State Farm vs. Traveler's

We are bidding out our master policy for the first time in donkey's years. We have narrowed down to State Farm (who was our former provider) and Traveler's, who is significantly cheaper.

Does anyone have any experiences (positive or negative) with either company? I've only ever worked with State Farm and I think that makes me biased in feeling like they are the more "trustworthy" company, but I don't have any real reason to think that...

Any experience would be appreciated!

Whooops, sorry about that.

If anyone wants to email me privately through the site with any experiences, that would be great. Thanks!

Sorry, when I go to "my profile" it gives me the option so I assumed it was there for all emails, but apparently it JUST gives me the option to email myself and no one else. you can reach me at [email protected].

Thanks!

Clearly we don't have a "people who have nothing to do with their time and make people coming to this board looking for help try to feel stupid" vs "people who come to this board to offer up genuine advice to those asking" debate.

Its pretty clear where you'd fall on that one. Does it make you feel good about yourself to come on this board and ridicule everyone who posts? Or everyone whose posts don't meet some fantasy standard in your head of what you personally deem worthy should be on a public posting board? Perhaps you should apply for a job approval all posts before they go public to see if you deem them worth of discussing OR, you could simply ignore the ones that don't meet your standard -- but clearly you have nothing else to do but post even when you aren't interested in the subject.

Can you really find nothing better to do with your time?

How very sad a life you must lead.

Asking people if they've had good or bad experiences with a company is not opinion, if they did, its a fact. If they didn't, that's also a fact. If someone tells me they had a terrible experience making claims with one versus another, that is useful information to me, and its my problem to decide how much or little weight I put toward that answer.

The point of these boards is to tap the masses of experience here. Obviously if one person has a bad experience that doesn't mean everyone will, but certainly some input from a large group is better than none. I never asked anyone to make a decision for me, I asked for peoples experiences so I can use that as a contributing factor in my decision-making. If I do a poor job in making a decision because I didn't gather information well, that's MY problem, and your attempt to point out that you thought I was seeking useless information doesn't change that one bit.

If you don't like questions people ask, simply don't respond. Your post contributed NOTHING to the thread (except a failed attempt to make me feel stupid, whether that was your intended goal or not, certainly any person reading it would take it that way), which you have also done in other posts that I've initiated as well as I've seen others I've seen. It completely devalues the point of these boards if people feel like when they post they are going to get useless responses that serve no purpose but to let them know you think they, or their question, was stupid.

Simply ignore it if its not something you care to deal with, but don't belittle people who come here seeking advice and input just b/c you don't like what they asked.

I'm sure you have MASSIVE amounts of useful information to help people with. I and others would love to get that from you. But this is just a waste of everyone's time and devalues the board.

Hi Ellie, yes once we got down to those two, we had both agents make pitches. We actually sent each other the others policies so they could point out where they were better. At this point we can't find enough good reason to go with the more expensive one...

We have used state farm and peerless (liberty mutual). Nothing special about either. Its good to switch every 3 years, just to keep rates low. The insurance companies just keep creeping up, you have to switch to get a lower rate, then creep up again.