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MikeD9 (Alabama)
Posts: 3
Posted:
I recently purchased a new house in an HOA governed subdivision. I'm trying to obtain basic information about the HOA, but the BOD seems to be actively refusing to provide this information. What I'm trying to find out is who is on the board, or who is the contact person for questions pertaining to the CCR's.

All HOA meetings have been private closed sessions, the HOA does not have a website, provide minutes, financials, they are not listed in any of the local phone books, online searches do not come up with any information, or in my case answer the most basic question of who do I contact. I have the email address and phone number of the treasurer and the HOA lawyer's name from an invoice that was sent to me, but he refuses to answer phone calls or emails. What recourse do I have as a member of the HOA have, how can I obtain contact information?

I just want the most basic of HOA information.
PetunkaM (Florida)
Posts: 1,009
Posted:
Mike,

Do you know if the HOA is incorporated?

PeterD3 (Florida)
Posts: 708
Posted:
They'll contact you as soon as you owe money or have a violation

How about ask some neighbors?

MikeD9 (Alabama)
Posts: 3
Posted:
Yes, it is incorporated.
JohnB26 (South Carolina)
Posts: 1,569
Posted:
CCRs - Covenants and Restrictions - your county Registrar of Deeds

Articles of Incorporation - you Secretary of State - (you may need to write a lengthy letter or appear in person if you don't know the exact name of the corp.)

Corporate By-Laws - possibly the secretary of state (may not be required to be recorded)

Registered Agent fot the Corp. - secretary of state

you really need YOUR attorney to send THEIR attorney a certified letter
CharlesB17
Posts: 112
Posted:
All the information is public. Start at your county tax collector's office and then go to the county clerk and find the deed restictions.
If you purchased from a realitor, call them and ask them. This information is supposed to be disclosed at the time of sale and you were suppose to recieve a copy from the closing agent.
CarolR11 (Colorado)
Posts: 2,563
Posted:
Mike, it sounds to me that, among other things, you have some questions ABOUT the CCRs, is that right? It seems that you do actually possess them, right?
PetunkaM (Florida)
Posts: 1,009
Posted:
Yes, it is incorporated. [Mike]

Mike,

Alabama State Department, Office of the Secretary lista all corporations. Try to Google it. There you should be able to find the 2011 Annual Report filed by your association. The Report must list ‘Registered Officer’ and the BOD members. Please let us know if you were able to find it and then we go to Step #2,

SteveM9 (Massachusetts)
Posts: 3,699
Posted:
Stop looking for a web site, put your shoes on and knock on everyone's door. Introduce yourself, you just moved in, and start a conversation about the HOA. You may even like some of your neighbors.
PetunkaM (Florida)
Posts: 1,009
Posted:
Quote:
Posted By SteveM9 on 08/30/2011 5:23 PM
Stop looking for a web site, put your shoes on and knock on everyone's door. Introduce yourself, you just moved in, and start a conversation about the HOA. You may even like some of your neighbors.

Except that you may not have any idea who’s door you are knocking on. But, again, you said everyone's door so that should cover it.
BrianB (California)
Posts: 2,820
Posted:
you might also take a look at all the paperwork for your new home. there is likely some information in it about the HOA: Proper name, perhaps an address, maybe(maybe not) even more.

it's another place to look.

But mostly, I agree. Go knock on doors, and ask neighbors. be cheerful. tell them you are new, and you might even get pie or something out of it.
SusanW1 (Michigan)
Posts: 5,202
Posted:
Your realtor MUST have had some paperwork about the CCRs and a contact name for the Association.

Re-connect with her/him and find out what's what.

MelissaP1 (Alabama)
Posts: 13,836
Posted:
No the realtor will NOT have the information. It is viewed as the OWNER's responsibility to be informed of the HOA. Which means a trip to the Courthouse to get a copy of the CC&R's on file. People have the misconception that it is the realtor, lawyer, former owner, or the HOA that provides this information. It is NOT. It's a courtesy if the former owner or the HOA provides this information. It is something that I would agree if States changed their laws to reflect a better way of letting people know they are entering a HOA. Closing documents may have it but they breeze through them so fast it's easily missed or misunderstood.

If you have your documentation then you should know the name of your HOA. It probably isn't listed in any public phone book or on the internet. Ours isn't. Unless someone has made an internet page, then most likely the HOA won't come up. Your best bet is to knock on doors and ask questions.

You don't contact the HOA's lawyer. That is only up to the BOD to do as it costs the HOA money to talk to the lawyer. Their meetings should be public unless they are covering a legal matter/sensitive subject. If your a renter, then you are NOT a member and probably aren't able to attend the meetings. You may still volunteer but understand your limitations.

Best advice...Ask a neighbor. Ask 3 to get a better opinion...

Former HOA President
BradP (Kansas)
Posts: 2,640
Posted:
Quote:
Posted By MelissaP1 on 08/31/2011 8:31 AM
No the realtor will NOT have the information. It is viewed as the OWNER's responsibility to be informed of the HOA. Which means a trip to the Courthouse to get a copy of the CC&R's on file. People have the misconception that it is the realtor, lawyer, former owner, or the HOA that provides this information. It is NOT. It's a courtesy if the former owner or the HOA provides this information. It is something that I would agree if States changed their laws to reflect a better way of letting people know they are entering a HOA. Closing documents may have it but they breeze through them so fast it's easily missed or misunderstood.

If you have your documentation then you should know the name of your HOA. It probably isn't listed in any public phone book or on the internet. Ours isn't. Unless someone has made an internet page, then most likely the HOA won't come up. Your best bet is to knock on doors and ask questions.

You don't contact the HOA's lawyer. That is only up to the BOD to do as it costs the HOA money to talk to the lawyer. Their meetings should be public unless they are covering a legal matter/sensitive subject. If your a renter, then you are NOT a member and probably aren't able to attend the meetings. You may still volunteer but understand your limitations.

Best advice...Ask a neighbor. Ask 3 to get a better opinion...

I beg to differ, a good realtor will know if it is an HOA and will know how to get you the information. Title companies often have contacts for local HOA's and can easily contact them for the information. Realtors have an obligation to give you truthful information. What happens is if the question isn't asked then it isn't answered. But if you ask them, is this an HOA then they have an obligation to find out that answer and point you in the direction you need to go.

I am not sure how all states operate but the seller should have to disclose that there is an HOA, not all states are strict on this but the last one I lived in and sold a house in that was a specific question on my disclosure sheet.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
Disclosing a HOA is different than handing you the rules. No one but you are responsible for finding out what the rules are. A mortgage company should tell you if it's in a HOA because they have to approve the loan. Realtor's should tell you when you look at the home. Lawyers should tell you when you sign the agreement. However, NONE of them are responsible for putting those CC&R's in your hands... You know there is a HOA now go find out if you want to be part of it or not...

Former HOA President
SteveM9 (Massachusetts)
Posts: 3,699
Posted:
Quote:
I beg to differ, a good realtor will know if it is an HOA and will know how to get you the information.


I've never met a "good" realtor and I've met many.
JenniferM10 (Illinois)
Posts: 97
Posted:
My Realtor must have been outstanding then. This is my first home, so I could have made a lot of rookie mistakes. She not only made sure to get me the CC&R's for my top 4 picks, she put time into the agreements for me to review the CC&R's on the two I put offers on with a clause that I could back out if the rules weren't acceptable to me.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
One of my really good friends who passed away was a Realtor...She was one of the "Good" ones...However, Real Estate Agents are like "used car salesman". They just deal with real estate instead of cars. They let you take the house for a test drive (showing) and negotiate payments...Believe me Real Estate Agents are NOT created equal...

You only know if your Realtor is a good one if you know enough about real estate to know the difference. That's why I always use a Buyer's Agent. They work for me!

Former HOA President
LarryB13 (Arizona)
Posts: 4,099
Posted:
You need to find out what your state laws are regarding HOA's. In Arizona, for example, all board meetings must be open to the members even if the board is still under the control of the developer and records must be produced upon request.

If you have questions about the CC&R's, I would not expect too much help from the BOD. The CC&R's are what they are and directors may be reluctant to provide you with legal advice regarding their interpretation.

You mentioned that you had purchased a new home. Did you mean "new" as in recently-built? If the subdivision is still new, the HOA may be under the control of the developer. My experiences with developers has been that they believe the world owes them and the laws do not apply to them. This may be why the meetings are closed.

MelissaP1 (Alabama)
Posts: 13,836
Posted:
Larry, I hope your not depending on your BOD to give any legal advice on your CC&R's. They most likely aren't lawyers nor are able to translate the rules themselves. BOD are volunteers in the community just like any other homeowner. There's no special skill except being willing to be in that position. Plus the attorney doesn't represent you the homeowner, they represent the WHOLE of the membership. They are hired to represent the HOA as a whole and since the BOD was elected to do the same, they should be the one's communicating with the lawyer. Usually they may assign 1 person to handle who's best qualified to communicate to the lawyer as it's quite expensive just for a phone call or an email.

If you have legal questions about your CC&R's ask your own lawyer. There are no "They or them" in a HOA. It's you and your neighbor or the developer. If it's the developer, they may not have open meetings. Your votes are pretty limited when a developer is in control. Unfornately that means your pretty helpless in making a decision until it's turned over to the owners. The developer will usually pick the members from owners who see their side of things as well.

HOA's are just a club of homeowner's with a shared vision of keeping home values. How they get to that vision and maintain it is where all the fun is...

Former HOA President
MikeD9 (Alabama)
Posts: 3
Posted:
What I've been trying to find out is information about the ARC. Our CC&R's state all changes (landscaping, fences, etc.) must be submitted to the ARC for approval and include all pertinent information. What it doesn't state is what is "pertitent" information, and where/who this information should be submitted to.

Almost all of the lots have the backyard and a portion of the two side yard enclosed in a 6' tall wood dog-eared privacy fence. My lot has two of the 3 sides already fenced from neighbors, so I wanted to finish the one side that was not, using the exact same fencing methods. So I've been trying to determine who is on the HOA BOD/Committee, how do I contact them, etc. For someone that wants to follow the rules, and is trying to follow the rules, the HOA is certainly not too eager to provide anything other than a invoice for HOA dues.

Maybe they are mad at me because the builders raised the entire lot by what looks like 25 feet of red clay then built the house on top of that.

Something about the CC&R's bug me. It states all lawns must be kept up, weeds pulled, lawn mowed, etc in a timely regular fashion, then the next rule under that states that ALL landscaping must be approved by the ARC prior to any work commencing. Pulling weeds and mowing lawns IS landscaping...
PetunkaM (Florida)
Posts: 1,009
Posted:
Something about the CC&R's bug me. It states all lawns must be kept up, weeds pulled, lawn mowed, etc in a timely regular fashion, then the next rule under that states that ALL landscaping must be approved by the ARC prior to any work commencing. Pulling weeds and mowing lawns IS landscaping... [Mike]

Mike, not really and not in the HOA jargon. Pulling weeds and mowing is ‘lawn maintenance’or 'ground maintenance'. Planting new vegetation is landscaping. Sometimes the ARC is also the BOD. That could be stated in your By-laws.
PetunkaM (Florida)
Posts: 1,009
Posted:
I have the email address and phone number of the treasurer and the HOA lawyer's name from an invoice that was sent to me, but he refuses to answer phone calls or emails. [Mike]
It is rather unusual for the attorney's name to be on an invoice. Could it be the Developer is still in control? This is why I suggested you check the annual report to determine who is in charge.
All HOA meetings have been private closed sessions [Mike]
This is also quite unusual.

Am just guessing about all this but I would not build a fence unless the Board gave me a written approval. They may have 30 or 60 days to respond to your written request. That too could be spelled out in the By-laws.
MelissaP1 (Alabama)
Posts: 13,836
Posted:
I forgot one thing about lawyers...They CHARGE money for each phone call or email they get. So the lawyer is probably NOT answering the phone call or email because there is no one to pay it. That is another reason you don't contact the HOA's attorney unless they address you to do so. Then be VERY careful about giving out your name if they are not there. They may count and record this for future charges. Believe me, I found out the hard way...


Former HOA President
LarryB13 (Arizona)
Posts: 4,099
Posted:
Quote:
Posted By MelissaP1 on 09/01/2011 2:18 AM
Larry, I hope your not depending on your BOD to give any legal advice on your CC&R's. They most likely aren't lawyers nor are able to translate the rules themselves. BOD are volunteers in the community just like any other homeowner. There's no special skill except being willing to be in that position. Plus the attorney doesn't represent you the homeowner, they represent the WHOLE of the membership. They are hired to represent the HOA as a whole and since the BOD was elected to do the same, they should be the one's communicating with the lawyer. Usually they may assign 1 person to handle who's best qualified to communicate to the lawyer as it's quite expensive just for a phone call or an email.

If you have legal questions about your CC&R's ask your own lawyer. There are no "They or them" in a HOA. It's you and your neighbor or the developer. If it's the developer, they may not have open meetings. Your votes are pretty limited when a developer is in control. Unfornately that means your pretty helpless in making a decision until it's turned over to the owners. The developer will usually pick the members from owners who see their side of things as well.

HOA's are just a club of homeowner's with a shared vision of keeping home values. How they get to that vision and maintain it is where all the fun is...

Melissa:

I am mystified as to how my advice to the OP that the BOD should not be viewed as a source of legal information got twisted in your mind to a belief that I depend on the BOD for legal advice.

After practicing law on my own behalf in Arizona courts for the last 35 years, I would rather ask a wino in a homeless shelter for legal advice that any director of any HOA. The advice will be just as wrong but at least the company would be more pleasant.

I take exception to your statements that being on a BOD takes no special skill and that HOA's are just a club. This is precisely what is wrong with HOA's. Having a degree in business administration plus years of experience owning and operating small and medium sized businesses, I find most HOA board members wholly unfit to serve in that capacity. Can you tell me what the difference is between a director of a corporation and an officer? That's a simple question but I doubt that anyone on this forum can give the correct answer. Would you claim that being a doctor takes no special skill? Would you claim that electricians need no special skills? Why, then, would you contend that managing a corporation takes no special skill?

An HOA is not a club. It is a private government with the power to levy assessments and civil fines, and the power to sieze property through foreclosure. This should not be an area for the inexperienced and untrained yet most HOA boards are made up of former high school student council members who view the elections as a popularity contest. The one thing I hear on this forum more often than anything else is "we can't to afford a lawyer." Well whose fault is that? It is nearly impossible to operate any corporation without getting legal advice from time to time. If you are afraid to impose assessments to cover the costs of doing business, then you lack the needed skills to be on the board and your service in that capacity is detrimental to the interests of your members.

MelissaP1 (Alabama)
Posts: 13,836
Posted:
I routinely volunteer for Habitat for Humanity. The skill level expected of volunteers is none. Anyone capable of showing up the job site is allowed to be part of the effort. We don't discrimate as long as you have an interest. The same with HOA's. It is a corporation/quasi-government of which the only requirement is to be a homeowner. No one should expect any homeowner that is part of the association to have the skillset that normally a corporate/officer would have. The only expectation is of a HOA BOD member is that they are there and willing to be there.

Former HOA President
BradP (Kansas)
Posts: 2,640
Posted:
Quote:
Posted By MelissaP1 on 09/03/2011 5:51 PM
I routinely volunteer for Habitat for Humanity. The skill level expected of volunteers is none. Anyone capable of showing up the job site is allowed to be part of the effort. We don't discrimate as long as you have an interest. The same with HOA's. It is a corporation/quasi-government of which the only requirement is to be a homeowner. No one should expect any homeowner that is part of the association to have the skillset that normally a corporate/officer would have. The only expectation is of a HOA BOD member is that they are there and willing to be there.

True...but to Larry's point look at a well run HOA and look at a poorly run HOA and then examine the board members skill level with regards to business management. There are no requirements to be a board member but those that get the job done have some pretty incredible skills.

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