious and disruptive and exceedingly arrogant; she knows more than anyone on the board and anyone from the property management company. How do we handle these 2 trouble causers? Most of the homeowners are understanding of our current situation and supportive of the board. What are your thoughts?
ElleN (Idaho)
Posts: 4,420
Posted:
ChristineS7,

-- The first priority is safety. If any director receives a threat of violence to himself/herself or to his/her property, report it to the police. Period. Any director who will not do this has lost the right to complain, AFAIC. Some directors will pretend to be above it all and refuse to report such threats. I credit them with increasing the risk of violence to others.

-- Second, Mn statutes do not appear to require board meetings to be open to owners. Do your bylaws require that meetings be open to owners?

-- Third, if the board wishes to open meetings to owner attendance, then the board has the right to impose rules on their presence. One of these rules should require civil conduct. Have the board vote on a complete set of simple rules for board meetings.

-- Fourth, I advise holding an open forum at the start of each board meeting and again at the end. Set a time limit of two minutes for each speaker. Restrict discussion to strictly COA topics.

-- Fifth, include a rule for no discussion from owners during the rest of the time the board meets.

-- Sixth, education can help enormously to quell dissent. Have an expert or the treasurer present the situation, including speaking of the HOA's legal obligation to maintain the common areas.

-- Seventh, enforce the rules. If after distributing the rules people are still disruptive, the board should hire a security guard to escort anyone who is disruptive from the meeting.

-- Eighth, have an agenda and stick to it, topic by topic. If you need advice on how to conduct a meeting, then maybe start another thread.

Others here are going to post massively to your query. Have a thick skin. Consider ignoring anyone not addressing your question.
KerryL1 (California)
Posts: 14,550
Posted:
Glad to hear most owners understand the situation, Christine. Remember that these are meetings of the Board. Owners have no right to say anything* while the Board is conducting the business of the HOA. Many states require an open forum, so ther are rules in many HOAs about them.

I've posted the below several times to this forum as it's been very effective in my HOA for a long time. It clearly doesn't fit your HOA perfectly--especially if road meetings open to owners are not required in your Bylaws or state statutes. But tweak it any way your board wishes. Once tweaked, have the Board vote to accept these standards of owner behavior at board meetings.

BOARD MEETING CONDUCT
"We welcome homeowners as observers of the Board of Directors meetings. During the discussion and votes about agenda items, only those at the conference table may speak. Please remain silent so that we are able to hear one another and conduct our community’s business.

We invite your comments about the Board’s agenda items or other related topics at the beginning of every board meeting during our Open Forum. We hold a second Open Forum at the end of the board meetings for your additional input.

During Open Forum:
Raise your hand to be recognized.
State your name, unit # and tower.
Express your topic in concise, clear terms.
Convey only one topic each time you’re recognized to speak.
Limit your remarks to two minutes.
Never interrupt others while they speak.

As a Reminder:
Ideas for improving [our HOA] or concerns about Board policy are acceptable.
Berating any individual director, homeowner, or manager will not be tolerated.
We ask that maintenance items be reported to management outside of meetings.

Please realize that the Board or Management may not be able to respond to your Open Forum remarks without research. Board deliberation or votes on non-agenda items, per Calif. Civil Code 4920, cannot occur on the spot. The Board will consider these for a future agenda.

Thank you for your interest in our shared community!"

If the woman will not comply. 1st step. The presider instructs the woman to not speak until open forum. 2. If she refuses, and this worked for me, an average-sized person, stand up and approach her and tell her to stop talking until the proper time. 3. The presider stays standing and then demands." I must demand that you leave the meeting so we can conduct our business." 3. If she keeps on, give heartfelt apologies to the rest of the attendees, and state: "We must adjourn this meeting due to Ms Xxxx's violation of our rules.[ might try: "Perhaps if some of you ask her to stop talking, she'll comply."] Please enter this into the meeting minutes. The Board will reconvene in x minutes at a site that, unfortunately, must be closed to all of you due to her rudeness." And finish your business with good minutes at someone's home.

If NONE of this deters her at your next meeting, do consider hiring security. to me this. is a very last resort and will leave a bad feeling for all attendes.

Re the owner who threatened damage to the common area. I think ignore the first time. I think if there's a 2 threat, let him know that if he arrives through, he will be called to hearing and after due process potentially assessed an enforcement assessment (or whatever your docs call it) for the damage he did. He also will be denied common area privileges (if permitted by your docs and you have any to deny ) for some period of time.

IF the special assessment is or does become a problem for many owners, best practices are to hold a Town Hall where the relevant experts on the topic explain to owners the need, the cost, how it works with your finances, etc. In these setting a director, perhaps the president, is the host to introduce the experts and to field Q & A from attendees. Our HOA seems to hold a couple a year for big topics and offers pastries and coffee to entice owners to show up.
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By KerryL1 on 12/21/2023 5:47 PM
If she refuses, and this worked for me, an average-sized person, stand up and approach her and tell her to stop talking until the proper time.
Never, ever attempt to use physical intimidation on an owner.
MarkM19 (Texas)
Posts: 1,459
Posted:
Christine,
Look like you are very lucky to have ElleN and Kerry give you perfect advice. I am sure you will hear more of the same from others, but I think they have covered most all of the bases.

You did not mention who presides over your meetings. It is usually the president but, in some cases, if you do not have a strong leader, they allow the Property Manager to run the meetings. Whoever is running the meetings needs to be strong and take charge of the room if not the loudest voice will take charge. I would advise before the next scheduled meeting the board meets in executive session to discuss this situation and all get on the same page if that is possible. Weakness invites bullies so don't be weak.
MarkM19 (Texas)
Posts: 1,459
Posted:
ElleN makes a good point you can be force full with force.
KerryL1 (California)
Posts: 14,550
Posted:
I don't think a directors approaching a person is using "physical intimidation." I certainly did not suggest getting in their face. In my opinion, it simply means "I mean business." When I did this, I probably took 4-5 steps toward the violator--leaving me a dozen feet away-- a male twice my weight and several inches taller. He did leave the room and those in attendance appeared visibly relieved.

Oh, hey--I should have rolled up my sleeves while approaching him!

The first move here might be to stand up to direct your comments to the violator. This approach is even recommended in Robert's Rules--standing up to call a point of order, etc.

My main point is that hiring a guard is a last resort-- and demonstrates weakness by the Board-- many steps can be taken before that.
DeanJ
Posts: 1,786
Posted:
My advice would be to sell and move. When you live in a condo where the owners are either unwilling or can’t afford to properly maintain the property, there is not much you can do.

Unfortunately condo residents tend not to understand required maint. or the costs. Sad.
LetA (Nevada)
Posts: 2,679
Posted:
Quote:
Posted By ChristineS7 on 12/21/2023 2:36 PM
Hello, I am on the board of director of a 96 unit complex in Minnesota. Since 1982 the HOA has increased the dues by 0% to 5% annually, averaging 2.5% over the past 40 years. Many updates and repairs have been neglected because the dues go toward the operating budget and the Reserves has never topped $200,000. Now, with a new board, we need a $500,000 rubber roof. We have approved an assessment of $3,700 per unit to $6,000 per unit, dependent on the unit size per our governing documents. Traditionally the board meetings are attended by the board and 6-10 home owners. After the announcement of the assessment we had about 40 homeowners at the December meeting. We have received threats of vandalism from one owner (I'll rip out all the flowers in the garden and spray water all over the garage.) Another owner refuses to abide by meeting protocol, raises her voice, interrupts others who are talking, and is overall obnoxious and disruptive and exceedingly arrogant; she knows more than anyone on the board and anyone from the property management company. How do we handle these 2 trouble causers? Most of the homeowners are understanding of our current situation and supportive of the board. What are your thoughts?



Quite honestly, hire one or two off-duty police officers or security guards to attend the meetings. When the offenders interrupt the meeting, you
have them removed from the meeting location.

Do your governing documents have any clauses to issue violations to people that disrupt an official proceeding? Perhaps your board
needs to address that. As for your other issues, neglecting proper reserve funds for so many years brings you to this dilemma.
TerriS6 (California)
Posts: 3,284
Posted:
Quote:
Posted By ChristineS7 on 12/21/2023 2:36 PM
Hello, I am on the board of director of a 96 unit complex in Minnesota. Since 1982 the HOA has increased the dues by 0% to 5% annually, averaging 2.5% over the past 40 years. Many updates and repairs have been neglected because the dues go toward the operating budget and the Reserves has never topped $200,000. Now, with a new board, we need a $500,000 rubber roof. We have approved an assessment of $3,700 per unit to $6,000 per unit, dependent on the unit size per our governing documents. Traditionally the board meetings are attended by the board and 6-10 home owners. After the announcement of the assessment we had about 40 homeowners at the December meeting. We have received threats of vandalism from one owner (I'll rip out all the flowers in the garden and spray water all over the garage.) Another owner refuses to abide by meeting protocol, raises her voice, interrupts others who are talking, and is overall obnoxious and disruptive and exceedingly arrogant; she knows more than anyone on the board and anyone from the property management company. How do we handle these 2 trouble causers? Most of the homeowners are understanding of our current situation and supportive of the board. What are your thoughts?

The answer is to find a funding plan and alternate repair options that members can live with. The members are not the problem - past boards are the problem who didn't for maintenance.
TerriS6 (California)
Posts: 3,284
Posted:
We have the same problem. Past boards never raised assessments, had a reserve account, or planned for maintenance. Now they raise assessments 20%/year plus wanted us to vote for a 57% increase, plus want a special assessment of $8,000. And all we have is roads and wildland greenbelt. So we have to pay for all our neighbors' past debt and all future debt - all on our shoulders. It's no wonder they are mad. Never an excuse for threats or violence but you need to understand the unfairness of it all and look for alternatives.
MichaelS56 (Minnesota)
Posts: 859
Posted:
Christine, Minnesota has a very good harassment state law that we have incorporated into our Rules and Regulations a few years ago. I would suggest that your Board review this state law. Also, your city may have a harassment ordinance.
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By KerryL1 on 12/21/2023 6:39 PM
I don't think a directors approaching a person is using "physical intimidation." I certainly did not suggest getting in their face. In my opinion, it simply means "I mean business." When I did this, I probably took 4-5 steps toward the violator--leaving me a dozen feet away-- a male twice my weight and several inches taller.
-- Why you think someone smaller and physically weaker could not hurt another is baffling.

-- Some people (men and women alike) know that if another person is attacking them, they must not go on the offense.

-- A portion of domestic violence victims are in fact men attacked by either their wives or female partners.
Quote:
Posted By KerryL1 on 12/21/2023 6:39 PM

My main point is that hiring a guard is a last resort-- and demonstrates weakness by the Board-- many steps can be taken before that.
You do not know the entire picture here. That you would call boards 'weak' and so try to bully them into not taking steps to ensure safety once again demonstrates that you are among the Captain Queegs of HOA Land.

To all boards: Safety first.
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By TerriS6 on 12/22/2023 3:56 AM
We have the same problem. Past boards never raised assessments, had a reserve account, or planned for maintenance. Now they raise assessments 20%/year plus wanted us to vote for a 57% increase, plus want a special assessment of $8,000. And all we have is roads and wildland greenbelt. So we have to pay for all our neighbors' past debt and all future debt - all on our shoulders. It's no wonder they are mad.
They are mad because they were not smart enough to actually read the HOA disclosure documents they received before closing on their homes.

Speaking of fairness and all.
TerriS6 (California)
Posts: 3,284
Posted:
Spoken with the arrogance and disdain for member serfs characteristic of boards we love to hate.
ElleN (Idaho)
Posts: 4,420
Posted:
TerriS6, tissue? Cookie?

I can appreciate your support of buyers not bothering to read contracts before they sign. It puts you in the "the heck with personal responsibility. I need my hand held..." camp.
TerriS6 (California)
Posts: 3,284
Posted:
Sometimes a new board member decides to change the maintenance standards and convinces other board members it's the smart thing to do. No way to have foreseen that by reading the docs. Your attitude is not improving.
ElleN (Idaho)
Posts: 4,420
Posted:
You pulled a bait and switch. First you posted:
Quote:
Posted By TerriS6
Past boards never raised assessments, had a reserve account, or planned for maintenance.
The absence of a reserve account, for one, would be in the documents disclosed to buyers before closing.

Then you switched to this:
Quote:
Posted By TerriS6 on 12/22/2023 10:27 AM
Sometimes a new board member decides to change the maintenance standards and convinces other board members it's the smart thing to do.


Bait and switch online forum maneuvers like the above make owners like yourself look as bad as the board members you so decry.

My "attitude" remains that what matters first and foremost is not how boards feel; or how owners feel; what matters is the governing documents, statutes and case law. Fact: In California, the law requires certain disclosures, including whether a reserve account exists.
TerriS6 (California)
Posts: 3,284
Posted:
I didn't bait and switch; our board did all of that.
ElleN (Idaho)
Posts: 4,420
Posted:
I think it is critical that readers here see how HOA/COA directors think (or sometimes, do not think).

I think it is also important for directors here to read that one of the biggest reasons (if not thee biggest reason) for an owner to be upset is the owner's unwillingness (often, flat-out refusal) to become educated about what he or she bought.

I see a shift in American culture. Health care is behind a lot of it. Insurers are cracking down. Meaning people need to study, on their own, to figure out what they need and what they should be paying.
KerryL1 (California)
Posts: 14,550
Posted:
You're off the deep end, here, elle. It's a huge stretch to say that standing and walking a few steps towards someone who's many feet away shows the potential to "hurt" someone.

More, the OP says ZERO about concerns for anyone's "safety" during the meetings. The owner-woman's non-stop mouth can be halted in many ways as shown above without spending extra funds and making a board meeting look like a danger zone.

Michael's contribution about MN looks worthwhile to check out, Christine re: the guy who threatens to damage common areas.

I also don't agree that many buyers are "not smart enough to read the disclosure documents." Your elitism, elle, shows up again.

Buyers often are unaware of or ignorant about the importance of carefully reading every page of the closing documents. This has nothing to do with being "smart enough."

TerriS6 (California)
Posts: 3,284
Posted:
All we received was a Declaration, nothing more. They didn't have a reserve account so there was no disclosure. And I didn't know what a reserve account was. The Declaration only refers to a maintenance fund but it does require a budget for long-term maintenance planning which didn't exist.
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By KerryL1 on 12/22/2023 10:55 AM
It's a huge stretch to say that standing and walking a few steps towards someone who's many feet away shows the potential to "hurt" someone.
Nonsense. The sole reason for walking towards someone like you describe is to physically intimidate It's about assault, meaning causing someone to apprehend harm, and not actual harm.
Quote:
Posted By KerryL1 on 12/22/2023 10:55 AM
I also don't agree that many buyers are "not smart enough to read the disclosure documents."
This is not what I posted and certainly does not capture the meaning of what I posed.
Quote:
Posted By KerryL1 on 12/22/2023 10:55 AM
Buyers often are unaware of or ignorant about the importance of carefully reading every page of the closing documents. This has nothing to do with being "smart enough."
A distinction without a difference. It was their responsibility to read the disclosures. That's why HOA disclosure statements are required in California and elsewhere. Doh.
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By TerriS6 on 12/22/2023 10:55 AM
All we received was a Declaration, nothing more.
Then you may have a cause of action against whomever California statutes require to provide xyz.
KerryL1 (California)
Posts: 14,550
Posted:
This is WHAT you wrote, elle, about buyers, "They are mad because they were not smart enough to actually read the HOA disclosure documents..."

I say many buyers are plenty "smart enough" but do not know what they do not know. In other words, many buyers have no knowledge about assessing reserves or, as Terri noted, that there is even such a thing as "reserves." I knew nothing about them in the 3 HOAs I bought into over the years.

AND, realtors, and others who make a living off of real estate sales have NO motivation to educate prospective buyers. It is in the self-interest of several involved in a sale to keep buyers ignorant. This has nothing to do with whether buyers are "smart enough." Being uneducated, ignorant, or uninformed about HOAs is NOT the same thing as "not being smart enough."

Then, too there are Boards that do their best to keep owners uniformed, ignorant and in the dark about what is "really" going on in their HOAs. Secret meetings, discussions among a quorum so that an open board meeting becomes just a rubber-stamping session with NO information conveyed are only a few ways that Board CAN keep owners uneducated.

Elle also wrote: "I think it is critical that readers here see how HOA/COA directors think (or sometimes, do not think)." How your short-lived board service educated you in the ways of most Boards, as if they're a homogeneous population-- where each board thinks the same way as everyone on other Boards is completely wrong headed.

KerryL1 (California)
Posts: 14,550
Posted:
This is WHAT you wrote, elle, about buyers, "They are mad because they were not smart enough to actually read the HOA disclosure documents..."

I say many buyers are plenty "smart enough" but do not know what they do not know. In other words, many buyers have no knowledge about assessing reserves or, as Terri noted, that there is even such a thing as "reserves." I knew nothing about them in the 3 HOAs I bought into over the years.

AND, realtors, and others who make a living off of real estate sales have NO motivation to educate prospective buyers. It is in the self-interest of several involved in a sale to keep buyers ignorant. This has nothing to do with whether buyers are "smart enough." Being uneducated, ignorant, or uninformed about HOAs is NOT the same thing as "not being smart enough."

Then, too there are Boards that do their best to keep owners uniformed, ignorant and in the dark about what is "really" going on in their HOAs. Secret meetings, discussions among a quorum so that an open board meeting becomes just a rubber-stamping session with NO information conveyed are only a few ways that Board CAN keep owners uneducated.

Elle also wrote: "I think it is critical that readers here see how HOA/COA directors think (or sometimes, do not think)." How your short-lived board service educated you in the ways of most Boards, as if they're a homogeneous population-- where each board thinks the same way as everyone on other Boards is completely wrong headed.

JohnC46 (South Carolina)
Posts: 14,265
Posted:
Quote:
Posted By KerryL1 on 12/22/2023 2:26 PM
This is WHAT you wrote, elle, about buyers, "They are mad because they were not smart enough to actually read the HOA disclosure documents..."

I say many buyers are plenty "smart enough" but do not know what they do not know. In other words, many buyers have no knowledge about assessing reserves or, as Terri noted, that there is even such a thing as "reserves." I knew nothing about them in the 3 HOAs I bought into over the years.

AND, realtors, and others who make a living off of real estate sales have NO motivation to educate prospective buyers. It is in the self-interest of several involved in a sale to keep buyers ignorant. This has nothing to do with whether buyers are "smart enough." Being uneducated, ignorant, or uninformed about HOAs is NOT the same thing as "not being smart enough."

Then, too there are Boards that do their best to keep owners uniformed, ignorant and in the dark about what is "really" going on in their HOAs. Secret meetings, discussions among a quorum so that an open board meeting becomes just a rubber-stamping session with NO information conveyed are only a few ways that Board CAN keep owners uneducated.

Elle also wrote: "I think it is critical that readers here see how HOA/COA directors think (or sometimes, do not think)." How your short-lived board service educated you in the ways of most Boards, as if they're a homogeneous population-- where each board thinks the same way as everyone on other Boards is completely wrong headed.


I cannot tell you how many times I have heard "but my realtor told me" and "but the person that I bought from told me".
KerryL1 (California)
Posts: 14,550
Posted:
Christine, I just read the following and it might be another way to discipline Ms BigMouth with low stress & no HOA funds.

An extremely well-known &. respected musician performed for about 800 people at an outdoor venue. A couple about 10 rows back kept talking to each other in loud voices so that the musician's solos were spoiled. a tend several rows away form the reported he out easily hear thm. He stopped 2-3 times and asked "the audience" to please keep quiet during the solos so that all could hear them. To no avail.

He finally stopped again, and sought the audience's help. "I don't know what to do! What do you think I should do??" Almost in one voice the audience shouted: "Make them leave the show!" The couple sorta crept out before security even could arrive.

When Ms Loudmouth keeps interrupting or speaking out of turn when asked by the meeting chair to stop violation the meeting rules, It makes great sense for the chair to finally ask the audience the musician's questions. "Ms XXX will not follow our rules! What should I (or we-to suggest the whole Board) do??"

If only 2-3 members attend, this may not be effective.

elle, when I was a schoolkid and misbehaved in the classroom or on the playground, a teacher would tell me to stop. I often did not. The teacher would then walk some steps toward me. And that was enough. I stopped. I did NOT fear physical violence so there was NO intimidation in that setting. But I knew if on the playground, the teacher could "bench" me. Or if in the classroom, the teacher would gesture for me to sit sort of in a corner alone.

Her approach simply said "I mean it!"
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By KerryL1 on 12/22/2023 2:26 PM
This is WHAT you wrote, elle, about buyers, "They are mad because they were not smart enough to actually read the HOA disclosure documents..."
Look back. This is not what I wrote "about buyers." It is what I wrote in response to TerriS6's comment, about her HOA's owners who are mad about reserve funding; assessment increases; special assessments; and the like.
Quote:
Posted By KerryL1 on 12/22/2023 2:26 PM
Elle also wrote: "I think it is critical that readers here see how HOA/COA directors think (or sometimes, do not think)." [snip stuff that seems to be a non sequitur]
You have a right to your opinion that it is not critical that readers here see how HOA/COA directors think (or sometimes, do not think). I have a much higher opinion of the value of HOATalk.
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By KerryL1 on 12/22/2023 2:45 PM
when I was a schoolkid and misbehaved in the classroom or on the playground, a teacher would tell me to stop. I often did not. The teacher would then walk some steps toward me.
Golly, imagine: Adults legally responsible for the behavior of kids walked towards the kids.
ChristineS7 (Minnesota)
Posts: 58
Posted:
In response to John C46, My experience in buying my condo (Minnesota) was that I was not allowed to look at the HOA finances until after I made an offer and it was accepted. THEN I could see the HOA information and rescind my offer if I did not like the way the HOAs looked. Not a great plan for the buyer. Christine
ChristineS7 (Minnesota)
Posts: 58
Posted:
In response to John C46, My experience in buying my condo (Minnesota) was that I was not allowed to look at the HOA finances until after I made an offer and it was accepted. THEN I could see the HOA information and rescind my offer if I did not like the way the HOAs looked. Not a great plan for the buyer. Christine
ChristineS7 (Minnesota)
Posts: 58
Posted:
In response to John C46, My experience in buying my condo (Minnesota) was that I was not allowed to look at the HOA finances until after I made an offer and it was accepted. THEN I could see the HOA information and rescind my offer if I did not like the way the HOAs looked. Not a great plan for the buyer. Christine
JohnC46 (South Carolina)
Posts: 14,265
Posted:
Quote:
Posted By ChristineS7 on 12/22/2023 3:22 PM
In response to John C46, My experience in buying my condo (Minnesota) was that I was not allowed to look at the HOA finances until after I made an offer and it was accepted. THEN I could see the HOA information and rescind my offer if I did not like the way the HOAs looked. Not a great plan for the buyer. Christine

Not the way I would handle it, but you could back out.

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