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LizD3 (California)
Posts: 200
Posted:
Had a building emergency a few weeks ago that had to be fixed immediately. All neighbors away from home, except me. I emailed all neighbors, got recommendations for a vendor, used the recommended vendor, and because the neighbor with access to HOA funds was not home, I paid the bill with my own money.

I sent the bill to the HOA for reimbursement. Crickets. So I sent a demand letter. More crickets.

I’d prefer to have them pay without going to small claims – any advice on getting them to do that?

Failing that, I’m off to small claims (never did this before). Any insight/experience/advice you can share?
CathyA3 (Ohio)
Posts: 6,299
Posted:
Please remind me: are you on the board?

Otherwise, if a homeowner took it upon themselves to have common elements repaired, that homeowner may have an interesting time since that person has no authority to authorize such a repair. At the very least, the association's insurer may have Thoughts and Opinions.

In that homeowner's shoes, I'd be thinking more along the lines of throwing myself on the board's mercy and hoping that they agreed with me that the issue involved a genuine emergency - eg. a pipe burst in an upstairs area.
ElleN (Idaho)
Posts: 4,420
Posted:
Did you send the demand letter certified mail? If not, send another one certified mail.

Also send a request for IDR and follow the steps for the latter given at Davis-Stirling.com. You want to show the judge that you did everything required.

Does the amount of money involved warrant all the trouble to which you will go with small claims court?

In court, I agree with Cathy that the HOA may very well respond that it did not authorize the repair. Documentation that this was an emergency and you tried to contact all owners is important. Delete none of the emails on your server. Printouts of emails typically are not enough.
LizD3 (California)
Posts: 200
Posted:
I did not send the demand letter certified mail, but I have already received a response, so I have proof it was received. Is that sufficient?

What do you mean “printouts of emails typically are not enough,” please? It’s not like I’m bringing (or relinquishing) my computer to the court, so printouts are all I have. If I can’t use printouts, what do you recommend I use?
KerryL1 (California)
Posts: 14,550
Posted:
As a 4-unit HOA, are your units all attached or are some separate, or? Was the emergency caused by a common area failure, or by something inside of a separate interest unit? Was it a water intrusion emergency?
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By LizD3 on 06/07/2023 2:29 PM
It’s not like I’m bringing (or relinquishing) my computer to the court
That's right; you are not bringing your computer to court. What the courts require to prove authenticity of emails is much more involved and expensive. The reason for this is it is too easy to alter a pdf file or what have you that is supposedly a printout of an email exchange.

Just delete nothing from your server.

You can google on the topic of:

"emails" "evidence" "court"

and get some understanding of what is involved. I will say that emails (for one) as potential lawsuit evidence has resulted in a powerful weapon to harass. Today one of the first letters an attorney, close to filing suit, writes to the adverse party (the HOA in your case) is to do xyz to preserve all emails //on the server//. If the HOA does not preserve all emails, and the plaintiff can prove it purposely did not do so, it's big trouble for the HOA. It's complicated.

I do not know what proof you have of receipt, so I cannot opine (as a layperson who reads a lot) about its sufficiency if this goes to small claims court.
LizD3 (California)
Posts: 200
Posted:
Kerry – Attached, water intrusion, from the building connection to the city main line (water paid for by building; not individual condos). It hit our condo, first, and would have made its way through the building if I had not acted so quickly. Vendor has confirmed, in writing, that it was a building failure, not my condo.

Ellen - much thanks
KerryL1 (California)
Posts: 14,550
Posted:
Given your HOA size, to whom did you send the bill and your request for reimbursement? I assume a director? Would it make sense to send another--certified mail- to a different director?

I live in a condo building too so also know how quickly water intrusion must be handled, so you did, imo, the right thing. The other three unit owners should be thanking you!

We've seen here that Terri has a lot of expense with small claims court. But perhaps your board will vote to reimburse you at its next meeting.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
What was the nature of the "emergency"? I am not seeing an immediate need or desire for the HOA to pay out any money. Typically even in an emergency one doesn't take the matters into their own hands. There is a process. If it was a water issue and the main to the building had to be turned off, so be it. That is free. It just means you and the other owners will not have water until the issue is addressed. Which meant the other neighbors and the person whom has access to the money should have been involved. It just may have taken longer than you wanted it to.

Example: Our pool pump blew up and stripped some of the screws out on 4th of July weekend. Luckily it happened in the morning prior to the pool opening. I had to shut down the pool for the entire HOA. Put a sign up and locked the gates. After that, I called up as many board members available that weekend. Asked them if they wanted to repair the pool pump that day or wait till could find a proper vendor. They agreed to get it fixed ASAP. Plus agreed for me to go get the parts. Would have to submit a bid to the board to send in to the accountant when they opened that weekday. The bid worked as a "receipt". It just took a handful of screws and my driving around the entire city trying to find a pool store open. Ended up going to Lowes for the screws. Lined up a vendor for a permanent fix later that week.

The steps were followed correctly for me to be reimbursed. Which was to contact board members. Get approval for the repair and timeline. Purchase/line up the vendor. Submitted receipts/bid to the board during our meeting to submit to the accountant to be reimbursed. It was shown in our meeting minutes and expense reports.


Former HOA President
KerryL1 (California)
Posts: 14,550
Posted:
There's a big difference between damage to pool/deck, and damage to residential units's interiors. Liz says her action deterred damage to their units.

I agree it's a common area problem so the "association" is responsible to correct it. But, according to Liz no board members were home. If her building is like my condo building, only the Fire Dept. or the Water Dept. can turn off the main valve from the City to the units. Liz wrote it needed to be "fixed immediately," so we can assume water was flowing fast, not trickling. Interesting question, though. How was City water turned off, Liz?
CathyA3 (Ohio)
Posts: 6,299
Posted:
Quote:
Posted By ElleN on 06/07/2023 2:48 PM
Posted By LizD3 on 06/07/2023 2:29 PM
It’s not like I’m bringing (or relinquishing) my computer to the court
That's right; you are not bringing your computer to court. What the courts require to prove authenticity of emails is much more involved and expensive. The reason for this is it is too easy to alter a pdf file or what have you that is supposedly a printout of an email exchange.

Just delete nothing from your server.

You can google on the topic of:

"emails" "evidence" "court"

and get some understanding of what is involved. I will say that emails (for one) as potential lawsuit evidence has resulted in a powerful weapon to harass. Today one of the first letters an attorney, close to filing suit, writes to the adverse party (the HOA in your case) is to do xyz to preserve all emails //on the server//. If the HOA does not preserve all emails, and the plaintiff can prove it purposely did not do so, it's big trouble for the HOA. It's complicated.

I do not know what proof you have of receipt, so I cannot opine (as a layperson who reads a lot) about its sufficiency if this goes to small claims court.

Even if people attempt to delete their emails, a court can subpoena them from the ISP. And will do so, since anyone involved in a dispute can have a vested interest in altering the record. Takes a while longer and probably costs a whole lot more, but the court will get the emails.

Email, unlike love, is forever.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Again if this was a water leak, then she should have contacted the water department or whomever is responsible for shutting off the water. Once that is done, THEN you work on addressing the repairs necessary. You STOP the emergency. It is going to be an inconvenience until a decision can be made. However, it is NOT up to you to decide for ALL what that is. No one is at home, then that means NO ONE IS HOME to make a decision. It may mean you have to go to a hotel till they come home to address the issue. If that is the case, then you can ask for hotel stay to be reimbursed by insurance or HOA.

One day I woke up to find my power line from my house hanging low across the street. I called the Utilities department to come fix. It turns out they disconnected the power line from my house completely. Wound it up and hung it on the pole. Told me I had to get the issue fixed and inspected on my side before they would reconnect. It took me 2 days to get with my insurance company. Another 3 days to find a contractor. It was 14 hours of work re-wiring my house. Mind you it was 100 + degrees, 4 dogs, and no power for a week! This was an Emergency repair.

Emergency happen. You prevent the damage making it worse. After that you have to deal with the ramifications like it or not. Plus in a HOA your NOT alone dealing with it. You alone can't make the decision for many. You all have to take the time to figure it out together.

I can see the rest of your HOA dragging their heels in paying. Mostly because you did take the situation into your own hands. Did not give it the time for them to respond. It's like someone crashed into their car while they were out. You decided to call a tow company to remove the car. Send them the bill. Who asked you to move their car? Plus they may know someone who has a tow truck. The point is that you don't jump into action in a HOA without consideration for others. Which from all your posts seems you really don't have that for others.

Former HOA President
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By CathyA3 on 06/08/2023 4:00 AM

Even if people attempt to delete their emails, a court can subpoena them from the ISP. And will do so, since anyone involved in a dispute can have a vested interest in altering the record. Takes a while longer and probably costs a whole lot more, but the court will get the emails.

Email, unlike love, is forever.
I do not think this is so. Time and again sites on the internet say it's often possible for law enforcement authorities and other experts (via court order) to recover deleted emails, but it is not guaranteed these authorities and experts will be successful.
CathyA3 (Ohio)
Posts: 6,299
Posted:
Quote:
Posted By ElleN on 06/08/2023 6:51 AM
Posted By CathyA3 on 06/08/2023 4:00 AM

Even if people attempt to delete their emails, a court can subpoena them from the ISP. And will do so, since anyone involved in a dispute can have a vested interest in altering the record. Takes a while longer and probably costs a whole lot more, but the court will get the emails.

Email, unlike love, is forever.
I do not think this is so. Time and again sites on the internet say it's often possible for law enforcement authorities and other experts (via court order) to recover deleted emails, but it is not guaranteed these authorities and experts will be successful.

Perhaps I should have said "assume email is forever".

That's the point: email account holder doesn't control the action and can't rely on deleting their emails or even their accounts. It will depend on what actions the ISP takes after this, and when. I am deeply skeptical of law enforcement's ability to track stuff onto the dark web. But just because you have no evidence that your data has been stolen doesn't mean that it hasn't been (it probably has and is being sold and resold by the bad guys).

Being the cynical type, I also believe that the authorities' and experts' success at retrieving emails is directly proportional to the stake they have in the outcome and inversely proportional to the ISP's interest in protecting its turf. Yes, I understand what the law says. Nevertheless...

And lord knows what AI is going to do with it all.

MelissaP1 (Alabama)
Posts: 13,836
Posted:
Again... If these people were not at home then why would they care if water was off or not? It would have been considered something to deal with after the water turned off. That mitigated damage turning off. That is all steps needed to take.

Former HOA President
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By CathyA3 on 06/08/2023 7:56 AM

Perhaps I should have said "assume email is forever".
I agree HOA owners, directors, officers and managers should assume that their deleted emails can and will be retrieved if a dispute lands in court.

Avoid long email exchanges.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Since focused now on these emails... What is it going to prove exactly? That she contacted them NOT in a meeting environment and they were not home. Exactly proving the point of the HOA for not taking action as these decisions by email may not be considered official. Just that they were contacted about the situation going on. There is no agreement to fixing nor reimbursing expenses if incurred.

So telling her to use these emails just proves that this was not a HOA board decision to address the emergency nor agreed upon solution. Or did I miss something here?

Former HOA President
CathyA3 (Ohio)
Posts: 6,299
Posted:
Quote:
Posted By MelissaP1 on 06/08/2023 8:23 AM
Since focused now on these emails... What is it going to prove exactly? That she contacted them NOT in a meeting environment and they were not home. Exactly proving the point of the HOA for not taking action as these decisions by email may not be considered official. Just that they were contacted about the situation going on. There is no agreement to fixing nor reimbursing expenses if incurred.

So telling her to use these emails just proves that this was not a HOA board decision to address the emergency nor agreed upon solution. Or did I miss something here?

The emails prove that she attempted to contact the board members for what sounds like a true emergency and that they did not respond.

Cell phone records are often used in a similar fashion.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Exactly Cathy... Follow that logic... Shows that they did not respond. That means there was no decision made on how to handle the situation. Which includes if she gets reimbursed or not for contacting a contractor.

The HOA has a right to make an informed decision whether or not it is on your timeline. You reached out. Mitigated more damage by shutting the water. That is where you STOP. Otherwise you end up in this situation.

Former HOA President
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Exactly Cathy... Follow that logic... Shows that they did not respond. That means there was no decision made on how to handle the situation. Which includes if she gets reimbursed or not for contacting a contractor.

The HOA has a right to make an informed decision whether or not it is on your timeline. You reached out. Mitigated more damage by shutting the water. That is where you STOP. Otherwise you end up in this situation.

Former HOA President
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By MelissaP1 on 06/08/2023 10:33 AM
The HOA has a right to make an informed decision whether or not it is on your timeline.
So the HOA might argue in small claims court. However I trust the OP will point out that a HOA has an obligation to maintain and repair the common areas. I expect courts can and have declared that the HOA's "right" to do things on its own timeline stops when the HOA's timeline is unreasonable.

If I were the small claims court judge, then I would weigh (1) the extent to which this was an emergency; (2) how different the costs would be if this were not treated as an emergency; and (3) order the HOA to reimburse Liz at least the amount the HOA would have paid had it gone out and obtained bids.

MelissaP1 (Alabama)
Posts: 13,836
Posted:
Do you have enough details of what the emergency the OP is stating? The timeline? The circumstances? I do not have enough details to judge if the OP had to take the actions they did.

How do we know the board members were not home due to vacation? Work? Out running errands?

Former HOA President
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By MelissaP1 on 06/08/2023 11:50 AM
I do not have enough details to judge if the OP had to take the actions they did.
Finally, some truth comes out of your keyboard.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
That has been what been saying the whole time before people just jumped in with take them to Court and fish for emails.

Even with the emails and records it just proves the HOA did nothing wrong by not immediately responding. It shows why they did not and they did not agree to repairs.

So keep telling the OP they have a case by having them prove the HOA has one against them.

Former HOA President
ElleN (Idaho)
Posts: 4,420
Posted:
Quote:
Posted By MelissaP1 on 06/08/2023 12:40 PM
Even with the emails and records it just proves the HOA did nothing wrong by not immediately responding.
I thought you said no one here has all the facts.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Air rushes over head... The facts presented so far is the OP wants reimbursed for paying a contractor for an emergency repair. The HOA is not paying them back.

For some reason the advice has been to take the HOA to court and find all corespondence as proof the HOA did not do their job.

As far as I know about responding to real emergency situations in a HOA one does not take matters into their own hands. They stop the emergency by example calling fire department for a fire. They do not decide to rebuild the house because no one took a tion in their opinion.

Former HOA President
DeanJ
Posts: 1,786
Posted:
Good luck in court. You hired the contractor, it is your responsibility to pay for it.
TimB4 (Tennessee)
Posts: 21,059
Posted:
Quote:
Posted By LizD3 on 06/07/2023 12:07 PM

I emailed all neighbors,

Did you simply notify or get responses of approval?

Quote:
Posted By LizD3 on 06/07/2023 12:07 PM

got recommendations for a vendor

From the other owners or ????

Quote:
Posted By LizD3 on 06/07/2023 12:07 PM

and because the neighbor with access to HOA funds was not home, I paid the bill with my own money.

How quickly did all of this happen?

One day, a week, an hour?
KerryL1 (California)
Posts: 14,550
Posted:
I also asked Liz a question and it seems she's not replying lately.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Probably because not giving her the answers she wants to hear. Or we not doing what the good book says ..

Former HOA President
LizD3 (California)
Posts: 200
Posted:
So sorry for not responding earlier – busy days. Answers:

It was a catastrophic emergency – gallons and gallons of sewage backed up, into building. Hit my condo first. Extremely disgusting (spent hours afterward scrubbing bathroom). If I had not immediately dealt with it, it would have progressed to all the other condos (my condo was first on the building main line). Exchanged emails with other owners/Board members when this hit (they were not home; on vacation, I think). Used a plumber recommended by one Board member. I paid because I had no access to HOA funds (plumber would not invoice us).

Sent bill to Board. No response. Sent emails reminding re: reimbursement. No response. Few weeks go by. No response. Finally sent demand letter. Historically, I know it is futile to reason/explain/etc. so I’m prepared to just go to court.

HOA pays all water and sewage and the sewage backed up from the main line that the entire building uses (plumber put that in writing on the bill). So the building should pay (and it would be nice if any of the neighbors thanked me for managing a disgusting problem that took hours to deal with!).

Did that answer everything? And thanks to all – great insight and suggestions which is so appreciated!
MelissaP1 (Alabama)
Posts: 13,836
Posted:
That made things clearer. Not sure it was a HOA issue as much as insurance. No wonder the others did not respond. It was just your unit. That did not make it an HOA emergency. It made it yours. Which you stopped some how. Should have called your homeowners insurance company. They would tell you if or if anything fell onto the HOA side. It may been an insurance to insurance thing.

Former HOA President
LizD3 (California)
Posts: 200
Posted:
Melissa, no, it was not just a problem for my unit, it was a problem for the building. It just hit my unit first. If I had not reacted so quickly, it would have hit the other units, as well. Think of it this way: if a tree falls on the roof, tearing a hole, and the rain gets in. Is it a problem for the unit on the top floor, or is it a problem for the entire building?

Melissa, when, exactly were you an HOA president?
MelissaP1 (Alabama)
Posts: 13,836
Posted:
No. It was just your unit inside the others. You own your unit.

Former HOA President
KerryL1 (California)
Posts: 14,550
Posted:
Melissa, Liz's HOA IS a 4-Unit condo building. Any water intrusion threatens individual units and the common area walls, overall common area structure, etc.

Thanks for the clarification, Liz. Ewwww. Your neighbors are lucky you were home & took action.
LizD3 (California)
Posts: 200
Posted:
Sewage pipes owned by building. Sewage pipes blocked. Sewage backed up into my unit. Sewage responsibility of building.

Can’t make it any clearer than that.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
So then you make an insurance claim and they go after the HOA insurance for what they are responsible for.

Former HOA President
ElleN (Idaho)
Posts: 4,420
Posted:
Melissa, you are all messed up. Liz is asking for reimbursement for the repair made to the common area sewage system.

Liz, just ignore her. She digs into untenable, nonsensical positions all the time. She never owns even the most blatant, easily confirmed mistakes and typically continues to make the same mistake.
LizD3 (California)
Posts: 200
Posted:
Thanks, Ellen.
KerryL1 (California)
Posts: 14,550
Posted:
Melissa's only HOA experience is with SFHomes, so she's generally outta her league when she tries to advise about condos. You did ask he when she was an HOA prez. Let's see iff she replies.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Let us see if I do... Well there you go... I am... The facts are facts. The HOA would have to made a decision on how to fix their pipe BEFORE it was touched. Any damages could be divided between insurances. Not sure why you all can't see this could be an HOA insurance claim and not a direct reimburement from the budget...

Former HOA President
LayaS (Nebraska)
Posts: 249
Posted:
Sigh! It's a four unit condo. The repair was to common property. The insurance that would pay is the condo insurance not individual owners' insurance. The Board should submit a claim to the insurance and get paid then turn around and reimburse Liz.

Have you never heard of this before?
LizD3 (California)
Posts: 200
Posted:
Update: I was reimbursed, in full. But I’ll never again be the good guy and take care of a building emergency when the Board member who jealously clutches the HOA checkbook to their withered heart decide to have a nice little vacation away from home.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
How dare a volunteer take vacation. The HOA money is EVERY members money. It is not just the board. They may write and approve the checks but only on the other members behalf. I am sure if someone else did this you would question it and ask why they get reimbursed.

Former HOA President
ElleN (Idaho)
Posts: 4,420
Posted:
LizD3, thank you for the update. I am glad you were reimbursed. I bet your response to this situation helps someone else down the line.

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