HOA Fees in Paid Through Mortgage?

Our HOA had a real estate broker suggest we ammend the CC&R's to require that dues are paid out of escrow, similar to insurance. Theoretically this would almost eliminate dead beat payers but seemed too good to be true. Our attorney said he hadn't heard of this practice. Does anyone have any practical info?

Mortgage companies did this 30-40 years ago but doubt many would do it today.  And if still possible I doubt you could get the necessary approval to amend.

That's an interesting concept to avoid delinquent payments. It should be made clear that all payments received be applied to the assessment only since that is what it is being collected for. I don't think these mortgage lenders would want to get involved in collecting sporadic fines. Wouldn't there be a charge for doing that? But probably cheaper than paying an MC to do it, and more certain of getting payment. But how many different mortgage lenders might be involved in your development? What if all would not offer this service? And there would still have to be a mechanism for collecting from free & clear properties with no mortgage. Harold