President has validity problems as being president

"We just recently put a new roof on the building which literally used all the money in the HOA account."

So there are 4 homes and each home represents a position on the Board. Did I understand that correctly? If so, then she should be aware of the finacial situation.

If another board member has not shared your CCRs with you then you should be able to get a copy from the state/county record repository (check your state generally assembly site or follow the link from this web site to find out where it is. You can probably download the document from your states record archive site).

When you receive the document find out who is responsible for exterior maintenance the HOA or owner. Also, see if there is special assessment process?

I wouldn't worry about her comments about your appointment but if you are concerned then change positions within the board.

Good luck.
Tracy

You may want to remind this member that the HOA is ONLY funded by the owners FOR the owners. There is NO other source of income. So if she wants the work done, then the HOA is going to have to have a "special assessment" of ALL the owners to gather the money to get the repair done.
She can go on and get the work done and submit the bill. However, that does NOT guarantee her the money of reimbursement. The board MUST vote if they are going to allow such reimbursements. Plus, where is the money going to come from? I am sure you don't want to foot the bill for your neighbors work.
It's not easy living in a HOA. It's also not easy to convey the idea that you ALL are shareholders in the same company. (HOA) Make sure the HOA is even responsible for such repairs as gutters as well. Don't allow one member to do something and later find out you were never responsible for it.
I would question gutters. Gutters are often times "Options" or a "Selling point" on a house. It will depend on if the builder/developer put them up or she did it on an individual basis after the sale of the house. If it is builder/developer built, then the HOA could be responsible. If she put the gutters up on her own, then not so much. I've recommended gutters be put on houses to prevent damage from a neighboring house once. However, the HOA was not responsible for putting the gutters up. We just recommended and explained the situation hoping the neighbor would comply. The HOA wouldn't be responsible for the gutters.