Ohio Workers Comp question

Started by GeorgeJ4 • 2 replies • 1116 views

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GeorgeJ4 (Ohio)
Posts: 5

Posted:

My association hires a family business to do lawn care. The father owns the business and pays all personal taxes. He hires his 27 year old son to mow with him and no other employees. I was told that since the second mower is the son, the father does not have to cover him with workers comp insurance. The co. is fully insured and has signed a waiver of liability. Any time mowing is done, it is a family member doing the cutting.

MarkM31 (Washington)
Posts: 351

Posted:

Quote:

Posted By GeorgeJ4 on 05/07/2016 11:31 AM
I was told that since the second mower is the son, the father does not have to cover him with workers comp insurance.

When dealing with such questions, google is your friend. What I found in five seconds which contradicts "what you were told"

https://www.bwc.ohio.gov/basics/guidedtour/generalinfo/empgeneralinfo16.asp

All employers with one or more employees must carry workers’ compensation coverage. It’s the law.

MelissaP1 (Alabama)
Posts: 13,836

Posted:

I have a feeling this is a miscommunication issue. It may be the father doesn't have to cover his son's Health Insurance. Workman's comp is a different animal. Which any company you do business with should always be licensed and insured. Your documents may even what the minimum limit they must carry. Ourselves and our contractors must all carry 1 million policy.

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