Curtis,
Welcome to the forum.
I'd like to offer the following opinions on your concerns:
Quote:
Posted By CurtisC2 on 05/14/2012 8:02 AM
The original builder owner went bankrupt about three years ago and I am the secretary on the new hoa.
Thank you for volunteering within your HOA and serving on the Board.
Are you also a Director?
Directors and Officers are two different things. Directors make the decisions and Officers implement the decisions. Typically Directors are elected by the membership and Officers are appointed by the Directors (Board of Directors). Usually, the Officers are appointed from amongst the Directors. When this happens that individual is wearing two hats and performing two jobs, that of Director and Officer.
Officers Serve at the pleasure of the Board of Directors. If an Officer is not fulfilling their duties to the satisfaction of the Board, the Board may remove that individual from the Officer position. Please note, this is not removing them from being a Director, only from their Officer duties.
Quote:
Posted By CurtisC2 on 05/14/2012 8:02 AM
The president of the hoa does not take care of the property right. The vice president and I want things done around here and have told her numerous times and it still hasn't been taken care of.
Getting bids, supervising and reviewing the work takes time. Perhaps this individual doesn't have the time to properly fulfill those duties. Have you volunteered to implement some of the decisions?
Properly fulfilling the duties of the Association can not be done by one person. It takes a group of individuals willing to work as a team and share the work load.
Quote:
Posted By CurtisC2 on 05/14/2012 8:02 AM
The common area beds are loaded with weeds and there are weeds coming up in the parking lot and it looks abandon.
How is the Board going to handle this?
Have they solicited bids for a common area maintenance contract?
Are they relying on volunteers?
Have they reviewed the contracts to see if a contractor failed to meet the requirements?
Have they bought weed killer and walked around using it?
There are lots of options. Which option is used is a decision of the Board.
No matter what decision is made, time and energy will be required by the Board members outside of the meeting.
Quote:
Posted By CurtisC2 on 05/14/2012 8:02 AM
We also need speed bumps put in and have money in the account to do so.
Is the money allocated for something other than discretionary spending by the Board?
Perhaps it's being set aside for repaving the parking lot.
When was your last Reserve Study?
Are your Reserves fully funded based on that Study?
Don't know what a Reserve Study is: see
this thread about Reserve Studies by clicking on the link.
Often, directors see the bank account as one large pot of money. In reality, it's probably already been earmarked (budgeted for specific things). Directors should always understand the financial situation of the HOA prior to making these decisions.
Quote:
Posted By CurtisC2 on 05/14/2012 8:02 AM
I would just like to get out of the hoa altogether.
Typically the only way to be have your obligations to the Association removed is by selling the property.
However, by serving on the Board, you have a unique perspective and opportunity to make changes because you are part of the decision process. Changes will only happen if other directors, along with you, are willing to dedicate the time and energy required to make YOUR development what it can be.
Quote:
Posted By CurtisC2 on 05/14/2012 8:02 AM
We pay 50.00 a month because there are only 13 units here, its for garbage, lights,and insurance.
Wow, that's actually inexpensive. Having to maintain the parking area, provide trash/recycling pickup, utilities for lights,set aside money for the Reserves, administrative costs, etc. I'm impressed that your able to do this on a $7,800 a year budget ($50 per month x 12 months x 13 units).
I'm also concerned that you are not putting enough aside to properly maintain your parking area. I base this on my own Association's bids that have received bids for repaving the lot between $13 and $16 a square yard. Even for a small lot of 3,000 square yards (which your's might be) that can cost $39,000 to $48,000.
Quote:
Posted By CurtisC2 on 05/14/2012 8:02 AM
I would get rid of my own garbage and sign off on there personal liability insurance. Is there a way to get out of this hoa.
When you purchased the property you agreed to certain deed restrictions that were attached to your property. These restrictions. also known as the Declaration of Covenants, Conditions and Restrictions (CC&Rs), are a contract between you and the other owners your property is attached to. The CC&Rs typically also specify what services and amenities will be provided by an Association (created to oversee the common area).
The CC&Rs also specify that you, as an owner of the property, will pay an Assessment to the Association to pay for these services, maintenance and the administrative costs (postage, printing, bank fees, insurance, etc.) of the Association. Most Associations are incorporated, as this provides some additional protection to the membership and some benefits to the Association.
There is also a way for the owners to amend these deed restrictions to add, delete or modify some clause, service or covenant.
If you desire to have each owner pay for their own trash/recycle service, the way to do this would be to amend the CC&Rs and/or the Articles of Incorporation and/or Bylaws to remove the requirement that the Association provides this service. The first step would be to determine the costs involved to each owner for individual service to see if it is a financial benefit for the owners (typically it is not, but you don't know until you solicit bids).
The Association would still be required to carry the insurance (Liability, Directors and Officers and some sort of fidelity insurance). Therefore, there would be little if any change in those costs. If your development is considered a condominium, there may be minimums required by your States laws that the Association must carry.
Hope this helps,
Tim