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MC4 (Florida)
Posts: 29
Posted:
Does anyone have any payment plan agreement in place for delinquent HOA dues. We are trying to compose something, so we can have the attorney look at it. We want something that also protects the Association if the owner breaches the agreement.
LawrenceC1 (Georgia)
Posts: 480
Posted:
Here's one that worked in Georgia:

PAYMENT AGREEMENT
THIS PAYMENT AGREEMENT AND MUTUAL RELEASE by and between and , is entered into on the date of July 2, 2010 execution hereof by the last party executing below.
WHEREAS, is the owner of certain real property located at
located within and subject to the provisions of the Declaration of Protective Covenants for ;
WHEREAS, the Declaration obligates all owner of lots within the to pay assessments and other charges levied pursuant to the Declaration, and the Association’s Board of Directors has the authority and obligation to collect such sums from members of the Association and the parties hereto desire to settle a dispute regarding unpaid assessments and charges due to the Association;
NOW THEREFORE, for and in consideration of the mutual covenants herein, the parties agree as follows:
_____ 1. As of July 1, 2010 owes the Association the sum of $4,875.47. However upon successful completion of the terms of this agreement and payment by of $3,012.00, the Association will forgive $1,863.47 of this amount.
_____ 2. A sum not less than $200.00 shall be payable on the first day of each month starting on August 1, 2010, and the total of $3,012.00 must be repaid within 16 months.
_____ 3. understands and agrees that he/she/they will be responsible for paying in a timely manner all future annual and other assessments, including future years’ assessments, levied by the Association against its members after the execution of this Agreement.
_____ 4. The Association has agreed to this payment plan in lieu of taking further action against at this time and hereby agrees to forebear from filing suit, so long as performs fully his/her/their obligations as set forth herein. In consideration of ’s compliance with this Agreement, the Association hereby releases , his/her/their successors and assigns, from any and all claims, demands, rights and causes of action of any kind, known or unknown, related to the sums specified herein, including additional interest and collection costs accruing thereon.
_____ 5. In consideration of the Association’s agreements and forbearance from action as provided herein, hereby releases, the Association, its officers, directors and agents, from any and all claims, demands, rights and causes of action of any kind, known or unknown, related to the collection of the sums specified herein, and actions and communications related to the debt owed.
_____ 6. If fails to make payments as required by this Agreement, the Association shall have the right to immediately declare the Agreement null and void and pursue any and all available legal remedies, including filing legal action, to collect the full balance owed and fees authorized under the Declaration. This agreement does not constitute a waiver of any liens or other rights the Association may have under law.
_____ 7. Any and all payments called for herein are to be made payable to the Association and mailed to .
The undersigned hereby execute this Payment Agreement and Release on the data of execution by the last party executing below. This agreement supersedes any prior payment agreement.


By: _____________________________

(Agent for )

Title: Treasurer


Date: _______________________

By: _____________________________


Date: _______________________

LawrenceC1 (Georgia)
Posts: 480
Posted:
In the previous post, somehow the psoting software ate everything in angle brackets. Here is the data again using square brackets to indicate variable fields:

PAYMENT AGREEMENT
THIS PAYMENT AGREEMENT AND MUTUAL RELEASE by and between [Association] and [homeowner], is entered into on the date of July 2, 2010 execution hereof by the last party executing below.
WHEREAS, [homeowner] is the owner of certain real property located at [address] located within [Association] and subject to the provisions of the Declaration of Protective Covenants for [Association];
WHEREAS, the Declaration obligates all owner of lots within the [Association] to pay assessments and other charges levied pursuant to the Declaration, and the Association’s Board of Directors has the authority and obligation to collect such sums from members of the Association and the parties hereto desire to settle a dispute regarding unpaid assessments and charges due to the Association;
NOW THEREFORE, for and in consideration of the mutual covenants herein, the parties agree as follows:
_____ 1. As of July 1, 2010 [homeowner] owes the Association the sum of $4,875.47. However upon successful completion of the terms of this agreement and payment by [homeowner] of $3,012.00, the Association will forgive $1,863.47 of this amount.
_____ 2. A sum not less than $200.00 shall be payable on the first day of each month starting on August 1, 2010, and the total of $3,012.00 must be repaid within 16 months.
_____ 3. [homeowner] understands and agrees that he/she/they will be responsible for paying in a timely manner all future annual and other assessments, including future years’ assessments, levied by the Association against its members after the execution of this Agreement.
_____ 4. The Association has agreed to this payment plan in lieu of taking further action against [homeowner] at this time and hereby agrees to forebear from filing suit, so long as [homeowner] performs fully his/her/their obligations as set forth herein. In consideration of [homeowner]’s compliance with this Agreement, the Association hereby releases [homeowner], his/her/their successors and assigns, from any and all claims, demands, rights and causes of action of any kind, known or unknown, related to the sums specified herein, including additional interest and collection costs accruing thereon.
_____ 5. In consideration of the Association’s agreements and forbearance from action as provided herein, [homeowner] hereby releases, the Association, its officers, directors and agents, from any and all claims, demands, rights and causes of action of any kind, known or unknown, related to the collection of the sums specified herein, and actions and communications related to the debt owed.
_____ 6. If [homeowner] fails to make payments as required by this Agreement, the Association shall have the right to immediately declare the Agreement null and void and pursue any and all available legal remedies, including filing legal action, to collect the full balance owed and fees authorized under the Declaration. This agreement does not constitute a waiver of any liens or other rights the Association may have under [State] law.
_____ 7. Any and all payments called for herein are to be made payable to the Association and mailed to [Association address].
The undersigned hereby execute this Payment Agreement and Release on the data of execution by the last party executing below. This agreement supersedes any prior payment agreement.

[Association]
By: _____________________________
[Name]
(Agent for [Association])
Title: Treasurer
[Association]
Date: _______________________

[homeowner]
By: _____________________________
Date: _______________________
NoeW (Alaska)
Posts: 25
Posted:

We send letters at 30, & 60 days.

On the 90th day thay get a lien notice.
FredB4 (Ohio)
Posts: 375
Posted:
We also have a payment plan. It must be approved by the board. Ours isn't as formal as the one in the above post ... maybe it should be but we figure that if they don't comply (i.e. miss one payment) the agreement is canceled (noted in the agreement they sign) and we follow the normal procedure for dealing with delinquent accounts.
We also have the 30 day fine/ 90 day notice of a lien policy.
KellyM3 (North Carolina)
Posts: 2,239
Posted:
If you're self-managed as an HOA, why not just pay the lawyer to draw a document according to your state's collection laws and then present it to your board?

Otherwise, you may end up paying the attorney to review your document and then re-write it anyway. Besides state laws can differ greatly.

I'm in North Carolina and we matched our collection policy to the NC state law. No "nice guy" reminders or other notification. By the book. It's clean.

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