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MichaelP (California)
Posts: 7
Posted:
Okay...this is a little bit different.
I live in a new condo (less then one year old) in California which consists of only 3 units. We only have one driveway (only common area we share) that connects ALL of the garages. (there are no parking spaces)
My neighbor has been parking outside of her garage since they have moved in and we allowed it because the husband asked us if it was okay temporary as they moved from a bigger house to a smaller condo and they needed time to empty out their garage. It's now been a year and I asked my neighbor to put her vehicle either in the garage or out on the street.
We just bought a bigger car and my wife has found it difficult in backing into the driveway with the neighbor’s car there.
Our CC&R states that:
1) The common area is to be free of any vehicles
2) You can not use your garage as an office/game room (she is using it as a storage/office area)

The HO/neighbor is also going through a divorce now and she wasn't very happy when I asked her, in writing, to move her vehicle and keep the driveway clear.
I know I need to put up a "No Parking" sign, etc. Here is the unique part, I became the "President" of the HOA only by default because no one else wanted it and we pay no dues. We only need to worry about the external insurance policy for the condo and common area (driveway).
My neighbor is claiming I have no legal basis to force her to move her vehicle because we have "no HOA". I told her that was false and we do have an HOA policy and CC&R's in place.

I have notified the police and they will enforce parking restriction once I put up the 'No Parking' sign.

If the CC&R states the California vehicle code 22658.2 is enforceable, can I go ahead and put up a sign and then have it towed or ticketed?

Since we pay no dues, any and all cost in regards to this (No Parking sign) will be paid 'out-of-pocket.

BrianB (California)
Posts: 2,820
Posted:
if you have CC&R's in place, and deed restrictions, then you have agreements when purchasing to abide by the CC&R's. Thus, despite her claim, you can enforce them. provide her the documentation in the form of an educational letter (ie, spell out that you do indeed have legal restrictions that all owners agreed to follow), then give her two weeks to be a sweetheart, and enforce the CC&R's.

RonaldW (South Carolina)
Posts: 901
Posted:
Posted By BrianB on 12/18/2006 5:55 PM

if you have CC&R's in place, and deed restrictions, then you have agreements when purchasing to abide by the CC&R's. Thus, despite her claim, you can enforce them. provide her the documentation in the form of an educational letter (ie, spell out that you do indeed have legal restrictions that all owners agreed to follow), then give her two weeks to be a sweetheart, and enforce the CC&R's.



I agree.


Ron
SC
BradP (Kansas)
Posts: 2,640
Posted:
Michael:

I agree with everyone else here. The last thing you want to do is tow her car, that will only incite a war that I bet you want no part of. Educate her and work with her to meet the rules. Use towing or fines as a last resort.
HaroldS (Arizona)
Posts: 906
Posted:
A three unit condo! That's going to be fun enforcing rules when there are just three of you living so close. Don't envy your situation. Hope none of them turn into a rental. Harold
MichaelP (California)
Posts: 7
Posted:
Sorry for the late reply folks -

Thanks everyone for their inputs to this.
Things have not gotten better.
As I mentioned before, with just 3 condos, we have no 'acting' board though we do have a "CC&R".
Another problem has come up as well. Since we pay no dues, our HO insurance policy was due and though we have paid our share months ago, the other two owners have not. I have found out that both intend on selling (one already has the 'For Sale' sign out) and one owner is going through a separation/divorce. I have tried to 'talk' to the owners but to no avail. (my guess is they feel that they don't need to pay because they are leaving anyway)
Since I have no experience in dealing with this type of issues (first time home buyer here) I have been thinking about contacting a lawyer to help with;
A) The parking issue
B) For not paying the HO insurance.

The cancel date for the HO insurance is next week and as a last resort, my wife and I will pay the remaining balance.

Anyone have any suggestion on what I should do???? Besides move of course! LOL

Thanks a lot everyone!!
BrianB (California)
Posts: 2,820
Posted:
not sure how you can have outstanding expenses as an HOA, but not have dues/assessments. Was it simply on the honor system?

if so, then you now know that the honor system doesn't work among those without honor. What does the insurance cover? why do you have it?
MichaelP (California)
Posts: 7
Posted:
Exactly, it is the honor system here.

The insurance is for the structure aspect of the home. I have been told by a contract lawyer (who works for the builder of the condos) when I told him what was going on and he told me to look in getting 'just insurance for your place'. Well, I have looked into that, but I haven't found any company that would insure a condo (the structural part of it) by itself.
WilliamT (Arizona)
Posts: 489
Posted:
What does your CC&R's say about maintenance, insurance, and about expenses, dues assessments, etc?
HaroldS (Arizona)
Posts: 906
Posted:
There must be other costs besides insurance. What about reserves for major repairs/replacement? Trusting the other two to come up with their share when expenses come up is risky - as you've found out. Who's name is responsible for this insurance? Who was authorized to purchase it? You were not elected but got the office of president by default and you are the entire board? If you put up a no parking sign, the other two could call a meeting and remove you and the sign. Then what? There will always be two of them and one of you. I'm wondering since you were not elected, if you would even have the power to enforce your CC&Rs anyway.
I've never heard of such a small condo. I wonder what the reason or benefit was for building it? This sounds more like a rental type tri-plex to me. Could you perhaps buy the other two units now that they are coming up for sale and rent them out and thus be able to control what goes on there? Otherwise,you'll just face the same dilemma over and over. Harold
KathyE1 (Massachusetts)
Posts: 11
Posted:
hi folks,
one thing that you can do is when the mortgage company of the person who is buying the unit requests a 6-D certificate you can send it back with the amount of money they owe for insurance etc....

then they will be forced to pay it or you can possibly collect it at closing if they really want to sell their unit.

my two cents.
kathy
HaroldS (Arizona)
Posts: 906
Posted:
Kathy - depends on the state. Wouldn't work in Arizona. Only liens can legally be collected thru escrow.
As I understand it, even your 6-D form speaks of outstanding LIENS. The buyer's mortgage lender is only interested in whether the insurance has been paid. I doubt they would get involved with trying to collect the seller's portion if he hadn't paid it to the HOA. Mike should file a lien for money due before the units go up for sale. Harold
BobM5 (California)
Posts: 34
Posted:
Since you are in California, read Vehicle Code 22658 as amended on Jan 1, 2007. You must post a sign of a specific size with certain wordage. You should have a written agreement with a towing company (who's name must appear on on the sign). You must be present when the vehicle is towed.

Your best bet would be to declare the area a fire lane and so mark it. Removal of a car from a fire lane is much simpler.

I can't believe that your CC&R's don't provide for an assessment (either monthly or annually)! Check to see if the CC&R's were filed with the Secretary of State. You may have an illegal condo on your hands. You should have a reserve budget for driveway resurfacing at the least and, if a common roof is involved, a reserve for reroofing and possible repainting of the exterior. The insurance should be paid from an operating budget. Both should be funded by monthly or annual assessments.
DanF (California)
Posts: 6
Posted:
You may wish to check out one of my posts regarding parking in California. We abided by the city's instructions on obtaining their police services on illegal parking. Check me out by doing a search on: DanF

I wrote what we had to do to get parking enforcement, and the ability to get illegally parked vehicles either towed or cited.

MichaelP (California)
Posts: 7
Posted:
Thanks everyone for all of your inputs. I apologize for not getting back here any sooner, but with the holidays and a death in my immediate family, it was hard to log on.

Well, nothing has really changed except that we (my wife and I) received a notice that as of Jan 08, 2007, our Home Owner Policy (for the exterior and common area) was to terminate because of 'none payment'.
As I mentioned, we paid our share ($511 of $1533) back in September of 2006, but the other two owners never paid.
We had no choice but to pay the remaining balance and now have given both parties a 'pay in 15 days or else' notice.
I want to also mention that the city in which we live has a rule that if the HOA has less then 5 units, no monthly assessments is required. They do this because the area in which we live is considered the 'old town' section of the city and they are trying to do the 'get rid of the old and in with the new' situation, so they are more flexible in their rules. Even though, our CC&Rs are enforceable. We did talk to an attorney and he said that the CC&Rs state that insurance is required and that basically, the law is on our side.
I have heard that both of the other two owners plan on selling (one has already a for sale sign up) and I was thinking of putting liens on both properties. Can I do that as an individual but not part of the HOA?

Thanks for everyone's input to this situation.

Michael
CandyB (Pennsylvania)
Posts: 11
Posted:
Because every state and situation is differnt, you really need refer all these questions to an attorney in order to protect yourselves now and in the future. These problems can easily occur again if you don't identify your legal rights as a basis for protection. It may be costly but at least you'll know what needs to be done up-front to protect yourselves and your wallet before any other situation begins. You should also do some brainstorming to identify any other possible situations which may arise from your unique living arrangement and take steps to implement preventative measures.

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