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MegC1 (South Carolina)
Posts: 11
Posted:
How ill-advised is it to overturn a rule after prior Boards have made homeowners spend thousands to tear out projects that were not ACC approved? Would the Board be open to legal action?

Background:
The community I live in has not allowed walkways on the side of the home connecting the front yard to the back yard since 2019 (yes they were allowed prior to 2019). They have even had homeowners spend thousands to rip out pavers. Many homeowners would like/have requested the walkway. The rules used to justify this are:
1. The ACC has ultimate approval and the rules are not all inclusive of every situation.
2. Decks and Patios
(a) Decks and patios cannot extend into a side yard beyond the side plane of the home.
(b) Decks must be waterproofed, sealed or stained a natural wood color.
(c) Ground-level patios must be constructed of concrete, stone or brick pavers.

The related rule in the DCCRs is: " No Dwelling or other building or Improvements on any Lot (including any stoops, porches, or decks) shall be erected or permitted to remain within the front (street right-of-way), side (abutting right-of-way for a corner Lot) or rear building setback lines as noted on the Plat. The area within such setbacks shall be the building envelope for the Lot as established by the ACC and as shown on the Plat (the "Building Envelope"). The foregoing notwithstanding, gazebos or similar minor aesthetic Improvements may encroach within the rear setback, provided that they: (i) are single story; (ii) contain less than one hundred fifty (150) square feet; and (iii) are not enclosed by walls or other surfaces unless such surfaces meet the requirements established for perimeter fencing in Section x.xx."
ElleN (Idaho)
Posts: 4,420
Posted:
MegC1, I think the biggest problem is going to be to get a majority of the board to see this in a logical and legal way.

Quote:
Posted By MegC1 on 10/24/2023 12:20 PM
How ill-advised is it to overturn a rule after prior Boards have made homeowners spend thousands to tear out projects that were not ACC approved? Would the Board be open to legal action?

Background:
The community I live in has not allowed walkways on the side of the home connecting the front yard to the back yard since 2019 (yes they were allowed prior to 2019). They have even had homeowners spend thousands to rip out pavers. Many homeowners would like/have requested the walkway. The rules used to justify this are:
1. The ACC has ultimate approval and the rules are not all inclusive of every situation.
By my reading over the years, the HOA board has ultimate approval. If you want to know why, ask.
Quote:
Posted By MegC1 on 10/24/2023 12:20 PM
2. Decks and Patios
(a) Decks and patios cannot extend into a side yard beyond the side plane of the home.
(b) Decks must be waterproofed, sealed or stained a natural wood color.
(c) Ground-level patios must be constructed of concrete, stone or brick pavers.
I do not feel a walkway is the same as a deck or patio. Hence I do not think this ACC-created rule applies.
Quote:
Posted By MegC1 on 10/24/2023 12:20 PM

The related rule in the DCCRs is: " No Dwelling or other building or Improvements on any Lot (including any stoops, porches, or decks) shall be erected or permitted to remain within the front (street right-of-way), side (abutting right-of-way for a corner Lot) or rear building setback lines as noted on the Plat. The area within such setbacks shall be the building envelope for the Lot as established by the ACC and as shown on the Plat (the "Building Envelope"). The foregoing notwithstanding, gazebos or similar minor aesthetic Improvements may encroach within the rear setback, provided that they: (i) are single story; (ii) contain less than one hundred fifty (150) square feet; and (iii) are not enclosed by walls or other surfaces unless such surfaces meet the requirements established for perimeter fencing in Section x.xx."
I am not so sure I would define pavers for a walkway on the side of the house to be an "improvement." This is mostly because: The covenant cites stoops, porches and decks but not walkways. When the courts see specific improvements named, they are not so quick to say that all "improvements" are prohibited. Toss in: "Improvement" is so vague that a court might very well call the word ambiguous and use the long-established precedent that,when an ambiguity exists and cannot be resolved by reading the entire Declaration, then the covenant is interpreted to allow the owner free enjoyment of property. This means a court might allow the pavers, because the Declaration is ambiguous. Toss in this as well: Often Declarations have a clause saying that the board's reasonable interpretations of the Declaration are binding on owners.

Does the Declaration have a definitions section? Does the definitions section define "Improvement"?

If the pavers are an "improvement," then the covenant is clear that they are not allowed on the side of the house. Meaning that, if the pavers are an improvement, the 2019 reversal (prohibiting pavers on the side of the house) is appropriate.

The chances that your board understands any of the above, from a covenant interpretation standpoint, are near zero. I say this not to be mean. But more to suggest that these all-volunteer HOA boards often make up things that seem reasonable to them. It's hard to blame them. They are not attorneys. Even if they were all attorneys, as I indicated above, they might not very well agree on how to interpret the covenants here. Also one trial court might take one position on this, and another trial court might take a different position.

If you are on this board, I think all you can do is vote based on your own understanding. Explain yourself once, entertain questions, but do not try to persuade anyone.

If I were on this board, I would vote my conscience, based on my understanding of the legalities here. In this case I would vote to permit the pavers on the side of the house, because I find "improvement," with the other language, too vauge.

When those who were ordered to remove the pavers get angry, I would sit there and calmly state that IMO boards do the best they can.

Also arguably a fair reading of the covenants would call for these owners to have sought approval prior to installation of the paver.

Let the chips fall where they may. I personally do not think those who were ordered to rip out the pavers have much ground on which to stand at this point.

Situations like this are one reason I think HOAs, with their all-volunteer boards, are ridiculous. But they are also not going away.
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By MegC1 on 10/24/2023 12:20 PM
The rules used to justify this are:
1. The ACC has ultimate approval and the rules are not all inclusive of every situation.
The bolded part is troubling to me. It sounds like whoever wrote this believes the ACC can make up its justification for approval or disapproval of a situation that the covenants do not address. In fact, if the covenants do not address a certain request an owner has, the board and ACC are either obliged to approve the request, or board/acc approval is not required in the first place.

There's a lot of directors who participate on boards in the belief that boards are Spanky's clubhouse (as in the Our Gang series, where kids make up rules that make sense to them and then try to force other kids to abide by the rules). Covenants are contractual terms. If the covenants are silent about xyz, a board does not have the legal right to make up rules from thin air about xyz.
MegC1 (South Carolina)
Posts: 11
Posted:
Thanks ElleN for your thoughts!

DCCRs define everything as an Improvement (grass, trees, etc.) - "Improvement shall mean any and all man-made changes or additions to any portion of the Property, as well as all grass, shrubs, trees, vegetation or landscaping on any Lot."
So therefore all of the homeowner planted vegetation on the side of the homes would also be an improvement (which is allowed). It is way too broad of a definition in my opinion.

Additionally you are spot on in that the ACC (and Board) make up rules that they view as reasonable and then use it as precedent for future decisions. I'm in a state that doesn't have much recourse unless someone wants to sue, so hopefully over the next few years we can have more Board turnover.
ElleN (Idaho)
Posts: 4,420
Posted:
MegC1, and thank you for homing in on my request for the definition of "Improvements," if available. And indeed as you posted, it is.
Quote:
Posted By MegC1 on 10/24/2023 1:51 PM

DCCRs define everything as an Improvement (grass, trees, etc.) - "Improvement shall mean any and all man-made changes or additions to any portion of the Property, as well as all grass, shrubs, trees, vegetation or landscaping on any Lot."
I would have to see the entire Declaration to comment further. I mean, is the Declaration saying that all the grass, shrub, trees and vegetation are Improvements? And did the original landscaping abide by the covenants prohibiting Improvements within the setback lines?

I think the simple truth is that after a couple of decades, this kind of complexity (or just poorly written covenants) ends up with ACC standards not really existing, because boards are scratching their heads, with everyone having an opinion. Yet no opinion represents a fact. Meanwhile owners tend to want their individuality. Covenants? Owners do not need no stinking covenants.

I just keep in mind that developers literally crank out subdivisions, with dollar signs in their eyes and speaking that used car-realtor patois lingua franca. They could truly care less about the all-volunteer boards that have to administer the HOA subsequently.
CathyA3 (Ohio)
Posts: 6,299
Posted:
If I were on the board, I would want to first have a chat with the attorney about the likelihood that the HOA would have to reimburse angry homeowners for the money they spent tearing out pavers. It's a good idea to figure out potential risks before taking an action, rather than finding out when the consequences land in your lap.

I second the comments about volunteer ACC committees running amok and creating unnecessary problems. (I also view pavers as "landscaping" rather than improvements similar to decks or gazebos.)
JohnC46 (South Carolina)
Posts: 14,265
Posted:
Quote:
Posted By CathyA3 on 10/25/2023 4:55 AM
If I were on the board, I would want to first have a chat with the attorney about the likelihood that the HOA would have to reimburse angry homeowners for the money they spent tearing out pavers. It's a good idea to figure out potential risks before taking an action, rather than finding out when the consequences land in your lap.

I second the comments about volunteer ACC committees running amok and creating unnecessary problems. (I also view pavers as "landscaping" rather than improvements similar to decks or gazebos.)

I agree.
JoeN6 (Virginia)
Posts: 94
Posted:
The owners with handicapped wheelchair bound family members were forced to rip out pavers, ? How about the elderly with mobility impairments
TimB4 (Tennessee)
Posts: 21,059
Posted:
Quote:
Posted By JoeN6 on 10/25/2023 11:32 AM
The owners with handicapped wheelchair bound family members were forced to rip out pavers, ? How about the elderly with mobility impairments

For the wheelchair member, I would have argued fair housing act - as needed them to access the rear yard.

Elderly - might not have the same claim but could argue for safety reasons.
MegC1 (South Carolina)
Posts: 11
Posted:
It was not a handicapped wheelchair or elderly homeowner, but you make a very very important point. I think a homeowner's unique needs can get overlooked for the sake of consistency/uniformity.
KellyM3 (North Carolina)
Posts: 2,239
Posted:
Quote:
Posted By ElleN on 10/24/2023 1:25 PM
Posted By MegC1 on 10/24/2023 12:20 PM
The rules used to justify this are:
1. The ACC has ultimate approval and the rules are not all inclusive of every situation.
The bolded part is troubling to me. It sounds like whoever wrote this believes the ACC can make up its justification for approval or disapproval of a situation that the covenants do not address. In fact, if the covenants do not address a certain request an owner has, the board and ACC are either obliged to approve the request, or board/acc approval is not required in the first place.

There's a lot of directors who participate on boards in the belief that boards are Spanky's clubhouse (as in the Our Gang series, where kids make up rules that make sense to them and then try to force other kids to abide by the rules). Covenants are contractual terms. If the covenants are silent about xyz, a board does not have the legal right to make up rules from thin air about xyz.

ARCs are often given subjective, decision-making authority over a submitted project application. Corrupt ARCs can be bullies but the issue lies not in the covenants but the corrupt and partial ARC members whose decisions could face appeal to the greater HOA board.

Where covenants are silent, HOA boards can certainly create policies. Those policies would be subject to repeal. Hence, rulemaking by HOA boards isn't the wisest course of action.
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By KellyM3 on 10/25/2023 4:53 PM

ARCs are often given subjective, decision-making authority over a submitted project application.
The courts have said they have to be reasonable and the ARC-created or Board-created rules must be within the bounds of the covenants.
Quote:
Posted By KellyM3 on 10/25/2023 4:53 PM
Where covenants are silent, HOA boards can certainly create policies.
When it comes to use restrictions, boards may not lawfully create "policies" that are outside the covenants.
TimB4 (Tennessee)
Posts: 21,059
Posted:
I think Kelly is talking about the typical subjectivity:

Aesthetics

If not spelled out in the covenants or a policy resolution, this would include style, material, etc.
KellyM3 (North Carolina)
Posts: 2,239
Posted:
Quote:
Posted By TimB4 on 10/25/2023 6:00 PM
I think Kelly is talking about the typical subjectivity:

Aesthetics

If not spelled out in the covenants or a policy resolution, this would include style, material, etc.

Yes. ARC boards can apply "aesthetic taste" standards to applications, which can be unfair if abused.
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By KellyM3 on 10/26/2023 7:22 AM
Posted By TimB4 on 10/25/2023 6:00 PM
I think Kelly is talking about the typical subjectivity:

Aesthetics

If not spelled out in the covenants or a policy resolution, this would include style, material, etc.


Yes. ARC boards can apply "aesthetic taste" standards to applications, which can be unfair if abused.
I hope you mean, "which courts might rule violates the covenants." In other words, for any "standards" the ARC might impose, best practices is for them to be within the covenants and written down, in guidance published to owners.

From my reading of the case law, the covenants had better allude to things like style and material for any rules set by the ARC on these matters to be enforceable by a court.

In short, my position: ARCs do not have that much wiggle room.
TimB4 (Tennessee)
Posts: 21,059
Posted:
Quote:
Posted By ElleN on 10/26/2023 8:30 AM

From my reading of the case law, the covenants had better allude to things like style and material for any rules set by the ARC on these matters to be enforceable by a court.

In short, my position: ARCs do not have that much wiggle room.

Granted, if challenged, there might not be that wiggle room.

Realistically, most members look at the cost, time and energy involved in bringing legal action that (I would estimate) 99% of the decisions are never challenged.

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