Help, HOA holding homeowners hostage

GT

I live in Sylmar..My email is [email protected] if you want to talk.

@Roger
I actually did get an itemized proposal with line by line charges, but this was "poo poo'd" and ignored by the HOA management company.

Part of the problem is that there are a lot of renters in the complex, so getting a hold of the actual owners is difficult. Attendance at the HOA meetings is lower because of this high percentage of rentals, and thus, I surmise that is how the management company gets to cast a majority of the proxy votes in their favor.

GT, assuming the facts are as you stated then don’t expect the Government – State or Federal to come to your rescue, they consider it a civil matter. You need to start by contacting the other owners, you can request a copy of the membership list from the BOD or MC but they do have the right to deny it; however if you sue they have to prove you would have used it for something other than a lawful purpose. You can also get their names and mailing addresses from the tax rolls, the tax bills are usually sent to the owner’s home address and the information is public record. Gather their support and recall the current Board and replace them with people willing to work. In addition to your own CC&R's you also need to become familiar with the Davis - Stirling Act which governs HOA's in CA. This is a link to an attorney's website that breaks D-S down into easy to understand language: http://www.davis-stirling.com/

Something here does not make sense.

You have 30 units and for some reson you alone have trouble with the actions of the Board but none of the other owners? They will happily pay the assessment and the incresed CCs and life goes on.

Can't afford to pay their mortgages but an extra $2,000 just fine with them.

Glen's advice was good you take the time to contact each owner and inform them as to what IS going on rather than what you think is going on.

I would first suggest you obtain a copy of the financial report or budget to see if in fact your assumptions are correct.

There is a chance you purchased a piece of property in a troubled complex with deep financial issues and the Board and or MC are unable to deal with them other then raising fees.

It is also possible your approach has alienated yourself with the Baord and MC who no longer wish to deal with you.

I just wonder where the other 29 prooperty owners are and why someone would go along with a $2,000 unwarranted increase and do nothing. That is even tough to understand using dumb as an excuse

Some additional points that I would really appreciate comments on. I went through the CC&R's and found these points:

1) Under Article V, 5..04a4. "The board may not ordinarily take .... Pay compensation to members of the board or to officers of the association for services performed in the conduct of the association's business provided." << Doesn't this mean that they cannot have dual interests, ie. cannot be owners/employees of management co with conflicting interests?

2) Under Article VIII Mortgagee protection, 8.05(a)1, "Except as provided by statute in case of condemnation or substantial loss to the property, at least 67% of owners and at least 51% of votes of eligible first mortgagees must give written approval before the association may do anything of the following: (1) Alter the method of determining the assessments or other changes levied against the owner."

<< The special assessment was calculated based upon reserve study calculation by 3rd party private company. This study was approved on a vote in a previous HOA meeting, where 16 votes were cast which does not meet the 67% owners threshold. Thus the method of assessment, ie. The use of the study, is automatically invalidated, no?

3) Under Article III of the bylaws, 3.09c and 3.09d Voting and Election of Directors, it states "Not less than 20% of the total number of board directors shall be elected by a majority vote of the members (other than Declarant) as long as a majority of association voting power resides in the declarant.

<< I don't understand this completely, but it sounds like the declarant votes should not count?? In this case, I don't know if the original developer who retained condo units (now rentals) and delegated proxy voting rights to the management company, is still considered the "declarant".

4) Under Article V of bylaws, 5.05b, "Specially elected directors may be removed from office prior to expiration of the directors term of office only by the vote of at least a simple majority of the voting power residing members other than Declarant."

<< if declarant does not include developer proxy votes, I think we can remove them from office.

5) Under Article V of bylaws, 5.15; nominates need to comply with Corporations Code Section 7520 which is

"(a)As to directors elected by members, there shall be available to the members reasonable nomination and election procedures given the nature, size and operations of the corporation.

(b)If a corporation complies with all of the provisions of Sections 7521, 7522, 7523, and 7524 applicable to a corporation with the same number of members, the nomination and election procedures of that corporation, shall be deemed reasonable. However, those sections do not prescribe the exclusive means of making available to the members reasonable procedures for nomination and election of directors. A corporation may make available to the members other reasonable nomination and election procedures given the nature, size, and operations of the corporation."

<< it seems to me the nomination procedure was NOT reasonable, thus the last board member voted on should be invalidated?

Joe if things are as deplorable as you say why haven't you petitioned the court to appoint a receiver to oversee the community?

When an association is improperly operated or the members are non-responsive, any member or creditor can petition the court to appoint a receiver to operate the association. If proof is made to the satisfaction of the Court, the judge will appoint a receiver to take control of association assets and give them the power to impose emergency special assessments if necessary. While a Board may stagger needed repairs to spread the costs out, a receiver would have the power to enter into contracts for all of the necessary work. The Association must pay all the resulting expenses, including the receiver's hourly fees. The receiver has broader powers than the board and will strictly enforce the rules and finances. Members lose their right to vote and have no input into the operation of the HOA. With the receiver's fees and the court costs, it could add thousands of dollars each month to the association's normal operating costs. All of which must be paid by the homeowners.

The receiver will likely be an attorney, a bankruptcy trustee, an accountant, or a similar professional who has expertise in property management. The Court will usually require the receiver to be bonded to guard against misappropriation of Association assets with the cost of the bond passed along to the Association. The court will require periodic reports from the receiver and the receiver most likely will stay in place until the problems that prompted his or her appointment have been solved. There is no set period of time for a receiver to stay in place; it is not a permanent fix but can last for several years.

Glen,

As usual you are very much right about our situation.

Would we have to have a petition with signatures? How many of homeowners do you think?.
Do you have any examples of this type of process Called "Receivership"?
Does it work if the monies being spent can be cut dramatically since they are overspending and wont cut cost.

We think that we can cut two to three hundred thousand dollars out of the budget right away. Easy!! The maintenance guy makes 82K with his sidekick at 40K and they have no certifications... so we have to get multiple third party contractors from everything from Plumbing, landscape, lights, drains, lift station, porches, pool,parking lots, paint, fence etc. We don't know what they do but when we see them they are either driving, sitting, meeting with vendors, at home... an always together like two peas in a pod....Our Admin is over 45%

Thanks for your insight on this issue. We need all the help we can since we don't want to go into condemnation.

Look forward to hearing from you or any body else who has information on "receivership" and it Pro and Cons.

PS : We have passed on 4 years worth significant financial budget money issues and questions to the DA for investigation to see if criminal charges can be enforced and an investigation be conducted.

It would appear that invisible monies have been reported, changed, moved, altered to the association and Auditors as well as IRS officials. We cant tell if the reported numbers are 5 is a 1 or a 3. We cant trust any numbers reported by the management company and Board at all at this point because there is so much inconsistent material reported in the past, on website, at meetings, in newsletters, Ledger, Directors Disk, and in minutes.

They(management company and Board) seem to be able to change any numbers they want at will even to the past.

They some how issued a 1/4 million dollar assessment in November of a calender year and reported all of the monies received and in the budget in December of that same year, only to never report any of these monies the next year until the month of October when they showed 2K worth of monies. HUh?

What really crooks me is that all the information is there information presented at one time then changed or reported differently depending on the year or circumstance like reporting to the auditors. They even alter the minutes for the website and keep there own version hiding information from the association members. Can you say “cooking the books”? Sure there honest?

The Condo Cert website they provide has outdated insurance, missing minutes, altered minutes and annual meeting meetings two years behind. They wont tell us about the 3 year ongoing lawsuit that has been in district court and cost us hundreds of thousands of dollars.

Basically we don't know where the money is going..We cant trust these people.. and..We are screwed as they wont cut cost and this place is falling apart..

Joe Owner

Any single homeowner can usually petition the court to appoint a receiver. So, you only need to be willing to pay the money to get the process going. You should hire your own lawyer.

You'll have to convince a judge to appoint a receiver. In the end, the judge could always decide that it isn't warranted and refuse to appoint a receiver.

You might not save any money with a receiver; your monthly fees may even go up. Either the court will set the receiver's salary or the receiver will propose a salary to the court which the court will approve or reject. Your HOA fees will pay the receiver's salary. Most likely, the receiver will come up with plan which will be approved by the court. To implement the plan, the receiver will make all decisions for your HOA, large and small.

Joe in the immortal words of Mel Gibson: “Bravo Sierra.” You blame the Board and the MC but the real culprits IMO are the homeowners who sat on their collective a**es for the past however many years and allowed the property to fall into such deplorable condition; at least a deplorable condition according to you.


Typical of today I guess, we got ourselves into a mess; won’t somebody else fix it for us because we couldn’t possibly take responsibility and fix our own mess? Bottom line you and your neighbors either allowed it to happen or you bought into a community without doing your due diligence. Please explain why it is now someone else’s job to pay to fix it??? Before you again blame the Board and MC which is a lot of malarkey, bad Boards are recalled and bad MC’s fired all of the time, I’d look closer to home as to who is ultimately responsible.

@Joe

Looks like you and I are in similar situations where we try to fight but don't have enough voting power. In my case, the MC, developer and the board control more than 51% of the units.

Things I am trying to do:
- report to IRS
- file a compliant with local district attorney
- file complaint with BBB
- contact dept of real estate, State Housing commission, local media etc.

Any other ideas welcome.

@Mary

The situation is that the developer, management company, and board of directors are all the same people. No individual homeowner can even be elected to the board of directors for the HOA as they've made it exclusive (Ie. they have all the votes).

I'm gathering more evidence currently, but I have preliminary evidence that shows accounting irregularities. They are utilizing their own employees as contractors and charging higher than market rate for all these services. Past homeowners who requested review of financial statements (which they are supposed to provide us regularly but do not) have been stonewalled with a variety of excuses. Its gotten so ludicrous that they sent out a "opt in" letter of membership to the HOA, stating that if the letter isn't returned in 2 weeks, it is assumed that the homeowner is electing to automatically "opt out" of HOA membership. There is clear conflict of interest and a breach of fiduciary duty and likely fraud going on.

I've researched the Davis Stirling Act as well as the CC&R's, and there are multiple violations in both. Do you still think that what they are doing is ok? If not, I would appreciate suggestions. Thanks.

Declarant is the original developer; the person who started the project and made the original Declarations (Covenants). While he is a developer he may not be the only one, for instance he could have sold off a tract of the land to another developer. Now the second developer would still have to operate under the terms of the Declarations and would not have the power that the original Declarant has.

Glen,

Thanks. We have been educating the people in the complex for the last 3 years when we started a petition to audit the books. Back then it only took 556K to run the complex and we found all kinds of problems with spending in the budget.

We have Two Web site's and a You tube Video site. We have Proven in county court that the 2008 special assessment was not legally assessed. We know that the reporting of monies to the auditors does not match what is reported to the homeowners. We know and have shared information about the BOD 25 counts of violation of declaration's, misreporting, altering of the minutes, Bulletins, Current Budgets, previous budgets, spending and accounts of monies. We have tried to work with the board and get our questions answered but they seem to want to continue on this same course as this complex is falling apart.

It is very obvious that the BOD is being bamboozled by the MC. The MC Write the budget, Write the checks, Spend the money...The board just signs the checks and kicks back assuming everything is good to go. It is not good to go because their are no monies left at the end of year and no capitol expenditures have been spent for Roofs, Paint and Porches replacement.

The BOD and MC continue to waste our monies on third party contractors, substandard repairs which require re-repair constantly, executive salary's to the MC and Maintenance personnel along with the fleet of lawyers. In the end, we don't have a dime left for anything! Whats funny is they know they can get away with it, without any community say in the matter.

Now we spend about 800K to 1 million per year. We got a 4K assessment coming up and it may not still include Roof Replacements, Porches and Paint.

The board has written off 21 uncollected dues in 15 months and have been battling a homeowner who sold his unit, but the sale was lost due to the inspection of the roofs and porches which failed. The buyer pulled out and the sale was lost so this homeowner decided he was not going to pay his dues and the Board and MC sued him (he lost and Paid 9K). Now his counter claim in District court has been going on for 3 years as the board has spent hundreds of thousands of dollars on legal fees.

It's just for spite because we could have replaced three roofs already with the monies they have wasted. The worst part is the Board does not even show up for court and allows the management company to represent them. They recently presented attorney checks which did not have anything to do with the case and now Fraud is being included in his counter claim lawsuit.

Well... I guess we are just screwed and all this education wont help us until the BOD wise up or the people who own in this community come together.

Maybe we should...Suggest to the owners a movement will be made to get the present board of directors to repay all the over spending out of their pocket personally.  That means money is returned to the HOA without coming from the owners..

Thanks,

Joe

GT1,

Yes............ we have done all these things even we had a Picket off the main road near the complex.


1)The BBB said since I was just a volunteer and not a board member I could not send any complaints about the management company. This was after we caught the Maintenance personnel illegally removing asbestos' from a HUD unit and exposing the occupants of building to it.

2) The IRS sent us a letter saying they are conducting an investigation and they would appreciate any more information, Unfortunately they got our association name mixed up with another complex the MC company manages...Imagine that? The MC and BOD are currently renting two common area owned units for 15 years and they have never paid any property tax on them.

3) Yes, DA know all about whats happening here..Is it criminal? You really have to have direct proof; like this " the BOD is does not have to pay there dues each month" or The BOD are given “Vacation's each year in Hawaii"

4) Local Media- Most news stations tell you.... “quit bothering us with your petty problems” but one magazine picked up on the fuss here because the MC was involved directly with two complexes in which there was “dissatisfaction with the MC”. One of those complexes was ours and it involved all 20 roofs leaking here at this complex and not being replaced.

5)Real Estate people selling in this complex are not telling the buyers of upcoming special assessments and the condition of the complex. Which a real Estate person calls the MC they are told there are no problems with the complex.

6) We were able to Video Tape one meeting which the sued neighbor had the police called on him by the BOD and MC during the meeting. Now we cant video tape anything.

7) We have all the owner contacts and phone numbers from the County website. We have sent them letters and called them. Most out of state rent and the others that rent just don't care. They made their money on the rental and paid them off years ago.. There Response. What ever happens. oh well it happens!

Good luck with your battle,

Joe

“ You cant stop a community volunteer who knows he's in the right and keeps on coming”

Joanne,

I have been a victim of “Selective Enforcement” in my community.

Thanks for all your thoughts, I will have to research them.

I have had my petition box ripped down, two flat tires, my van has been broken into, My website has been compromised 3 times, our building has had the flower and pictures taken on 3 occasions, I have been defamed in the monthly newsletters (comparing me and my neighbors to nazis)AND I have received 3 violation notices, 3 courtesy notice's and two cease and desist notice's.

The MC company called the police on me several times making stories that I have been harassing the Maintenance personnel or following them around. It's all a bunch of bull to make me nervous and sequel like a pig and run to the hills.

The BOD and MC have come after me for everything they can. They even confront me in the street and harass me. It got so bad I had to contact the Attorney General Offices and submit a complaint about the Harassing untrue letter from the association lawyers.

I have been flipped off by one of the former Board of Director Treasurers and been called a “Front Man”.

I have checked the minutes from the last year and found that only I have received so much attention because I started a petition, questioned the Budget spending, proposed new assessments, questioned the roof leak issue, wanted a beatification committee along with wanting to get a new election to replace a board of director who have exceeded there terms.

They elected me as Chairman of the Beautification committee only to stomp the idea dead because I would not play ball.

I have found that you can get more with honey than vinegar and thats sometimes its better to keep quiet and do nothing like sheep in a pasture. Because if one tries to fight the Board which acts like its own country they will try to squash you quickly.

I have also found that the "Selective Enforcement" imposed on me as a community member in good standing pulls the blinds down for all to see the real issues that the community is facing.

Thanks,

Joe

I sent a post but it hasn't recorded yet and that is weird.If you have losts of roof problems, you may have a class action suite against the builder!!!! We did this in an HOA we lived in and the owners won! The law firm was based in Tucson and the community was called Terravita in Scottsdale. There were not only bad roof, but bad stucco because there was iron in the sand they used for the stucco mix and so most homes had "freckles" of rust that kept recurring even though painted over. Each owner got about $15-16K on the settlement. Roof leaks can be a big deal because of potential mold issues. See if you can get som law firm that specializes in this kind of stuff to get interest. I would guess the firm will base it's interest on how much money they think they can collect!

The Miller Law Firm - Online Press - SCG group sues WebbJan 17, 2002 ... Homeowners file $100 million class action suit ... in two other Webb developments -- Terravita in north Scottsdale and Anthem in New River. ...
www.constructiondefects

Let the attornies figure out the actionable defects. They did take this without any retainer because it was a community of many homes which translates to many dollars. The attornies hire contractors to come in and evaluate and test and do all kinds of investigating. When I went online, I see there is another suite against Del WEbb at another complex called Anthem. Call the Miller firm for a reference in your area.

My pleasure Joe. I got great great support and help from this site a couple of years back when 3 of us were fighting a board and it was that help that resulted in getting our community back on track and all three of us are now on the board! We still have a ton more to do and I use this site when we get stuck and it has always been most helpful. Good Luck!

Daniel, I could not agree with you more about knowing when to get out. The problem in today's world is some folks are too far upside down to leave. Renting them out is not an option for some either so it is a real dilema. Our complex is over 30 yrs old and if it is not one thing, it is another. Our underground irrigation system is getting rubberbanded together and would be a million dollar nightmare to replace.We are only 79 units so that scares everyone to death. Hoa living is not for all people and when you have a control freak or two in the complex, that is also a nightmare. We have one owner who is so obnoxoius and offensive, that he cannot contact any board member directly because of his abuse. One must really weigh the pluses and minuses before purchasing.

TMMC Handles Puppet Board by keeping the Strings tied and Controlling the meeting On August 17 at 7:00pm

“Some Board Members fly the Coop”
On a hot evening as the sun went down the people of Highline Meadows entered the Church to attend the meeting of the Highline Meadows Condo Association.

As folks entered, and signed there owner information in, proxies for voting were handed over. One organized group of owners who represents the Highline Meadows Reclamation Project (RC's ) handed in 18 Proxies electing there Board of Director Candidate ( BODC) for an open position on the Board of Directors.

Flyer's were handed out by the Reclamation project (RC's) volunteers to the small group of 35 to 40 homeowners present at the meeting.

From the start of the meeting, it was clear that the Board of Directors were nervous and sitting quietly, allowing TMMC, to control virtually the whole meeting. She answered most every question, with the exception of two blow ups, by the President and the Newly elected Member at Large.
The Usual, shouting at members, from the Secretary was also heard, but for the most part, this board was easily being controlled by TMMC and it showed! “She had the Puppet strings tied”!
Only Approx 23 vote proxies and about 40 owners were present as the official meeting was ended and a general meeting opened. We did not reach the 151 required quorum.

Hindman Sanchez, the attorney was present for the meeting.

A slide show was presented by TMMC, as the question of “why we are paying the Maintenance men executive salary's came up” by a Reclamation Project Member (RC) with proper certifications, and why “almost twice as many jobs where being sent to third part vendors”? “161” of these jobs went to these 3rd party vendors relating to; pool, plumbing, drains, paint, porches, electrical, pond, lift station, Roofs, landscape, HVAC etc.

As usual, TMMC explained that the “maintenance personnel cannot be everywhere” and that “they would require special tools”. It was also found that one of the maintenance personnel possesses some sort of “removal certifications” ...most likely dealing with Asbestos's. There was no mention of the Certification's that the other well payed maintenance man has, since he is making well over 60K – 70K per year. Also, it was not discussed that many of these special tools needed could be “cheaply rented” two miles down the road for most jobs the vendors where doing.

The President would not answer why we are paying 120K + executive salaries, but the Maintenance man did point out had lived at the complex for 3 years and been on board for 7 years.

As the slide show went on, many people in the room had question's relating to the complex. At one point, TMMC questioned “the knowledge “ of the Roof Repair cost for the last 4 years to Reclamation Person (RC) representative. He said “I guess about 40K” as people in the room laughed.
Then she explain, that it cost was over 146K from 2006 to the present at which the RC responded “ So you folks wasted 146K on “substandard repairs” and that the roofs were “being fixed incorrectly with tar” and that “they would all leak again” (verified by Mike Dewitt with Owens Coring-Roof Manufacturer) because he has encountered over 13 reoccurring leaks after repairs in his own unit and that they were “throwing there money away!”

At this point, The Secretary got up, in a emotional voice, and exclaimed “What were we supposed to do!... We didn't know they were using that to fix the roofs”.

As the meeting went on, at one point the Board Member at Large (BMAL) shouted out to the RC member “What proof do you have that this place is going into condemnation”, at which the RC explained ,“he did not know what he was talking about. At this the BMAL held up the handout by the RC representatives (18) at the meeting and said “right here it says we are going into condemnation....How do you know this???” “Is this “Yours”!!, at which the RC said that is a “community group effort”

At this, the RC explained that “the structure of the property had not been properly evaluated, and that the board and city had several chances to inspect the roofs, structure and porches to insure the “safety of this community” At this, the BMAL stated the “same thing” at which many of the people including our Candidate for the Board (BODC) firmly stated, “ THAT IS NOT WHAT IT SAYS”, as the Board member (BMAL)was visibly getting upset about the answer and “continued ranting”on...

Finally, there was clarification that the questions to the board stated the following; (From Hand Out)
14)Does the Board have any plans for condemnation if the city comes in and declares this complex condemned?”
Now as you can see the question relates to “if”, so the Board member got very excited over nothing. Unless “it” happens.

The meeting went on, as the financial were presented. TMMC appeared to explain to our Board of Director Candidate (BODC) at the meeting that information had been presented on the budget by person who did not understand it and attempted to convince him that when the budget numbers are sent to the Auditors like, Dix and Barrett, that they use a worksheet to find a difference, and then after that audit those difference are than updated to the old budget numbers presented.

At This, the Candidate that served on the Board as Vice president for a year (BODC)and just resigned recently said “ No, that's not true”. He also explained that he had “Significant background working in accounting as a auditor and understood it clearly. At this, the RC got up to showed the actual original numbers report which clearly showed a 376K difference between the budget financial numbers ending June of 2008 to the Approved Budget by the Board dated 2010.

The RC explained that these numbers varied as much as 99K in some categorizes, and as much as 2K in others, and all in between, throughout the budget. At This, TMMC explained that “ The numbers you are looking at are for the calender years of 2008”. The RC explained that the monthly Meeting of February 2008 clearly show that the board wanted to start to go to a calender year of budgeting” (recommended by the auditors) Another words...this could start in July of 2008 as the calendar year.

It was obvious at this point the Board President was getting heated as the “BOCD” got up and Explained “OK, this is my two minutes, as he explained, that this Budget variance information for 2008 was given to the board prior to this meeting and that he never heard from the board as was discussed with TMMC.

He explained that the the Board was supposed to meet with the RC member to review his findings, which never happened, and that the board never went into Mediation with the RC. At this “ The President” Firmly said that “this was incorrect” and that the RC said, He “did want to Mediate”, and sent a letter explaining that. The “BOCD” then said that “does not matter” At this point the “BOCD” costively said to the president, Alan **** “you don't understand ” and got up in disgust and left the meeting.

The view point as reviewed “after the meeting” from several owners was that this “It was obvious that this current board of directors has no intentions or concerns about the numbers in the budget and have allowed TMMC to control the books. It is obvious they do not want to discuss any potential errors or omissions”

As the meeting went on, other members of community, as well as, RC members, presented question's from everything from the Landscape, grass dying, to the Fences and ground looking ghetto like, to the porches and paint. TMMC mentioned that they had purchased a large amount of split rail for the property and that sprinklers were being worked on.

Some community members complemented the Maintenance Personnel, Management company and TMMC and Board for there achievements.

Also, it was mentioned that there is a new website for the association at Highline Meadows com.. we could not find it.

As the meeting neared ending the question arose form a RC member of to “What the Board was going to do about the Special Assessment issued in 2008 that was 'found to be “illegal in Arapahoe county court for two homeowners who were sued”.

At that, there was slight hesitation from the Board and TMMC on how to answer the question, but she (TMMC) did say that “it was true” and that “Members were welcome to “ask for the money back”, but she (TMMC) warned that if those monies where returned that those people would have to repay the monies in the 2010 special assessment since they would be crediting those people who paid the assessment of 2008 and asking for those monies for those who did not pay.

The Unofficial meeting was then declared ended.......... as a bewildered feeling was sensed in the room.... as the sheep walked back to there pasture at Highline Meadows.

Some significant numbers presented at the meeting;

1st Buildings for roof replacements:
454, 409-411, Building 130

No Loan Available for Roofs- Roof Cost est:60 month loan
2 Million Dollars
3 Bedroom = 9,000 dollars per unit
2 Bedroom = 6,000 dollars per unit
Special Assessment- Roads,Fire, porches, garages, paint etc 4,214 .00 per Home

Other Notes:
Delinquents: 55% on Time, 26% prepay
44% off site, 53% on site
13% collectible
6% delay
114,744.00 in collectibles

J&S Lawsuit cost 57,358.00

Disclaimer:
This document is being written based on attendance and notes presented at the annual meeting. The author has attempted to present the details of the meeting as he or she see's it and is no way an actual transcription of events or “quotes”of peoples involved. The author has made every attempt to accurately describe the events and spoken word of the meeting. This document is written to inform the community of details mentioned in the meeting any number misquotes are purely based on notes provided by attending members. This publication is copyrighted and may in no way or form be distributed with consent of the author. Any Ideas, view point's, or added items are strictly added to benefit the article and should not be taken as actual fact.

Copyright 2010 RC

Thanks JoeJoanneD1,

I know it's complicated!!!!!!!!!!!!!

We will survive...... I just wanted to share the information. Its funny when you know the end is near and you just don't want to accept it. Look, we have a small country here in the US and the people don't have a voice in what happens. In a HOA in Colorado the people don't have a voice....or a vote unless quorum is met...

We are Screwed! But....... don't worry because the truth will prevail and justice will come!

Thanks Joe