incorporating

Can anyone tell me does incorporating our HOA (all homes are individually owned) protect the homeowners from personal injury liability by either non homeowners or other homeowners. The only property owned jointly is the well/lot.

I would also suggest going to your local Office supply store to look up some forms. They do have forms available for under $20 for filling out to create non-profit corporations and other areas a HOA may need. Some come with a CD rom. The forms should be adjustable for each state.

I agree with the other poster above. However, you may want to continue to do more additional research IF incorporating is something worth pursuing. There are more benefits to it than just the liability issue you inquired. There's a whole picture out there and liability is just one part of it.