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FixerF (Florida)
Posts: 2
Posted:
Hello,

My wife and I bought a house almost two years ago. Last month (and again today) we are being served with notices from the HOA saying our house is not in compliance because previous owners enclosed the garage.

I have talked to my neighbors who have lived here a very long time, and they have said that work was done 30 years ago or more when their children (who now have their own children) played in the house.

My wife is worried that they will somehow force us to tear apart the living room (formerly a garage 30 years ago) in order to comply with the rules. The way the house is laid out, it would be nearly impossible to add a new garage without some major work, and reverting the living room back into a garage would require an almost equivalent amount of work given the upgrades I have done to the room over the last two years. In no way is this not going to cost thousands of dollars to bring into compliance for something they really should have caught 5 owners ago (which is how many owners the house has had in 30 years).

When we bought the house, neither the realtor, title company, nor anyone else mentioned the house was in violation of any covenants. When I contacted the real estate agent, she seemed as surprised as we were, but doesn't seem to be doing anything to help us, either.

Bottom line, I am curious as to what our options are. Does anyone have any advice here?

Thank you.
SheliaH (Indiana)
Posts: 6,964
Posted:
Technically, you're in violation, even though someone else did the work (unauthorized, as it turns out) and the Board could come after you. However, I really don't think it should, especially since there have been 5 previous owners and you don't know which ones did the original work. It may be that some of them didn't know they were in violation either. Because of that, I suspect that if things escalated to a lawsuit, you might win because a judge might say if no one said anything before now, it's unfair to enforce that rule.

I'm in an all town home community and all but two homes on my street have one car garages. As far as I know, no one said anything when the remaining two were converted into rooms and given our other issues, I don't know if the board would take it on. In fact, our current president converted his garage and his wife said to me they realize now they will likely take a hit if the house is ever sold because the community does't have a lot of room for parking to begin with and these days, most of the newer town homes are being built with some sort of garage. For some reason, the developers built 75% of the community without any garage at all.

The best I can suggest is that you go to the board and plead your case, perhaps bringing your neighbors along, who may be able to give an estimated time when the work was done. Good luck!

If it is not right do not do it; if it is not true do not say it. Marcus Aurelius
KerryL1 (California)
Posts: 14,550
Posted:
Do try to plead your case to the Board. Put your deals in wiring and address it to the Board care of your property mgr. or board president. Also sate that you'd like to meet with them t discuss it further.

If they won't cooperate, you probably will need an attorney's advice. In many if not all states there is a legal term, "the doctrine of laches." It basically says that if the bord doesn't take action after xx numbers of years after noticing a violation, that cannot force you to correct it.

But I'm not in the legal profession nor in your state, so you need professional advice if your Board won't cut you some slack.
DouglasK1 (Florida)
Posts: 2,046
Posted:
Quote:
Posted By SheliaH on 08/15/2014 8:05 PM
Technically, you're in violation, even though someone else did the work (unauthorized, as it turns out) and the Board could come after you.

We don't really know if the work was unauthorized. The previous owner could have gotten approval from the ARC at the time and Fixer might not be in violation. Unfortunately, this will be hard to determine as most likely any paperwork the previous owner had would not be available, and there is also a good chance that the association records from 30 years ago are long gone. The smart plan would be to talk to a lawyer to get an opinion and determine if any statute of limitations would apply. If Fixer didn't want to spend the money for that, he could start by asking the association to produce their ARC records from 30 years ago to prove it wasn't approved.

Escaped former treasurer and director of a self managed association.
LarryB13 (Arizona)
Posts: 4,099
Posted:
Douglas gives good advice. Considering the potential costs involved, your first stop should be at your attorney's office.
KevinK7 (Florida)
Posts: 1,343
Posted:
There is one word here that may play an important role in your case.

MRTA.

That stands for the Marketable Record Title Act.

In Florida there is a law that affects covenants and restrictions. After 30 years, if the C&Rs are not properly preserved they expire and essentially become non-existent. This 30 year time frame begins with your root of title and with each subsequent title, if no specific mention of the book and page of the C&Rs is made then the clock remains and does not get reset. While there may have been C&Rs on your property 30 years ago governing this, it is possible that they are no longer enforceable.

What you may want to look at is your chain of title. Review every deed for mention of the exact location of the C&Rs in public record. Seeing a phrase like "subject to covenants and restrictions" is not sufficient to reimpose the restrictions (restart the 30 year clock).

You may then want to look up to see if there was a preservation or revitalization filing on record.

Basically, before the 30 year deadline ends homeowners and HOAs have the option of extending the C&Rs by following a certain set of guidelines. If not properly carried the C&Rs expire. If expired there is still an option to revitalize them, which comes with their own set of rules.

There are a couple statutes you may want to familiarize yourself with:

S. 712 - Marketable Record Titles To Real Property

S. 720 - Homeowners Associations

S. 617 - Corporations Not For Profit
KevinK7 (Florida)
Posts: 1,343
Posted:
Because of this issue, it is highly recommended you find an attorney who specializes in HOA law - especially MRTA. While it may seem like an obvious thing to look out you would be surprised how many attorneys overlook this matter in Florida. That is because most HOA attorneys do not represent individuals. Probably because there is not much money in it for them. Also, MRTA is commonly misunderstood - even by attorneys - and if this matter were to advance to court and your representation failed to make an argument using MRTA you could end up losing despite being in the right.

For example, my neighborhood is older and had C&Rs expire due to MRTA. The HOA attempted to enforce the covenants against me. My attorney notified them of the law. I stopped paying and I was sort of left alone (this is an ongoing matter). My neighbor stopped paying around the same time. The HOA took them to court. They did not argue MRTA. Instead they discussed an economic hardship during a foreclosure case and the ruling ended with the HOA winning.
GlenL (Ohio)
Posts: 5,491
Posted:
Fixer as others have stated, you need to contact an attorney ASAP. But the good news is either in the papers you got or the title insurer or the mortgage holder got, there should be a piece of paper from the HOA stating that your property was in compliance of the CC&R's at the time of the sale and that there was no enforcement action planed against the property. Mortgage holders don't like to be surprised with large unexpected fines that may cause the mortgagee to default.

Studies show that 5 out of 4 people have problems with fractions
TimB4 (Tennessee)
Posts: 21,059
Posted:
Check the county for permits on your property. It may show when the garage was closed in and converted.
This will tell you when it happened and, perhaps, give you a better basis for a defense of Laches.

Now that you have a date when the conversion was made (which you got from the permits), ask the Association for copies of all Board meeting minutes and Architectural meeting minutes for 1year proceeding the permit and 1 year after the permit. You should also ask for a copy of any file associated with your Lot.

Additionally, go back through all the paperwork from when you purchased and see if there is a statement from the Association saying that there are no violations on the property. Sometimes it's there, sometimes it's not.

Then, take all of this information to an attorney, along with a copy of the governing documents and the letters you have received, and have the attorney write the response for you (sending it to the registered agent, the MC and each Board member).

Then, see what the Associations response is.
JohnB26 (South Carolina)
Posts: 1,001
Posted:
Is the 'conversion' code approved?

Was a building permit obtained?

Do you now have a valid certificate of occupancy for your home?

Garage conversions are very tricky at best because of fire codes; they change egress and ingress for the ENTIRE structure.

If not done PROPERLY they can become lethal in the event of a fire.

eg. the main living area must have TWO direct to exterior door exits
TheI (Florida)
Posts: 40
Posted:
We had a situation like this. I am in Florida. Our HOA attorney said we, the board, have 5 years from the date that the violation is know to us to enforce the covenant. After that it becomes unenforceable against that house.
Did you get request an estoppel before you closed on the house? If you did that should have had any outstanding problems with the HOA.
LarryB13 (Arizona)
Posts: 4,099
Posted:
Fixer,

One of the issues your attorney should raise is the doctrine of laches. This is a common-law version of the statute of limitations. The doctrine will bar an action where the complaining party knew he had a cause of action, had no excuse for not asserting a timely cause of action even though he could have, and the delay aggravates the damages.

In your case, the association has known for some thirty years that the house you now own may have been in violation of the covenants and they took no action to enforce the covenant during that period. As a result of their delay, the house has changed hands without objection from the association and you, as the innocent buyer, would suffer damages to now bring the home back into compliance with the association's wishes.

BTW, if you should find any documents indicating that the association approved the garage conversion at some time in the past, be sure to have those documents recorded so future owners will not have to deal with the same issues you face now.

TimB4 (Tennessee)
Posts: 21,059
Posted:
Quote:
Posted By LarryB13 on 08/17/2014 7:18 PM
Fixer,

One of the issues your attorney should raise is the doctrine of laches.

Click on the word laches in my previous post and it will link you to the legal definition.
LarryB13 (Arizona)
Posts: 4,099
Posted:
Quote:
Posted By TimB4 on 08/17/2014 9:37 PM

Click on the word laches in my previous post and it will link you to the legal definition.

Tim,

Sorry, but I did not realize that there was a link attached to the word "Laches" in that post. In fact, even when you told me there was a link it was not apparent until I put my cursor on the word and an underline appeared.

This site does not do a very good job of making links obvious as they are not underlined until the cursor is moved onto the word and goes away when the cursor is moved. I seldom read using the cursor as a guide, so I never noticed the link until you pointed it out to me. I guess the word is displayed with a blue font, but my old eyes have a hard time distinguishing blue from black.

JM10 (California)
Posts: 503
Posted:
Before you do some digging, I think you should make the board suffer a bit.

While others have suggested that you ask for meeting minutes from the date the construction was made, I would start with minutes for the last two years so that you know when this first came up and for minutes for the time period the condo was on the market before you sold it. You'll want to find out of the minutes list the voting patterns of the directors--it should but it usually does not. Ask that the minutes begin to have a voting record.

Depending upon when the time that the condo was on the market, also look and see if this issue came up at that time.

Basically, while you are doing your homework (as others have suggested), you can make the board do their own homework. You might want to see if this was at all an issue with the last owner.

I raise this issue because:

1. You don't want the board to be doing nothing while you are scrambling around looking for records.
2. You want to know why this suddenly became an issue
3. You want to know who took the lead in this issue

It could be that you have rubbed someone the wrong way and that person decided to target you. It would seem likely since this is an issue that is very, very old.

If this is the case, you want to begin building up records and a case for harassment and discrimination.

It doesn't matter if the records are old; if they are lost, then that leaves a lot of holes in the arguments of the directors. The main thing is to hold the directors accountable for their actions and to protect yourself when there is a sudden change in attitudes.

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