NpB (Arizona)
Posts: 605
Posts: 605
Posted:
Some units in our HOA have a backyard wall that is half a private wall and half a common wall--meaning that part of the wall is in the owner's backyard, and is the responsibility of the individual owner and the other side of the wall is HOA common property. The wall in question is very long and some parts of the common area wall have water/irrigation damage originating from the backyard of the owner. The damage to the common area wall size is haphazard and consistent with the backyards that have excessive foliage that need lots of water. Common sense would indicate that excessive water from private owners backyards is causing damage to some sections of the common area wall.
Our CC&Rs indicate that owners are responsible for willful or neglectful damage to common area property. The side of the wall that abuts common property that is haphazardly damaged is considered common property and was painted 3 years ago using HOA funds. I don't think it's fair for all owners to pay for repairs to parts of this wall due to excessive watering by some owners.
Owners in our HOA have a historically not accepted decisions against them very well psychologically. I think it is best to come fully prepared with CC&R documentation and proof that their excessive watering is the cause.
How would one find an expert with credentials and many years of experience in masonry to provide written documentation that the cause of damage to the common property side of the wall is due to the owner excessive watering?
Would filing an insurance claim yield an expert adjuster or investigator to document that the cause is owner excessively watering? If the expert adjuster or investigator determines this, then I assume the insurance company would deny the claim and not pay to repair.
If the HOA pays for the repair to the common area of the wall damaged by excessive irrigation and does a chargeback to the owner and the owner does not pay, can the HOA place a lien on the owner's unit for non-payment?
Have any of your been through a similar situation in your HOA?
I am in Arizona. This is a planned community, not a condo community where there are limited common elements.
Our CC&Rs indicate that owners are responsible for willful or neglectful damage to common area property. The side of the wall that abuts common property that is haphazardly damaged is considered common property and was painted 3 years ago using HOA funds. I don't think it's fair for all owners to pay for repairs to parts of this wall due to excessive watering by some owners.
Owners in our HOA have a historically not accepted decisions against them very well psychologically. I think it is best to come fully prepared with CC&R documentation and proof that their excessive watering is the cause.
How would one find an expert with credentials and many years of experience in masonry to provide written documentation that the cause of damage to the common property side of the wall is due to the owner excessive watering?
Would filing an insurance claim yield an expert adjuster or investigator to document that the cause is owner excessively watering? If the expert adjuster or investigator determines this, then I assume the insurance company would deny the claim and not pay to repair.
If the HOA pays for the repair to the common area of the wall damaged by excessive irrigation and does a chargeback to the owner and the owner does not pay, can the HOA place a lien on the owner's unit for non-payment?
Have any of your been through a similar situation in your HOA?
I am in Arizona. This is a planned community, not a condo community where there are limited common elements.