Parking Spot Dispute

Started by AryA • 9 replies • 1580 views

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AryA (California)
Posts: 1

Posted:

I have a dispute on a condo I recently purchased. THE HOA claims that my parking spot encroaches on common area. We did a survey and it indicates the building was not built according to the property map and that they did not account for the common area next to my parking space. Now the HOA is claiming that my spot is smaller than mapped and that I cannot park there.

Any suggestions?

DouglasK1 (Florida)
Posts: 2,046

Posted:

Contact your title insurance company.

Escaped former treasurer and director of a self managed association.

FredS7 (Arizona)
Posts: 927

Posted:

1. Too bad the survey was not done before purchase.

2. Title company first.

3. There may be language in the documents that is useful to you. For example: suppose your neighbor's house is over the line, does that mean he no longer gets to use part of his kitchen?

LetA (Nevada)
Posts: 2,679

Posted:

Thats what you paid title insurance for, call your title company.. Hope it works out for your favor, sounds like someone just wants to stir the pot.

JanetB2 (Colorado)
Posts: 4,219

Posted:

Quote:

Posted By DouglasK1 on 05/30/2017 7:08 PM
Contact your title insurance company.

Amen ... that is what you pay them for

GenoS (Florida)
Posts: 4,276

Posted:

OK, I'm dumb. Exactly what DOES title insurance provide coverage for? The surveyed parcel? The land? The chain of title? The accuracy of the property description on the deed?

PitA
Posts: 1,416

Posted:

READ the policy for which YOU paid and find out.

TimB4 (Tennessee)
Posts: 21,062

Posted:

Quote:

Posted By GenoS on 06/02/2017 2:24 AM
OK, I'm dumb. Exactly what DOES title insurance provide coverage for? The surveyed parcel? The land? The chain of title? The accuracy of the property description on the deed?

A simple internet search can also answer that question.

See:

What Is Title Insurance and What Does It Cover? from an insurance company

What Does Title Insurance Protect You From? A lot. from another insurance company

DEFENDING YOUR TITLE What Title Insurance Will Do for You--and What It Won't 22 page document from the American Bar Association

Title Insurance: Why a Home Buyer Needs It From nolo

GenoS (Florida)
Posts: 4,276

Posted:

Thanks, Tim.

AntonyR (Utah)
Posts: 6

Posted:

You may contact the insurance company because you are paying them.And its purely a bad luck.

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