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ChrisP5 (Missouri)
Posts: 165
Posted:
We had a pretty significant fire at our association today. First and most importantly everyone is safe..

We have a professional property manager who is already dealing with it and the insurance process is already started. I know they will handle all of the details of the recovery and rebuilding.

That said I feel lost right now. As president I already sent out and update to the association that was very factually based so at least everyone has some base knowledge of what happened. For those that have dealt with some type of disaster what should we be doing as a board right now? I feel like there is something I’m missing.
SueW6 (Michigan)
Posts: 814
Posted:
Sorry to hear this.

Perhaps the board could provide a list of resources people could use to get them thru this tragedy, starting with the Red Cross.
NpS (Pennsylvania)
Posts: 4,216
Posted:
Insurance coverage can be confusing.

It would probably be helpful if your Insurance Agency prepares a document explaining how the HOA's policy and the individual owner's or tenant's policies mesh together. Also provide contact information for questions.

Too bad about the fire.


Sikubali jukumu. Read all posts at your own risk.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Tread lightly on this. Emotions are high right now. Don't make any promises. Also this should be covered in your CC&R's about how to handled this situation in regards to responsibilities of rebuild.

Sorry for your loss. However, step back a bit in regards to any commitments of repairs or insurance coverage conversations. Lend a hand in recovery in a "neighborly" kind of way. You don't want your HOA to be making promises and the process doesn't work that way. Let the process work.

Former HOA President
JohnC46 (South Carolina)
Posts: 14,265
Posted:
Sit down with your insurance agent and get a detailed outline, procedure, timeline, etc. so all are on the same page as to what and when things should happen.

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