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MichelleG7 (Connecticut)
Posts: 66
Posted:
We were notified by our new insurance company during the inspection all grills have to leave the back decks. Because they want them 10 feet away from the building. this is not gonna happen with 8 ft decks.. In our state. there is a fire law that says all grills have to be moved 10 feet from the building. But I researched and found our condominiums dont have to follow this because we have two entrances in and out and not on the third floor. We tried to get back with our prior insurance. that isnt going very well. They will jack up the price a good 4000 more than the increase they tried giving us at renewal.

My question how do we tell the owners with the gas grills they have to take them off the deck. and they have until bla bla if they dont management will charge them 50.00 to remove them off property. I cant find any rule to say this can be done. has anyone ran into this at their condos.

Its as simple as if they dont remove them we will be with no insurance. Ane there is no time to figure out if we can set up a grill somewhere. which at this point not a priority. And they wouldnt use it anyway.

ty
TimB4 (Tennessee)
Posts: 21,062
Posted:
Michelle,

You discovered that the grills could stay per statute.
This should be verified.

If you have to tell owners that grills need to be removed, you simply tell them that per fire code grills need to be removed and those who do not will have to reimburse the Association for any fines.

Regarding insurance, have you shopped?
You should shop for insurance every 3 to 5 years or when rates increase drastically.

JohnC46 (South Carolina)
Posts: 14,265
Posted:
Quote:
Posted By TimB4 on 09/13/2020 3:41 PM
Michelle,

You discovered that the grills could stay per statute.
This should be verified.

If you have to tell owners that grills need to be removed, you simply tell them that per fire code grills need to be removed and those who do not will have to reimburse the Association for any fines.

Regarding insurance, have you shopped?
You should shop for insurance every 3 to 5 years or when rates increase drastically.


I agree. You might also look at the grill restrictions closer and offer some alternatives. Natural gas allowed, low pressure gas grills (the butane canister type maybe) allowed, charcoal grills allowed, etc. Give them some alternatives.
SamE2 (New Jersey)
Posts: 310
Posted:
What she said is the statue is okay with the grill being on the deck but the insurance company is not. How big is your association and do you have any place you can put them in a common area to be shared? How many people have grills on their deck? Maybe you can charge a surcharge to cover the increase in the insurance to the people that want to have grills on their deck. I would not remove the grill from decks I would impose a daily fine for any that aren't removed by a certain date. The Board would have to make a rule and notify owners. We have 24 units and 2 grills in a common area that anyone can use. Keeping them clean is a little bit of a pain but we manage.
GeorgeS21 (Florida)
Posts: 3,808
Posted:
Hmmmm ... if it is clear the insurance is going up by $x due to grills being in decks, then perhaps. pay as you go solution works?

Ex: if the increase is $4,000 and there are 20 grills, then each of the grill units can pay $200 each for the additional required insurance?
SamE2 (New Jersey)
Posts: 310
Posted:
You might want to review this link: https://www.norwalkct.org/CivicAlerts.aspx?AID=975&ARC=2696#:~:text=A%20newly%20revised%20Connecticut%20State,10%20feet%20of%20the%20building.
SheliaH (Indiana)
Posts: 6,964
Posted:
You tell them what you just said here - your master insurance has made this requirement, so they have 30 days or whatever to get rid of it, or cough up the $50. Be sure you also tell them the premium can jump up to $4000 more and that increase would be reflected in their assessments.

If homeowners balk, they can do the work in finding yet another company that would allow this. Meanwhile, you might also check with your county fire marshal. I know what you said about the state law, but if you're a high rise, most fire codes prohibit grills with open flames (charcoal or gas) on the deck or balcony.

There ARE electric grills and smokers available the homeowners could use - if they have a GFCI outlet to prevent fires all the better (I live in a townhouse and have them on my patio, but rarely use them)

If it is not right do not do it; if it is not true do not say it. Marcus Aurelius

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