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Posted By GinnyI on 03/20/2015 4:12 PM
Well, let's see.... we are three stories tall.
Our insurance agent basically said... we would rather you not.... but if you do.... be sure and have rules.
Fire Marshall... you can... need rules....
Thanks guys....
Ginny let me say the difference between you and the Fire Inspector is that they have no liability while the HOA does.
Should you allow grills and lets say someone lacking common sense does what they shouldn't do you permission brings with it liability.
And if you insurance comapany finds you at fault in any way well you might have a fight on your hands having them make good on a claim.
Let me suggest you bypass the insurance agent as they do little more than fill out forms.
I would contact the insurnace carrier directly most have a claims rep. who might be able to provide you with specific concerns and possibily copies of rules and guidelines they use or other properties have used in your situation.
In my view far to vague to simply allow grills. How many propane tanks can be stored? What size? Where? and sprinkler systems and 10lb FE will be of little use should the worst occur.
People do really dumb things. Gas, propane, fire, lighter fluid, all can cause real serious problems.
I would ask the insurance carrier for guidance. Good luck.