can HOA place lien without judgment?

my property in Georgia, can HOA place lien in real state record without judgment? and, if yes what long time it takes the lien expire from the record
(remember i said make lien with no judgment no court just lien only)....

thanks for everybody

If you are behind in paying assessments, I would strongly suggest bringing your account current. If you can't pay all at once, try negotiating a payment plan.

A lien is not a judgement.

A lien is a security interest filed against the property to secure payment of a debt. The right of an HOA to file a lien against property is contained in the governing documents of the HOA and it is an agreement between the property holder and the association. The governing documents are filed in the court of record and become part of the title to the property at the time of purchase.

By filing the lien, the HOA is claiming that they are owed a debt, the lien may be settled by payment of the debt, or by contesting the lien in a court of law. If the lien is not satisfied, the HOA has the option of foreclosing on the property, obtaining title and selling the property to settle the debt, but realistically that is a very difficult thing to do. Further, a lien does not prevent the sale of a property, it merely requires that in order for the property to be sold that the lien be settled, which can be done through the proceeds of the closing.

One of the problems with allowing a lien to continue without settling is that charges continue to add up, late charges, interest, attorneys fees, and possibly court costs, all of which may legally be added to the debt.

The best thing to do is to enter into negotiations to pay off the debt either outright or through a payment plan.

thank you

may you explain what do do you mean there is already lien ? i bought this property from person he signed quitclaim deed then i submitted at county deed record office,

Liens can also be renewed. Therefore, an expiration really isn't something to go by.

Look up you local lien laws online. My guess would be 5-10 years.
However, If it were in my Association, I would start foreclosure proceedings (foreclosing on the lien) way before it expires.

Pablo

Most Covenants say the association has an automatic lien on the property. This does not mean money is owed, violations exist, etc. It is simply a method for the association to ease the way for filing a specific lien if ever needed. Do not be concerned. It is quite typical though many do not know it exists.