Insurancce & Registration

LetA (Nevada)
Posts: 2,679

Posted:

Should or Could a gated HOA required all owners and their tenants to submit to the HOA proof of
valid insurance and vehicle registration if people want to park their vehicles on the street?
Asking ahead for a friend that woke up to significant front end damage to their vehicle
and the offender drove off without doing the right thing and report it.

TimB4 (Tennessee)
Posts: 21,059

Posted:

Can they? They could make it a requirement in order to get a code/keyfob.
For legalities - check with an attorney.

Could they hand out that info to your friend if they had it - They should not without a court order.

Regarding the incidence you identify - this is not an HOA issue.

JohnT38 (South Carolina)
Posts: 1,631

Posted:

Quote:

Posted By LetA on 06/27/2022 4:07 PM
Should or Could a gated HOA required all owners and their tenants to submit to the HOA proof of
valid insurance and vehicle registration if people want to park their vehicles on the street?
Asking ahead for a friend that woke up to significant front end damage to their vehicle
and the offender drove off without doing the right thing and report it.

I can't even imagine how you would track this and keep it updated accurately. For me personally, thumbs down.

MarkR21 (North Carolina)
Posts: 710

Posted:

This idea is full of holes. Install security cameras would be my suggestion

MelissaP1 (Alabama)
Posts: 13,836

Posted:

No. This is not a requirement to even be a member of the HOA. You can't make it one to use the facilities they pay for.

Former HOA President

BillH10 (Texas)
Posts: 1,217

Posted:

The Declarations of some of the condominium properties we manage require the owners/tenants/occupants to provide details regarding vehicles parked on the property (excepting guests): registered owner, year, make, model, color, and license plate.

We do not ask for a copy of the registration, just the completion of a simple form.

Insurance and actual proof of registration/ownership? Beyond the pale.

SheliaH (Indiana)
Posts: 6,964

Posted:

Without proof, like a time and date stamped photo of the car running into the car, what good will this do? Do you plan to file claims with EVERYONE in hopes the culprit will confess? What will you do if the damage was caused by someone who doesn't live in the community at all?

That's why uninsured motorist insurance was invented, so I hope you (excuse me, your friend") has it.

If it is not right do not do it; if it is not true do not say it. Marcus Aurelius

LetA (Nevada)
Posts: 2,679

Posted:

Quote:

Posted By SheliaH on 06/28/2022 11:05 AM
Without proof, like a time and date stamped photo of the car running into the car, what good will this do? Do you plan to file claims with EVERYONE in hopes the culprit will confess? What will you do if the damage was caused by someone who doesn't live in the community at all?

That's why uninsured motorist insurance was invented, so I hope you (excuse me, your friend") has it.

Proof not exactly clear showing the "whole" picture, but 1/4 is better than none. Don'tcha just LOOOOOOVE renters.

I also find it quite odd that they are now hiding one of their vehicles, how decidedly convenient.

PatJ1 (North Carolina)
Posts: 568

Posted:

Quote:

Posted By LetA on 06/28/2022 1:13 PM

Posted By SheliaH on 06/28/2022 11:05 AM
Without proof, like a time and date stamped photo of the car running into the car, what good will this do? Do you plan to file claims with EVERYONE in hopes the culprit will confess? What will you do if the damage was caused by someone who doesn't live in the community at all?

That's why uninsured motorist insurance was invented, so I hope you (excuse me, your friend") has it.

Proof not exactly clear showing the "whole" picture, but 1/4 is better than none. Don'tcha just LOOOOOOVE renters.

I also find it quite odd that they are now hiding one of their vehicles, how decidedly convenient.

This needs to be reported to the police and the insurance company. The police need to know where it's hiding.

LetA (Nevada)
Posts: 2,679

Posted:

Quote:

Posted By PatJ1 on 06/28/2022 2:28 PM

Posted By LetA on 06/28/2022 1:13 PM

Posted By SheliaH on 06/28/2022 11:05 AM
Without proof, like a time and date stamped photo of the car running into the car, what good will this do? Do you plan to file claims with EVERYONE in hopes the culprit will confess? What will you do if the damage was caused by someone who doesn't live in the community at all?

That's why uninsured motorist insurance was invented, so I hope you (excuse me, your friend") has it.

Proof not exactly clear showing the "whole" picture, but 1/4 is better than none. Don'tcha just LOOOOOOVE renters.

I also find it quite odd that they are now hiding one of their vehicles, how decidedly convenient.

This needs to be reported to the police and the insurance company. The police need to know where it's hiding.

The Police won't do Jack about a hit and run on private property, they already told me that when I filed the report yesterday.
Insurance has been called, it is all just a waiting game now. Karma will pay them back in spades.