Splitting up Insurance due

An individual asked that he be allowed to pay half his insurance premium now, with the remaining paid after 6 months. How many have similar situations where a homeowner requests installments rather than payment in full of an obligation.....especially one where there is a 6-month gap in payment. In over 20 years, we have not had this situation. I do not want to open the door for others who feel they can't meet an obligation to expect the same consideration. I'd like to hear from others who advise whether or not allowing installments on any obligation is a good idea and/or what experiences others have had doing so.

I'm also confused. Is this a special assessment to pay for an insurance deductible on a claim?

The insurance cost is typically part of the dues for us. Don't know why it would be separate in your situation. Plus insurance for a home is typically for the homeowner. Insurance for the common property/board/HOA is part of the overall dues. So more details please.

Hit the submit by accident. I wanted to add that part of that basis is past payment history, past waivers of charges and any issues specific to the member (medical, employment, etc.). This is all looked at together and decided by majority vote of the Board.

To me this is unusual because most mortgage lenders want the insurance premium paid from the impound so they know the home is insured.

One house we owned we paid the homeowner's insurance directly. Every so often the trustee would see that there was no insurance coming out of the impound and conclude that we were not insured. The led to endless rounds of disputes. On our current home we just let the lender pay our premium from the impound and we never have a problem.