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JasonS19 (Maryland)
Posts: 20
Posted:
I do wish to apologize up front regarding the length of this post, it is indeed rather long so I believe presenting is in several parts would be best.

My neighborhood is governed by an HOA built within an incorporated city surrounded by village centers. Many of ones daily necessities are within walking distance, grocery stores, restaurants, post office, gas stations and the like can all be found directly across the street. And while this is extremely convenient it brings with it a substantial amount of traffic including Semi-Trucks delivering goods 24 hours a day, even during the wee hours of the morning.

To provide some perspective, the size of the intersection leading into our development has 16 separate lanes of traffic and is situated less then 100 feet from the nearest neighborhood home.

The builder of the development understood how this could negatively impact homeowners and therefore designed features to mitigate the situation. A large dirt berm was constructed running along the entire face of the neighborhood, which was then densely populated with evergreen trees. This privacy sight and sound barrier served the neighborhood for well over 20 years until the board decided that a landscaping project held more importance.

Again as one of the few homeowners to attend board meetings, I objected to the proposal of destroying a much needed feature that was purposely designed to serve a purpose. As I presented my arguments explaining how the trees blocked the sights and sounds of the adjacent intersection, the board however argued the barrier was no longer effective and insisted the evergreens were diseased necessitating there removal. The landscaping project was approved.

The project was huge in scale, cutting down dozens of evergreens standing 40 feet tall and replacing them with disiguous shrubs and bushes, none of which would ever grow to more the a couple feet in height or hold leaves / needles during the winter months. Not only did the board destroy the sight and sound barrier but their landscaping project severely impacted the values of homes bordering the street that were once protected by the evergreens.

During the time of the landscaping project, the neighborhood was in total disrepair, broken and cracked sidewalks streets and curbs, burned out streetlights, sedimentary control issues and broken fencing. A vast majority of the grassy common areas had more dead spots, weeds, clover and fungus then grass.

The cost of the project quickly got out of hand, depleting the reserves forcing the board to issue two separate special assessments just for landscaping.

I literally took thousands of pictures documenting the condition of the rampant neglect within the neighborhood, also of the evergreens as they were being taken down. In addition to this I hired at my own expense an independent arborists to evaluate the state of the evergreens which were found to be disease free.

I’m way out of my league here with no real understanding of the authority given to the board but all of the action taken by my HOA seem improper and quite possibly in violation of there fiduciary duty.

ā€œDuty of loyalty requires HOA board members to act in good faith to promote the best interests of the entire associationā€

IMO the HOA didn’t promote the best interest to those homeowners living adjacent to the intersection / street, and as a whole the entire neighborhood has suffered due to the loss in privacy the evergreens once provided.

To provide some context as to the condition of the neighborhood I’ve decided to share a picture that’s representative of the overall neglect residence are forced to live with. The picture I’ve attached shows a curb in disrepair, which has existed in this condition for years. It’s not only unsightly, dragging down property values but it posses extreme tripping hazard and has left the entire community in risk of a liability lawsuit.

How does one even begin to address an HOA with so many issues?
TimB4 (Tennessee)
Posts: 21,059
Posted:
Quote:
Posted By JasonS19 on 01/30/2022 1:43 PM

How does one even begin to address an HOA with so many issues?

Jason,

Welcome to the forum.
Sorry to hear of the difficulties you are dealing with.

I'm going to give you two options:

1) If the landscape was changed, the County might be able to help.
I know (from experience) that in Fairfax County, VA the board must maintain the landscape as it is - replacing dead trees with exact species or face fines from the county.
Check with your local zoning department and permit office.

2) To answer your direct question - gather support and serve on the board. This way, you can be part of the decisions vs. simply giving opinions on them.

Unless it violates some County code, the board tends to have full authority over the common areas.
JasonS19 (Maryland)
Posts: 20
Posted:
Even if the board does have full authority over the common areas, does that grant them the right to place landscaping projects over much needed maintenance?

And is it ever acceptable to deplete the reserve funds for any reason?
JohnT38 (South Carolina)
Posts: 1,631
Posted:
Unfortunately, board members do have the right to make bad decisions as long as they are following the governing documents. As previously suggested the answer is either live with it or get on the board with like minded people and turn things around.
JasonS19 (Maryland)
Posts: 20
Posted:
I find this all so very confusing, fiduciary responsibility of HOA board members include a Duty of Loyalty.

ā€œDuty of loyalty requires HOA board members to act in good faith to promote the best interests of the entire associationā€ – Does this not mean anything?

Depleting reserves for a landscaping project while ignoring serious maintenance issues is a direct contradiction to their duty.
TimB4 (Tennessee)
Posts: 21,059
Posted:
Quote:
Posted By JasonS19 on 01/30/2022 4:04 PM

Depleting reserves for a landscaping project while ignoring serious maintenance issues is a direct contradiction to their duty.

In reality, it says that assessments need to be higher so the reserves are fully funded.

The is a liability risk associated with diseased trees. Since the board was aware that they were diseased, doing nothing could have resulted in much higher expenses if the tree or limbs caused damage or injury.
JohnT38 (South Carolina)
Posts: 1,631
Posted:
Quote:
Posted By JasonS19 on 01/30/2022 4:04 PM
I find this all so very confusing, fiduciary responsibility of HOA board members include a Duty of Loyalty.

ā€œDuty of loyalty requires HOA board members to act in good faith to promote the best interests of the entire associationā€ – Does this not mean anything?

Depleting reserves for a landscaping project while ignoring serious maintenance issues is a direct contradiction to their duty.

I agree 100% with you but it comes down to how the board prioritizes it. I'm sure they would have some reason why the landscape project was more important. In their minds they may be actually doing what they feel is right. Poor decision making is unfortunately common in HOA's which makes it critical that able bodied owners run for the board and get involved.
JasonS19 (Maryland)
Posts: 20
Posted:
Actually the trees were not diseased, I paid to have them examined by an arborists who reported that no issues existed. And even if that were the case, simply replacing the evergreens with the same species would have been far less expensive then hiring a landscaping firm to design an elaborate array of replacement shrubs, bushes and flowerbeds that didn’t fulfill the same function as the original.

I don’t mean to be argumentative but it just seems like fiduciary responsibility are there to prevent such occurrences of bad decision making from happening.

I know you stated that ā€œboard members do have the right to make bad decisions as long as they are following the governing documentsā€, even if that’s the case I can’t imagine it would absolve them from there fiduciary responsibility.

I don’t know if you can lump the HOA fiduciary responsibility in as part of ā€œgoverning documentsā€ but I do know they nevertheless that they must be followed. What I don’t understand is what mechanisms are out there and accessible for homeowners who are looking to hold board members accountable for their actions.
JohnT38 (South Carolina)
Posts: 1,631
Posted:
Quote:
Posted By JasonS19 on 01/30/2022 4:31 PM
Actually the trees were not diseased, I paid to have them examined by an arborists who reported that no issues existed. And even if that were the case, simply replacing the evergreens with the same species would have been far less expensive then hiring a landscaping firm to design an elaborate array of replacement shrubs, bushes and flowerbeds that didn’t fulfill the same function as the original.

I don’t mean to be argumentative but it just seems like fiduciary responsibility are there to prevent such occurrences of bad decision making from happening.

I know you stated that ā€œboard members do have the right to make bad decisions as long as they are following the governing documentsā€, even if that’s the case I can’t imagine it would absolve them from there fiduciary responsibility.

I don’t know if you can lump the HOA fiduciary responsibility in as part of ā€œgoverning documentsā€ but I do know they nevertheless that they must be followed. What I don’t understand is what mechanisms are out there and accessible for homeowners who are looking to hold board members accountable for their actions.

The mechanism is sue the HOA or step up and get on the board. I would strongly suggest stepping up and getting on the board instead of suing your own HOA and incurring the time and cost associated with a long drawn out lawsuit.

Are you reluctant to serve on the board?
KerryL1 (California)
Posts: 14,550
Posted:
To get a good idea of what Jason is dealing with, see his post Common Property and Parking. In it you'll see his difficulties in getting other owners interested in their community and that he is not necessarily "able-bodied."

But it's very true that unless he can get support from his fellow owners I don't see how he can overcome a Board that, based on his other post, is very bad.

He is trying to learn about associations and even his own where, he states, the PM will not give him access to their governing docs.

JasonS19 (Maryland)
Posts: 20
Posted:
Kerry – I appreciate the kind words and support, this has all been very challenging for me and again thanks to everyone for the help that’s been provided to me on this Forum.

Speaking of support, I tried sending a picture when I started this thread but don’t seem to be able to view or see any indication of it being sent. Is it possible to send pictures when posting on this site?
JohnT38 (South Carolina)
Posts: 1,631
Posted:
Quote:
Posted By KerryL1 on 01/30/2022 5:25 PM
To get a good idea of what Jason is dealing with, see his post Common Property and Parking. In it you'll see his difficulties in getting other owners interested in their community and that he is not necessarily "able-bodied."

But it's very true that unless he can get support from his fellow owners I don't see how he can overcome a Board that, based on his other post, is very bad.

He is trying to learn about associations and even his own where, he states, the PM will not give him access to their governing docs.


I did read his other post which is why I stated that more than likely it will continue unless he and others step up or sue the HOA. I truly feel for him. It sickens me how much damage can be done by a bad board. Even a well run HOA can quickly go down hill if an unprofessional board takes control. I've lived in my HOA (Condos) for 5 years and will be moving soon. I'm not anti HOA but it's just not for me.

Ideally no one should move into an HOA environment unless they truly understand how it works and what the risks are. I realize this is not reality. Once you sign the closing papers, for good or bad, you are financially on the hook if things go wrong.
JasonS19 (Maryland)
Posts: 20
Posted:
Forgive me as I don’t yet know how to properly quote part of a previous post.

ā€œIdeally no one should move into an HOA environment unless they truly understand how it works and what the risks are. I realize this is not reality. Once you sign the closing papers, for good or bad, you are financially on the hook if things go wrong.ā€

Growing up I knew nothing about HOA’s as none existed in my parent’s neighborhood, in fact I didn’t know of their existence until purchasing my home in my early twenties. Dealing with the builder’s realtor, I was handed the HOA agreement and asked to sign. I questioned what it entailed along with its purpose and when the realtor failed to provide an adequate answer I walked away from the deal.

For the next two weeks she worked me over, calling every other day explaining to me that it was all just a formality and the HOA would never come into play. I held my ground for some time until she offered to sweeten the deal. As the house was still under construction she was able to easily slip in a fireplace at no cost - I folded.

Trusting her words and believing the HOA would never become an issue turned out to be the worst decision I ever made.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
First I don't think the taking down of the trees effected anyone's home values. May have made it less attractive to purchase but by no means lowered property value.

Having had to deal with overgrown pine trees, it is better they are down diseased or not. They have an extremely shallow root system. Unlike other trees, they do not have the same root structure on top as they do on the bottom. Many trees are mirror images below ground as it is above. Pine trees tend to fall readily causing lots of damage. We had one that had frozen inside (no outside indication). When it thawed out quickly it fell on 2 houses. The HOA having to pick up the clean up bill.

Our HOA had lots of other issues that needed addressing that we choose NOT to do the tree project with our pines. It was atleast 2 - 5K per tree to remove. Plus the risk of damage to the homes below was a deterrent of us taking on the project. However, our trees were diseased and spreading. The houses between BOTH our neighborhood and one behind us were in danger.

Having seen what happens after one of these trees fall, if you at any kind of chance can remove them do it. I wish we could have and many of the residents did too. We just could not afford to do it unless we did special assessments. No one wanted to pay the money to get it done.

Former HOA President
CathyA3 (Ohio)
Posts: 6,299
Posted:
Quote:
Posted By JasonS19 on 01/30/2022 6:25 PM
Forgive me as I don’t yet know how to properly quote part of a previous post.

ā€œIdeally no one should move into an HOA environment unless they truly understand how it works and what the risks are. I realize this is not reality. Once you sign the closing papers, for good or bad, you are financially on the hook if things go wrong.ā€

Growing up I knew nothing about HOA’s as none existed in my parent’s neighborhood, in fact I didn’t know of their existence until purchasing my home in my early twenties. Dealing with the builder’s realtor, I was handed the HOA agreement and asked to sign. I questioned what it entailed along with its purpose and when the realtor failed to provide an adequate answer I walked away from the deal.

For the next two weeks she worked me over, calling every other day explaining to me that it was all just a formality and the HOA would never come into play. I held my ground for some time until she offered to sweeten the deal. As the house was still under construction she was able to easily slip in a fireplace at no cost - I folded.

Trusting her words and believing the HOA would never become an issue turned out to be the worst decision I ever made.

Elaborating on Jason's post:

* If it's not in writing, don't believe it. (Realtors often say whatever they need to say to close the deal. There are good ones and bad ones, but if you're not experienced in dealing with this stuff it can be hard to tell what kind you're dealing with until after the dust settles. Some realtors are also remarkably clueless about what HOAs actually involve.)

* Buying into an HOA or COA makes you the financial and legal partner of a bunch of strangers. Some people are OK with this, others are not. (Fewer people would be OK with it if they really understood what it can mean.)

* Some people are just not cut out for HOA/COA living no matter how well run the community is. Know thyself. (Unfortunately the best way to know yourself is through experience. Once stung, twice smart.)

* Boards come and go. An excellent one can be replaced by a bunch of nincompoops, and vice versa. Don't assume that the current state of affairs will continue.

* Cathy's Rules for Life #3: For most situations, the solution will boil down to live with it, fix it, or walk away. Also known as The Gambler's Law. (Ann's Corollary: if you don't know which direction to choose, pick the one that gives you the most options.)

* I don't think people truly understand what buying into an HOA/COA means until they've served on the board. Directors are responsible for running a nonprofit corporation, and many/most are unqualified because there are no qualifications for buying a home aside from having enough money. It's a recipe for trouble, and the only surprise is that there are fewer problems. (Having served on condo boards for many years, I know which issues are trivial and which ones aren't. Good. I'm also more worried about the non-trivial ones. Not good.)
BarbaraT1 (Texas)
Posts: 821
Posted:
I'm sorry you're having these issues, Jason.

"Acting in good faith" is a hard to disprove. Boards can (and do) make bad decisions, but short of catching them on video, twirling mustaches and saying "we know this is a bad idea and we don't care!" you're going to have a hard row to hoe pursuing any sort of action against them. I know your arborist said the trees were fine, but the board may have an equally expert opinion that they weren't.

Roads, sidewalks, curbs, and streetlights are often city responsibility - forgive me if missed this in your OP but are you a gated community? Do the CCRS specifically call out that these are association maintained assets?

There is no such thing as an HOA that will never be a problem. No matter how well run an association is, it's always one election or manager change away from disaster. Not something a realtor is ever going to disclose, unfortunately. But then I don't think realtors understand HOAs anyway.

BarbaraT1 (Texas)
Posts: 821
Posted:
I am pro vax and pro mandate but as someone who would be tasked with verifying vaccine status if such a rule were enacted in my community, it's just not worth it.

I would rather get Covid than be screamed at all day (or worse) by people who don't have a card or don't want to show it. I don't get paid enough for that and I'm guessing a clubhouse attendant gets paid even less.
JohnC46 (South Carolina)
Posts: 14,265
Posted:
Quote:
Posted By JohnT38 on 01/30/2022 4:14 PM
Posted By JasonS19 on 01/30/2022 4:04 PM
I find this all so very confusing, fiduciary responsibility of HOA board members include a Duty of Loyalty.

ā€œDuty of loyalty requires HOA board members to act in good faith to promote the best interests of the entire associationā€ – Does this not mean anything?

Depleting reserves for a landscaping project while ignoring serious maintenance issues is a direct contradiction to their duty.


I agree 100% with you but it comes down to how the board prioritizes it. I'm sure they would have some reason why the landscape project was more important. In their minds they may be actually doing what they feel is right. Poor decision making is unfortunately common in HOA's which makes it critical that able bodied owners run for the board and get involved.

I prefer able minded....LOL
JohnC46 (South Carolina)
Posts: 14,265
Posted:
Quote:
Posted By CathyA3 on 01/31/2022 5:55 AM
Posted By JasonS19 on 01/30/2022 6:25 PM
Forgive me as I don’t yet know how to properly quote part of a previous post.

ā€œIdeally no one should move into an HOA environment unless they truly understand how it works and what the risks are. I realize this is not reality. Once you sign the closing papers, for good or bad, you are financially on the hook if things go wrong.ā€

Growing up I knew nothing about HOA’s as none existed in my parent’s neighborhood, in fact I didn’t know of their existence until purchasing my home in my early twenties. Dealing with the builder’s realtor, I was handed the HOA agreement and asked to sign. I questioned what it entailed along with its purpose and when the realtor failed to provide an adequate answer I walked away from the deal.

For the next two weeks she worked me over, calling every other day explaining to me that it was all just a formality and the HOA would never come into play. I held my ground for some time until she offered to sweeten the deal. As the house was still under construction she was able to easily slip in a fireplace at no cost - I folded.

Trusting her words and believing the HOA would never become an issue turned out to be the worst decision I ever made.


Elaborating on Jason's post:

* If it's not in writing, don't believe it. (Realtors often say whatever they need to say to close the deal. There are good ones and bad ones, but if you're not experienced in dealing with this stuff it can be hard to tell what kind you're dealing with until after the dust settles. Some realtors are also remarkably clueless about what HOAs actually involve.)

* Buying into an HOA or COA makes you the financial and legal partner of a bunch of strangers. Some people are OK with this, others are not. (Fewer people would be OK with it if they really understood what it can mean.)

* Some people are just not cut out for HOA/COA living no matter how well run the community is. Know thyself. (Unfortunately the best way to know yourself is through experience. Once stung, twice smart.)

* Boards come and go. An excellent one can be replaced by a bunch of nincompoops, and vice versa. Don't assume that the current state of affairs will continue.

* Cathy's Rules for Life #3: For most situations, the solution will boil down to live with it, fix it, or walk away. Also known as The Gambler's Law. (Ann's Corollary: if you don't know which direction to choose, pick the one that gives you the most options.)

* I don't think people truly understand what buying into an HOA/COA means until they've served on the board. Directors are responsible for running a nonprofit corporation, and many/most are unqualified because there are no qualifications for buying a home aside from having enough money. It's a recipe for trouble, and the only surprise is that there are fewer problems. (Having served on condo boards for many years, I know which issues are trivial and which ones aren't. Good. I'm also more worried about the non-trivial ones. Not good.)

Well said. The owners we have the most issues with are the 2nd and 3rd purchasers who were told all sorts of things by sellers and realtors. One realtor had our dues info all wrong on her MLS. I sent her an Email about, it. She did nothing.
BarbaraT1 (Texas)
Posts: 821
Posted:
Quote:
Posted By BarbaraT1 on 01/31/2022 7:50 AM
I am pro vax and pro mandate but as someone who would be tasked with verifying vaccine status if such a rule were enacted in my community, it's just not worth it.

I would rather get Covid than be screamed at all day (or worse) by people who don't have a card or don't want to show it. I don't get paid enough for that and I'm guessing a clubhouse attendant gets paid even less.

Whoops, wrong topic!
LoriM15 (Florida)
Posts: 1,009
Posted:
Quote:
Posted By JohnC46 on 01/31/2022 9:52 AM
Posted By CathyA3 on 01/31/2022 5:55 AM
Posted By JasonS19 on 01/30/2022 6:25 PM

Well said. The owners we have the most issues with are the 2nd and 3rd purchasers who were told all sorts of things by sellers and realtors. One realtor had our dues info all wrong on her MLS. I sent her an Email about, it. She did nothing.

We had the realtor that sold the most homes in our community on our ARB. He was promising the people who bought homes here they could do just about anything and everything because he could make it happen. We had to ask him to resign from the ARB.

It's slightly different now since we have no inventory available in our community. The homes/duplexes/condos sell so quickly people will buy no matter what the cost or the restrictions. The last duplex that sold had 14 offers on it within 3 days and they got way above asking price.

Then the new owners want to remodel and claim they never knew about any restrictions.
TimB4 (Tennessee)
Posts: 21,059
Posted:
Jason,

I'm going to reiterate my previous posting.

One way to possibly get the trees back is to contact the local permitting office or zoning commission and make a complaint that the Association is no longer in compliance with their approved landscaping plan.

I know from experience that this works because our board was unaware of the requirement in Fairfax county and a member reported the change. We had to move quickly to correct or face fines.

We can discuss duty of loyalty, fiduciary duty, etc. all you want. However, that won't do anything to get your trees back.

Hope this helps,

Tim
JasonS19 (Maryland)
Posts: 20
Posted:
Melissa - Landscaping does indeed effect property values, billions are spent in ā€˜curb appeal’ for the sole purpose of upping a homes value. And in this particular case the difference in the before and after is quite dramatic! I do wish I were able to upload some pictures here for all to see, but views from my windows used to be like looking into a forest, now they are filled with scenes of concrete, asphalt and traffic. Worse yet I have to deal with the constant sound of cars & tractor-trailers permeating my walls 24 / 7. The trees use to provide so much shade during the summer months that walking nearby brought with it a cool & comfortable breeze. Without the trees I’ve found that rooms of my house facing the sun are hotter and less comfortable then before.

And I’d like to point out that while I don’t believe the trees should have been removed, the real underlying issue here is that they served a purpose, they were a benefit to the entire neighborhood. If they needed to be taken down for legitimate reasons then they should have been replaced with something comparable able to act as a new sight and sound barrier. This along with many other issues I have with the board comes back to the whole fiduciary responsibility thing. Board members have a duty to put the interest of the entire community first, which my HOA has repeatedly failed to do.

Barbara – I’ve been quite thorough in my research checking all related Plats and Map recorded with the county. Only our neighborhood entrance is a public road while the remainder of streets and courts are privately owned & maintained by the association including sidewalks, curbs and streetlights. And no it’s not a gated community, fully open to the general public.

While I understand neighborhoods, at any given time, might be in need of attention, I only mentioned the condition of sidewalks, curbs and streetlights because they have all been in disrepair for years some going back to 2016. It’s a small development with only 11 streetlights in total and 4 are non-functioning. The neighborhood is literally pitch black in these areas making extremely dangerous for residence.

The neighborhood’s electrical power comes through two large transformers set deep into part of the dirt berm making up the sight and sound barrier. This feature created a rather perilous 6-foot drop with solid steel boxes looming below. For protection a fence was placed around this transformer pit so nobody would fall and get hurt. Half of this wooden fence has rotted away and has been just lying on the ground for months.

It’s hard to give any credence to the board when trying to make the argument they removed the barrier trees for liability reasons when you look at the condition of the neighborhood in its entirety.
KerryL1 (California)
Posts: 14,550
Posted:
Did you get your CC&Rs, yet, Jason?

Melissa has been writing the same thing about property values for at least 8 years. Ignore her on this topic. Pictures of the things that bother you will not help you figure out a way to have a better HOA.

Try to keep your own focus on what, if anything, you can do about an awful board. Tim & Augustin gave your resources to check.
LisaB21 (Texas)
Posts: 97
Posted:
Given all the info above to illustrate how poorly your Board (and PM?) are running your community, what is it again that prevents you from running for a position on the Board and at least begin to have some input on the decisions made?
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Okay Kerry provide me proof that this landscaping issue is a direct result of the lawn project? Where is it? Show me that houses sold for less worth because of the gardening? You can not because home values are based on Real numbers. You can show me by showing me records of the home sales in the last 6 months to a year a decrease or an increase in money. You can not show me that the landscaping played a factor in what someone paid.

Former HOA President
JohnT38 (South Carolina)
Posts: 1,631
Posted:
Quote:
Posted By MelissaP1 on 01/31/2022 12:16 PM
Okay Kerry provide me proof that this landscaping issue is a direct result of the lawn project? Where is it? Show me that houses sold for less worth because of the gardening? You can not because home values are based on Real numbers. You can show me by showing me records of the home sales in the last 6 months to a year a decrease or an increase in money. You can not show me that the landscaping played a factor in what someone paid.

Take your pick:

https://sundae.com/blog/the-effect-of-landscaping-on-property-value/

https://www.garden-guy.com/2021/12/28/does-landscaping-increase-home-value/

https://www.parealtors.org/does-landscaping-increase-property-value/

https://www.fbfs.com/learning-center/5-surprising-ways-landscaping-affects-your-home-value
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Show me where the project the OP board took that the homes sold less for because of the project. I do not take the words of Realtors on home values. I take the word of the bank that loans the money.

Former HOA President
CathyA3 (Ohio)
Posts: 6,299
Posted:
The new home builder I work for will label certain home sites as "impaired" if they are adjacent to a highway and will charge less for those sites. They also will put in berms and trees to screen the view so that they don't have to charge even less.

So landscaping of this sort absolutely affects home prices (and probably quality of life for the buyers).
JohnT38 (South Carolina)
Posts: 1,631
Posted:
Quote:
Posted By MelissaP1 on 01/31/2022 12:32 PM
Show me where the project the OP board took that the homes sold less for because of the project. I do not take the words of Realtors on home values. I take the word of the bank that loans the money.

O.K, I'll play. You have obviously done your homework and spoke with many banks on this subject. Please share the information you have collected from all these banks.

You made a statement that I believe is false and I provided several sources to back up my claim. I eagerly await your sources showing that landscaping doesn't impact home values.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Home value and what a home sales for not the same as what a house sells for. Using Cathy example. Houses are not sold for less because they are not less because of what it cost to build them. They cost less because less attractive or desirable. The bank still loans money based on the price the appraisal says it is worth. Which is based on similar comps in the area. They do not go and base it on if you have trees or not.

Former HOA President
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Get a copy of an appraisal form banks use for refinancing or purchase. Show me where on it has landscaping or anything lacking "pretty" on it.

Former HOA President
JohnT38 (South Carolina)
Posts: 1,631
Posted:
Quote:
Posted By MelissaP1 on 01/31/2022 1:01 PM
Get a copy of an appraisal form banks use for refinancing or purchase. Show me where on it has landscaping or anything lacking "pretty" on it.

As usual you did not disappointment. Your reasoning skills are second to none.
JasonS19 (Maryland)
Posts: 20
Posted:
Kerry - I’ve contacted my county assessor’s office asking how to get a hold of the documents, the gentleman on the phone didn’t have an immediate answer so we ended up exchanging emails. Hopefully I’ll have an answer soon. Parts of our local government offices are still short staffed due to Covid while others continue working from home, which basically mean delays on top of delays when trying to get information.

Lisa - I've touched on this in a previous post but the main issue is that more then half the units here are rentals and the board holds meetings at the management company’s offices located 45 minutes away. On even the best of turnouts there’s maybe two or three other homeowners beside myself that ever show up. On top of that I have a neurological disorder making everyday life extremely difficult, sitting on the board would be quite challenging to say the least, if it were even possible to ever get nominated or voted in.

What’s really shocking is there’s so much more going on here I’ve yet to post. It’s just so overwhelming I didn’t want to inundate everyone with more then needed as it would only serve to dilute current issues with others.

I’ve done what I can in documenting the condition of the neighborhood through pictures, many, many pictures, thousands throughout the years. When I contacted the arborists to ascertain the condition of the trees, he told me to try and get pictures of the freshly cut trunks and stumps once they were taken down. He went on to explain that any disease threatening their stability would be clearly apparent in the grain of the wood.

The trees were right next to my side yard, so one day as the crews were packing, I walked over with my camera to take pictures of the stumps. Standing there looking down through the viewfinder I was bum-rushed by one of the tree service employees. As I was being attacked the man yelled out that my HOA wanted me out of the neighborhood. I know crazy huh, this all gets so very complicated and confusing, but as I’ve been labeled as an agitator by the board for my consistent attendance at board meetings and for documenting the neighborhood condition in pictures I’ve actually become a target.

Long story short, I was injured during the attack, the police were called and the employee was charge with assault.

What’s important to take away from this has nothing to do with the physical assault but rather how did some 3rd party contractor know that my HOA wanted me out of the neighborhood!

There is supposed to be some expectations of confidentiality when dealing with and HOA along with a code of conduct that board members should be following.
JohnC46 (South Carolina)
Posts: 14,265
Posted:
Jason

My experience with associations with a large amount of rentals is the BOD typically keeps control via mail in ballots and/or proxies as landlords only care about the rent check coming in and no dues increase nor assessments.

Sorry but basically you are screwed.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Appraised Value Vs. Market Value: Knowing The Difference
SCOTT STEINBERG6-MINUTE READ

OCTOBER 21, 2021

Share:
Wondering what your home’s appraised value is vs. its market value – and how both might impact a potential sale or home purchase? You’re not alone, as the appraised value of a property can often differ significantly from the same piece of real estate’s market value in practice.

This phenomenon occurs because a home’s appraised value (at odds with its market value) is a type of valuation that’s assigned to a property by a specific real estate professional at a specific point in time. On the flip side, market value is a variable that’s determined by larger market forces and economic conditions.

In effect, the appraised value of your home can change significantly over time with the market. Fair market value can also shift based on current economic and local market conditions, as well as the condition and age of the home as well as other factors.

To find out more about how appraised value vs. market value work, and how each term is defined by industry pros, we’ve put together a handy guide to these basic real estate principles.

Appraised Value Vs. Market Value
An appraised value is assigned to a property by a professional real estate appraiser. By way of contrast, the market value of a property is decided by buyers, who value real estate holdings based on what they think the price of a property should be … and, most importantly, what they are willing to pay for it.

What Is Appraised Value?

Both a home appraisal as well as a home assessment are relative measures that the real estate industry considers in its quest to ultimately determine the value of a home. But they are not one and the same.

Your home’s appraised value is determined by a state-licensed real estate professional known as an appraiser. Appraisers are typically engaged at the behest of the financial institution (bank, credit union, etc.) with which you hope to obtain a home mortgage loan. In effect, an appraisal is a property valuation that’s determined based on recent sale prices of properties in your area and other deciding factors. Appraisals (which can influence a home’s ultimate sales price and the amount of mortgage you can obtain) are conducted as a safeguard that helps ensure lenders don’t extend loans for more than homes are worth.

At the same time, take note: It’s usually the home buyer’s responsibility to pay for appraisal assessment as part of the process of applying for a home loan. Under typical mortgage lending scenarios, the buyer will go to a lender to obtain a mortgage, and the chosen lender will ask a licensed professional to consider all property details (interior and exterior) to arrive at a home appraisal value.

On the other hand, your home’s assessed value is a relative measure of its value that is instead utilized to determine the amount of property taxes that the government will levy on the building. As a general rule, appraisals are based on a more in-depth analysis than tax assessments, being a fundamental part of the mortgage underwriting and due diligence process.

Bank Appraisal

Of course, just because you know the meaning of a home appraisal and you need a professional appraisal, there’s other appraisal language that you should be familiar with when it comes to valuation as well.

As above, the term bank appraisal refers to an appraisal conducted by your financial lender, noting that it will not lend any more money to you than what the property is worth (based on the appraised value that your lender has ultimately arrived at). Note that in the event your bank appraisal comes in under the amount of mortgage you have applied for, it’s common to seek out a second opinion if you feel the first home appraiser’s findings are too low.

Tax Appraisal

A tax appraisal instead refers to the value which a government tax assessor has assigned to your property. These assessors – employed at the behest of cities, municipalities, towns and other local government entities – will review property data and visit local homes to determine their assessed value. A variety of factors such as home inspection findings, historical property data and comparative market analysis will be considered as they work to arrive at a property’s assessed value.

An assessed value helps local and county governments to determine how much property tax a homeowner will pay. Sums collected as property taxes are used to pay for public services, public works and other civic benefits.

For clarity’s sake, be advised: Having a home appraisal conducted won’t raise your property taxes, as the tax appraised value is determined by the county assessor’s valuation (performed using a different methodology).

What Is Market Value?

Market value refers to the actual value of your property when placed at sale on the open market. It’s determined by buyers and defined as the amount they are willing to pay for purchasing the home.

Regardless of appraised or assessed value, market value is essentially the amount that buyers are willing to pay for your property and what they think the value of the home is.

In other words, the government can think your home is worth a certain amount, the bank another and buyers still less or more than what your property’s appraised or assessed value. If you’re confused, we don’t blame you.

Market Value Scenario

For example, Bob may wish to sell his property for $300,000. But if prospective buyer Zoe can only afford $250,000, she might put in an offer for this amount or somewhere between the two sums (if it’s a competitive market). Many different scenarios might come into play when it comes to the home buying process and reaching a fair market value – however, as a general rule, the more competitive the market, the higher the market value you might expect to see on a home.


Former HOA President
JasonS19 (Maryland)
Posts: 20
Posted:
I’ve lived in my home for over 30 years and in that time have gotten to know just about everyone working in the village center across the street. And further down there’s a medical park where all my doctors are located. Leaving the village center you can’t help but pass by my neighborhood as the traffic light has you stopped looking directly at my house where the trees once stood.

When the trees were taken down there was uproar in the community, something I witness firsthand through my acquaintances at the village center and beyond. People were outraged and more then willing to offer up their two cents, asking how could the HOA do such a thing in hurting the appeal of the development and the surrounding area. They weren’t just worried about the impact to the homeowners but also in how it diminished the value for everyone else.

The damage to the neighborhood is real, seen by and acknowledge through strangers to homeowners alike, public opinion matters and does indeed drive & dictate home values. And an appraisal most certainly does take into account the surrounding areas, and without the trees, the neighborhood lost its privacy and is less appealing then before.

The difference people seem to be missing here is that this is not something a homeowner can fix! The damage was done to the entire neighborhood, which absolutely has the ability to bring down property values.

Furthermore, the argument that poor curb appeal doesn’t affect property values is a misguided one. Yes perhaps in the sort term it only effects a particular home, causing it to sell for less then market value. But once homes start short selling there’s a domino effect, which is infectious sure to spread to others.

In this situation the damage can’t be fixed by a new owner taking possession and correcting things through landscaping, this is an issue effecting the entire neighborhood, a persistent one that’s not easily resolved.

Home sales in our neighborhood have been on a downward slide ever since the barrier trees were removed. Trying to make a 100% assertion that the removal of the trees caused the sliding sales is all but impossible. However you can in fact track and see a trend starting with the units that were once protected by the barrier trees and watch as it slowly spread outwards to others. In all there were 15 units directly effected by the removal of the barrier trees, and the turnover in ownership of these homes has been 80% since they were taken down.

If I were in the market for a new home, I’d steer clear of any house that backed up to a busy road at all costs. And if push came to shove, with no other homes available, you can be sure I’d be making offers for less then market value – and once again the domino effect of sliding home values would rear its ugly head.
JohnT38 (South Carolina)
Posts: 1,631
Posted:
Quote:
Posted By JasonS19 on 01/31/2022 2:57 PM
I’ve lived in my home for over 30 years and in that time have gotten to know just about everyone working in the village center across the street. And further down there’s a medical park where all my doctors are located. Leaving the village center you can’t help but pass by my neighborhood as the traffic light has you stopped looking directly at my house where the trees once stood.

When the trees were taken down there was uproar in the community, something I witness firsthand through my acquaintances at the village center and beyond. People were outraged and more then willing to offer up their two cents, asking how could the HOA do such a thing in hurting the appeal of the development and the surrounding area. They weren’t just worried about the impact to the homeowners but also in how it diminished the value for everyone else.

The damage to the neighborhood is real, seen by and acknowledge through strangers to homeowners alike, public opinion matters and does indeed drive & dictate home values. And an appraisal most certainly does take into account the surrounding areas, and without the trees, the neighborhood lost its privacy and is less appealing then before.

The difference people seem to be missing here is that this is not something a homeowner can fix! The damage was done to the entire neighborhood, which absolutely has the ability to bring down property values.

Furthermore, the argument that poor curb appeal doesn’t affect property values is a misguided one. Yes perhaps in the sort term it only effects a particular home, causing it to sell for less then market value. But once homes start short selling there’s a domino effect, which is infectious sure to spread to others.

In this situation the damage can’t be fixed by a new owner taking possession and correcting things through landscaping, this is an issue effecting the entire neighborhood, a persistent one that’s not easily resolved.

Home sales in our neighborhood have been on a downward slide ever since the barrier trees were removed. Trying to make a 100% assertion that the removal of the trees caused the sliding sales is all but impossible. However you can in fact track and see a trend starting with the units that were once protected by the barrier trees and watch as it slowly spread outwards to others. In all there were 15 units directly effected by the removal of the barrier trees, and the turnover in ownership of these homes has been 80% since they were taken down.

If I were in the market for a new home, I’d steer clear of any house that backed up to a busy road at all costs. And if push came to shove, with no other homes available, you can be sure I’d be making offers for less then market value – and once again the domino effect of sliding home values would rear its ugly head.

https://www.appraisalinstitute.org/landscaping-can-significantly-impact-home-values-appraisal-institute-says/
KerryL1 (California)
Posts: 14,550
Posted:
Look, Melissa, I will not "provide" you anything. Instead of offering anything worthwhile whatsoever to the OP Jason, you cut & paste your ancient & incorrect lecture about how neighborhood attractiveness does not "effect" (sic) property values.

Jason, JohnT & Cathy: Really good tries, but Melissa will budge.

Jason, it's the county recorder you need to contact for your CC&Rs. They are a recorded document.
JohnT38 (South Carolina)
Posts: 1,631
Posted:
Quote:
Posted By KerryL1 on 01/31/2022 3:27 PM
Look, Melissa, I will not "provide" you anything. Instead of offering anything worthwhile whatsoever to the OP Jason, you cut & paste your ancient & incorrect lecture about how neighborhood attractiveness does not "effect" (sic) property values.

Jason, JohnT & Cathy: Really good tries, but Melissa will budge.

Jason, it's the county recorder you need to contact for your CC&Rs. They are a recorded document.

You are exactly right Kerry. The reason I posted these links is for the benefit of any new visitors that might be reading Melissa's nonsense.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
What I posted a source ...

Former HOA President
NicoleS12 (Maryland)
Posts: 3
Posted:
Wow, it sounds like we may live in the same condominium community... with identical board who has a different view of "fiduciary responsibility and duties. My board took their tree cutting to next levels... mix in using landscapers and not licensed arborist in Maryland.. then pushed felled trees down into the state park embankment ..if the trees were "diseased" then how could they illegal dump them in the state park to infect the entire forest?.

And my bod chose retaliation, and after cutting trees, etc, then added new picnic areas... note we already have a designated picnic area that is in a nice Grove and has grills etc... but the board used hoa funds and purchased additional picnic tables and benches to deliberately place outside a few specific condo owners bedrooms. They all once had unobstructed views of designated openspace and the state park and woods.
All was done in private by board and was a shock to owners who were told that the bod will not move nor discuss the new ugly picnic tables and benches.

And after the extensive unbudgeted landscaping projects behind a few other buildings, the board spent $6k to plant trees specifically to give privacyto board members.
The other trees removed that were supposed to be replaced were not, and the owners have lost privacy and niw have picnic tables that are on a dead end to the state park and are utilized more by ta new smokers hangout.

Fun times...

Boards forgetting their fiduciary responsibility and duties and choosing to act poorly, is beyond difficult..and the bod president kept telling us to sue... but why would we wast hoa funds to force them to uphold their fiduciary responsibility .

It has been frustrating and tiring, the wasted money, the negative bullying....

And I find it fascinating that the bod president had trees on her private sfh property up the street that had fallen or cut down and about the same time..

And yet I'm the troublemaker for questioning fiduciary responsibility and for reporting illegal dumping in the state park and... geez..

Why does it seem that people are on the boards for decades because of the "perks" or for their own selfish agendas... and if anyone calls them out on this, they are vilified..
AugustinD
Posts: 3,698
Posted:
Quote:
Posted By NicoleS12 on 04/18/2022 3:12 PM
Why does it seem that people are on the boards for decades because of the "perks" or for their own selfish agendas... and if anyone calls them out on this, they are vilified..
Boards who vilify those owners who have pointed out improper or unlawful conduct by directors do so because these Boards are working so hard and giving up so much free time, all while no one else wants the job, that they feel entitled to be and act above reproach?

Consider: Are you willing to serve on the board? Maybe especially if people who feel as you do can win a majority of board seats? It's a lot of work. Granted that does not give directors the right to vilify those who point out mistakes by the board.
LetA (Nevada)
Posts: 2,679
Posted:
Nicole, sometimes it not because of someones selfish agenda. There is probably more to the OP post that is not being reported. I joined the board because previous board members were just passive on landscaping.
The original landscapers were eventually fired by the previous board because enough homeowners banded together to demand the destruction stop. Just because a landscaper is cheap don't mean you keep them
on the payroll especially when they destroy brand new landscaping.

The problem in my community was two fold. One was landscapers that just bushwhacked everything from flowering shrubs to weed whacking fountain grass down to the nub. Then we had trees
with evasive root systems that were gong to be a financial liability. It Has taken literally three years that I have been on the board, the first six months effected some change. We were abel to
get both entrances landscaped at a reasonable cost with limited plants that will eventually grow up and out. Second was getting the our community an Identity, The builder neglected to get a monument or a
gate sign for our community. The battle was won and a really nice gate sign was installed at both gates.

Most often aging trees need to be removed because of age or disease. Granted those pines in the OP's post provided shade and a noise barrier. It is wise to consult with a local nursery and or arborist
for a landscaping plan that will be ideal and beneficial to the community.
NicoleS12 (Maryland)
Posts: 3
Posted:
Agree about the property value of landscaping is absolutely linked.
After appraiser for my condo, noted a forest unobstructed view , which I had, is worth a premium, and at the time he noted this detail and compared why my property value was thousands higher than a similar property but had obstructed and only parking lot cement views...

Trees, and high quality landscaping absolutely impacts the community and the long-term "pride in the community.

Unfortunately, the removal of the dozen+ mature trees, mix in with a horrible landscaper, that everyone in community complained about,

Another consideration, as I was one voice against the bod, but my hoa bod overspend the approved budget for their landscaping projects and tree removal and then the planting of new trees for the board members, the unbudgeted project included drainage and grading, and was over $45k... and was over the % threshold of overspending over the approved budget without seeking community approval for additional spending.
My bod used the pandemic to their advantage for this..

So, a thought to consider... if the $ spent was 15% more than the approved budget and projects.. it also validates your concerns , similarly your property value concerns with the landscaping and tree removal... is absolutely valid...
NicoleS12 (Maryland)
Posts: 3
Posted:
Agree about the property value of landscaping is absolutely linked.
After appraiser for my condo, noted a forest unobstructed view , which I had, is worth a premium, and at the time he noted this detail and compared why my property value was thousands higher than a similar property but had obstructed and only parking lot cement views...

Trees, and high quality landscaping absolutely impacts the community and the long-term "pride in the community.

Unfortunately, the removal of the dozen+ mature trees, mix in with a horrible landscaper, that everyone in community complained about,

Another consideration, as I was one voice against the bod, but my hoa bod overspend the approved budget for their landscaping projects and tree removal and then the planting of new trees for the board members, the unbudgeted project included drainage and grading, and was over $45k... and was over the % threshold of overspending over the approved budget without seeking community approval for additional spending.
My bod used the pandemic to their advantage for this..

So, a thought to consider... if the $ spent was 15% more than the approved budget and projects.. it also validates your concerns , similarly your property value concerns with the landscaping and tree removal... is absolutely valid...

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