Impact Resistant Windows

I didn't want to include this in my previous post as it's a completely different topic (though still hurricane related). My father had told me he previously looked into rolling shutters in lieu of those large corrugated metal types that neither one of us has the strength/agility to install (medical reasons) and the HOA told him that they were not allowed. I'm not going to complain about that because I think they're a tad ugly. He did bring up the idea of impact resistant windows which seems to negate the need to install hurricane shutters in the first place.

My question is this: Can HOA approval be denied? Given the near impossibility of installing the neighborhood "standard" shutters, could the installation of impact resistant windows be considered a "reasonable accommodation" under the Americans With Disabilities Act? I can't see any justification as to why the HOA would want to deny in the first place since there doesn't appear to be any negative impact to neighborhood aesthetics.

Since I'll own the home at some point in the future, I suppose it's time to start getting acquainted in our HOA happenings. Given that everyone (even the board members) more or less suffered the same in the aftermath of Irma, I'm not going to anticipate any real resistance (to either the windows or the generator that I mentioned in a previous post).

When I found the HOA rules regarding generators, I also found rules governing hurricane shutters. Since windows are not shutters, hurricane shutter rules would not apply.