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JeffD8 (Pennsylvania)
Posts: 19
Posted:
Hello, I tried to find out for myself but could not. I checked out pacondolaw.com and found nothing. I believe an HOA can put a lien on your property for unpaid dues, however I think different states have different laws. In Pennsylvania if someone receives a traffic citation from an HOA and they do not pay it can they put a lien on your property?

I believe in PA the lien has to be more than $500 for a court to enforce. I read that somewhere but not sure. Thank you.

Please provide me with the source from providing your answer. Thank you.
GlenL (Ohio)
Posts: 5,491
Posted:
Jeff people who post the same question multiple times trying to get the answer they desire is really annoying and counter productive. If you had laid out the facts in one of your other posts about fining we still would have tried to help you. To recap, yes an Association should have a fine schedule. No they cannot change a Covenant about fining with a Board resolution and to answer your question of whether they can lien over a fine:

5315. Lien for assessments

(a) General rule.--The association has a lien on a unit for any assessment levied against that unit or fines imposed against its unit owner from the time the assessment or fine becomes due. The association's lien may be foreclosed in a like manner as a mortgage on real estate. A judicial or other sale of the unit in execution of a common element lien or any other lien shall not affect the lien of a mortgage on the unit, except the mortgage for which the sale is being held, if the mortgage is prior to all other liens upon the same property except those liens identified in 42 Pa.C.S. ยง 8152(a) (relating to judicial sale as affecting lien of mortgage) and liens for planned community assessments created under this section. Unless the declaration otherwise provides, fees, charges, late charges, fines and interest charged under section 5302(a)(10), (11) and (12) (relating to power of unit owners' association) and reasonable costs and expenses of the association, including legal fees, incurred in connection with collection of any sums due to the association by the unit owner or enforcement of the unit owner are enforceable as assessments under this section. If an assessment is payable in installments and one or more installments are not paid when due, the entire outstanding balance of the assessment becomes effective as a lien from the due date of the delinquent installment.

(b) Priority of lien.--
(1) General rule.--A lien under this section is prior to all other liens and encumbrances on a unit except:
(i) Liens and encumbrances recorded before the recording of the declaration.
(ii)
(A) Mortgages and deeds of trust on the unit securing first mortgage holders and recorded before due date of the assessment if the assessment is not payable in installments or the due date of the unpaid installment if the assessment is payable in installments.
(B) Judgments obtained for obligations secured by any such mortgage or deed of trust under clause (a).
(iii) Liens for real estate taxes and other governmental assessments or charges against the unit.
(2) Limited nondivestiture.--The association's lien for assessments shall be divested by a judicial sale of the unit:
(i) As to unpaid common expense assessments made under section 5314(b) (relating to assessments for common expenses) that come due during the six months immediately preceding the date of a judicial sale of a unit in an action to enforce collection of a lien against a unit by a judicial sale, only to the extent that the six months' unpaid assessments are paid out of the proceeds of the sale.
(ii) As to unpaid common expense assessments made under section 5314(b) other than the six months' assessment referred to in subparagraph (i), in a full amount of the unpaid assessments, whether or not the proceeds of the judicial sale are adequate to pay these assessments. To the extent that the proceeds of the sale are sufficient to pay some or all of these additional assessments after satisfaction in full of the costs of the judicial sale and the liens and encumbrances of the types described in paragraph (1) and the unpaid common expense assessments that come due during the six-month period described in subparagraph (i), the assessments shall be paid before any remaining proceeds may be paid to any other claimant, including the prior owner of the unit.
(3) Monetary exemption.--The lien is not subject to the provisions of 42 Pa.C.S. ยง 8123 (relating to general monetary exemption).

(c) Liens having equal priority.--If the association and one or more associations, condominium associations or cooperative associations have liens for assessments created at any time on the same real estate, those liens have equal priority.

(d) Notice and perfection of lien.--Subject to the provisions of subsection (b), recording of the declaration constitutes record notice and perfection of the lien.

(e) Limitation of actions.--A lien for unpaid assessments is extinguished unless proceedings to enforce the lien are instituted within three years after the assessments become payable.

(f) Other remedies preserved.--Nothing in this section shall be construed to prohibit actions or suits to recover sums for which subsection (a) creates a lien or to prohibit an association from taking a deed in lieu of foreclosure.

(g) Costs and attorney fees.--A judgment or decree in any action or suit brought under this section shall include costs and reasonable attorney fees for the prevailing party.

(h) Statement of unpaid assessments.--The association shall furnish to a unit owner upon written request a recordable statement setting forth the amount of unpaid assessments currently levied against his unit and any credits of surplus in favor of his unit under section 5313 (relating to surplus funds). The statement shall be furnished within ten business days after receipt of the request and is binding on the association, the executive board and every unit owner.

(i) Application of payments.--Unless the declaration provides otherwise, any payment received by an association in connection with the lien under this section shall be applied first to any interest accrued by the association, then to any late fee, then to any costs and reasonable attorney fees incurred by the association in collection or enforcement and then to the delinquent assessment. The foregoing shall be applicable notwithstanding any restrictive endorsement, designation or instructions placed on or accompanying a payment.

P.S. I didn't see a dollar limit so pay your fine or fight it in court before the interest and late fees start to add to it.

Studies show that 5 out of 4 people have problems with fractions
TimB4 (Tennessee)
Posts: 21,059
Posted:
Let me paraphrase Glen's answer:

Per PA 5313, Yes a lien can be based on fines.
JeffD8 (Pennsylvania)
Posts: 19
Posted:
Thank you. I do have 1 last question which should put my matter to rest.

In case I need proof, where does law or governance show that the CC&R is the high law of the land and cannot be overruled by a monthly meeting?

Is that some state law or just a face since it is probably part of my deed? I need to remove all doubt. Thanks again.
TimB4 (Tennessee)
Posts: 21,059
Posted:
There is no State law that specifies this it is just a common fact.

Jeff,

I'm not sure if you received a fine and are wanting to protest it or if you are just contesting the decision. However, I do get the impression that you want to take this issue before a court of law.

If you are considering taking either issue to court then I strongly urge you to seek out a local attorney for legal advice.

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