Quote:
Posted By FredL1 on 01/11/2016 6:45 AM
We are going to introduce the changes this week. I will let you know how it goes. But at the end of the day everybody wants snow plowing. Fred
FredL1(Col)
Now may be a good time to address ATTEMPTS to minimize liability on your private road(s). You should review your risks with insured professional legal help.
Mind if I make a couple of respectful suggestions ?
( We had almost 13 feet of snowfall one winter within my general area several decades here. In approx 1880 snow fell for 7 days killing/starving livestock in barns blockaded by a 6 foot non-stop snowfall. July snowfalls are uncommon in my immediate area, but ten to 15 inch snowfalls in another jurisdiction here have occurred even in Septembers. Not even talking Buffalo NY either.
For a dozen years we also owned a lakeside cottage with private road issues likely similar. With other owners tried to deal with occupiers liability/risk reduction / signage / trespasser injuries etc . . .)
Your jurisdiction may legislate occupier liability on owners of private roads.
Good time for you to quickly & properly hire/research skillsets ALSO about how such risks can be reduced by EFFECTIVE signage, signed waivers etc . Also how much & what type liability/D&O etc insurance coverage to update. Also about ice control, snowplowing triggering levels, physical contracts / insurance etc
Trespassing minors having fun on snowmobiles or ATVs may be great. But their risks may be extra difficult to legally preclude. Snowplows themselves are a risk.
Other owners may not want to spend much until some loss or injury. Think parallel about GROUND FLOOR unit owners asked to help suck up quarter million dollar refits for each elevator.
PROVEN adequacy & frequency of road maintenance may be biggies to TRY to reduce big awards that may exceed your insurance coverage.
Respectfully, before your co-owners are next asked to spend bucks & do the right thing, be armed with some competent legal input appropriate to your special risks as private road owners.