Drainage issue/condo flooded

Started by CourtneyM1 • 3 replies • 1225 views

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CourtneyM1 (Pennsylvania)
Posts: 1

Posted:

I am the owner of a first floor condo that flooded during a storm this past Tuesday. My tenant notified me at 7:30 in the morning and I immediately called the Home Owners Association.

The association came and pulled up the rugs and put in two humidifiers. The water drainage is VERY poor near my condo and throughout the condominium property. The water piled onto my small patio and through the sliding glass door and 20 feet beyond that. My tenant also noted that the water was gushing down or up to/from the floor vents next to the sliding glass door.

A couple of years ago a previous tenant noted the water coming up from the floor vents during the last flood.

The association thinks that just coming to steam clean the rug and all will be well. I spoke with the property manager and expressed my concerns about the possibility of mold on the woodwork and a future flood bc the problem is obviously the poor drainage system. He told me that there is a budget and plan to remedy this drainage issue within the year.

What can I do? What are my rights? My property is in PA. Thank you in advance.
Courtney

JohnC46 (South Carolina)
Posts: 14,265

Posted:

Courtney

What you should do is file a claim with your insurance company. Let them handle it. In some respects it is not the HOA's responsibility.

Your first line of defense is your insurance company.

MatthewW4 (Arizona)
Posts: 500

Posted:

This assumes that you have flood insurance, which anyone living where there are drainage problems or a history of flooding should have.

SteveM9 (Massachusetts)
Posts: 3,699

Posted:

Before you discuss anything with your insurance company, read your policy. They will record what you say into an insurance report which all insurance companies share, even if you didn't make a claim. If you have no flood insurance, or your policy doesn't cover this, there is no need to call the insurance company for them to document this, then deny you. When you try and sell, the buyer may pull a CLUE report (I would) and see all your phone calls about flooding. This will greatly reduce your selling price or loose a deal even if it's been fixed. So you will not benefit at all by talking to your insurance company, actually, quite the opposite.

It appears the association is helping, but not aggressive enough to fix the problem. If it's a simple fix, I would demand the issue is fixed soon. If it's complicated, you may need to find out the details of why its not fixed and what it will take to fix it.

PS. You need insurance and flood insurance. Your renter needs rental and flood insurance (maybe $120 year).

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