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ToniW (North Carolina)
Posts: 28
Posted:
We have an owner who hasn't paid his dues in 3 months and who apparently has also had his electricity cut off recently for non-payment. He is still 'living' in the unit without electricity. We have a process to handle the delinquent dues once owners hit 90 days late so that part is covered. Our concern is that waterlines might burst during some of our cold nights and create a bigger problem. If he isn't paying dues or electric bill, I'm guessing he won't pay it just to keep the pipes from bursting, even if we require it under owner required repairs.

Has anyone ever had this situation? We are in NC.

Thanks in advance.
JohnC46 (South Carolina)
Posts: 14,265
Posted:
As far as freezing pipes and causing damage to other units, what is you physical building arrangement?

If an apartment style building meaning with units above, below, and beside the unit in question then I would not be concerned.
BruceF1 (Connecticut)
Posts: 2,535
Posted:
I wouldn't worry about the pipes freezing too much. Unless there is a basement where there are pipes, it probably won't get below freezing inside. My garage is uninsulated and I live in Connecticut and the temperature in my garage, even on the coldest days, seldom gets below 40 degrees. I once owned a home in Massachusetts with an insulated garage and the temperature inside that garage seldom went below 50.
BonnieG1 (Nebraska)
Posts: 1,186
Posted:
We did have a tenant who had frozen pipes this winter. The unit was at the end of the buidling with no other unit between it and the outside wall. From indications from our PM, I think the pipes froze because they were not keeping the heat on high enough to prevent freezing of pipes.
TimB4 (Tennessee)
Posts: 21,059
Posted:
Worst case, your insurance should cover any damages to your property caused by the pipes rupturing. Then it will become the insurance companies responsibility to go after the individual or the individuals insurance company (if they have any) to recoup their damages.

As a neighbor, has anyone checked on the individual to make sure that they are ok?
LarryB13 (Arizona)
Posts: 4,099
Posted:
Toni,

In addition to frozen pipes, you should also be concerned about the possibility of fire. If the person is living in a unit without electric, he is relying on something else for light and heat. Most likely candles or kerosene or gas lanterns for light and who knows what for heat.

Open flames are always risky and this person may be using them 100% of the time. Multiply the risk for each person residing in the unit and quadruple it for each child. This person is posing a very real fire danger to himself, his family (if any), his immediate neighbors, and maybe the entire building.

Every owner and/or resident of that building should be concerned. If you cannot get the person to move out then it may be time to consider taking a collection to get his power back on. Yes, it is counter-intuitive but everyone around this person is at risk of incurring damage as a result of this person's occupancy. For your own safety, you need to take whatever steps you can to either end this person's occupancy or make his occupancy safe.

Up until now I have always advocated separate electric meters for condo units. This is causing me to rethink that position. One owner's financial crisis has put many other units at risk.
ToniW (North Carolina)
Posts: 28
Posted:
Thanks to all those who have responded. To answer a few questions:

We are a townhome community built on concrete slabs. The unit is an end unit. Units are separated by a fire wall but share conduit for electrical, etc. There was an incident a few years ago where water pipes to the second floor burst in a well kept home.

For the person who asked if anyone has checked on him: I know from this owner's brother that he has a history of serious drug problems and the family has lost contact recently. This really isn't relevant to our HOA issue but it is added info. His car did not move for about 5 days but was gone as of Saturday and hasn't been back. Given the drug use history and high probability of it now, I was honestly concerned that he might be dead inside! (yes - that serious) I would be hesitant to either personally or through the HOA to pay his electric bill (we can't pay it directly anyway) since it very likely would not help.

I agree about the concerns of what is being used for light or heat...it does pose a hazard to both the property and the other residents in that unit. Since this is an owner, though, can we as an HOA require that the lights be turned on? (Again, given the backstory of drug use, I don't know that it will happen)

Since there is a dues delinquency, we can push to place a lien and go to foreclosure if necessary, but that takes time and really doesn't solve the immediate problem.

ToniW (North Carolina)
Posts: 28
Posted:
Oh - and each unit has it's own electrical panel and natural gas connection. This particular unit has a fence enclosure and I cannot see either.
KellyM3 (North Carolina)
Posts: 2,239
Posted:
Toni,

Call the city housing inspector or town hall in regards to the lack of electricity and someone living in an unheated building. There may be a wrinkle in the law that helps you. In NC, a heatless building is practically insurable and deemed inhabitable, if I remember correctly from an investment property I bought several years ago - and its furnace was non-functioning. Someone from the board NEEDS to find out what's going on in the property. YES, it IS some of your business!
LarryB13 (Arizona)
Posts: 4,099
Posted:
Quote:
Posted By ToniW on 02/12/2014 2:47 PM

I would be hesitant to either personally or through the HOA to pay his electric bill (we can't pay it directly anyway) since it very likely would not help.

My reason for suggesting that course of action is that if this idiot sets your building on fire everyone around him is going to incur damages of one kind or another. Smoke, fire, and water are not the only damages, either. Do you really want to see a picture of your condo engulfed in flames on the front page of the paper under a caption that says, "Drug-using owner burns down complex?" Try selling your unit after that. A $50 or $100 donation would cost far less than the damage this guy will create.

Quote:
Posted By ToniW on 02/12/2014 2:47 PM

I agree about the concerns of what is being used for light or heat...it does pose a hazard to both the property and the other residents in that unit. Since this is an owner, though, can we as an HOA require that the lights be turned on?

As a practical matter, you probably cannot require him to restore electrical service. But you may be able to prevent him from occupying the unit without utilities. Check your governing documents to see if there is a requirement. Also check with your local zoning and/or health department to see whether it is legal to occupy the unit without utilities.

If your documents are silent on this matter, now may be a good time to amend the declaration.
JohnC46 (South Carolina)
Posts: 14,265
Posted:
Toni

What is your end game?

Get dues paid?

Prevent pipes from bursting?

Get rid of an undesirable?

All of the above?

JohnB26 (South Carolina)
Posts: 1,569
Posted:
call code compliance re: lack of heat

after that

MYOB

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