Quote:
Posted By RichardL7 on 04/08/2011 7:50 PM
How is a layman to understand that information? Also at this time I should think some one would need to be responsible for obtaining the documentation and then informing the home owners.
One would need to know of it’s existence some way or somehow. That in it’s self would lead me to believe that the management company would be the first to address the situation and then report it to the board and at that time the board would instruct the management company to inform the home owners, or at least I would think so at this time.
Richard,
I believe everyone of us started out not knowing where to look or really understand what we were looking at.
As you know, there are many, many, many, laws that the average person is not aware of until it directly impacts them. This isn't to say the actual law isn't available for the individual to look up and read. It's just the practicality that most individuals have better things to do with their lives until an issue comes up that affects the individual or the individuals family directly enough for them to find the time to research and try to understand the laws surrounding that issue.
Most States have enacted disclosure laws so that most of the information available surrounding an Association is provided to a potential buyer at the time of purchase. However, laws and governing documents change and it's once again left up to the individual to become interested enough to make the time and do some research. The material is usually available if someone takes the time to look. Fortunately, the internet has made the process easier.
The place everyone should start would be the governing documents. All of the governing documents. This would include:
The Declaration of Covenants Conditions and Restrictions
The Articles of Incorporation
The Bylaws
Policy Resolutions (adopted by the Board)
Administrative Resolutions (adopted by the Board).
Then work look at your State laws:
Property Laws
Corporate Laws (if Association is incorporated)
Contract Laws (as this is what your CC&Rs are)
Energy Laws (as they might effect solar panels, generators, etc.)
environmental laws
Don't forget County or City codes:
Local towing ordinances (if your Association has the right to tow)
Building codes
Then there are Federal Laws and Regulations:
HUD/FHA guidelines (as the Association now has to provide info)
Fair Housing Laws
IRS Codes
American Disabilities Act
Fair Debt Collection Practices Act
Solders Sailors Civil Relief Act
FCC Over The Air Reception Devices (satellite dish law)
Oh, lets not forget various case laws or court opinions that may or may not affect the interpretation of any of the above laws.
Additionally, I am positive that there are many, many more I have forgotten. As you stated, it would be great if Board members took the time to get this information out to the membership. However, you need to remember that Board members are usually just volunteers who, like most of us, have better things to do with their lives. Therefore, it leaves the responsibility to the individual. I would offer the following advise to any individual:
Trust, but verify! If someone is willing to offer advise or an interpretation, I would recommend that you never take that information on face value. You should always verify, to the best of your ability, what that person is telling you with your own research and, ideally, reading the law yourself. Granted, the individual probably wouldn't intentionally mislead you. However, they are only providing their interpretation of what they read or were told.
Personally, I provide advise based on information contained in the question and my interpretation of the question. I base the advise on my own personal experiences, any research and understanding coupled, hopefully, with some common sense. If the information provided changes or a new document is located or my experience in dealing with a similar issue changes, that advise could easily change.
In a recent
discussion on HOAtalk we even discussed how to interpret laws (click the link to go to that thread).
I believe you summed the whole issue up when you stated,
I feel like I'm back in school on this. This is how I feel and I believe everyone on this forum feels.
Tim